{"id":107258,"date":"2025-10-06T20:10:01","date_gmt":"2025-10-06T20:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=107258"},"modified":"2026-04-08T14:24:52","modified_gmt":"2026-04-08T14:24:52","slug":"chase-ink-business-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-ink-business-card\/","title":{"rendered":"Chase Ink Business Cards Compared \u2014 Which One Is Right for You?"},"content":{"rendered":"<p>Chase cards are incredibly popular for a multitude of reasons. You can get outsized value when you transfer points to Chase's 14 transfer partners. Chase also has a slew of co-branded cards with big names like <a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-cards\/\" rel=\"noopener\">United<\/a>, <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-credit-card\/\" rel=\"noopener\">Southwest<\/a>, and <a target=\"_blank\" href=\"\/credit-cards\/world-of-hyatt\/chase-hyatt-card\/\" rel=\"noopener\">Hyatt<\/a>, to name a few. While Chase shines with these personal cards, small business owners should look to the Ink Business suite of credit cards.<\/p>\n<p>Chase currently offers five Ink Business card options:<\/p>\n<ol>\n<li><a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=2974f0532e501b18d73a5ef664bef24a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=5d31938571d040580263f100f8326234&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=8c47dea171940b5bbd704b17fc245ce1&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"5048295\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2014317.10005859&type=3&u1=c7538e8e623b7dec1575e29ddfe53c0d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li>Plus the <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve for Business\u2120<\/a> (<a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=0909c05b26759e9dadaccd21fd0ed64a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) &#8212; which is an Ink product on the back end.<\/li>\n<\/ol>\n<p>Each card has varying annual fees, benefits, and perks. We're going to break down all of the details for each of these cards to help you decide which one may be the best fit.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Comparing_Chase_Business_Credit_Cards\">Comparing Chase Business Credit Cards<\/a><ul><li><a href=\"#Welcome_offers\">Welcome offers<\/a><\/li><li><a href=\"#Annual_fee\">Annual fee<\/a><\/li><li><a href=\"#Earning_categories\">Earning categories<\/a><\/li><li><a href=\"#Card_benefits\">Card benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Using_Your_Rewards\">Using Your Rewards<\/a><\/li><li><a href=\"#How_to_Choose_Between_the_Five_Chase_Business_Credit_Cards\">How to Choose Between the Five Chase Business Credit Cards<\/a><\/li><li><a href=\"#Chase_Ink_Business_Credit_Card_Application_Rules\">Chase Ink Business Credit Card Application Rules<\/a><ul><li><a href=\"#Who_qualifies\">Who qualifies?<\/a><\/li><li><a href=\"#Carrying_more_than_one_card\">Carrying more than one card<\/a><\/li><li><a href=\"#Application_notes\">Application notes<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Comparing_Chase_Business_Credit_Cards\">Comparing Chase Business Credit Cards<\/span><\/h2>\n<h3><span id=\"Welcome_offers\"><strong>Welcome offers<\/strong><\/span><\/h3>\n<ul>\n<li><strong><a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a>:<\/strong> Earn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/li>\n<li><strong><a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a>: <\/strong>Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/li>\n<li><strong><a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>: <\/strong>Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/li>\n<li><strong><a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Premier<\/a>: <\/strong>Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/li>\n<li><strong><a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a>: <\/strong>Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/li>\n<\/ul>\n<p>Offers on the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> and <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> could provide you $750 cash back. These cards are great for small businesses that spend less money overall, considering the spending requirements are the lowest of all the Ink cards.<\/p>\n<p><div class=\"qs-card\" data-id=\"340040\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=2974f0532e501b18d73a5ef664bef24a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Features a $750 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $750 when you spend $6,000 on purchases in the first three months after account opening<\/li><li>Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li><li>Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>No Annual Fee<\/li><li>Complimentary three-month lnstacart+ membership.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkCash\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><div class=\"qs-card\" data-id=\"4048113\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=5d31938571d040580263f100f8326234&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best business card to earn Ultimate Rewards on non-bonus purchases, you receive a $750 cash back bonus after you spend $6,000 on purchases in the first 3 months from account opening. Earn 1.5% back on all business expenses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening<\/li><li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li><li>No Annual Fee<\/li><li>Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#xAE;.<\/li><li>Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.<\/li><li>Round-the-clock monitoring for unusual credit card purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkUnlimited\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>The <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a> stands out with a welcome offer of 100,000 bonus points. However, it's worth noting that the spending requirement is only slightly steeper than the two aforementioned Ink cards.