Charge Card vs Credit Card – What’s the Difference?

Charge cards and credit cards are commonly mistaken as the same thing. However, the fundamental difference is the ability of a card to carry a balance from month to month. Despite the fact the terms are often used interchangeably, only a credit card allows debt to be paid over time, with added interest, of course.

Top Rewards Cards With a Waived ($0) Annual Fee for the First Year [2019]

Rewards credit cards that waive the first year of annual fees offer cardholders an instant head start compared to cards that charge an annual fee right from the get-go. You enjoy premium perks, earn thousands of points, and in some cases generate a substantial balance of points from a new cardmember bonus without any out of pocket expense on annual fees.