Best No Annual Fee Business Rewards Credit Cards

Using a small-business rewards card gives you a huge advantage to accumulate points for travel. The banks are more motivated than ever to find new customers, and that means offers are getting far more generous. But that doesn’t mean you should settle for a card with an annual fee—especially if your expenses are limited. Here are the top no-annual-fee cards that can supercharge your rewards.

How to Use Points and Miles at Hotels with No Rewards Program

In theory, using points and miles for hotel stays is a straightforward affair. Determine your destination, plan out the points and miles needed, design and execute a card application and spending strategy to acquire the points, and book your free night award. But what happens if your destination has no hotels affiliated with a rewards program? Are you stuck paying cash? Or is there still a way of using rewards points to score free accommodations?

Top Rewards Cards With a Waived ($0) Annual Fee for the First Year [2019]

Rewards credit cards that waive the first year of annual fees offer cardholders an instant head start compared to cards that charge an annual fee right from the get-go. You enjoy premium perks, earn thousands of points, and in some cases generate a substantial balance of points from a new cardmember bonus without any out of pocket expense on annual fees.