{"id":111003,"date":"2024-01-12T14:00:36","date_gmt":"2024-01-12T14:00:36","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=111003"},"modified":"2026-04-08T13:52:28","modified_gmt":"2026-04-08T13:52:28","slug":"aer-lingus-visa-review","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/airlines\/aer-lingus-visa-review\/","title":{"rendered":"Aer Lingus Visa Signature\u00ae Card Review: Interesting 3X Category, No Flashy Perks"},"content":{"rendered":"<p class=\"custom-blue\">\n<strong>Editors Note:<\/strong> It's our policy to publish links to the best publically available offer for rewards cards even if we won't earn a commission on the card. However, offers are subject to change, so please make sure to carefully review offer terms on the card issuer's website before deciding to apply.<\/p>\n<p>You may not be familiar with Aer Lingus. Headquartered in Dublin, Ireland, this airline is part of the same group as British Airways and Iberia. It makes sense, then, that Aer Lingus uses the same currency program as these two \u2014 Avios \u2014 giving members the ability to earn the same rewards currency for Aer Lingus flights as they would with British Airways, Iberia, Qatar Airways, and even Finnair.<\/p>\n<p>Like British Airways and Iberia, Aer Lingus also maintains its own co-branded credit card. Issued by Chase, the <a data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/a> provides decent benefits, a large sign-up bonus, and the ability to earn Avios on all your purchases. Let's check out how it stacks up in this detailed review.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048214\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/07\/CardArt-AerLingusVisaSignatureCard.png\" width=\"150\" alt=\"Aer Lingus Visa Signature\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" target=_blank rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card is designed for travelers who regularly fly Aer Lingus, British Airways, or Iberia. Cardholders earn 3 Avios per $1 spent on flights with these airlines and 2 Avios per $1 on hotel accommodations, plus 1 Avios per $1 on all other purchases. A notable perk is the annual economy companion ticket for spending $30,000 in a calendar year. Other benefits include priority boarding on eligible Aer Lingus flights and no foreign transaction fees.<\/div><div class=\"qs-tab-er\"><ul><li>3X Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL<\/li>\r\n<li>2X Avios per $1 spent on hotel accommodations<\/li>\r\n<li>1X Avios for every $1 spent on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AerLingusVisa\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-15b009cd64#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Aer_Lingus_Visa_Pros\">Aer Lingus Visa Pros<\/a><\/li><li><a href=\"#Aer_Lingus_Visa_Cons\">Aer Lingus Visa Cons<\/a><\/li><li><a href=\"#Aer_Lingus_Visa_Welcome_Offer\">Aer Lingus Visa Welcome Offer<\/a><\/li><li><a href=\"#Aer_Lingus_Visa_Benefits\">Aer Lingus Visa Benefits<\/a><ul><li><a href=\"#Airline_companion_ticket\">Airline companion ticket<\/a><\/li><li><a href=\"#Priority_boarding\">Priority boarding<\/a><\/li><li><a href=\"#Trip_insurance\">Trip insurance<\/a><\/li><li><a href=\"#Purchase_and_shopping_protections\">Purchase and shopping protections<\/a><\/li><li><a href=\"#DoorDash_membership\">DoorDash membership<\/a><\/li><li><a href=\"#No_checked_luggage_benefit\">No checked luggage benefit<\/a><\/li><\/ul><\/li><li><a href=\"#Aer_Lingus_Visa_Earning_Rates\">Aer Lingus Visa Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Avios_With_the_Aer_Lingus_Visa\">Redeeming Avios With the Aer Lingus Visa<\/a><ul><li><a href=\"#Flights\">Flights<\/a><\/li><li><a href=\"#Upgrades\">Upgrades<\/a><\/li><li><a href=\"#Other_redemptions\">Other redemptions<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Aer_Lingus_Visa\">Cards That Compete With the Aer Lingus Visa<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Aer_Lingus_Visa_Pros\">Aer Lingus Visa Pros<\/span><\/h2>\n<ul>\n<li>Earn 3x on flight purchases with Aer Lingus, Iberia, British Airways, and LEVEL.<\/li>\n<li>Priority boarding.<\/li>\n<li>Modest annual fee of $95<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<h2><span id=\"Aer_Lingus_Visa_Cons\">Aer Lingus Visa Cons<\/span><\/h2>\n<ul>\n<li>Earning the companion ticket requires $30,000 in spending.<\/li>\n<li>Only earns 1x on non-bonus spending categories.<\/li>\n<li>APR of up to 27.99 is high.<\/li>\n<\/ul>\n<figure id=\"attachment_110804\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-110804 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-livery-featured-300x240.jpg\" alt=\"an Aer Lingus plane in flight\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-livery-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-livery-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-livery-featured-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-livery-featured.