Start the Year With up to 40 Marriott Elite Night Credits Start the Year With up to 40 Marriott Elite Night Credits

Start the Year With up to 40 Marriott Elite Night Credits

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One of the best benefits of holding a Marriott Bonvoy credit card recently got even better. Marriott and Amex first introduced this benefit in April 2020, giving new cardholders up to 30 Marriott elite night credits for holding both a business and personal Marriott co-branded card.

Following the refresh of the Marriott Bonvoy Brilliant® American Express® Card, cardholders can now receive up to 40 Marriott elite night credits per year if you hold Marriott's top tier personal card and the Marriott Bonvoy Business® American Express® Card!

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Photo of The St. Regis Bora Bora Resort courtesy of the hotel

Marriott Bonvoy Credit Cards

Over the years, Marriott has offered a dizzying array of co-branded cards. And its current portfolio can be a little tricky to figure out. Following Marriott's latest card update, there are now six Bonvoy credit cards available to new applicants:

Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Apply Now
Rates & Fees
(Terms Apply)
Marriott Bonvoy Brilliant® American Express® Card
Annual Fee$650
Welcome Offer Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
  • Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $750 discount from Marriott Bonvoy Boutiques.
  • $100 Luxury Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when you pay the application fee with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees on international purchases.
  • Cell phone protection: You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.
  • Rates & Fees
  • 6X points on purchases at Marriott Properties
  • 3X points at restaurants worldwide, including takeout and delivery
  • 3X points on flights booked directly with airlines
  • 2X points on all other eligible purchases

Marriott Bonvoy Business® American Express® Card
AmexBonvoyBiz
Apply Now
Rates & Fees
(Terms apply)
Marriott Bonvoy Business® American Express® Card
Annual Fee$125
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
  • Welcome Offer: Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • Rates & Fees
  • 6x points at hotels participating in the Marriott Bonvoy™ program
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • 2x points on all other eligible purchases

Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold® Credit Card
Annual Fee$0
Welcome Bonus Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy® points and get Free Night Stays faster.
  • 3X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels
  • 2X points on other travel purchases (from airfare to taxis and trains)
  • 1X point on all other purchases

Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless® Credit Card
Annual Fee$95
Welcome Bonus Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • 2X points for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No foreign transaction fees.
  • 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels
  • 2X Bonvoy points for every $1 spent on all other purchases

Plus the recently released Marriott Bonvoy Bountiful™ Card and Marriott Bonvoy Bevy™ American Express® Card

One of the main benefits of each of these cards is that—as the primary cardholder—you'll receive 15 elite night credits annually towards Marriott Bonvoy elite status (25 for the Marriott Bonvoy Brilliant Card).

Historically, cardholders were limited to 15 nights a year—regardless of how many Bonvoy credit cards they held. But now, the policy is much better.

New Policy

Marriott Bonvoy cardholders can now receive up to 40 Elite Nights per year depending on the cards you hold:

  • 15 nights for having an entry-level or mid-tier consumer card
  • 15 nights for having a business card
  • and 25 for Marriott's top-tier Luxury card.

This distinction is important to note. You won't earn additional nights if you have two personal cards or two business cards.

Both Chase and Amex have updated their terms to reflect the new policy. You can see the updated policy appear under the terms and conditions on the Marriott Bonvoy Brilliant® American Express® Card or Marriott Bonvoy Business® American Express® Card cards:

“A maximum of 25 Elite Night Credits will be provided per Marriott Bonvoy Member Account, unless you have both an open Marriott Bonvoy Business Card account and an open Marriott Bonvoy Brilliant Card account; then, you will receive a combined maximum of 40 Elite Night Credits (25 Elite Night Credits as a benefit of an eligible Marriott Bonvoy Brilliant American Express Card account plus 15 Elite Night Credits as a benefit of an eligible Marriott Bonvoy Business Card account). This benefit is not exclusive to Cards offered by American Express.”

And also the Bonvoy cards issued by Chase:

“A maximum of 15 Elite Night Credits will be awarded through this benefit per Marriott Bonvoy Member Account even if the Member has more than one credit card linked to their Marriott Bonvoy Member Account, unless you have both a small business Marriott Bonvoy credit card account and a consumer Marriott Bonvoy credit card account; then you may receive a combined maximum of 30 Elite Night Credits (15 per credit card account).” 

Easier Elite Status

While complimentary Silver Elite status is…well…better than nothing, Bonvoy members don't really see significant value until they've reached the higher status levels—particularly Platinum Elite and Titanium Elite. With this updated policy, if you have both a personal and business Bonvoy credit card, you'll start the year with up to 40 Elite Night credits on your account.

Cardholders who currently have a personal and business Bonvoy credit card should see up to 40 elite nights post to their account early in the year. Since the Bonvoy status year typically runs through the end of February, you should see the changes around March 1 of each year. For example, AwardWallet's JT Genter starts each year just 20 nights shy of qualifying for Platinum Elite status. That's thanks to his Marriott Bonvoy Business Card and Marriott Bonvoy Boundless® Credit Card cards:

Marriott-30-Elite-Night-Credits-from-credit-cards

Other Considerations

Before you go rushing out to apply for multiple Bonvoy cards, there are a couple of things you may want to consider.

