New 100K+ Offers Launched on Marriott and IHG Cards

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Chase has delivered a hotel-points bonanza overnight, unveiling huge new welcome bonuses for the IHG® Rewards Club Premier Credit Card and the recently launched Marriott Bonvoy Boundless™ Credit Card.

Marriott Bonvoy Card from Chase gets an upgraded welcome offer of 100,000 points after spending $5,000 on purchases in your first 3 months from account opening. The new offer on the IHG Rewards Premier Card is now up to 120,000 bonus points—the highest we’ve ever seen on this card.

Both cards offer plenty of perks in addition to the improved signup offers, including annual free-night certificates and elite status benefits that will more than account for the annual fee if used to maximum effect.

When welcome offers climb into 100K+ point territory, it’s time to reassess your card application strategy to determine where one of these cards could fit into your rewards portfolio.

New 100,000 Point Offer on Marriott Bonvoy Boundless™ Credit Card

In addition to rebranding the Marriott Rewards® Premier Plus Credit Card as the Marriott Bonvoy Boundless™ Credit Card during its recent unveiling of the new Bonvoy program, Marriott announced a limited-time increased welcome offer of 100,000 points after spending $5,000 on purchases in your first 3 months from account opening.

The new Marriott co-brand card (see full card review) retains all the benefits offered by its predecessor, including the annual free night which offsets the out of pocket expense of holding the card long term. Plus, the new card is issued as a contactless card.

Marriott Bonvoy Card Key Benefits

  • 6x points at Marriott Bonvoy properties and 2x on all other purchases
  • Anniversary free night certificate for hotels valued up to 35,000 points
  • Complimentary Silver Elite Status and a Path to Gold Elite Status after you spend $35K in a calendar year
  • 15x Elite Night Credits towards your next elite tier (capped at 15 nights across all Marriott co-brand cards)
  • No foreign transaction fees
  • Access to Chase Offers through the Chase mobile app
  • $95 annual fee

While the initial motivation to acquire the Marriott Bonvoy Card will most likely be the 100,000 points received after meeting minimum spend requirements, cardholders can redeem the card's annual free night certificate at Marriott properties up to the value of 35,000 points per night. A high-value perk that can add value well above the cost of the annual fee when redeemed at the right Marriott property.

Earn up to 120,000 bonus points with the IHG Rewards Premier Card

If you’ve been on the fence whether to get the IHG Rewards Premier Card, you won’t find a better time than now to apply. The latest offer is the highest we’ve ever seen offered on this card, providing up to 120,000 bonus points - Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening plus an additional 40,000 bonus points after spending a total of $5,000 on purchases within 6 months of account opening. Until today, the best offer on this card has been 100,000 points.

To put the value of the welcome offer into perspective, you can secure award nights at premium IHG properties like the Intercontinental Melbourne in Australia for 60K points per night, giving you two nights of luxury in Australia’s culinary capital. Or, you could unload the signup bonus on 5,000 points per night PointBreaks hotels, netting as many as 24 nights from a single credit card bonus.

IHG Rewards Premier Card Key Benefits

  • 10x points at IHG Hotels; 2x at gas stations, grocery stores, and restaurants; 1x on all other purchases
  • Anniversary free night certificate for hotels valued up to 40,000 points per night
  • 4th night free on award stays – pay three nights, and the fourth is free
  • Global Entry or TSA Precheck fee credit every four years
  • Complimentary IHG Rewards Platinum Elite Status
  • 20% discount on purchasing points
  • 10,000 bonus points if you spend $20,000 on the card in a calendar year
  • $89 annual fee

This is the first time we’ve seen a welcome bonus this high on the IHG Rewards Premier Card, an offer we consider top value for the $89 annual fee. If you're looking for more details about the card, you can read our full review here.

Application Restrictions

Application restrictions are tightening across all major card issuers, and the new Marriott Bonvoy cards are no exception with a complicated set of application restrictions that will confuse even the most seasoned points and miles collectors. It’s more important than ever to ensure you are getting the best possible deal when applying for a new rewards card, and that the card will deliver value over the long term above and beyond the year-on-year expense of holding the card.

As part of its revamped credit card lineup, Marriott introduced a minefield of new application rules for its co-brand rewards cards. To check if you’re eligible for the welcome bonus on the new Marriott Bonvoy Card, check out our recently updated application guide.

After recent updates to Chase’s application policies, both of these cards are also now subject to Chase’s 5/24 policy. If you’re unfamiliar with 5/24, you won’t be approved for these cards if you’ve opened 5 or more new credit card accounts in the previous 24 months, from any provider. Catch all the details in our dedicated 5/24 resource post.

