{"id":106550,"date":"2026-10-24T18:10:02","date_gmt":"2026-10-24T18:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=106550"},"modified":"2026-10-24T18:10:02","modified_gmt":"2026-10-24T18:10:02","slug":"air-france-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/airlines\/air-france-credit-card\/","title":{"rendered":"Air France KLM Visa Signature\u00ae Credit Card Review: Excellent Welcome Offer + Elite Status Boost"},"content":{"rendered":"<p>The <a data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=_blank rel=\"noopener nofollow sponsored\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/a> likely isn't the first card that comes to mind when you think of airline credit cards. But if you fly Air France, KLM, or SkyTeam airlines frequently &#8212; or <a target=\"_blank\" href=\"\/airlines\/flying-blue\/best-award-flights\/\" rel=\"noopener\">get value from Flying Blue miles<\/a> &#8212; it's worth checking out this card. It earns Flying Blue miles that you can redeem on Air France, KLM, SkyTeam, and other Flying Blue partner flights.<\/p>\n<p>While the card has fewer perks than many airline cards, one key benefit is its ability to help you earn Flying Blue elite status. The <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/air-france-klm-visa-card\/\" rel=\"noopener\">limited-time offer on the card<\/a> includes enough XP to get Silver status. Also, the anniversary miles alone help offset the $89 annual fee, making it a card worth considering for the long term. Here's everything you need to know about the Air France KLM Visa.<\/p>\n<div class=\"qs-card\" data-id=\"5048406\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937255.png\" width=\"150\" alt=\"Air France KLM Visa Signature\u00ae credit card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='Air France KLM Visa Signature\u00ae credit card' data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Limited-time Offer<\/strong> Earn 70,000 bonus miles and 100 XP after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited-time Offer<\/strong> Earn 70,000 bonus miles and 100 XP after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$89<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card is a low-cost way to earn both Flying Blue miles and elite status, which makes it a strong pick for anyone who flies Air France, KLM or their SkyTeam partners. Cardholders earn 3X miles per $1 on eligible Air France, KLM and SkyTeam purchases and on dining, and 1.5X miles on all other purchases. The card also adds 5,000 miles on each account anniversary (after $50 in purchases that year) and 20 XP toward elite status each year. That rises to 80 XP (100 total), enough for Flying Blue Silver, when you spend $15,000 in a card year, and an additional 60 XP (160 total) at $25,000. Other perks include no foreign transaction fees and miles you can redeem on any SkyTeam airline to more than 1,000 destinations, all for an $89 annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/li><li>Low $89 annual fee and no foreign transaction fees.<\/li><li>Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.<\/li><li>5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.<\/li><li>Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.<\/li><li>Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.<\/li><li>This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases<\/li>\r\n<li>Earn 3 Miles for every $1 spent on eligible dining purchases<\/li>\r\n<li>Earn 1.5 Miles for every $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AirFranceMC\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-11-1007fc5e42#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"Air_France_KLM_Visa_Pros\">Air France KLM Visa Pros<\/span><\/h2>\n<ul>\n<li>Earn three miles per $1 spent on purchases with Air France, KLM, and SkyTeam member airlines.<\/li>\n<li>Earn 5,000 anniversary bonus miles after spending just $50 on the card annually.<\/li>\n<li>Bonus 20 XP toward Flying Blue status each account anniversary.<\/li>\n<li>Earn an additional 80 XP by spending at least $15,000 in net purchases within your anniversary year.<\/li>\n<li>Earn an additional 60 XP (for a total of 160 XP) after you spend $25,000 or more on purchases within the anniversary year.<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<h2><span id=\"Air_France_KLM_Visa_Cons\">Air France KLM Visa Cons<\/span><\/h2>\n<ul>\n<li>$89 annual fee means it's not free to hold.<\/li>\n<li>The value of Flying Blue miles has decreased due to a <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/flying-blue\/new-light-award-fares\/\" rel=\"noopener\">recent devaluation<\/a>.<\/li>\n<li>Poor earning rates compared to other cards that can transfer points to Flying Blue.<\/li>\n<\/ul>\n<h2><span id=\"Air_France_KLM_Visa_Welcome_Offer\">Air France KLM Visa Welcome Offer<\/span><\/h2>\n<p>One of the most attractive features of the <a data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=_blank rel=\"noopener nofollow sponsored\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/a> is the welcome offer. Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/p>\n<p><a target=\"_blank\" href=\"\/point-mile-values\/flying+blue\" rel=\"noopener\">AwardWallet members have recently redeemed Flying Blue miles for an average of 2.25\u00a2 each<\/a>. Using this value, the Air France KLM Visa welcome offer is worth around $1,550! This is an excellent value for a card that only has an $89 annual fee and moderate spending requirements.<\/p>\n<p>Just note that Flying Blue has <a href=\"https:\/\/awardwallet.com\/news\/flying-blue\/new-light-award-fares\/\">introduced fare tiers<\/a>, making awards more expensive than they used to be.<\/p>\n<p>Note that if you head to airfrance.com and perform a &#8220;dummy booking&#8221; of any flight, you may see an offer that includes an additional $100 statement credit on top of the standard welcome bonus. After this statement credit, you'd be net positive the first year before even considering the value of the miles and XP.<\/p>\n<h2><span id=\"Air_France_KLM_Visa_Benefits\">Air France KLM Visa Benefits<\/span><\/h2>\n<p>Compared to other airline credit cards, the <a data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=_blank rel=\"noopener nofollow sponsored\">Air France KLM Visa<\/a> is short on benefits. It does provide anniversary XP and miles that help offset its annual fee, but it doesn't offer much more in terms of travel perks or insurance protections. Here is a rundown of the card's perks.<\/p>\n<h3><span id=\"Anniversary_miles\">Anniversary miles<\/span><\/h3>\n<p>You'll receive 5,000 bonus miles each account anniversary if you spend $50 on the card within your cardmember year. This is easily achievable. <a target=\"_blank\" href=\"\/point-mile-values\/flying+blue\" rel=\"noopener\">Given the value AwardWallet users obtain from Flying Blue miles<\/a>, these annual bonus miles are worth ~$112.<\/p>\n<p>If you value Flying Blue miles at 1.78 cents or higher, you'll fully offset the card's $89 annual fee with this one perk alone.<\/p>\n<h3><span id=\"Annual_XP_toward_elite_status\">Annual XP toward elite status<\/span><\/h3>\n<p>In addition to the bonus miles, the card provides 20 XP every account anniversary. This is a small boost toward the next elite status tier.<\/p>\n<p>However, if you spend $15,000 on the card, you'll earn an additional 80 XP \u2014 for a total of 100 XP. This is enough to qualify for Flying Blue Silver (which requires 100 XP). Although the welcome offer includes 100 XP (and thus Silver status), these bonus XP on spend can help you reach the next status level in subsequent years. Just a few of the benefits of Silver status include:<\/p>\n<ul>\n<li>Earn 6 Miles per dollar spent<\/li>\n<li>Priority check-in, baggage drop-off and boarding<\/li>\n<li>Free selection of standard seats<\/li>\n<li>One free extra checked baggage item on SkyTeam flights<\/li>\n<\/ul>\n<p>Additionally, if you reach $25,000 in spending within your anniversary year, you'll earn an additional 60 XP (totalling 160 XP), putting you well on your way to earning Flying Blue Gold status.<\/p>\n<h3><span id=\"No_foreign_transaction_fees\">No foreign transaction fees<\/span><\/h3>\n<p>You can use your card outside the U.S. without incurring foreign transaction fees on your purchases. This is one of the only travel benefits offered by the card.<\/p>\n<h2><span id=\"Air_France_KLM_Visa_Earning_Rates\">Air France KLM Visa Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=_blank rel=\"noopener nofollow sponsored\">Air France KLM Visa<\/a> earns 3X miles on eligible Air France, KLM Royal Dutch Airlines, and SkyTeam member airline purchases; 3X on eligible dining purchases; and 1.5X miles per $1 spent on all other purchases.<\/p>\n<p>Earning 1.5 miles on all other purchases might sound great for an airline card. Most earn just one mile per dollar, and Flying Blue miles are among the more valuable mileage currencies.<\/p>\n<p>However, keep in mind that there are many cards that can effectively earn Flying Blue miles. This is because <a target=\"_blank\" href=\"\/credit-cards\/flying-blue-transfer-partners\/\" rel=\"noopener\">Flying Blue is a transfer partner of almost every transferable <\/a>points program.<\/p>\n<h3><span id=\"Earn_miles_on_rent_payments_through_Bilt\">Earn miles on rent payments through Bilt<\/span><\/h3>\n<p>As part of a new partnership, Air France KLM Visa cardholders can <a href=\"https:\/\/awardwallet.com\/news\/bilt-rewards\/earn-flying-blue-miles-on-rent\/\">earn three miles per $1 spent on rent payments through Bilt<\/a>, on up to $50,000 per calendar year. This is a great way to earn miles on an expense that usually wouldn't yield any. However, note that a 3% transaction fee applies to these rent payments, so be sure to determine if the value of the miles outweighs the cost.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"\/credit-cards\/best-cards-for-bonus-spending-categories\/\" rel=\"noopener\">The best rewards credit cards for each spending category<\/a><\/p>\n<h2><span id=\"Redeeming_Miles_From_the_Air_France_KLM_Visa\">Redeeming Miles From the Air France KLM Visa<\/span><\/h2>\n<h3><span id=\"Award_travel\">Award travel<\/span><\/h3>\n<p>The best way to use your miles is for award flights through Flying Blue. As we mentioned, AwardWallet members obtain 2.25\u00a2 per point on average when redeeming Flying Blue miles. Redeeming for long-haul business or first class gets the best value, with our members averaging 2.68\u00a2 per mile for these types of award flights. Business class flights between the U.S. and Europe on Air France and KLM start at 60,000 miles one way.