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006145\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=8c47dea171940b5bbd704b17fc245ce1&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/li><li>Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open<\/li><li>Go further when you book with Chase Travel&#x2120;. Enjoy competitive rates, seamless booking and premium benefits.<\/li><li>Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.<\/li><li>Receive complimentary access to DashPass by DoorDash.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkPreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>The <a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Premier<\/a> is offering a bonus of $1,000 cash back. Note that \u2014 unlike the Ink Cash and Ink Unlimited cash-back offers \u2014 these points cannot be <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">combined with other cards that earn Ultimate Rewards<\/a>. That means this bonus can only be redeemed for cash back.<\/p>\n<p><div class=\"qs-card\" data-id=\"5048295\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/05\/CardArt-InkBusinessPremierCreditCard.png\" width=\"150\" alt=\"Ink Business Premier\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Premier\u00ae Credit Card' data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048295\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2014317.10005859&type=3&u1=c7538e8e623b7dec1575e29ddfe53c0d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$195<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Ink Business Premier<sup>\u00ae<\/sup> Credit Card is tailored for businesses with significant spending, offering robust cash back and travel benefits. It features unlimited 2.5% cash back on purchases of $5,000 or more, and 2% back on all other business purchases. For travel, it provides 5% cash back on bookings through Chase Travel\u2120, with additional travel protections like trip cancellation\/interruption insurance and an auto rental collision damage waiver. The card includes purchase protection, extended warranty, and up to $1,000 cell phone protection per claim. Additionally, it offers employee cards at no extra cost, complete with spending controls and monitoring tools. Despite its $195 annual fee, the card's high cash back rates and suite of business-focused features make it a valuable tool for high-spending businesses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.<\/li><li>Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.<\/li><li>Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel&#x2120;, No Foreign Transaction Fees and Trip Cancellation\/Trip Interruption Insurance.<\/li><li>The only business credit card with 2.5% cash back on every purchase of $5,000 or more.<\/li><li>Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.<\/li><li>Earn 5% cash back on Lyft rides now through September 30, 2027.<\/li><li>Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.<\/li><li>There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on travel purchases through the Chase Travel\u2120 portal<\/li>\r\n<li>2.5% cash back on purchases of $5,000 or more<\/li>\r\n<li>2% cash back on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>And last but not least, there's the <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a>. It's offering a whopping 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening. But with the big bonus (and long list of benefits) comes a massive $795 annual fee.<\/p>\n<p><div class=\"qs-card\" data-id=\"5048384\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Sapphire Reserve for Business\u2120<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/42f36a84-370d-4140-94a9-87f97a0dde86.png\" width=\"150\" alt=\"Sapphire Reserve for Business\u2120\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Sapphire Reserve for Business\u2120' data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=0909c05b26759e9dadaccd21fd0ed64a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Sapphire Reserve for Business\u2120<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase\u2019s flagship business travel card. Earn 8x on Chase Travel\u2120 purchases, 4x on flights and hotels booked directly, and 3x on eligible ad spend. Get $300 in travel credit, VIP lounge access, and premium travel protections to elevate every business trip.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.<\/li><li>$6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel&#x2120;, plus $3,000+ in annual value through travel and business benefits.<\/li><li>Earn 8x points on Chase Travel&#x2120; for airline tickets, hotels, including The Edit&#x2120;, car rentals, cruises, activities and tours.<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>Earn 4x points on flights & hotels booked direct.<\/li><li>Earn 3x points on social media & search engine advertising.<\/li><li>Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.<\/li><li>Enjoy complimentary access to the Chase Sapphire Lounge&#xAE; by The Club network and Priority Pass&#x2122; Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8X points on all Chase Travel\u2120 purchases<\/li>\r\n<li>5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n<li>1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserveBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Which Ink card offers the best welcome offer?<\/strong><\/p>\n<p>Currently, the <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a> stands out as the clear winner if you can meet the spending requirements. The current offer of 150,000 points is hard to pass up. That is, if you can justify the annual fee.<\/p>\n<p>However, the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> and <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> have fantastic offers, too. Not only is the spending requirement far less, but these cards charge no annual fee. So, you don't immediately have to try to justify the cost of carrying either to begin with. What's more, their current $750 cash back bonuses match the best offers we've seen on either card.