Credit Card Wallet

Can I Use Airline & Travel Credits to Pay Award Change and Cancellation Fees?

Most airline loyalty programs now charge award change or cancellation fees, with costs ranging from a reasonable $20/25 for select changes on KrisFlyer, Emirates, or Etihad, to a slap-in-the-face $150 per ticket for close-in changes or redeposits through Delta’s SkyMiles program. That’s cold hard cash you’ve paid to the airline for the privilege of not flying with them. But thanks to travel credits provided on some of our favorite travel rewards cards, that cash doesn’t have to come from your wallet. Instead, you can pay the award change or cancellation fee using your credit card, and have the charge wiped as a statement credit.

TSA-Real-ID-Approved-States-Map

How to Replace Non-Compliant State ID’s Affected by the Real ID Act

Starting October 20, 2018, residents of states impacted by the Real ID Act will need to update their identification to a TSA approved ID to fly any commercial flight, domestic or international. The states involved have all failed to issue a drivers license or state ID that is compliant with the Real ID Act. Who knows if this revised date will stick, but it is something to be aware of.

What is the Bank of America 2/3/4 Policy?

Bank of America has a new rule for credit card applications, which while not the same as Chase’s 5/24 rule, does place restrictions on new card approvals based on previous, recent card approval history with Bank of America.

Bank of America® Premium Rewards® Credit Card

Bank of America has released the Bank of America® Premium Rewards® Credit Card. No, this card doesn’t carry a hefty $450 annual fee, and it does come with some significant benefits, but is it the right card for your travel goals?