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Uber has updated its Barclaycard co-brand credit card, the Uber Visa Card. Where the previous version of the card was a powerhouse no annual fee card earning 4% cash back on dining, the card now earns Uber Cash, gutting much of the value this card had to offer. The Uber Visa Card retains its cell phone protection benefits, and doesn't charge any foreign transaction fees, but you would need to be a diehard Uber fan to apply for the updated Uber Card.
Uber Visa Card Key Features
- No annual fee
- Earn 5% Uber Cash on Uber and Uber Eats
- Earn 3% Uber Cash on hotels, airfare, and restaurant purchases
- Earn 1% on all other purchases
- No foreign transaction fees
- Earn $100 Uber Cash after spending $500 on purchases in the first 90 days
- Cell phone protection, up to $600 per eligible claim
If the card offered a genuine 5% back on Uber it would be a lot more attractive, particularly as it includes Uber Eats purchases. However, the updated Uber Card earns Uber Cash which you can only redeem for more Uber purchases. Likewise, 3% back on travel and restaurants would be considered a top return for a no annual fee card if it were straight cash back, but 3% Uber Cash is much less attractive. Essentially, the only people I could see applying for this card are diehard Uber fans that don't use other rideshare apps.
Overall
Following the revamp of the Uber Card, the only redeeming features are the cell phone insurance and the fact the card charges no foreign transaction fees. The 5% back on Uber purchases is not as good a return as advertised as you can only redeem your rewards for more Uber purchases.
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This is an interesting new card. 4% cash back is pretty good.
Is it available in Canada too?
No, it is not.
This is card offers great return on spending and has no annual fee or foreign transaction fee. Great card.
That’s a decent return!
While I don’t anticipate that I would apply for this card immediately, I can easily see its appeal. I think I’ll save the hard pull on my credit for when the Aspire/Ascend cards launch.
I don’t know why, but I just can’t get excited by cards that offer cashback no matter how great the rate is. Strangely though cards that offer airline or hotel points even at a lower rate are somehow more appealing.
Would be great to have this outside of the US, too.
I wouldn’t hold your breath.
The cap on fees introduced by the EU makes it extremely unlikely that any card remotely like this could be introduced in Europe.
I tried to do a product change from an existing Barclay card to this one, but was told new applications only. Uber card has great appeal as one to keep for years, but current signup bonus is just too weak. I will wait and watch.
Pretty good rate, don’t try and use in London as uber stopped!
Some great options on this card – do you know if Barclays has a 5/24 screening process similar to Chase?
They do not
4% is about as good as it gets
Yes! 4 is quite a high earning potential which makes the card attentive especially with zero AF.
This is a very interesting card but I’m going to wait to see if they negotiate a transfer of the cash back to Points. Until that time, it is an excellent fixed-value cash back card. However, Not as useful for those of us who want to get top value for our travel.
If I can do cash back instead of Uber credit it might be worth considering.
This would be a compelling card with 4x dining & 3x travel, especially as its AF-free, but only once points can be transferred to outside travel partners. The big question will be: which of their current travel partners will participate?
The other issue to consider is “what will the transfer rate be?”
True, I suppose I was presuming 1:1… anything less than that wouldn’t be worth it.
I would like to see a good rate.
Hopefully these benefits don’t get nerfed after the first year.
All Capital One cards have no FTF, so this is not something unique for a no AF card.
A no-fee card with no FTF with earning like this? Definitely unique.
I’ll keep an eye on this card, but no plans for it at this time.
Are the days of annual fees for cards coming to an end? It looks that way to me. If the Uber card can find it feasible to not charge one and still make it worthwhile then maybe others are going to have to follow suit.
100% no. Annual fees are here to stay — especially for higher end cards with lots of ancillary benefits.
It would definitely make more sense to have more rewards for spending with Uber, but the perks are definitely nice! That 4% is higher than lots of existing programs.
Wow, interesting. How about in Canada?
You’re out of luck.
4x at restaurants is a great deal for a no annual fee credit card.
Even for a no AF card I think it is a bad deal.
I’m struggling to figure out what Uber has to do with this, other than a logo for the plastic. Is this actual $$$ back, or Uber credit?
It earns “points” which can be exchanged for uber or cash back. Why anyone would take anything but cash back at this point, I don’t know.
This might be a great card for me! I’ve been looking for a card that I can just use while traveling so I don’t incur a foreign transaction fee.
I wonder if I will qualify as I live in Canada. Perhaps there is an equivalent Canadian card with no annual fee?
This is an interesting option. I’m also wondering why an Uber card is only giving 2% for Uber. Definitely
worth mulling over though.
Not bad at all for a no-fee card
I agree it is interesting that Uber is only 2 percent while restaurants are 4 percent.
Doesnt seem like the perks for Uber are that great. Only 2% for Uber rides and no other Uber related benefits. Still seems like a ‘solid card, but just not seeing how it benefits Uber riders.
The cashback % is amazing. But this isn’t exactly “cash” that you are getting back but Uber credits?
You are not getting uber credits. You’re getting points which can be converted to Uber credits or to cash.
That’s an outstanding cash back!
uber pull which credit union?
Transunion is what was pulled when I applied.
Just went to the card’s website and saw that it also includes up to $600 in cell phone damage or theft protection when you pay your bill with the card. That’s a pretty nice added benefit.
If people get beyond the fact that it’s not just an “Uber” card, it is extremely competitive in terms of cash back. 4% dining, 3% travel and 2% on all online purchases? Plus, as a Visa with no FTF or AF, I believe it is superior to many other offerings. I wish the signup bonus was a little better to entice people to get this brand new card, but it’s on par with other no annual fee cash back cards.
It sounds like this card is more like a good cash back card rather than a proper Uber card.
Exactly my thought.
I actually really want to get this card at some point. If nothing else, it’ll become my go to netflix and dining out card
I’ll wait for a better bonus offer. Chase might need to up its game?
Sounds like a solid card for people who are in the cash back game, rather than the points & miles game. However, I know I get a much higher value per point than 1 cent on international business class flights and hotels in expensive cities.
If they offer the points transfer, I’m definitely going for this card.
Hmm, that is really interesting. Still not as good as other cards in terms of overall value at a restaurant, but as noted, for a no fee card, it’s downright great.
4x on restaurants is a very nice perk