<\/p>\n<figure id=\"attachment_107579\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"601\/401\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-107579 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/adam-winger-THiqda3iGM-unsplash-300x200.jpg\" alt=\"Small business woman using a card portal in a hair salon\" width=\"601\" height=\"401\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/adam-winger-THiqda3iGM-unsplash-300x200.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/adam-winger-THiqda3iGM-unsplash-1024x684.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/adam-winger-THiqda3iGM-unsplash-768x513.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/adam-winger-THiqda3iGM-unsplash-1536x1025.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/adam-winger-THiqda3iGM-unsplash-2048x1367.jpg 2048w\" sizes=\"(max-width: 601px) 100vw, 601px\" \/><center><em>Credit: Adam Winger\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Annual_fee\"><strong>Annual fee<\/strong><\/span><\/h3>\n<p>Ink cards range in annual fees from $0 to $795. The <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> and <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> feel like no-brainers for those looking for a <a target=\"_blank\" href=\"\/credit-cards\/best-benefits-no-annual-fee-cards\/\" rel=\"noopener\">no-annual-fee business card<\/a>, along with the solid welcome offer on these cards that we mentioned above.<\/p>\n<p>However, paying the $95 annual fee on the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a> could be worth it to open the door to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase's transfer partners<\/a>. If you value lounge access and can take advantage of numerous statement credits, then it's possible to make the <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a>&#8216; annual fee feel like a bargain.<\/p>\n<h3><span id=\"Earning_categories\"><strong>Earning categories<\/strong><\/span><\/h3>\n<ul>\n<li><strong><strong>Ink Cash: <\/strong><\/strong>Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.<\/li>\n<li><strong>Ink Unlimited: <\/strong>Earn unlimited 1.5% cash back on every purchase made for your business.<\/li>\n<li><strong>Ink Preferred: <\/strong>3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year.<\/li>\n<li><strong>Ink Premier: <\/strong>Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.<\/li>\n<li><strong>Sapphire Reserve Business: <\/strong>Earn 8x points on Chase Travel\u2120 for airline tickets, hotels, including The Edit\u2120, car rentals, cruises, activities and tours. Earn 5x total points on Lyft rides through 9\/30\/27. Earn 4x points on flights & hotels booked direct. Earn 3x points on social media & search engine advertising. Earn 1x points on all other purchases.<\/li>\n<\/ul>\n<p><strong>Which Ink card offers the best earning categories?<\/strong><\/p>\n<p>For this category, you'll want to have a good handle on what your business typically spends money on. Do the spending categories on one card match your business expenses more closely than the others? Does your business spend broadly across multiple categories that don't really align with any of the cards' bonus categories?<\/p>\n<p>While it's possible to earn significant rewards in the bonus categories on the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> and <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>, remember that categories have limits. Moreover, if your business's spending doesn't match these categories, the <a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Unlimited<\/a> may be a better option since it earns a standard 1.5% back on all spending.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048113\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=5d31938571d040580263f100f8326234&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best business card to earn Ultimate Rewards on non-bonus purchases, you receive a $750 cash back bonus after you spend $6,000 on purchases in the first 3 months from account opening. Earn 1.5% back on all business expenses.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening<\/li><li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li><li>No Annual Fee<\/li><li>Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#xAE;.<\/li><li>Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.<\/li><li>Round-the-clock monitoring for unusual credit card purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkUnlimited\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>But if your business spends a lot on things like flights and hotels, social media and search engine advertising, the <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a> will reward those purchases more than any other Ink-branded business card.<\/p>\n<p><div class=\"qs-card\" data-id=\"5048384\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Sapphire Reserve for Business\u2120<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/42f36a84-370d-4140-94a9-87f97a0dde86.png\" width=\"150\" alt=\"Sapphire Reserve for Business\u2120\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Sapphire Reserve for Business\u2120' data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=0909c05b26759e9dadaccd21fd0ed64a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Sapphire Reserve for Business\u2120<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase\u2019s flagship business travel card. Earn 8x on Chase Travel\u2120 purchases, 4x on flights and hotels booked directly, and 3x on eligible ad spend. Get $300 in travel credit, VIP lounge access, and premium travel protections to elevate every business trip.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.<\/li><li>$6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel&#x2120;, plus $3,000+ in annual value through travel and business benefits.