Primary car rental insurance is one of the unsung heroes of rewards credit card perks. It can save you a bundle on the cost to rent a vehicle, but you need to understand what coverage you can safely decline and make sure you pay with the right card to maximize your benefits.

Both Chase and Capital One have announced increased offers on some of their most popular credit cards, with Chase lifting the bonus on the Southwest consumer cards and Capital One launching some huge offers across the Spark business card range, and on its popular Capital One^® Venture^® Rewards Credit Card.

Limited time credit card offers provide an opportunity to grab a bonus that can be 25%, 50% or even 100% greater than its standard offer. Some of these offers will be around longer than others, but we don’t know if / when they’ll ever come back.

Chase has added eligibility restrictions to the consumer versions of its Southwest Credit Cards. The new eligibility criteria affect the Southwest Rapid Rewards^® Plus Credit Card, and the Southwest Rapid Rewards^® Premier Credit Card. The change may make getting the Southwest Companion Pass a little more difficult going forward.

Companion pass, companion certificate, companion fare, or companion ticket. While the terms are much alike, they all carry different definitions as to what constitutes a companion pass or ticket. Some airlines have designed their companion pass as a well thought out feature of their rewards program, worthy of attention and pursuit, while others have turned it into a lazy half-benefit, slipped into the backend of a credit card’s benefits as an afterthought, and offering only marginal value.

The Southwest Companion Pass is considered to be the holy grail of award travel — Unlimited buy one get one free on Southwest for a year! However, not all of the points you earn will qualify you for the Companion Pass. Study up, as we cover what does and does not help you qualify for the Companion Pass.

If you live in California and you want unlimited BOGO (Buy One Get One) flights you are in luck!

Increased- and limited-time sign-up bonuses come and go. With so many card offers changing, here’s a recap of some of the top deals.

Yes, Southwest Rapid Rewards expire if you have no qualifying earning activity within a 24-month period. If you fail to have any qualifying earning activity in 24 months, your account will become inactive and all points, awards, rewards, and promotional incentives will be forfeited.

With redemption rates higher than industry standards, and access to industry-leading perks like the Southwest Companion Pass, the Southwest Cards offer terrific value to Rapid Rewards members.