Huge Bonuses Currently Available

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When the occasional 75,000 or 100,000-point signup bonus gets released it certainly piques interest, but what do you do when there are several big bonuses available? Points and miles should be managed just like an investment portfolio; they're helping fund your travel.

Singapore Airlines A380 First Class Suites
Singapore Airlines A380 First Class Suites

There are a few huge bonuses available that we keep hearing about from AwardWallet users, all of which we've looked at and have either received or are looking to get. The biggest bonuses and associated perks are:

Chase Sapphire Reserve®
Chase Sapphire Reserve®
Annual Fee$550
Welcome Bonus Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✔®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.
  • 3X points on travel immediately after earning your $300 travel credit
  • 3X points on dining at restaurants
  • 1 point per $1 spent on all other purchases

Points transfer 1:1 to partners such as Hyatt, United, and Singapore Airlines. Need some inspiration on how to redeem your points? How about 20 ways to redeem Ultimate Rewards

Ink Business Preferred® Credit Card
Ink Business Preferred® Credit Card
Annual Fee$95
Welcome Offer New Offer! Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening.
The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.
  • New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
  • 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
  • 1X point per $1 on all other purchases

Those valuable Ultimate Rewards can be combined with your other Ultimate Rewards-earning cards like the Chase Sapphire Preferred® Card.

The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Apply Now
Rates & Fees
(Terms apply)
The Business Platinum Card® from American Express
Annual Fee$595
Welcome Bonus Earn 75,000 Membership Rewards® points. after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on
  • Terms Apply
  • Rates & Fees
  • 5X Membership Rewards® points on flights and prepaid hotels on
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year
  • 1X point on other purchases
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.

Not Just The Bonus

While each of these cards has a lucrative bonus associated with them, don't stop looking there. Your card might come with lounge access, elite status, or a slew of benefits that you'd be foolish to ignore including rental car protection and several forms of travel insurance.

Look at the cards you have and use today — if you're on the fence and looking to add something new to your portfolio, one of these cards might just fit in nicely.

For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)

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  • It seems the SWest Business card application from Chase requires an EIN, is there a way to put a SS# in there?

  • Might just have to get the Marriott card seems like too good of a bonus to pass up on!

  • I applied for and received the Chase Sapphire Reserve card and I was thrilled when those 100,000 Chase Ultimate Rewards points were posted. I still get strange looks when I hand clerk the metal card but all goes well.

  • Thanks for this info. I try to limit my signups to the high value ones.

  • I wish I could get the CSR but am over 5/24.

  • This is cool. Too bad I have a hard time meeting the minimum spend.

  • Not sure if my earlier comment posted but if not thanks for the informative article.

  • I’ve never hated 4 characters more than “5/24”!

  • I like the Perks of the AAdvantage Platinum Select card. I don’t have to pay the extra for trip insurance.

    • Howie Rappaport says:

      I’d HIGHLY suggest you look into the insurance protections on any of these premium cards versus what you receive on the Platinum Select. You may find significantly greater benefits with rental car protection and trip delay/cancellations.

  • Is there a way to have your bonus “adjusted” up if a new, better promotion runs immediately after being approved for a card?

    • Howie Rappaport says:

      Andrew, there isn’t a guaranteed 100% process, but many card issuers will match a publicly available bonus if you just received a bonus and it has been increased. Typically it has to be recent (30 days), but I’ve heard an example of someone getting a bonus matched within 90 days. It never hurts to politely ask.

  • Lori O'Connor says:

    I am new to getting points and cards – doesn’t it hurt your credit rating to have many cards open at once even if they don’t carry a balance. My best friend and her family moved to California (I’m in New York) so I am trying to get enough points to get my family out there as much as I can. I have the Citi AA card and the southwest card and the Chase Freedom.

    • Howie Rappaport says:

      Lori, opening a new card account has a short-term impact on your credit score, but over the course of 3-6 months, you see that impact wiped out and you’ll likely see your scores increase. The short-term impact from a credit inquiry goes away after those few months, and the new credit you’ve established will help improve your score as you’ll have more available credit (lower utilization percentage across all your available cards) and you’ll have additional lines reporting to your credit reports.

      it may seem counter-intuitive, but someone with a lot of card accounts, loans, etc. that pays their bills on time and does not abuse the credit provided to them is exactly what represents a good credit risk and thus has a good (excellent) credit score.