<\/p>\n<p>Economy flights to Europe and North Africa provide good value as well. You'll need to watch out for award taxes, fees, and surcharges, though, as these are higher than with many other programs.<\/p>\n<p>Make sure you check out the monthly <a target=\"_blank\" href=\"\/airlines\/flying-blue\/promo-rewards\/\" rel=\"noopener\">Flying Blue Promo Rewards<\/a>. Almost every month, you'll find U.S. routes for 25-50% off standard award redemption rates. However, routes change each month.<\/p>\n<figure id=\"attachment_38211\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-38211 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/08\/KLM-e1565661032235-300x240.jpg\" alt=\"interior of the KLM business class cabin, which you could book with your miles from the Air France KLM Credit card\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/08\/KLM-e1565661032235-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/08\/KLM-e1565661032235-1024x820.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/08\/KLM-e1565661032235-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/08\/KLM-e1565661032235-768x615.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/08\/KLM-e1565661032235.jpg 1124w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Use Flying Blue miles for KLM business class. Screenshot of KLM<\/em><\/enter><\/figure>\n<p>One final thought on award travel: If you aspire to fly Air France La Premiere first class (without paying cash for it), Flying Blue miles are the <em>only<\/em> way to do so. You will have to redeem a ton, though. Flights from the U.S. to Europe start at 200,000 Flying Blue miles. You also have to hold at least Flying Blue Platinum status to book these awards, which the Air France KLM Visa can help you earn.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/airlines\/flying-blue\/best-award-flights\/\" rel=\"noopener\">Air France-KLM Flying Blue Rewards Sweet Spots<\/a><\/strong><\/p>\n<h3><span id=\"Other_uses_of_miles\">Other uses of miles<\/span><\/h3>\n<p>Flying Blue offers several other ways to use their miles, although none come close to the value you get from booking award flights. You can redeem miles for:<\/p>\n<ul>\n<li>Merchandise through the <a target=\"_blank\" href=\"https:\/\/store.flyingblue.com\/\" rel=\"noopener\">Flying Blue store<\/a>.<\/li>\n<li>Book <a href=\"https:\/\/store.flyingblue.com\/experiences?utm_source=flyingblue&utm_medium=banner&utm_campaign=fb-experiences&utm_id=fb-redirection-experiences\" target=\"_blank\" rel=\"noopener\">experiences<\/a>.<\/li>\n<li><a href=\"https:\/\/www.flyingblue.us\/en\/spend\/others\" target=\"_blank\" rel=\"noopener\">Hotel stays and car rentals<\/a>.<\/li>\n<\/ul>\n<p>Booking through these other avenues usually returns abysmal value &#8212; around .5\u00a2 per point. Again, we strongly recommend redeeming miles for flights.<\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>Bank of America issues the <a data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=_blank rel=\"noopener nofollow sponsored\">Air France KLM Visa<\/a>, which has a <a target=\"_blank\" href=\"\/credit-cards\/bank-america-234-policy\/\" rel=\"noopener\">2\/3\/4 rule for new card approvals<\/a>. This isn't as onerous as the infamous <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase 5\/24 rule<\/a>, but you should be aware of it nonetheless. In a nutshell, the rule limits you to:<\/p>\n<ul>\n<li>Two new Bank of America cards in any two-month period<\/li>\n<li>Three new Bank of America cards in any 12-month period<\/li>\n<li>Four new Bank of America cards in any 24-month period<\/li>\n<\/ul>\n<p>This rule applies to personal Bank of America cards, which includes the Air France KLM Visa. If you've already been approved for the maximum number of new cards in a given period, you won't be approved for a new account. This is different than Chase 5\/24, as the Bank of America 2\/3\/4 rule is <strong>not<\/strong> looking at new card approvals across all issuers.<\/p>\n<p>However, another Bank of America rule considers how many new credit cards you've opened across all issuers and provides more leniency for those with Bank of America checking, savings, and investment accounts. If you've opened three or more cards in the past 12 months (across all issuers), you won't be approved for a Bank of America personal credit card. However, that number bumps up to seven new cards for those with Bank of America accounts.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a>\u00a0<\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Air_France_KLM_Visa\">Cards That Compete With the Air France KLM Visa<\/span><\/h2>\n<p>If you don't think this is an airline card that will benefit you, here are a handful of other options:<\/p>\n<ul>\n<li><strong>If you want flexible rewards you can transfer to Flying Blue,<\/strong> consider the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>. This card earns transferable Ultimate Rewards points that can be transferred to Flying Blue \u2014 among 10 airline partners \u2014 at a 1:1 ratio. You can also transfer points to four hotel programs, redeem them directly for travel, or cash them out. <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\" rel=\"noopener\">Here's our full review of the Sapphire Preferred<\/a>.