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Aer Lingus<\/em><\/enter><\/figure>\n<h2><span id=\"Aer_Lingus_Visa_Welcome_Offer\">Aer Lingus Visa Welcome Offer<\/span><\/h2>\n<p>New card members can earn 75,000 bonus Avios after you spend $5,000 on purchases within the first three months of account opening. This matches the offers on the <a data-ccid=\"4048213\" href=\"https:\/\/awardwallet.com\/credit-cards\/club-iberia-plus\/iberia-credit-card\/\">Iberia Visa Signature<sup>\u00ae<\/sup> Card<\/a>. <a target=\"_blank\" href=\"\/credit-cards\/chase-credit-card-offer-history\/\" rel=\"noopener\">The highest offer we've seen on these cards<\/a> offered the same 100,000 bonus Avios to new applicants.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">The Best Rewards Credit Card Offers Available This Month<\/a><\/strong><\/p>\n<h2><span id=\"Aer_Lingus_Visa_Benefits\">Aer Lingus Visa Benefits<\/span><\/h2>\n<p>The <a data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/a> is a mid-tier credit card, which means you won't see tons of benefits for its $95 annual fee. However, it does have a few standout perks.<\/p>\n<h3><span id=\"Airline_companion_ticket\">Airline companion ticket<\/span><\/h3>\n<p>All three Avios-earning co-branded credit cards from Chase have some sort of companion ticket offer. For the Aer Lingus Visa, you'll be able to earn a free economy class companion ticket after spending $30,000 in a calendar year. This is valid on paid flights.<\/p>\n<p>In contrast, the Iberia Visa will give you a $1,000 discount voucher toward two tickets on the same flight after spending $30,000 on purchases. The British Airways Visa Card, meanwhile, provides a companion ticket toward award flights.<\/p>\n<p>Additionally, among these three cards, only the British Airways Visa Card maintains a benefit for solo travelers. If you're flying alone, you can redeem the ticket for a 50% discount on your single ticket.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/guide-to-companion-fares-companion-passes\/\" rel=\"noopener\">The Ultimate Guide to Companion Fares, Companion Passes & Companion Tickets<\/a><\/strong><\/p>\n<h3><span id=\"Priority_boarding\">Priority boarding<\/span><\/h3>\n<p>The Aer Lingus Visa provides priority boarding to both primary and additional cardholders, which can be a valuable asset if you're planning on bringing a carry-on bag. To do so, you or your authorized users must show your valid Aer Lingus Visa number at the gate before boarding.<\/p>\n<p>This benefit is valid only on flights to or from the U.S., flying to the U.K. or Ireland.<\/p>\n<figure id=\"attachment_110803\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"599\/479\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-110803 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-business-class-featured-300x240.jpg\" alt=\"Aer Lingus business class seat\" width=\"599\" height=\"479\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-business-class-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-business-class-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-business-class-featured-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-business-class-featured.jpg 1000w\" sizes=\"(max-width: 599px) 100vw, 599px\" \/><center><em>Aer Lingus business class. Credit: Aer Lingus<\/em><\/enter><\/figure>\n<h3><span id=\"Trip_insurance\">Trip insurance<\/span><\/h3>\n<p>Trip insurance can be a good idea when you've got a lot of moving parts to your vacation. Types of insurance can include trip delay, lost luggage, rental car insurance, and more. Many different travel\u00a0 <a target=\"_blank\" href=\"\/credit-cards\/travel-insurance\/\" rel=\"noopener\">travel credit cards offer complimentary travel insurance<\/a> as part of their benefits. This includes the Aer Lingus Visa. Although it's not a comprehensive suite like you'll find on other cards, these will still protect you if something goes awry.<\/p>\n<ul>\n<li><strong>Baggage delay insurance:<\/strong> Receive reimbursement for reasonable expenses incurred as a result of delayed luggage. Valid for delays over six hours, up to $100 per day for three days.<\/li>\n<li><strong>Lost luggage reimbursement:<\/strong> Charge the fare to your ticket and be reimbursed up to $3,000 if your carry-on or checked luggage is lost or damaged by the carrier.<\/li>\n<\/ul>\n<p>To be eligible for this trip insurance, you'll need to charge your fare to your Aer Lingus Visa. Coverage will then kick in automatically.<\/p>\n<h3><span id=\"Purchase_and_shopping_protections\">Purchase and shopping protections<\/span><\/h3>\n<p>Ever bought something and immediately dropped it? You can't return something that you've broken, but if you paid for it with your Aer Lingus Visa, you'll have purchase protection that can reimburse you for the damage.