      Hope this helps!

  • Is 25k the best offer for the SPG card or should I wait? I heard bonuses get better in January-February but I’m not sure if thats true

    • Howie Rappaport says:

      Rob, based on past experience, the only time we’ve consistently seen bonuses increased with Amex has been in the summer from 25k to 30k. I wouldn’t hold my breath waiting for the extra 5k.

  • In regard to the Chase Marriott 80k sign up bonus. It is a great deal. But…
    Currently AMEX Starwood card is 30K sign up bonus. Which equals 90k marriott points. Right now I would say take the Starwoods & then Marriott. Since AMEX will likely not being taking new applicants in the near future.

  • Prashant Gangwal says:

    Are there any more data points on the application of the 5/24 rule for Chase?

  • Jason Brandt Lewis says:

    Yes, well — denied a CSR due to the 5/24 rule . . . so now I’m torn between waiting for another (approx.) 12 months and HOPING the CSR bonus remains the same, or saying screw it! and getting the Ritz-Carlton card that isn’t covered by that rule . . .

  • That sounds like a good bonus!

  • Arthur Gooden says:

    I recently learned about this and Im taking full advantage of it. I use AwardWallet to keep track of all my miles and points in 1 location, so easy.

    • Arthur Gooden says:

      Why is it saying it appears im not logged in to recognize my AAdvantage account. I just updated and still telling me im not logged in.

      • Arthur, this happens if we can’t detect a cookie set by our server when trying to see if you’re current in your AwardWallet account. I see you left another comment, did you receive a prompt for that?

  • There are many cards with great sign-up bonuses out there, but it’s important to pick the ones you actually need and have good use for it.
    Don’t blindly apply for all of them.

  • How long will these sign up offers last?

  • Need to prioritize which card to apply if you are still under the 5/24 rule. I can’t apply for the Chase cards because I’m over the 5/24 limit, so I applied for the Barclay Arrival Plus. I would go for the Chase cards first if I could.

  • why cant we have those cards and bonuses in austria!

  • David Bernstein says:

    The problem is managing the Chase 5/24 rule. I understand that the rule doesn’t apply to business cards, that is something to keepin mind.

  • The Marriott card also has a 20k referral bonus and a 7500 authorized user bonus. get two people and with the bonus spend you’ve got over 220k in points or over 70k in SPG points

  • Justin White says:

    Between the CSR, the now defunct Ink Plus, and the Business Plat cards, those signup bonuses are enough to book a full round-trip ticket from the US to Europe AND cover the cost of a hotel room. If only there was more room and softer seats in Economy for TATL flights.

  • I am looking for some good ways to use British Air miles. The fees they charge for transatlantic flights are more than the cost of the ticket. I have no short term plans for domestic travel. Suggestions?

  • ADAM PARSONS says:

    You guys in the US get a lot bigger points offers on credit card sign ups than us folks in the UK?
    Some of the bonus figures are amazing, SPG card has now double points on spg hotels spends on the UK version if it helps anyone.

  • The Chase Sapphire Reserve has a hefty annual fee and even though the fee outweighs the benefits, in my opinion, it’s useful mostly for frequent travelers.

  • Matthew Weyer says:

    I’ve had many friends that have been pre-approved for the Reserve by checking in branch, and got approved although they were over 5/24! Still no luck for myself, but a good thing to check. You can always apply online and then go into the branch if you’re not approved online. It usually results in only one hard pull. Good luck everyone – the Reserve is fantastic!

  • Hello can you pls advise how to book on delta partners besides aeroflot or china airlines using skymiles. Agents are not much of help and their website dosent show award seats on any other airline. TY

    • Amit, you can use Delta’s partner sites to search for flights on partners as well. If a partner flight shows up on one partners website it should be bookable with other partners. Meaning, if an airline is a partner of Delta and Air France and you find a flight on Air France’s website, it should be bookable by Delta.

