{"id":103081,"date":"2023-04-28T12:00:13","date_gmt":"2023-04-28T12:00:13","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=103081"},"modified":"2026-04-08T13:46:25","modified_gmt":"2026-04-08T13:46:25","slug":"choice-hotels-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-hotels-credit-card\/","title":{"rendered":"Wells Fargo and Choice Privileges Launch Two Credit Cards Offering Up to 60K Bonus Points"},"content":{"rendered":"<p>Choice Privileges has launched two credit cards through Wells Fargo. The welcome bonuses can yield up to 60,000 points, which fans of Choice Privileges will love. But what about beyond that?<\/p>\n<p>Here's a closer look at the details so you can decide whether to apply for or keep these cards long-term.<\/p>\n<h2><span id=\"Details_of_Choice_Privileges_Cards_from_Wells_Fargo\">Details of Choice Privileges Cards from Wells Fargo<\/span><\/h2>\n<p>The two cards available are the <a data-ccid=\"62\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-credit-card\/\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"62\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice\/terms\/?FPID=0124CEIXP10LTO&product_code=CC&subproduct_code=CP&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and <a data-ccid=\"49\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-select-credit-card\/\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"49\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice-select\/terms\/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). Let's look at the positives and negatives of each.<\/p>\n<h3><span id=\"Choice_Privileges_Mastercard_Details\">Choice Privileges Mastercard Details<\/span><\/h3>\n<ul>\n<li><strong>Welcome bonus: <\/strong>Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/li>\n<li><strong>Annual fee: <\/strong>$0.<\/li>\n<li><strong>Earning rates:<\/strong>\u00a05X at Choice Hotels and when purchasing Choice Privileges points; 3X at gas stations, grocery stores, home improvement stores, and phone plans (both landline and cell phone); and 1X on other purchases.<\/li>\n<li><strong>Key benefits: <\/strong>Complimentary Gold Elite status in <a href=\"\/hotels\/choice-privileges\/\">Choice Privileges<\/a>, 10 elite night credits in your account each year, no foreign transaction fees, cellphone protection, and World Elite Mastercard benefits.<\/li>\n<\/ul>\n<p>With Choice Privileges Gold status, you'll get 10% bonus points on paid stays, a welcome gift on stays in the U.S. and Canada, and up to nine rollover nights per year. Plus, the 10 elite night credits put you halfway to Platinum status each year.<\/p>\n<p><div class=\"qs-card\" data-id=\"62\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"http:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_45.png\" width=\"150\" alt=\"Choice Privileges\u00ae Mastercard\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"62\" href=\"\/blog\/link\/CR-ChoicePrivilegesMastercard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\">On Wells Fargo's website<br><a data-ccid=\"62\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice\/terms\/?FPID=0124CEIXP10LTO&product_code=CC&subproduct_code=CP&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Earn 5x points on Choice Hotels stays, 3x at gas stations, grocery stores, home improvement stores, and on phone plan services, plus 1x on other purchases. Enjoy 10 Elite Night Credits annually, qualifying for at least Gold level status, $800 cell phone protection (with a $25 deductible), no foreign transaction fees, and a $0 annual fee\u2014perfect for Choice Hotels enthusiasts.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5x points on stays at participating Choice Hotels<sup>\u00ae<\/sup> properties plus on Choice Privileges point purchases<\/li>\r\n<li>3x points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services<\/li>\r\n<li>1x points on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChoiceMC\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-1255ada91d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"Choice_Privileges_Select_Mastercard_Details\">Choice Privileges Select Mastercard Details<\/span><\/h3>\n<ul>\n<li><strong>Welcome bonus:<\/strong>\u00a0Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/li>\n<li><strong>Annual fee: <\/strong>$95.<\/li>\n<li><strong>Earning rates:<\/strong>\u00a010X at Choice Hotels and when <a href=\"\/hotels\/choice-privileges\/buy-choice-points\/\">purchasing Choice Privileges points<\/a>; 5X at gas stations, grocery stores, home improvement stores, and phone plans (both landline and cell phone); and 1X on other purchases.<\/li>\n<li><strong>Key benefits: <\/strong>30,000 bonus points on each account anniversary, complimentary Platinum Elite status in Choice Privileges, 20 elite night credits in your account each year, no foreign transaction fees, cellphone protection, World Elite Mastercard benefits, and up to $100 as a statement credit for your <a href=\"\/credit-cards\/best-credit-card-benefits\/#Expedited_Security_TSA_PreCheck_Global_Entry_and_CLEAR\">Global Entry<\/a> or <a href=\"\/travel\/tsa-precheck\/\">TSA PreCheck<\/a> application fee (available once every four years).<\/li>\n<\/ul>\n<p>With Choice Privileges Platinum status, you'll get the Gold benefits plus up to 19 rollover nights per year, Avis Preferred Plus status, and an improved 25% points bonus on paid stays.<\/p>\n<p><div class=\"qs-card\" data-id=\"49\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_47.png\" width=\"150\" alt=\"Choice Privileges\u00ae Select Mastercard\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"49\" href=\"\/blog\/link\/CR-ChoicePrivilegesSelectMastercard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\">On Wells Fargo's website<br><a data-ccid=\"49\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice-select\/terms\/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels<sup>\u00ae<\/sup> properties. Additional fees may apply.