Final Thoughts

The 100,000 point offer on the Marriott Bonvoy Card provides roughly the same value as the highest offers ever offered on the legacy SPG cards and could net you 25,000 miles with Marriott's 40+ airline partners, with another 40K Marriott points left in your Marriott account for your next redemption.

You also can’t go wrong if you opt for up to 120,000 bonus points with the latest offer on the IHG Rewards Premier Card and score enough points for 2-3 nights in a luxury IHG property, or as many as 24 nights if redeemed for low-tier PointBreaks hotels.

While neither of these cards gets our vote for day-to-day spending, both offer top perks such as complimentary elite status and annual free night certificates, which make them great candidates to hold for the long term.

New 100K+ Offers Launched on Marriott and IHG Cards
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  • The 5/24 rule being applied to the IHG card is really hurting me…
    I could make good use of 120K IHG points. 🙁

  • My head is spinning – But thank you for the details!

  • Great new offers – already have both cards though 🙁

  • Unfortunately the upgrade offer on the IHG card hasn’t been bumped up on the IHG card. 5K vs 120K is a pittance.

  • What happens if you currently have a card and have Spire Elite status? If you get a new Premier card, do you keep your status? Is it beneficial to keep both cards?

  • Since one point on my good old SPG card has been changed by 3:1 with Bonvoy, this Bonvoy offer is really the equivalent of only 33,000 airline miles/points. Of course the conversion to airline miles “kicker” (25%) still applies in most airline programs.

  • For the Marriott card, I’m still eligible for the bonus as a current Marriott Bonvoy Amex (formerly SPG Amex) cardholder, correct?

    • Hey Joe, if you currently have the SPG Amex personal card, you won’t be eligible unless you close that account first and wait at least 30 days. Marriott has published an end date for the offer as 5/2/19 on their website. We did our best to break down the (rather confusing) rules in this post:

      If you have the SPG Amex Business card, you should be eligible for the Chase Marriott Bonvoy (personal) card as long as you didn’t earn the SPG business bonus in the last 24 months.

  • Those are some strong bonuses!

  • 1. Fee is too expensive
    2. The service if not of 5* anymore

  • If you are a current IHG card member with Spire Elite status and get an IHG Premier card, do you keep your status on both cards?

    • Hey Ray, the IHG card comes with Platinum Elite Status which is lower than Spire Elite, so you’d keep your current status. The IHG card will allow you to keep a minimum status of Platinum Elite without having to meet the qualification requirements, however if you continue to earn Spire Elite another way, that status would be honored.

  • Very high fee not worth it

  • Looks amazing, wish I can get one. Never could get any Chase cards since AARP.

  • If I’m not mistaken, these bonus categories for Marriott are much better than Amex’s, right? That would make the Chase card a better candidate to pay at Marriott properties.

  • says:

    Just got turned down for the Chase Marriott card. Chase says “top many new cards”, but Chase credit app (via Chase SP card portal) says only 1 new card in the past 2 years. Any ideas on what to do next?

    • If you are an authorized user on someone else’s cards, the automated system may be counting those against you for new cards in the past 2 years. The good news is that we have heard that Chase reps may be able to manually recalculate if you have opened 4 or fewer cards as the primary cardholder in the last 24 months. I’d recommend calling Chase to discuss your application.

  • Dexter Ohama says:

    Once my 24/5 record gets clear, this one should be an easy one for me. I think it’s worth it. Details looked good.

  • Vladimir Silantyev says:

    Great news, thank you

  • This is definitely the time to get the IHG card if you don’t already have it. I’m holding on to my old IHG card that has the lower annual fee. They recently offered me 5 thousand points to upgrade…not a chance! As the value of hotel points goes down, it is definitely important to hold out for these large sign up bonuses.

  • charles j says:

    I suppose with all the new 5/24 rules, one bonus per card per lifetime type, ect, I’ll wind up actually being able to take advantage of future offers eventually.

  • I knew there was a good reason for holding off getting a card before!

  • Wow. You can stay for 5,000 points per night? 120,000 points will definitely go a long way especially with a free night.

  • Thanks for sharing these great OFFERS!!!!

  • I already have the IHG Premier credit card. I cannot get the Marriott credit card because of 5/24.

  • sounds like a pretty good deal

  • Already have the Marriott Bonvoy but will seriously consider the IHG Rewards Premier card with this attractive bonus offer. Thanks for the heads up.

  • If you’re a big spender on Marriott properties this isn’t a bad deal!

  • Great bonuses, but I wish these cards were better for everyday spend too.

  • The Marriott card seems like a great offer, especially if you’re a regular Marriott chain customer (luckily, I am!).
    I’m not sure about the IHG card, that one is a little harder to decipher. Anyhow IHG is not what it used to be IMO. I switched to Marriott a couple of years ago (got a platinum status through my company) and have been with them since.

  • I may add the IHG card to stack with my non-Premier. The 4th night might be worth it for at least a few years.

