How to Consolidate Transferable Points for an Award Ticket 
Holding points across a range of rewards programs allows you take advantage of award availability as it appears, no matter which program it’s in. It also means you’re not locked into one program that may not have award availability to your destination, or coverage in that location in the case of hotels.
Beginners Guide To Credit Card Rewards: Transferable vs Fixed-Value Points
The fundamentals of award travel are simple. Earn points and miles – redeem those points and miles for amazing travel experiences. Anyone can do it. Right? In theory, yes. But when first starting out, it can be a confusing hobby to be involved in. There are hundreds of different rewards earning credit cards on the market, each advertising its unique advantage over the competition, and it can be hard to weigh the value of various options without a firm understanding of each rewards currency.