      That said, if you want a hand with booking, reach out to our booking folks (

  • I was declined for the Sapphire Card in July 2015 for too many cards with Chase. At the time I only and 1 other card with United. How long should I wait to apply again?

  • Susan L Means says:

    I too was concerned about Chase’s 5/24 and have been coveting the Chase Sapphire Reserve card. Don’t despair…just go into your local Chase office and sit down with a banker. I opened a checking account under their $200 promotion and then inquired about credit cards I was pre qualified for. Lo and behold! Not only was I offered the Sapphire Reserve, but 3 additionl cards were also available for me to choose from.

    I plan on opening a small business checking in the near future to help qualify for the new Chase Ink Preferred and it’s 80,000 bonus points. Between the two of these cards I’ll be flying off to Europe and Central America in 2017.

    Wow…talk about “free” money! Give it a try!

  • Jinyoung Park says:

    I’m mad because I signed up for the Barclay’s Arrival card when they were giving 40,000 points. Good luck to y’all!

  • Theresa Marko says:

    Too bad the chase 5/24 really kills plans

  • Suzanne Spadafora says:

    If I open a business credit card under my Social Security number, does it get added to the personal cards I have when determining if 5/24 applies to me?

  • Proud CSR owner here. Here’s hoping I can get the Ink Preferred with my next 5/24 window!

  • Michael Denan says:

    I got the Sapphire Reserve and just received my 100,000 bonus
    wife was not approved and I don’t know why, both scores are the same

  • Do you know how easy it is to upgrade to the Platinum AmEx cards from Gold and get the same bonus offered to new cards opened?

    • RMK, impossible based on my experience. Bonuses are targeted when opening new card accounts. Sometimes American Express will offer upgrade bonuses, but they’re rarely (if ever) the same as a new account bonus.

  • Got the CSR with my most recent 5/24 window, hoping the Marriott sticks around until my next one.

  • Are all of these cards that only give you a signup bonus one time or can you repeat any of them?

    • Julie, each card issuer has its own terms/conditions that would have you eligible to receive a new cardmember signup bonus. For example on the Chase Sapphire Preferred card, you’ll see terminology like this “This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.”, which means if you’re not currently a cardmember of the Chase Sapphire Preferred and you haven’t received the bonus on the card within the past 24 months, you’re eligible to receive it again. Hope this helps explain things a bit better.

  • To bad we don’t get anything like this in the UK 🙁 You’re lucky in the good old Usa.

    • Yes those sorts of figures would be nice, but I guess we get stuff that the US doesn’t get, like EU261/2004 Reg that allows us to claim off of an airline for delays

      • I’m torn between wanting to be able to get these massive sign-up bonuses (which are good for me!) and appreciating the capped interchange fees in the EU which help keep prices in shops down (which is good for everyone!).

        I don’t think the UK credit card market will ever see the return of large bonuses. Although things might change after Article 50 is triggered…

  • Great article . Pity I won’t qualify .

  • Tons of sign up bonuses! Not sure if I would get approved for anything, though.

    • Howie Rappaport says:

      Jennifer, did you have a specific goal in mind? Do you have any of these cards / plans to travel somewhere and need a hand figuring out a path? Happy to help, just ask.

  • The Reserve and Ink are great if you can get them and not blocked by Chases 5/24 rule like many of us.

    • Harry,

      I had luck getting around the 5/24 rule when I signed up for the Sapphire Reserve by applying in a Chase branch. I’m positive I would’ve been automatically denied with 5/24 since I’ve opened about 12 cards in the past 12 months!

      In addition, the Ink Business Preferred, which also apparently has the 5/24 rule, will give you the first year with NO annual fee if you apply in a Chase branch. So for the Ink card, applying physically at the bank could be a win-win, since applying online might end in a denial and will definitely charge you the 1st year’s annual fee if you are approved!

      Best of luck.


      • Pinchas Balsam says:

        Another good way to get around the 5/24 rule is to be a private client with Chase. I’m probably at 10/24 or so, but as a private client, I have not had any trouble getting approved for cards. Keep in mind, too, that you can get private client status by being a cosigner on a private client’s account.

  • Oh Dear… If those sign up bonuses would be available in Germany as well…