<\/li>\n<li><strong>If you want miles with a U.S. airline that you can redeem for travel on SkyTeam airlines, <\/strong>look into the <a data-ccid=\"4028088\" href=\"https:\/\/awardwallet.com\/credit-cards\/delta-skymiles\/delta-gold-card\/\">Delta SkyMiles<sup>\u00ae<\/sup> Gold American Express Card<\/a>. This card has a slightly higher annual fee and earns Delta SkyMiles, which you can redeem for flights on Air France and KLM. Keep in mind that Delta's award rates aren't as good across the board. AwardWallet users typically redeem SkyMiles at 1.41\u00a2 apiece, rather than 2.25\u00a2 with Flying Blue. However, the Delta Gold Card offers some great perks if you fly Delta Air Lines, even occasionally. See our <a href=\"https:\/\/awardwallet.com\/credit-cards\/delta-skymiles\/delta-gold-card-offer\/\">review here<\/a>.<\/li>\n<li><strong>If you want a different card that helps you earn airline elite status, <\/strong>check out the <a data-ccid=\"3004018\" href=\"\/blog\/link\/CR-CitiAAdvantagePlatinumSelectWorldEliteMasterCard\" rel=\"noopener nofollow sponsored\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Platinum Select<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a>. This card earns one American Airlines Loyalty Point per $1 spent, helping you earn American AAdvantage elite status. Unlike the Air France KLM Visa, there's no limit to how much elite status progress you can make through credit card spending here. The card also offers an array of perks when you fly American Airlines, including free checked bags. <a target=\"_blank\" href=\"\/credit-cards\/american-aadvantage\/citi-aadvantage-platinum-select\/\" rel=\"noopener\">Here's our full review of the AA Platinum Select<\/a>.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/bd8fe581-1873-494c-b3ff-360dd7831c7e.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=0650ad3454496b108b1cc0aa9f73e19f0&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on gas and EV charging<\/li>\r\n<li>3X points on vacation homes at top brands like Airbnb, Vrbo and more<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/ae05a93f-4240-40f1-8892-537522138bc2.png\" width=\"150\" alt=\"Delta SkyMiles\u00ae Gold American Express Card\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Delta SkyMiles<sup>\u00ae<\/sup> Gold American Express Card<\/div><div class=\"compare-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 80,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='Delta SkyMiles\u00ae Gold American Express Card' data-ccid=\"4028088\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-GoldDeltaSkyMilesCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0 introductory annual fee for the first year, then $150<span class=\"compare-terms\"><a data-ccid=\"4028088\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/delta-skymiles-gold-american-express-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2X miles per dollar spent on purchases made directly with Delta<\/li>\r\n<li>2X miles per dollar spent at U.S. supermarkets<\/li>\r\n<li>2X miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.<\/li>\r\n <li>1X miles on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/65e17f75-84ae-4552-8604-128a3c6ba3fe.png\" width=\"150\" alt=\"Citi\u00ae \/ AAdvantage\u00ae Platinum Select\u00ae World Elite Mastercard\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Platinum Select<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 American Airlines AAdvantage<sup>\u00ae<\/sup> bonus miles after $3,000 in purchases within the first 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"3004018\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-CitiAAdvantagePlatinumSelectWorldEliteMasterCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$99, waived for first 12 months<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 2X miles for every $1 spent at restaurants<\/li>\r\n<li>Earn 2X miles for every $1 spent at gas stations<\/li>\r\n<li>Earn 2X miles for every $1 spent on eligible American Airlines purchases<\/li>\r\n<li>Earn 1X mile for every $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=_blank rel=\"noopener nofollow sponsored\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/a> may not have as many perks as other airline cards. Despite this, it can help you earn Flying Blue elite status and provide ongoing value through bonus miles each year \u2014 just enough perks to justify its $89 annual fee and keep the card in your wallet.