<\/p>\n<ul>\n<li class=\"sc_textHeading_2 sc_color_deep-blue sc_marginBottom_none\"><strong>Purchase protection:<\/strong> Covers purchases for 120 days; receive up to $500 for damage or theft with an account maximum of $50,000.<\/li>\n<li><strong>Extended warranty:<\/strong> Extends the U.S. manufacturer's warranty by an additional year on warranties of three years or less.<\/li>\n<\/ul>\n<h3><span id=\"DoorDash_membership\">DoorDash membership<\/span><\/h3>\n<p>Chase has gone big on partnerships over the last few years, and the Aer Lingus Visa is one of the beneficiaries. Cardholders receive a complimentary <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">DoorDash DashPass membership<\/a> for one year. You'll need to activate your account by December 31, 2027. A DoorDash DashPass membership entitles you to $0 delivery fees and lower service fees.<\/p>\n<h3><span id=\"No_checked_luggage_benefit\">No checked luggage benefit<\/span><\/h3>\n<p><a target=\"_blank\" href=\"https:\/\/www.aerlingus.com\/prepare\/bags\/checked-baggage\/\" rel=\"noopener\">Aer Lingus offers a complimentary checked bag on all tickets but &#8220;saver&#8221; fares<\/a>, which is the airline's basic economy ticket. However, those on saver tickets must pay to check a bag, and there's no complimentary checked luggage benefit from the Aer Lingus Visa to overcome this. That's in stark contrast to most other airline credit cards in the U.S.<\/p>\n<h2><span id=\"Aer_Lingus_Visa_Earning_Rates\">Aer Lingus Visa Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/a> has a simple earning structure:<\/p>\n<ul><li>3X Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL<\/li>\r\n<li>2X Avios per $1 spent on hotel accommodations<\/li>\r\n<li>1X Avios for every $1 spent on all other purchases<\/li><\/ul>\n<p>It's great that the Aer Lingus Visa earns 3x with multiple airlines. This matches what you'll see on the Iberia Visa, British Airways Visa Card.<\/p>\n<p>Earning 3x on airfare puts it at the top of mid-tier co-brand cards. For example, the <a data-ccid=\"4048117\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-explorer-card\/\">United\u2120 Explorer Card<\/a> \u2014 also offered by Chase \u2014 earns 3x on United flights.<\/p>\n<h2><span id=\"Redeeming_Avios_With_the_Aer_Lingus_Visa\">Redeeming Avios With the Aer Lingus Visa<\/span><\/h2>\n<p>The <a data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/a> earns Avios, which are generally used for flights, though other redemption options exist.<\/p>\n<h3><span id=\"Flights\">Flights<\/span><\/h3>\n<p>The Avios loyalty program is the currency of Aer Lingus, British Airways, Iberia, Qatar Airways, <a target=\"_blank\" href=\"\/airlines\/finnar-plus\/\" rel=\"noopener\">plus Finnair quite soon<\/a>. Although it may seem confusing that multiple airlines share the same program, this is enormously beneficial for customers.<\/p>\n<p>This is especially true for those who'd like to apply for the Aer Lingus Visa. Because you're earning Avios and all these programs use Avios for flights, you're able to <a target=\"_blank\" href=\"\/airlines\/how-to-transfer-avios-between-accounts\/\" rel=\"noopener\">transfer your Avios between programs<\/a> for free.<\/p>\n<p>Why is this helpful? Although each airline charges Avios for flights, the amount they'll charge is unique to each program. For example, here's a business-class flight operated by Iberia from Boston (BOS) to Madrid (MAD).<\/p>\n<figure id=\"attachment_111047\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/193\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-111047 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-Avios.com-BOS-MAD-300x77.png\" alt=\"Boston to Madrid Avios redemption with Aer Lingus\" width=\"750\" height=\"193\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-Avios.com-BOS-MAD-300x77.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-Avios.com-BOS-MAD-1024x264.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-Avios.com-BOS-MAD-768x198.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Aer-Lingus-Avios.com-BOS-MAD.png 1237w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Avios.com<\/em><\/enter><\/figure>\n<p>You'll pay 34,000 Avios and nearly $900 for this ticket. That's ridiculous! At this rate, you may as well pay cash.<\/p>\n<p>However, here's a look at that same flight when booked via Iberia's website, also using Avios:<\/p>\n<figure id=\"attachment_110965\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/169\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-110965 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/BOS-MAD-Iberia-300x68.png\" alt=\"Boston to Madrid booking via Iberia website\" width=\"750\" height=\"169\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/BOS-MAD-Iberia-300x68.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/BOS-MAD-Iberia-1024x231.