  • 120k IHG points is actually a tempting offer, especially as the card comes with the 4th-night-free benefit, and the 20% discount on purchased points. I presume that is 20% on top of whatever discount promo is being run?

  • What an incredible opportunity we have to earn points in this manner! Thank you for keeping us up-to-date on these details.

  • I almost never stay at chain hotels. Is either card worth getting anyway for their other benefits? In particular I was thinking about the Marriott card for their airline transfers. Thanks.

  • Farid Kassam says:

    great offer on a plate. Thanks

  • I think I will have to get both

  • I am debating keeping my card for the high value perk of the hotel night, but it would end up being a staycation sort of thing.

  • Great offers but so limited by policy changes. Have to give much more thought to appropriate planning.

  • devaluation is coming to IHG… variable award points! run!

  • this card is looking good to me

  • miskocina says:

    Seems very generous, certainly worth thinking about

  • I am still confused with eligibility to get the bonus on the Chase Marriott Boundless card. I currently have the SPG Business card but received it over 24 months ago. Will I be able to get the bonus on the Chase Boundless card?

    • Hey David,

      From Chase:

      The bonus is not available if you: are a current or previous cardmember of either Marriott Bonvoy BusinessTM American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy BrilliantTM American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months

      It seems that the key thing here is how you interpret the “and” (bolding mine). I read this to say that you are eligible despite the fact that you still have the SPG business card because you got the bonus more than 24 months ago. In other words, I think and means both parts need to be true for you to be ineligible.

      Please do report back if you decide to give this a try. I’m sure lots of others are in the same position.

  • would love the IHG card but im all maxed out with chase….

  • Would like to see such sign up bonuses in Canada!

  • Wow! amazing offers

  • I already have the old IHG CC, I plan to keep it and get the new one as well.

  • Maybe we can see an increased sign up bonus for the World of Hyatt card in the not too distant future?

  • I already have the IHG® card still can’t decide whether to switch to a premiere. the Marriott sounds really good

  • Thank you for the info. I have to pass though, due to the 5/24 rule.

  • Hyunjong Cho says:

    I opened an IHG card a month ago. Would they match this?

    • It never hurts to call and ask. I have heard many reports of a bonus being matched if you signed up with a lower offer. No guarantees, but it’s worth a try! Please let us know how it goes.

  • Yeay but I do wonder when Chase will reveal the no annual fee card. I’m really looking for that one currently. I could really use that IHG bonus. I just don’t think I’d be able to hit the dollar amounts. I have travel coming up but I have plans to build on another card.

  • Stephen Wing says:

    Wow, what a difference the European limits on interchange fees have on the credit card market. In the UK, we only get 4 points per £ at IHG, and just 2 points per £ for normal spend. We also only get the free night after spending £10,000 for a similar annual fee (for the premium card).

  • This is a great offer – I wish these cards were available outside of the US!

  • IMO, an annual-fee free card with points accrual ability is worth more than the one-time-bonus disposal card.

  • Nice offer, but Marriott is a little expensive for me – I’m a Super 8 price kind of guy!

  • Very good deal. I just wish they offered a few more travel perks, like lounge access.

  • Steven William Van Meter says:

    Great Hotels. I just wish their spam calls wouldn’t defeat my spam blocker.

  • Sounds like a good deal, but I tend to travel to out of the way places. If only Homeaway or Airbnb had these kind of offers!

  • I’ve been trying to decide between this and the Chase Sapphire Reserve. Should I choose this because of the intro offer?

    • Both are great cards, The Reserve has a ton of benefits and the points are more valuable than Marriott or IHG on a 1-to-1 basis, so if I couldn’t get both I would get the Reserve. But it all depends on your travel habits.

  • I will trade in my old SPG card for this. Sounds good. Thank you.

  • 40orFight says:

    Agree, somewhat irrelevant due to the 5/24 rule at Chase.

  • Between this and Hyatt, you can do a nice trip just on free nights from credit cards!

  • Can you still get the 100,000 Points Sign-Up Bonus if you recently got the CSR 50,000 Sign-Up Bonus?

  • Having real problems with the UK issued Marriott (SPG) Card right now, hopefully it will shift to the US model in the near future.

  • I miss my old Amex SPG card and its 1X earning on everything. The replacement Marriott Bonvoy only earns 2/3rds of this. Sad. Better to use a 2% cash back card these days.

  • I just wish they wouldn’t be so dog gone restrictive!!

  • Thomas Ramm says:

    What is a good rule of thumb for using IHG points for redemptions? How many night would the 120,000 points get me in a major US city?

  • Sounds like a great deal on the IHG card. Wonder if devaluation may be around the corner?

  • Would love to pair this with my other IHG card so that I could get 2 free nights every year. Darn 5/24 rule

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