Earn 125K Bonus Points + a Free Night with the IHG Premier Card

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Just when you think an offer can't get any better, Chase and IHG have teamed up to deliver the best offer we've seen to date on the IHG® Rewards Club Premier Credit Card. New cardmembers can earn 125,000 bonus points plus a free Reward Night Certificate after spending $3,000 on purchases within the first three months of account opening.

The complimentary reward night certificate can be redeemed for up to 40,000 points, making this the highest bonus ever offered on the IHG Rewards Premier Card. If you redeem the free night for maximum value, this offer has the same booking power as 165,000 IHG points. That's 15,000 points more value than the previous 150K bonus.

The IHG Rewards Premier Card is one of our favorite hotel cards thanks to great benefits like complimentary elite status, a complimentary Reward Night Certificate every year, and your fourth night free on award bookings.

With more value up for grabs than ever before, now is the perfect time to add this card to your wallet.

IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card
Annual Fee$89
Welcome Bonus Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
  • Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1X point per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Club Premier Credit Cardmember
  • Earn 5X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

Feature Benefits of the IHG Rewards Premier Card

  • Anniversary Reward Night Certificate — The hero benefit of the IHG Rewards Premier Card and the reason it pays for itself over the long term. The IHG Anniversary Night is valid at any IHG property that costs up to 40,000 points.
  • Fourth Night Free — Akin to a 25% discount on award stays of four nights, cardholders receive the fourth night free on award redemptions. Just redeem your points for a four-night stay at an IHG property, and IHG will only charge you for three nights!
  • IHG Platinum Elite Status — Receive Platinum Elite Status for as long as you retain the IHG Rewards Premier Card. While not as feature-rich as the best mid-tier hotel elite status, Platinum Elite members receive perks like complimentary upgrades and late checkout when available, plus you’ll earn up to 15X points per dollar spent at most IHG brands. If you pay the bill with your IHG Rewards Premier Card, that’s 25X points per dollar spent with IHG!
  • Save 20% on Points Purchases — There are situations when buying points can save you a bundle compared to paying cash for your stay. It's important to note that, according to the terms and conditions, the 20% discount on points purchases can't be combined with other deals or discounts. In other words, you likely won't be able to combine this with the regular points sales where IHG sells points for as little as 0.5¢ each. Still, the benefit could be a great value when you buy points to redeem for PointBreaks properties or high-end redemptions like Kimpton hotels.
  • Global Entry/TSA PreCheck Credit — Cardholders receive a statement credit of up to $100 every four years to cover the TSA PreCheck or Global Entry application fees.

Best Ways to Redeem IHG Rewards Club Points

IHG reward nights range in price from 10,000 points per night for entry-level hotels, up to 70,000 points per night for premium InterContinental and Kimpton properties. While the lion's share of IHG redemptions return a consistent value around the ~0.5¢ per point mark, we've shared a list of our top IHG Rewards Club redemptions, alongside some exceptional properties that come in at or under the critical 40,000 point mark, perfect for redeeming your IHG reward night.

intercontinental-bangkok-hotel
Use complimentary Reward Night Certificate to stay at the new InterContinental Bangkok

Another unique feature of IHG Rewards Club is the ability to use a mix of points and cash when booking a hotel stay. If you don’t have enough points in your account to book your desired hotel or want to extend your stay past what your points alone will allow, you can use a mix of points and cash to secure your booking. Plus, there's a quick workaround that allows you to use points and cash bookings to pick up IHG points for as little as half a cent each!

Application Restrictions

Chase imposes multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the IHG Rewards Premier Card if you currently hold the card or have received a signup bonus for it in the previous 24 months.

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.

The second (unpublished rule) is Chase’s 5/24 policy. If you’ve been approved for five or more personal credit cards in the previous 24 months, you won’t be approved for this card.

Final Thoughts

While we've seen this card offer as many as 150,000 bonus points in the past, the latest offer of 125,000 bonus points plus a complimentary Rewards Night Certificate is the best we've seen to date!

It's rare to see a hotel signup bonus that can put so many travel possibilities within easy reach. There are plenty of top-tier IHG hotels that you can book for 40,000 points per night. Combine that with the IHG Rewards Premier Card‘s 4th night free on award stays, and you could be spending five nights in luxury at an IHG or Kimpton property off a single signup bonus.

IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card
Annual Fee$89
Welcome Bonus Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
  • Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1X point per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Club Premier Credit Cardmember
  • Earn 5X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

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