<\/li><li>Earn 8x points on Chase Travel&#x2120; for airline tickets, hotels, including The Edit&#x2120;, car rentals, cruises, activities and tours.<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>Earn 4x points on flights & hotels booked direct.<\/li><li>Earn 3x points on social media & search engine advertising.<\/li><li>Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.<\/li><li>Enjoy complimentary access to the Chase Sapphire Lounge&#xAE; by The Club network and Priority Pass&#x2122; Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>8X points on all Chase Travel\u2120 purchases<\/li>\r\n<li>5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n<li>1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserveBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<figure id=\"attachment_107589\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/400\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-107589 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/bruce-mars-FWVMhUa_wbY-unsplash-300x200.jpg\" alt=\"Small business woman looking at phone with art supplies around\" width=\"600\" height=\"400\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/bruce-mars-FWVMhUa_wbY-unsplash-300x200.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/bruce-mars-FWVMhUa_wbY-unsplash-1024x683.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/bruce-mars-FWVMhUa_wbY-unsplash-768x512.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/bruce-mars-FWVMhUa_wbY-unsplash-1536x1024.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/bruce-mars-FWVMhUa_wbY-unsplash-2048x1365.jpg 2048w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Bruce Mars\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Card_benefits\"><strong>Card benefits<\/strong><\/span><\/h3>\n<p>The travel and purchase benefits vary across the Chase Ink Business cards, but all five include these perks:<\/p>\n<ul>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/collision-damage-waiver-proof\/\" rel=\"noopener\">Auto Rental Collision Damage Waiver (CDW)<\/a>: <\/strong>Decline the rental company's collision insurance and charge the entire rental fee to your card to get this benefit. Primary coverage is provided when renting for business purposes and covers the vehicle's cash value for theft and collision for most cars in the U.S. and abroad.<\/li>\n<li><strong>Travel and emergency assistance services: <\/strong>If you have any legal or medical troubles while traveling, call the Benefit Administrator for help and referrals. You are responsible for all costs associated with the services obtained.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/roadside-assistance\/\" rel=\"noopener\">Roadside assistance<\/a>: <\/strong>If you have a roadside emergency, call 800-847-2869 for help. You will be notified of the fees when you call, and they will be billed to your card.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">Purchase protection<\/a>: <\/strong>This covers new purchases for up to 120 days, covering $10,000 per claim, and up to $50,000 per account.<\/li>\n<li><b><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Extended warranty protection<\/a>: <\/b>When the manufacturer's warranty covers three years or less, this adds one additional year of coverage.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/baggage-delay-insurance\/\" rel=\"noopener\">Baggage delay insurance<\/a>:<\/strong> Get reimbursed for necessary expenses while you wait for delayed luggage.<\/li>\n<\/ul>\n<p>Furthermore, all five cards offer fraud protection, plus employee cards at no additional cost.<\/p>\n<p>A few benefits are exclusive to the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>, the <a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Premier<\/a>, and the <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a>. They are:<\/p>\n<ul>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-with-cell-phone-protection\/\" rel=\"noopener\">Cell phone protection<\/a>:<\/strong> Receive up to $1,000 per claim in protection against theft and damage when you use your card to pay your monthly wireless phone bill. Each claim has a $100 deductible, and you are allowed three claims per 12-month period.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/trip-cancellation-insurance\/\" rel=\"noopener\">Trip cancellation and trip interruption insurance<\/a>: <\/strong>If your trip is disrupted or canceled due to a covered incident, you could receive reimbursement up to $5,000 per person and up to $10,000 per trip, per occurrence. There is a maximum of $20,000 per 12-month period.<\/li>\n<li><a target=\"_blank\" href=\"\/travel\/tips-to-save-on-international-travel\/\" rel=\"noopener\"><strong>No foreign transaction fees<\/strong><\/a>.<\/li>\n<\/ul>\n<p><strong>Which Ink card offers the best travel and shopping protections?<\/strong><\/p>\n<p>All five Ink-branded cards offer solid benefits in travel and purchase protection. However, if you are a frequent traveler, trip coverage and no foreign transaction fees may give the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>, <a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Premier<\/a>, and <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a> a leg up.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006145\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=8c47dea171940b5bbd704b17fc245ce1&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/li><li>Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open<\/li><li>Go further when you book with Chase Travel&#x2120;. Enjoy competitive rates, seamless booking and premium benefits.<\/li><li>Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.<\/li><li>Receive complimentary access to DashPass by DoorDash.