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/BOS-MAD-Iberia-768x173.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/BOS-MAD-Iberia.png 1127w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Iberia<\/em><\/enter><\/figure>\n<p>As you can see, booking this flight via Iberia's site will still cost you 34,000 miles one-way, but you'll owe just $116.80 in taxes and fees.<\/p>\n<figure id=\"attachment_111051\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/240\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-111051 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Iberia-BOS-MAD-Avios-and-money-300x96.png\" alt=\"Iberia Avios cost for Iberia flight Boston to Madrid\" width=\"750\" height=\"240\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Iberia-BOS-MAD-Avios-and-money-300x96.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Iberia-BOS-MAD-Avios-and-money-1024x328.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Iberia-BOS-MAD-Avios-and-money-768x246.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Iberia-BOS-MAD-Avios-and-money.png 1086w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Iberia<\/em><\/enter><\/figure>\n<p>When using Avios in your Aer Lingus account, you'll typically find the best value with Aer Lingus flights on shorter distances. Beyond this, the value may come from the ability to move your Avios to other programs.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/airlines\/british-airways-club\/avios-flights-north-america\/?preview=true&qs\" rel=\"noopener\">The Best Ways to Redeem Avios in the Americas<\/a><a target=\"_blank\" href=\"\/credit-cards\/airlines\/best-avios-credit-card\/?preview=true&qs\" rel=\"noopener\"><\/a><\/strong><\/p>\n<h3><span id=\"Upgrades\">Upgrades<\/span><\/h3>\n<p>It's also possible to use your Avios to upgrade flights. If you're booked in a Y, B, or H fare class you can choose to upgrade to either premium economy or business class. There must be space available in the cabin. Here's how much it'll cost:<\/p>\n\n<table id=\"tablepress-493\" class=\"tablepress tablepress-id-493 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">To or from Ireland \/ Manchester and North America<\/th><th class=\"column-2\">Off-peak<\/th><th class=\"column-3\">Peak<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Boston \/ Chicago \/ Cleveland \/ Hartford \/ Newark <br \/>\nNew York \/ Philadelphia \/ Toronto \/ Washington <br \/>\nMinneapolis \/ Montreal<\/td><td class=\"column-2\">37,000<\/td><td class=\"column-3\">44,750<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Barbados\/ Los Angeles \/ Miami \/ Orlando \/ <br \/>\nSan Francisco \/ Seattle<\/td><td class=\"column-2\">46,250<\/td><td class=\"column-3\">55,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<h3><span id=\"Other_redemptions\">Other redemptions<\/span><\/h3>\n<p>Finally, Avios can be redeemed for hotels, rental cars, and tours, though this isn't something we recommend. You'll generally receive poor value when redeeming Avios in this way.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>The <a data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Aer Lingus Visa<\/a> is issued by Chase, which tends to be one of the most restrictive card issuers. This is thanks to its <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">5\/24 policy<\/a>, which states that if you've opened five or more credit cards in the last 24 months, you'll receive an automatic denial for any new Chase cards.<\/p>\n<p>Unfortunately, Chase's policy tends to be broad. 5\/24 applies to any credit cards showing on your credit report \u2014 not just those issued by Chase. It also takes into consideration accounts on which you're an authorized user, though a call to the reconsideration line can have those wiped away.<\/p>\n<p>Be aware that most business credit cards don't show up on your credit report. Since Chase is using your credit reports to determine your 5\/24 rating, this means that these cards aren't going to count toward that limit.<\/p>\n<p>You're eligible for the welcome offer if you don't currently have the Aer Lingus Visa and haven't received the bonus on this card within the last 24 months. This means that if you've opened the card in the past, it must have been at least 24 months since you received the bonus. You must also have closed the card to be eligible for the bonus again.<\/p>\n<p>Happily, you're able to get this card even if you hold any other Avios-earning credit cards. This includes the <a data-ccid=\"740101\" href=\"https:\/\/awardwallet.com\/credit-cards\/british-airways-club\/british-airways-credit-card\/\">British Airways Visa Card<\/a> and <a data-ccid=\"4048213\" href=\"https:\/\/awardwallet.com\/credit-cards\/club-iberia-plus\/iberia-credit-card\/\">Iberia Visa<\/a>. Because these cards earn interchangeable Avios, getting more than one of these cards can very quickly help you build your stash.