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Earn 10x points on Choice Hotels stays, 5x at gas stations, grocery stores, home improvement stores, and on phone plan services, plus 1x on other purchases. Enjoy 20 Elite Night Credits annually, qualifying for at least Platinum level status, $800 cell phone protection (with a $25 deductible), no foreign transaction fees, and robust travel rewards\u2014all for a $95 annual fee. Perfect for frequent Choice Hotels travelers.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10x points on stays at participating Choice Hotels<sup>\u00ae<\/sup> properties plus on Choice Privileges point purchases<\/li>\r\n<li>5x points on purchases at gas stations, grocery stores, home improvement stores, and on phone plan services<\/li>\r\n<li>1x points on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChoiceSelectMC\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-1255ada91d#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Should_You_Get_a_Choice_Card_from_Wells_Fargo\">Should You Get a Choice Card from Wells Fargo?<\/span><\/h2>\n<p>If you're considering one of these cards, it's helpful to understand the <a href=\"\/credit-cards\/rewards-card-application-rules\/\">application rules<\/a> first. While Wells Fargo does not have a rule about how many of its credit cards you can have, it does limit how frequently you can get a sign-up bonus. Both cards have this rule on the application page:<\/p>\n<div class=\"OD\">\n<blockquote><p><em>&#8220;You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.&#8221;<\/em><\/p><\/blockquote>\n<p>Thus, consider the last time you opened a credit card with Wells Fargo before applying for either Choice Privileges card.<\/p>\n<\/div>\n<p>Assuming you're eligible for both cards, which one should you get? The Choice Privileges Mastercard has no annual fee and moderate perks. It's a solid option for those who stay at Choice properties a few times a year and can't justify paying an annual fee in exchange for more perks.<\/p>\n<p><strong>Related: <a href=\"\/hotels\/choice-privileges\/do-choice-hotel-points-expire\/\">Do Choice Privileges Points Expire?<\/a><\/strong><\/p>\n<p>Those looking for more should consider the Choice Privileges Select Mastercard. The card comes with an annual fee of $95, but that's easily offset by the Global Entry\/TSA PreCheck application credit and 30,000 anniversary bonus points.<\/p>\n<p>On average, <a href=\"\/point-mile-values\/choice\">AwardWallet users get 0.61\u00a2 per point in value from Choice points<\/a>. At that rate, the 30k anniversary points alone provide $378 in value. That's almost four times the annual fee! Even if you value Choice Privileges points at 0.35 cents each, you come out ahead by paying the annual fee to get the anniversary bonus.<\/p>\n<p>Interestingly, both cards provide bonus earnings when buying Choice Privileges points. However, Choice and Wells Fargo didn't provide any extra benefits you could attain through spending on your card &#8212; such as free night awards or higher elite status levels.<\/p>\n<p><strong>Related: <a href=\"\/news\/choice-privileges\/sweet-spot-rewards\/\">Choice Hotels Releases Sweet Spot Rewards (Hotel Nights From 4k Citi Points)<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a href=\"\/hotels\/choice-privileges\/\">Choice Privileges<\/a> cards from Wells Fargo are now open for applications. Both cards carry World Elite Mastercard benefits, plus a handful of perks that Choice fans can maximize. The <a data-ccid=\"62\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-credit-card\/\">Choice Privileges Mastercard<\/a> offers plenty of perks despite a $0 annual fee. And the $95 annual fee on the <a data-ccid=\"49\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-select-credit-card\/\">Choice Privileges Select Mastercard<\/a> is easily justified. However, neither card incentivizes heavy spending through additional perks.<\/p>\n<p>The decision between the cards will come down to whether you're eligible for the cards and then which card best matches your travel goals.<\/p>\n<p><em>Are you planning to apply for one of these cards? If so, which?<\/em><\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Details_of_Choice_Privileges_Cards_from_Wells_Fargo\">Details of Choice Privileges Cards from Wells Fargo<\/a><ul><li><a href=\"#Choice_Privileges_Mastercard_Details\">Choice Privileges Mastercard Details<\/a><\/li><li><a href=\"#Choice_Privileges_Select_Mastercard_Details\">Choice Privileges Select Mastercard Details<\/a><\/li><\/ul><\/li><li><a href=\"#Should_You_Get_a_Choice_Card_from_Wells_Fargo\">Should You Get a Choice Card from Wells Fargo?<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>This month, Choice Privileges launched two credit cards issued by Wells Fargo. The welcome bonuses can yield up to 60,000 points, which fans of Choice Privileges will love. But there&#8217;s a lot to love beyond just the sign-up bonus. In fact, even if you value Choice points at 0.35 cents each, one perk alone justifies the reasonable annual fee. Here&#8217;s a closer look at the details so you can decide whether to apply for or keep these cards long-term.<\/p>\n","protected":false},"author":59,"featured_media":39166,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12696,12781],"coauthors":[36386],"class_list":["post-103081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-choice-privileges","tag-wells-fargo"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/103081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/59"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=103081"}],"version-history":[{"count":25,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/103081\/revisions"}],"predecessor-version":[{"id":183823,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/103081\/revisions\/183823"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/39166"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=103081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=103081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=103081"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=103081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}