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkPreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Using_Your_Rewards\"><strong>Using Your Rewards<\/strong><\/span><\/h2>\n<p>As we stated above, all of these cards earn <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Ultimate Rewards<\/a> \u2014 even the ones advertised as earning cash back. However, they differ in how you can use those rewards.<\/p>\n<ul>\n<li><strong>Ink Cash and Ink Unlimited: <\/strong>Redeem your rewards at 1\u00a2 per point for travel, cash back, gift cards, experiences, and more through the <a target=\"_blank\" href=\"https:\/\/www.chase.com\/personal\/credit-cards\/ultimate-rewards\" rel=\"noopener\">Chase Travel\u2120 portal<\/a>. Transferring is key when it comes to maximizing the value of your points. Unfortunately, these cards do not allow you to transfer your points to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase's partners<\/a>. To do this, you will need a <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>, <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>, or <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>. You also have access to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-pay-yourself-back\/\" rel=\"noopener\">Pay Yourself Back<\/a>, redeeming points for 1.1\u20131.25\u00a2 apiece, depending on which category you're using.<\/li>\n<li><strong>Ink Preferred and Sapphire Reserve Business: <\/strong>These cards are the only ones that allow you to transfer your points to Chase's travel partners. Additionally, if you want a straightforward redemption without extra steps, you can redeem your rewards for <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/points-boost\/\" rel=\"noopener\">up to 2\u00a2 each<\/a> when you book travel through the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase Travel\u2122 portal<\/a> (depending on the card and the specific redemption). Lastly, you can redeem them at a 1\u00a2 per point value as a statement credit.<\/li>\n<li><strong>Ink Premier: <\/strong>This card has the most limited options for using your rewards. Points can be used at a value of 1\u00a2 each for travel, cash back, gift cards, experiences, and more through the Chase Travel\u2122 portal. However, they cannot be transferred to travel partners, nor can they be <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">combined with points from other rewards cards<\/a>.<\/li>\n<\/ul>\n<p><strong>Which Ink card offers the best reward redemptions?<\/strong><\/p>\n<p>If you want to maximize your value through transfer partners or a high redemption rate, the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a> or <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a> are the best options here. If you prefer a straightforward cash-back redemption without extra steps, consider one of Chase's other three Ink business cards.<\/p>\n<figure id=\"attachment_145561\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-145561 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Jason-Goodman-Unsplash-business-meeting-featured.png\" alt=\"a business meeting where one person is pointing to stick notes on the wall\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Jason-Goodman-Unsplash-business-meeting-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Jason-Goodman-Unsplash-business-meeting-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Jason-Goodman-Unsplash-business-meeting-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/01\/Jason-Goodman-Unsplash-business-meeting-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Jason Goodman\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"How_to_Choose_Between_the_Five_Chase_Business_Credit_Cards\">How to Choose Between the Five Chase Business Credit Cards<\/span><\/h2>\n<ul>\n<li>The <strong>Ink Cash<\/strong> may be for you if you run a small business with low spending, prefer a no-annual-fee card, and spend a decent amount at office supply stores, internet services, and\/or phone services.<\/li>\n<li>The <strong>Ink Unlimited<\/strong> may be for you if you run a small business with low spending, prefer a no-annual-fee card, and want to use your card for all purchases without worrying about how to maximize your spending categories. This card is also ideal for those whose spending doesn't align with bonus categories on other cards.<\/li>\n<li>The <strong>Ink Preferred<\/strong> may be for you if you run a small- to medium-sized business, you don't mind a nominal annual fee, and you want access to increased value from your points by transferring them to travel partners.<\/li>\n<li>The <strong>Ink Premier<\/strong> may be for you if you run a medium- to large-sized business that spends heavily each year, want to earn at least 2% back on all purchases, and don't mind using your rewards directly in the Chase Travel\u2122 portal or for cash back.<\/li>\n<li>The <strong>Sapphire Reserve Business<\/strong> may be for you if can keep track of various statement credits and take advantage of key benefits like airport lounge access. This card has the highest annual fee of all the cards above \u2014 and the most benefits \u2014 so you'll need to do the math before you apply.<\/li>\n<\/ul>\n<figure id=\"attachment_107843\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-107843 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/desola-lanre-ologun-business-featured-300x240.png\" alt=\"2 people look at a computer screen together\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/desola-lanre-ologun-business-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/desola-lanre-ologun-business-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/desola-lanre-ologun-business-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/desola-lanre-ologun-business-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Desola Lanre-Ologun\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Chase_Ink_Business_Credit_Card_Application_Rules\">Chase Ink Business Credit Card Application Rules<\/span><\/h2>\n<p>Now that we've covered each card's ins and outs, let's briefly go over the details of applying for and holding business cards.