{"id":10740,"date":"2026-02-15T18:10:01","date_gmt":"2026-02-15T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=10740"},"modified":"2026-04-08T14:33:50","modified_gmt":"2026-04-08T14:33:50","slug":"do-chase-points-expire","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/do-chase-points-expire\/","title":{"rendered":"Chase Ultimate Rewards Points Don\u2019t Expire From Inactivity \u2014 Here&#8217;s How You Could Still Lose Them"},"content":{"rendered":"<p>Chase Ultimate Rewards points are arguably the best <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">transferable points<\/a> you can earn through a credit card. From a variety of high-value transfer partners to a travel portal that offers up to 2 cents per point when you redeem for travel, there are many great ways to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/best-way-to-use-chase-points\/\" rel=\"noopener\">redeem Chase points<\/a>.<\/p>\n<p>But, especially if you're building up a stash of Chase points for a future trip, you might wonder whether Chase points expire. Here's what you need to know about whether Chase points expire and how to keep from losing your Chase points.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Do_Chase_Points_Expire\">Do Chase Points Expire?<\/a><\/li><li><a href=\"#Other_Ways_You_Can_Lose_Chase_Points\">Other Ways You Can Lose Chase Points<\/a><\/li><li><a href=\"#How_To_Keep_Your_Chase_Points_When_You_Close_a_Credit_Card\">How To Keep Your Chase Points When You Close a Credit Card<\/a><\/li><li><a href=\"#How_To_Earn_Chase_Points\">How To Earn Chase Points<\/a><\/li><li><a href=\"#Track_Your_Points_With_AwardWallet\">Track Your Points With AwardWallet<\/a><\/li><li><a href=\"#Our_Take\">Our Take<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Do_Chase_Points_Expire\">Do Chase Points Expire?<\/span><\/h2>\n<p><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Chase Ultimate Rewards points<\/a> do not expire on any specific timeline or based on inactivity.<\/p>\n<p>However, you may lose your Chase points if you close your account &#8212; or if Chase closes your account. Per the Chase Ultimate Rewards frequently asked questions <a target=\"_blank\" href=\"https:\/\/www.chase.com\/personal\/credit-cards\/education\/rewards-benefits\/do-credit-card-points-expire\" rel=\"noopener\">page<\/a>:<\/p>\n<blockquote>\n<p style=\"text-align: left;\"><em>\u201cNo, your Chase Ultimate Rewards<sup>\u00ae<\/sup> points do not expire \u2014 as long as you keep your credit card account open. However, if you close your card account before redeeming or transferring your rewards, you'll no longer have those points.<\/em><\/p>\n<p style=\"text-align: left;\"><em>Unfortunately, if your account is closed for missed payments, program misuse or other reasons detailed in your user agreement, you will forfeit your points.\u201d<\/em><\/p>\n<\/blockquote>\n<p>If you decide to close your account, you have 30 days to use or <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">transfer your points to another Chase account<\/a> before they are forfeited.<\/p>\n<p class=\"custom-blue\"><strong>Track your points and miles expiration for 600+ loyalty programs and get email alerts before your miles expire by <a href=\"https:\/\/awardwallet.com\/register?ref=235&#038;code=\" =_blank>signing up for a free AwardWallet account<\/a>.<\/strong><\/p>\n<figure id=\"attachment_141384\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-141384 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Cup-of-Couple-Pexels-featured-man-with-credit-card-300x240.png\" alt=\"A man considers when his Chase points might expire\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Cup-of-Couple-Pexels-featured-man-with-credit-card-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Cup-of-Couple-Pexels-featured-man-with-credit-card-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Cup-of-Couple-Pexels-featured-man-with-credit-card-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Cup-of-Couple-Pexels-featured-man-with-credit-card.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Cup of Couple\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Other_Ways_You_Can_Lose_Chase_Points\">Other Ways You Can Lose Chase Points<\/span><\/h2>\n<p>As mentioned above, you'll forfeit your Chase points 30 days after you close your credit card account. However, according to the Chase Ultimate Rewards <a target=\"_blank\" href=\"https:\/\/static.chasecdn.com\/content\/dam\/card\/rulesregulations\/en\/RPA0444_0477.pdf\" rel=\"noopener\">program agreement<\/a> (caution: PDF link), you will also lose all your Chase points in the following situations:<\/p>\n<ul>\n<li>Failure to make your minimum payment within 60 days of the due date.<\/li>\n<li>Chase believes that you will be unable to pay your debts.<\/li>\n<li>Filing for bankruptcy.<\/li>\n<li>Engaging in fraudulent activity related to the account or program.<\/li>\n<li>Churning accounts to generate points.<\/li>\n<li>Using manufactured spending techniques to create points.<\/li>\n<li>Buying or selling points.<\/li>\n<li>Transferring points to ineligible parties.<\/li>\n<li>Failing to comply with the Chase Ultimate Rewards agreement.<\/li>\n<li>If Chase believes you have misused your points, including using a third-party partner program.<\/li>\n<\/ul>\n<p>So, although Chase points don't expire as long as you keep your credit card account open, you'll need to avoid using your account and rewards in a way that Chase doesn't like.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/best-north-america-awards\/\" rel=\"noopener\">How to Maximize Chase Ultimate Rewards Points for Flights Within North America<\/a><\/strong><\/p>\n<h2><span id=\"How_To_Keep_Your_Chase_Points_When_You_Close_a_Credit_Card\">How To Keep Your Chase Points When You Close a Credit Card<\/span><\/h2>\n<p>If you close your Chase credit card account, you'll have 30 days to use your points before they expire. Here are a few options to consider:<\/p>\n<ul>\n<li><strong>If you hold more than one Chase Ultimate Rewards earning card and are only closing one,<\/strong> you can transfer the points earned on the card you are closing to another Ultimate Rewards card in your name.<\/li>\n<li><strong>If you only have one Ultimate Rewards card,<\/strong> you can transfer the at-risk points to someone else in your household \u2014 or a business co-owner in the event of a <a target=\"_blank\" href=\"\/credit-cards\/best-chase-business-credit-cards\/\" rel=\"noopener\">Chase business credit card<\/a> \u2014 who will maintain an Ultimate Rewards-earning card.