TD Aeroplan Visa Platinum Credit Card

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TD® Aeroplan® Visa* Credit Cards in Canada

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Earn up to $500 in value^AVP-ROC-HASH, including up to 20,000 Aeroplan points^UDI-NQ-EN-4 and no annual fee for the first year^UDI-NQ-EN-4. Conditions Apply.

See product details below

Annual Fee $89
Interest: Purchases 21.99%
Interest: Cash Advances 22.99%
Additional Cardholder ² $35

Eligibility Requirements: You are a Canadian resident and are of the age of majority in your province/territory of residence.

Special Offer

Earn up to $500 in value^#, including up to 20,000 Aeroplan points¹ and no annual fee for the first year¹. Conditions Apply. Offer effective as of January 7, 2025.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card ¹.
Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening ¹.
Get an annual fee rebate for the first year¹.

To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.

At a glance

Start earning Aeroplan points that you can share with loved ones on all your Purchases made with the TD® Aeroplan® Visa Platinum* Card.

Up to 8 family members can share points together. Share your Aeroplan points family with Aeroplan Family Sharing.

Start flying sooner when you use your Aeroplan points earned on everyday purchases.
Earn 1 Aeroplan point for every $1 you spend on eligible gas, electric vehicle charging, grocery and Air Canada® purchases, including Air Canada Vacations® ³ .
Take advantage of an extensive suite of travel insurance.
Your Aeroplan points will not expire as long as you are a TD® Aeroplan® Visa Platinum Primary Cardholder in good standing¹⁸.

It’s easy to earn Aeroplan points

Earn 1 point³

for every $1 you spend on eligible gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card.
Earn 1 point³

for every $1.50 you spend on all other purchases.
Earn points twice⁴

Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore.

Redeem your points for travel and so much more

Every seat, every flight, no restrictions
Every Air Canada seat available to buy for cash is also available for points – no restrictions, no blackout periods.
Use Aeroplan points for more than just flights
Redeem your points across your trip, from hotel rooms to car rentals.
Use Aeroplan points for life’s necessities
Aeroplan isn’t just about travel. Use your points for merchandise, experiences and gift certificates.

Learn more

How many Aeroplan points could I earn in the first year?

Move the sliders or use the fields to input the approximate amount of credit card purchases you currently make each month.

Gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)

Monthly Spend

All Other Purchases

Monthly Spend

You could earn approximately:

Aeroplan points in your first year (includes bonus of 10,000 Aeroplan points when you make your first Purchase with your Card¹ and assumes that you've earned the 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening¹)†.

† This calculator is for illustration purposes only and rewards (points or Cash Back Dollars) displayed are only estimates. The actual rewards earned may differ from customer to customer. All reward programs, offers and benefits are subject to terms and conditions and may be modified, canceled, or withdrawn at any time.

†† Points required for the itinerary displayed fall within a typical range for travel with Air Canada – Use the Points Predictor Tool for Aeroplan flight rewards. For travel in high-demand periods, such as a popular time to visit a destination or during a holiday period, the price in points might be higher. Taxes and third-party charges may apply.

Earn more at Starbucks

Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.

Learn more

More Card Benefits and Features

Wherever you're headed on your next trip, travel prepared with:

Delayed and Lost Baggage Insurance ⁵: Up to $1,000 of overall coverage per insured person towards the Purchase of essentials, like clothes and toiletries, if your baggage is delayed for over 6 hours or lost.
Flight/Trip Delay Insurance ⁵: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
Common Carrier Travel Accident Insurance⁶: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane or train).

Auto Rental Collision/Loss Damage Insurance ⁸: Coverage for up to 48 consecutive days.
Emergency Travel Assistance Services ⁹: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Check your TD credit card travel insurance benefits : Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool .
Hotel/Motel Burglary Insurance ⁷: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel or motel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.

Review the Benefit Coverages Guide for more details.

Save with Avis Rent A car and Budget Rent a Car.
Use your TD® Aeroplan® Visa Platinum Card to save a minimum of 10% off the lowest available base rates^10,11 in Canada and the U.S., and a minimum of 5% off the lowest available base rates^10,11 internationally, on qualifying car rentals at participating Avis and Budget locations.
Use Apple Pay, Google Pay or Samsung Pay wherever contactless payments are accepted
Digital Wallets are widely accepted by plenty of shops, restaurants and other retailers, letting you make everyday purchases conveniently and securely with just a tap of your device¹⁹.

TD Payment Plans
Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans. Conditions apply. Learn more.

Chip & PIN technology:
TD Visa Cards with Chip and PIN technology provides an added level of security through the use of a Personal Identification Number (PIN). A PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card.
Purchase Security and Extended Warranty Protection ¹²:
You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your card, should they be stolen or damaged within 90 days of Purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
Visa Secure*:
Visa Secure provides you with increased security and convenience when you shop online.
Cash Advances:
You can access a Cash Advance at over one million ATMs worldwide, at all TD branches and at select financial institutions around the world.

Mobile Device Insurance ⁷:
Up to $1,000 of coverage in the event of loss, theft, accidental damage or mechanical breakdown for eligible mobile devices.
Instant Alerts with TD Fraud Alerts ¹³:
You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Platinum Card or on any Additional Cardholder Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.
Manage your credit card in the TD app:
Instantly lock your credit card and block international purchases in the TD app. Learn more.
Click to Pay:
Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon () where Visa is accepted.

Get access to:

Optional travel insurance: Travel Medical Insurance¹⁴, Trip Cancellation and Trip Interruption Insurance¹⁵
Optional TD Auto Club Membership¹⁶With optional Deluxe or Standard TD Auto Club Membership, know that, in the event of a road emergency, help is just a phone call away. For information and to enroll, call 1-800-245-0297
Optional TD Credit Card Payment Protection Plan¹⁷:
Optional TD Credit Card Payment Protection Plan is designed to help you make your TD Credit Card payments in the event of a covered Job Loss, Total Disability, or Loss of Life.
To learn more about optional Payment Protection Plan or to enroll, call 1-800-294-8602 or visit td.com/BP.

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TD® Aeroplan® Visa Platinum* Credit Card

Special Offer

At a glance

It’s easy to earn Aeroplan points

Earn 1 point³

Earn 1 point³

Earn points twice⁴

Redeem your points for travel and so much more

How many Aeroplan points could I earn in the first year?

Gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)

All Other Purchases

More Card Benefits and Features

Find out more about our credit cards in Canada

Get started with my credit card

Use my credit card features

Get the most out of my Canadian credit card

How to Apply

Apply online

Call us

Book an appointment

Locate a branch

Have a question? Find answers here

Popular questions

Helpful related questions

Did you find what you were looking for?

See you in a bit

TD® Aeroplan® Visa Platinum* Credit Card

Special Offer

At a glance

It’s easy to earn Aeroplan points

Earn 1 point3

Earn 1 point3

Earn points twice4

Redeem your points for travel and so much more

How many Aeroplan points could I earn in the first year?

Gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)

All Other Purchases

More Card Benefits and Features

Travel Benefits

Additional Benefits and Features

Security

Optional Benefits

Find out more about our credit cards in Canada

Get started with my credit card

Use my credit card features

Get the most out of my Canadian credit card

How to Apply

Apply online

Call us

Book an appointment

Locate a branch

Have a question? Find answers here

Popular questions

Helpful related questions

Did you find what you were looking for?

Earn 1 point³

Earn 1 point³

Earn points twice⁴