<\/p>\n<h3><span id=\"Who_qualifies\">Who qualifies?<\/span><\/h3>\n<p>Many assume that a registered business or storefront is required to open a business card. Luckily, this is not true. People with side hustles or small work-from-home businesses usually qualify for business cards. These include selling on Etsy, tutoring students, freelance writing or editing, being a rideshare driver, and more. We cover all of these details in our post on <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">how to get a business credit card<\/a>.<\/p>\n<p>If you do have a registered business, apply using your business information. However, when using your small side hustle as your business, apply as a sole proprietor using your social security number and all your personal information \u2014 including your total household income, not just your business income.<\/p>\n<h3><span id=\"Carrying_more_than_one_card\">Carrying more than one card<\/span><\/h3>\n<p>Chase allows you to carry more than one of its Ink business cards at a time. You can hold one of each type of Ink business card. This is beneficial if you'd like to bump up your <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Ultimate Rewards<\/a> stash and maximize your purchases in different spending categories.<\/p>\n<p>For example, you could use the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> for your office supply purchases while using the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a> for travel and advertising expenses. Maximizing your spending can lead to a huge stash of points, plus you can maximize their value in the Chase Travel portal or by transferring them to travel partners.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">All of the Credit Cards that Earn Chase Ultimate Rewards Points<\/a><\/strong><\/p>\n<h3><span id=\"Application_notes\">Application notes<\/span><\/h3>\n<p>It's <em>very important<\/em> to space out your card applications to a minimum of 90 days apart. See our full <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">guide to credit card application rules and restrictions<\/a>.<\/p>\n<p>Further, be aware of Chase's <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">5\/24 rule<\/a>. While business cards should not count against your 5\/24 number, you must be under 5\/24 to qualify and be approved for a business card. Here's how to <a target=\"_blank\" href=\"\/credit-cards\/how-to-check-5-24-status\/\" rel=\"noopener\">check your 5\/24 status for free<\/a>.<\/p>\n<figure id=\"attachment_107376\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-107376 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/frugal-flyer-chase-bank-featured.png\" alt=\"the Chase logo is visible above an ATM and a bank entrance\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/frugal-flyer-chase-bank-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/frugal-flyer-chase-bank-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/frugal-flyer-chase-bank-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/05\/frugal-flyer-chase-bank-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Frugal Flyer\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Each Ink card brings value in its own way. When deciding between them, it's important to consider your business spending, the benefits of each card, and how much you're willing to pay in annual fees.<\/p>\n<p>Thankfully, you can open more than one of these cards. If you decide one is a good fit now but your business changes over time, you can open a different card at a future date without giving up your first card and everything it offers.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=2974f0532e501b18d73a5ef664bef24a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=5d31938571d040580263f100f8326234&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/42f36a84-370d-4140-94a9-87f97a0dde86.png\" width=\"150\" alt=\"Sapphire Reserve for Business\u2120\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Sapphire Reserve for Business\u2120<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Sapphire Reserve for Business\u2120' data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$795<span class=\"compare-terms\"><a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=0909c05b26759e9dadaccd21fd0ed64a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8X points on all Chase Travel\u2120 purchases<\/li>\r\n<li>5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n<li>1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><em>What of the Chase Ink business credit cards do you think is best? Does one stand out for your earning strategy?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase Ink business cards offer a variety of welcome bonuses, annual fees, benefits, and more. In this article, we&#8217;re diving deep into all of the details you need to know to help you decide which Ink card is the right fit for your business.<\/p>\n","protected":false},"author":70,"featured_media":229683,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12657,12520,12786],"coauthors":[36392],"class_list":["post-107258","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-business","tag-card-benefits","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/107258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/70"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=107258"}],"version-history":[{"count":87,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/107258\/revisions"}],"predecessor-version":[{"id":156578,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/107258\/revisions\/156578"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/229683"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=107258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=107258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=107258"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=107258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}