First, you can now receive complimentary Marriott Platinum status just by holding the Marriott Bonvoy Brilliant Card. Second, you can now earn Gold Elite status from multiple Marriott cards.

The Platinum Card® from American Express also grants complimentary Marriott Gold Status to cardholders (as well as Hilton Gold Status and a ton of other benefits).

So, if you can't see yourself staying the additional nights necessary for anything more than Gold Status, applying for the Marriott Bonvoy Brilliant Card, Marriott Bonvoy Business Card, or Amex Platinum could be a simpler means to that end.

Second, Chase and Amex have A LOT of restrictions on Marriott credit card welcome offers. The restrictions are so complex that we've published a dedicated post to help folks decipher them. Needless to say, before applying for a new Marriott credit card, be sure to confirm that you're eligible for the welcome offers.

Final Thoughts

Marriott has increased the maximum number of elite night credits members can receive from holding Bonvoy credit cards, giving new cardholders up to 40 nights per year just for holding a combo of rewards cards. This moves the annual starting point for Bonvoy members with one consumer card and one business card significantly.

Before this change, we relied on the other benefits and welcome offers to justify having more than one Bonvoy card. Now, for some people, the compounding benefit of elite nights could be reason enough alone. Now, you can get up to 40 nights' headstart, plus you'll potentially have 2 free night certificates from your credit cards to start your year off on the right foot.

Do you think it's worth holding multiple Bonvoy credit cards for Marriott elite status?

For rates and fees of the cards mentioned in this post, please visit the following links: Marriott Bonvoy Brilliant® American Express® Card (Rates & Fees), and Marriott Bonvoy Business® American Express® Card (Rates & Fees)

The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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Comments

  • Hi! Do you know how long it takes for Marriott to post the 15 Elite Night Credits for the Bold card (no fee)? On the application it says within 60 days but wondering if there’s a chance they could post before 12/31?

    • It will almost surely post before the year end. As with many terms and conditions, they are just trying to prevent people from calling too soon after applying.

    • It will very likely post within a few days of applying. I wouldn’t cut in closer than a couple of weeks before the end of the year. As with many terms and conditions, these dates are set quite high to dissuade people from calling in right after applying.

  • Hello – has the ability to stack ENC between the Chase Boundless and Amex Business card recently changed? I’ve had the Chase Boundless for a year and just went to open Marriott’s Amex Business card but the Ts & Cs state that the stacking of both of sets of 15 ENCs from a consumer and business card is only available between Amex consumer cards and the Amex business card.
    The Ts & Cs stated in this article are only from Chase’s side (suggesting that you might still be able to stack the ENC if you open the Amex Business FIRST).

    What’s your interpretation here? Is the Boundless ENC benefit no longer stackable?

    Amex states:
    “To be eligible to receive the 15 Elite Night Credits with this Card, you must be the Basic Card Member, and you must have an active Marriott Bonvoy Member Account linked to your Card Account. A maximum of 15 Elite Night Credits will be provided per Marriott Bonvoy Member Account, unless you have both an open Marriott Bonvoy Business® American Express Card® account and an open Marriott Bonvoy Bevy™ American Express® Card account; or, you have both an open Marriott Bonvoy Business® American Express Card® account and an open Marriott Bonvoy® American Express® Card account. Then, you may receive a combined maximum of 30 Elite Night Credits (15 per Card account). If you have both an open Marriott Bonvoy Business® American Express Card® account and an open Marriott Bonvoy Brilliant® American Express® Card account, you may receive a combined maximum of 40 Elite Night Credits (15 Elite Night Credits as a benefit of an eligible Marriott Bonvoy Business Card account plus 25 Elite Night Credits as a benefit of an eligible Marriott Bonvoy Brilliant American Express Card account). This benefit is not exclusive to Cards offered by American Express.”

    • I noticed that sly change as well. But I don’t think that anything has changed in practice. As someone that holds both a Boundless and a Bonvoy Business Card, I still have the 30 ENC this year. And until we hear of someone not getting the full 30 ENC from a Chase personal + Amex business card, I’m going to assume that it’s same as before.

      • Well JT, since this change in policy has only occurred in the past few months you likely won’t see the change until the annual posting of ENCs which happens Jan – March according to Marriotts T&C. I will be interested to see what happens.

  • Hi,

    Thanks for sharing this info, very helpful.

    I currently have the US Chase Marriot Bonvoy Boundless giving me 15 elite night credits annually. If I also get the Marriott Bonvoy Brilliant American Express Card, it gives 25 elite night credits annually. Since both cards are consumer cards and we can’t combine their elite nights, would I end up annually getting 15 elite nights or would I get 25? I couldn’t find online any info discussing this scenario, I would assume logically Marriott should give you the maximum of both, which is 25 nights. I am sure many people will be having this scenario.

