Miguel Rueda Latest Posts

One rule we're asked to clarify on a regular basis is the Chase 5/24 policy. Although not an officially published rule, 5/24 is a set of guidelines restricting the approval of new Chase credit card products to applicants with less than five new credit card accounts added to a credit report over the past 24 months. Here's how it works.

Lufthansa started selling mileage bundles called "Bundle & Go" for its Miles & More program late in 2022. The bundles come in three sizes: small, medium, and large. From now until June 30, 2023, Lufthansa is offering a 30% bonus on all three sizes of these bundles. With this bonus, members can buy Lufthansa Miles & More miles for as little as 1.48¢ each. Should you buy? Let's look.

Marriott's latest buy points promotion offers the opportunity to buy points for as low as 0.83¢ a piece. That opens the door to stays at the most lavish Marriott properties at a fraction of the cost, such as going on a safari in Africa for under $42 per night or just scoring inexpensive domestic getaways for as little as $33 per night. Or, you can use this promotion to mint United miles for just 1.71¢ per mile!

United is running an award flash sale to celebrate the 42nd anniversary of the United Mileage Plus award program. Fly to Tahiti for 42,000 miles roundtrip or to Australia for 60,000 miles roundtrip. But you need to book by May 6 to score these deals. Here are the full details of this flash sale and some examples of what you can book.

If you’re new to points and miles, it’s easy to be overwhelmed by all the advice and information. Today, we’re getting back to basics with a look at the Chase Sapphire Preferred® Card from the beginner’s perspective. Here are the seven key factors you should consider before choosing a rewards card — and how the Sapphire Preferred delivers in each category.

American Express Centurion Lounges are some of the most highly sought-after airport lounges. However, you'll need to have the right card (and potentially fly the right airline) to enter. In this post, we explain how you can score access to Centurion Lounges, the Centurion Lounge locations, and why they're so great in the first place.

Despite many new competitors, the Chase Sapphire Preferred® Card remains our top rewards card recommendation. It comes with excellent cardholder benefits and earns some of the most valuable points out there.  

Annual Choice Benefits are perks awarded to Marriott Bonvoy members once they reach 50 Elite Nights Credits. From free night awards to suite upgrades, these perks can take your travel experience to the next level. In this guide, we'll explore Marriott Bonvoy Annual Choice Benefits, how to select your choice benefit, and how to make the most of them.

If you have one or more Chase Ultimate Rewards earning credit cards, you'll notice that the points earned on each card account are associated with that particular card. If you want to maximize your rewards for redemption, you'll want to consider combining those points to the card that provides the most value for each point. Combining points is easy, fast, and free.

Chase's Pay Yourself Back is now a staple for redeeming Ultimate Rewards points and has recently been expanded to Southwest and Aeroplan credit cards. Now, Chase Sapphire, Freedom, Ink, Southwest, and Aeroplan-branded cards can all use Pay Yourself Back to offset eligible purchases with a bonus. And Chase just updated the eligible categories yet again. Here's what you need to know about the changes to this popular redemption option.