<\/li>\n<li><strong>Transfer your points to your favorite <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase Ultimate Rewards transfer partner<\/a> to avoid losing.<\/strong> This is not ideal since it locks your points into a single program, and many <a target=\"_blank\" href=\"\/travel\/loyalty-program-expiration-policies\/\" rel=\"noopener\">loyalty programs have expiration policies<\/a>. However, it is better than forfeiting your Chase points.<\/li>\n<\/ul>\n<p>The critical thing to remember is that you have 30 days to use or transfer your Chase points before they expire. It's best to plan for your Chase points before closing your account.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/how-to-transfer-chase-points\/\" rel=\"noopener\">How To Transfer Chase Ultimate Rewards Points<\/a><\/strong><\/p>\n<h2><span id=\"How_To_Earn_Chase_Points\">How To Earn Chase Points<\/span><\/h2>\n<p>You have a wide range of options for <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">credit cards that earn Chase Ultimate Rewards points<\/a>. You can earn Chase points via spending on consumer and small business credit cards \u2014 and even cashback cards if you have the right combination of cards. Credit cards that earn fully transferrable Chase Ultimate Rewards points include:<\/p>\n<ul>\n<li><a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=094c19c6d2f85f49d4d6b259587f43e0b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0b781bd203061d838db62417e58e0b619&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=36d5ae431c2acf9d5217ff3e931aa0c3&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=094c19c6d2f85f49d4d6b259587f43e0b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$795<span class=\"compare-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0b781bd203061d838db62417e58e0b619&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=36d5ae431c2acf9d5217ff3e931aa0c3&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p>If you hold any of the above Ultimate Rewards cards with an annual fee, you can also convert cash back earned from the following cards to points to gain additional points redemption options:<\/p>\n<ul>\n<li><a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a> <\/li>\n<li><a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>\u200e  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=04089c8a1c0b602b059bd18dcd05cea02&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"4048113\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-unlimited\/\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=33c26c6270dfe470ebb90e98a44f453e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<li><a data-ccid=\"340040\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-cash\/\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=66d2433d807d6cb2845f5b518dc92d5e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=04089c8a1c0b602b059bd18dcd05cea02&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/8100b780-26ef-4eda-862f-cfbf7bed342c.png\" width=\"150\" alt=\"Ink Business Unlimited\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Unlimited\u00ae Credit Card' data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=33c26c6270dfe470ebb90e98a44f453e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 1.5% cash back on every purchase made for your business<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=66d2433d807d6cb2845f5b518dc92d5e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p>This list is not exhaustive; check out our story about <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-card-combo\/\" rel=\"noopener\">earning Chase points with a credit card combo<\/a> to learn more.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/use-chase-points-for-flights\/\" rel=\"noopener\">How To Use Chase Points for Flights<\/a><\/strong><\/p>\n<h2><span id=\"Track_Your_Points_With_AwardWallet\">Track Your Points With AwardWallet<\/span><\/h2>\n<p>Even though Chase points do not expire as long as you keep your credit card account open. You should still track your points and miles with AwardWallet. The AwardWallet app makes planning a breeze since you can quickly get a big-picture overview of how many points and miles you have without the hassle of logging into each account one by one.<\/p>\n<p>If you haven't already, <a target=\"_blank\" href=\"\/account\/add\/87\" rel=\"noopener\">add Chase Ultimate Rewards to your AwardWallet account<\/a> to stay on top of your rewards.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/features\/how-to-track-points-using-awardwallet\/\" rel=\"noopener\">How to Track Your Rewards Using AwardWallet<\/a><\/strong><\/p>\n<h2><span id=\"Our_Take\">Our Take<\/span><\/h2>\n<p>Chase Ultimate Rewards is one of the strongest points currencies out there. You can earn Ultimate Rewards points through several cards and redeem them through the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase travel portal<\/a> or by transferring to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase Ultimate Rewards transfer partners<\/a>. As discussed in this article, you don't have to worry about your Chase points expiring if you keep at least one Chase Ultimate Rewards-earning card open.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chase Ultimate Rewards are one of the best points currencies out there. Cardholders can earn Ultimate Rewards points through several cards. Plus, you can use them for travel rewards through the Chase travel portal or by transferring them to Chase&#8217;s transfer partners. Furthermore, Chase Ultimate Rewards has a very generous expiration policy that lets you focus on earning and redeeming your points.<\/p>\n","protected":false},"author":17,"featured_media":244290,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12068],"tags":[12786,12709,36456],"coauthors":[36383],"class_list":["post-10740","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-award-programs","tag-chase","tag-chase-ultimate-rewards","tag-expiration-policies"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/10740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=10740"}],"version-history":[{"count":31,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/10740\/revisions"}],"predecessor-version":[{"id":248024,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/10740\/revisions\/248024"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/244290"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=10740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=10740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=10740"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=10740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}