    I would appreciate it if you can please clarify this from Marriott or either credit card companies, that would be a good addition to this thread discussion as I haven’t found an answer online anywhere, many thanks!

    • We confirmed that you would get 25 Elite Night Credits in that case. It’s the greater of the cards that you carry.

      • I’m in a similar situation. I have the Chase Boundless, and Amex business. I will be 6 nights short of titanium this year so I was considering getting the Brilliant and getting rid of my Boundless if I’m able to get the 10 extra nights added on top of what I’ve already received.

        Are you saying you confirmed with Marriott that they would add 10 nights to the 30 that I already received this year in this type of situation?

      • Thanks! Had the same question

  • I have the AMEX and Chase Bonvoy as well. I have been on the phone with AMEX the last 3 months trying to get my 15 elite night credits. Sounds like AMEX is screwing customers out of the bonuses they offered.

  • I have the AMEX Bonvoy card and the Chase Bonvoy card. Neither is the business card. My nights earned to date show 16 nights. I am confused about which card I am receiving them from, and why not in multiples of 15? Any clue?

    44 nights needed to renew Titanium Elite

    Nights stayed15

    Paid:5

    Redeemed:10

    Bonus nights16

    Promotional:0

    Marriott Bonvoy Credit Card:16

    Rewarding Events:0

    2022 total 31

    • JT Genter says:

      After a recent change, Boundless cardholders now get an extra Elite Night Credit for every $5k of purchases on the card each year. You must have spent more than $5k!

  • Thanks for this info. I’m based in Canada and have an Marriott Bonvoy AMEX Personal as well as a Business card. I only see 15 ENC and don’t see that as being fair.

    Do you know why the program is different in the US vs Canada? The interesting part is that I spend the majority of my time travelling to the US!

    Thanks in advance for any insight…

    Cheers, Dave

    • Dave – why it’s different is a mystery, but it may be part of the settlement between Chase, Amex, and Marriott when the final merger happened with SPG-Marriott. Amex and Chase both had interest in being the credit card provider, and the Marriott business card from Chase closed during these negotiations. Next thing we knew, the business card and personal card 15 nights could stack, where they didn’t before. It likely came from these legal discussions between Chase & Amex, but that’s just inference.

  • Kuan-Sheng Chen says:

    Hi there,

    my I ask that, I currently have one Chase Marriot Bonvoy Boundless credit card which is giving me 15 ENC a year, and I considered it as an “open consumer” card account(please correct me if wrong), now if I apply for “Marriott Bonvoy Business American Express Card” which also has 15 ENC a year as benefit, will it be considered as small business card so that the 15 ENC get stacked (total 30 ENC) ?

    If yes, will I receive the new card’s 15 ENC this year or only starts next year ?

    Thank you in advance.

  • Do you know if I have already had the Canadian version of the Marriott Bonvoy Amex and now applies for a Bonvoy Brilliant, will I get 30 elite nights or just 15?

    • T Law – from how I read the terms, I’m pretty sure you will just have 15 nights. That’s because you would have 2 personal cards. The terms in the US-issued cards say that you get 15 nights no matter how many personal cards you have. You only get 30 if you have personal and business cards. The terms on the Canadian card say this: “You will receive a maximum of 15 Elite Night Credits per calendar year even if you have more than one Marriott Bonvoy Consumer or Small Business credit card account” so to me it looks like the only way you’d get 30 nights at this point is getting a US-issued small business Marriott card.

  • Happy New Year – I hold both the Bonvoy Brilliant card and the Bonvoy Premier Plus Business and find that I only have 15 nights and not 30.
    So, this policy might have ended.

    • The T&C still reflect that you can get 30 Elite Night Credits by holding both a personal and business card. And, 30 ENC have already posted to my account. That said, it usually takes a few days for them to post. So, I’d recommend reaching out to Marriott in a few days if they don’t show up.

  • So if I get Amex Platinum (= Bonvoy gold) + Bonvoy personal card (15 nights) + Bonvoy biz card (15 nights), would I then get 55 nights and Bonvoy Platinum status!?

    Or Amex Platinum only gives Gold status but not the elite qualifying 25 nights?

  • BigFlyer413 says:

    I currently hold a Amex Marriott Bonvoy card (the former SPG card), which comes with 15 elite night credits posted on my card anniversary (every April). Amex sent me an offer to upgrade to the Bonvoy Brilliant card mentioning 15 elite night credits as part of the various offerings that come with the card.

    Since this is another consumer card and I have received 15 nights this year, I assume I would not receive another 15 elite night credits by upgrading? Would I get them on the card anniversary – which would be April 2022 (and thus not qualify for this year)? Or could I actually get them this year?

    • I’m pretty confident that you’d only get 15 elite nights (per year) for having a personal card. I’m guessing that it’s coded on Marriott’s side that if you have a personal card +15 on the elite nights – with no way to double up.