Beginners Guide: How to Build a Credit File

One of the guiding principles of award travel is protecting and maintaining your credit score. Getting approved for top rewards earning credit cards requires a clean credit file and a minimum 700+ credit score. But what if your credit score is under the magic 700 point threshold? Or you’re fresh out of college and trying to build your credit file from scratch?

Citi ThankYou® Points Basics

Citi ThankYou® Rewards, the loyalty program for CitiBank®, earns Citi ThankYou points, one of the four big transferrable or flexible rewards currencies available to U.S. consumers (the others being Chase Ultimate Rewards, American Express Membership Rewards, and Marriott Rewards). Citi’s…