<\/p>\n<div class=\"qs-card\" data-id=\"5048406\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937255.png\" width=\"150\" alt=\"Air France KLM Visa Signature\u00ae credit card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='Air France KLM Visa Signature\u00ae credit card' data-ccid=\"5048406\" href=\"\/blog\/link\/AirFranceKLMWorldEliteMastercard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Limited-time Offer<\/strong> Earn 70,000 bonus miles and 100 XP after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited-time Offer<\/strong> Earn 70,000 bonus miles and 100 XP after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$89<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Air France KLM Visa Signature<sup>\u00ae<\/sup> credit card is a low-cost way to earn both Flying Blue miles and elite status, which makes it a strong pick for anyone who flies Air France, KLM or their SkyTeam partners. Cardholders earn 3X miles per $1 on eligible Air France, KLM and SkyTeam purchases and on dining, and 1.5X miles on all other purchases. The card also adds 5,000 miles on each account anniversary (after $50 in purchases that year) and 20 XP toward elite status each year. That rises to 80 XP (100 total), enough for Flying Blue Silver, when you spend $15,000 in a card year, and an additional 60 XP (160 total) at $25,000. Other perks include no foreign transaction fees and miles you can redeem on any SkyTeam airline to more than 1,000 destinations, all for an $89 annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Limited Time Online Offer! Earn 70,000 Bonus Miles + 100 Experience Points (XP) after you make $3,000 or more in purchases within the first 90 days of your account opening.<\/li><li>Low $89 annual fee and no foreign transaction fees.<\/li><li>Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. And, earn 1.5 Miles for every $1 spent on all other purchases.<\/li><li>5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year.<\/li><li>Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide.<\/li><li>Receive 20 XP every year on your account anniversary. Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year. Plus, earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year.<\/li><li>This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases<\/li>\r\n<li>Earn 3 Miles for every $1 spent on eligible dining purchases<\/li>\r\n<li>Earn 1.5 Miles for every $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AirFranceMC\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-11-1007fc5e42#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Air_France_KLM_Visa_Pros\">Air France KLM Visa Pros<\/a><\/li><li><a href=\"#Air_France_KLM_Visa_Cons\">Air France KLM Visa Cons<\/a><\/li><li><a href=\"#Air_France_KLM_Visa_Welcome_Offer\">Air France KLM Visa Welcome Offer<\/a><\/li><li><a href=\"#Air_France_KLM_Visa_Benefits\">Air France KLM Visa Benefits<\/a><ul><li><a href=\"#Anniversary_miles\">Anniversary miles<\/a><\/li><li><a href=\"#Annual_XP_toward_elite_status\">Annual XP toward elite status<\/a><\/li><li><a href=\"#No_foreign_transaction_fees\">No foreign transaction fees<\/a><\/li><\/ul><\/li><li><a href=\"#Air_France_KLM_Visa_Earning_Rates\">Air France KLM Visa Earning Rates<\/a><ul><li><a href=\"#Earn_miles_on_rent_payments_through_Bilt\">Earn miles on rent payments through Bilt<\/a><\/li><\/ul><\/li><li><a href=\"#Redeeming_Miles_From_the_Air_France_KLM_Visa\">Redeeming Miles From the Air France KLM Visa<\/a><ul><li><a href=\"#Award_travel\">Award travel<\/a><\/li><li><a href=\"#Other_uses_of_miles\">Other uses of miles<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Air_France_KLM_Visa\">Cards That Compete With the Air France KLM Visa<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With a great welcome offer and the ability to help you earn elite status, the Air France KLM Visa Signature\u00ae credit card makes a lot of sense if you regularly travel with Air France and KLM. The card is issued by Bank of America, so it&#8217;s also one to consider if you&#8217;ve been shut out by Chase 5\/24. One of the downsides, though, is that the card is short on airline benefits when compared to some of the competition. Do its other perks make up for it? Here&#8217;s a closer look.<\/p>\n","protected":false},"author":51,"featured_media":63415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_bluesky_share_type":"","_mastodon_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"","timeOption":"","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":""},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12777,12789,12232],"coauthors":[36394,36490],"class_list":["post-106550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-air-france-flying-blue","tag-bank-of-america","tag-card-offers"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/106550","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=106550"}],"version-history":[{"count":59,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/106550\/revisions"}],"predecessor-version":[{"id":282523,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/106550\/revisions\/282523"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/63415"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=106550"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=106550"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=106550"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=106550"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}