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Understanding Rewards Credit Card Application Rules and Restrictions [2019]

Along with keeping track of rewards card applications and managing your credit score, it’s essential to understand the credit card application rules for each credit provider. There is a lot of incomplete and misinformation about what you can and cannot do, we wanted to provide a resource that shares information available from both financial institutions and those that share their personal experiences in one place.

What is the Bank of America 2/3/4 Policy?

Bank of America has a new rule for credit card applications, which while not the same as Chase’s 5/24 rule, does place restrictions on new card approvals based on previous, recent card approval history with Bank of America.