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Aer_Lingus_Visa\">Cards That Compete With the Aer Lingus Visa<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" data-exit=\"ccw\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09e03e0982750308c5a7ddebf8b35fe60&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/01\/CardArt-BritishAirwaysVisaSignatureCard.png\" alt=\"British Airways Visa Signature\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">British Airways Visa Signature<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='British Airways Visa Signature\u00ae Card' data-ccid=\"740101\" data-exit=\"ccw\" href=\"\/blog\/link\/BritishAirwaysVisaSignatureCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"740101\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005130&type=3&u1=55e8570bb10e63daeaa71bb9b7ed0439&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>3X Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL<\/li>\r\n<li>2X Avios per $1 spent on hotel accommodations<\/li>\r\n<li>1X Avios for every $1 spent on all other purchases<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Premier\u00ae Card' data-ccid=\"520083\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-CitiPremierCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<ul>\n<li><strong>If you prefer to earn flexible points that you can use with more than Aer Lingus<\/strong>, the <a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> is an excellent travel card that charges a $95 annual fee. Its Ultimate Rewards can be converted to 14 different hotel and airline partners, including the Avios programs but also United Airlines and World of Hyatt hotels. Check out our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\" rel=\"noopener\">full review of the Sapphire Preferred<\/a> to learn more.<\/li>\n<li><strong>If you still want to earn Avios but want more perks<\/strong>, the <a data-ccid=\"740101\" href=\"https:\/\/awardwallet.com\/credit-cards\/british-airways-club\/british-airways-credit-card\/\">British Airways Visa Signature<sup>\u00ae<\/sup> Card<\/a> offers similar benefits but also provides up to $600 per year in statement credits toward taxes and fees on flight bookings, as well as earning Avios on your spending and earning a companion ticket after $30,000 of spending within a year. You can see further details in our <a target=\"_blank\" href=\"\/credit-cards\/british-airways-club\/british-airways-credit-card\/\" rel=\"noopener\">full British Airways Visa Card review<\/a>.<\/li>\n<li><strong>If you spend a lot on airfare<\/strong>, the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> offers unlimited 3x ThankYou<sup>\u00ae<\/sup> Points on airfare from all airlines. Its points can also be converted to 21 airline and hotel programs, including Avios through the Qatar Airways Privilege Club program. More details are in our <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\" rel=\"noopener\">complete Citi Strata Premier review<\/a>.<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-travel\/\" rel=\"noopener\">Best Rewards Cards for Travel Purchases<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Even if you're unfamiliar with the <a data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Aer Lingus Visa<\/a>, it's a card worth considering. You may not fly Aer Lingus often, but the ability to earn 3x Avios on all airfare purchases with multiple airlines makes this card worth considering. You won't get a ton of flashy perks here, but for a card that costs less than $100 per year, you could do a lot worse.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048214\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/93\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/07\/CardArt-AerLingusVisaSignatureCard.png\" width=\"150\" alt=\"Aer Lingus Visa Signature\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048214\" href=\"\/blog\/link\/AerLingusVisaSignatureCard\" target=_blank rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card is designed for travelers who regularly fly Aer Lingus, British Airways, or Iberia. Cardholders earn 3 Avios per $1 spent on flights with these airlines and 2 Avios per $1 on hotel accommodations, plus 1 Avios per $1 on all other purchases. A notable perk is the annual economy companion ticket for spending $30,000 in a calendar year. Other benefits include priority boarding on eligible Aer Lingus flights and no foreign transaction fees.<\/div><div class=\"qs-tab-er\"><ul><li>3X Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL<\/li>\r\n<li>2X Avios per $1 spent on hotel accommodations<\/li>\r\n<li>1X Avios for every $1 spent on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AerLingusVisa\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-15b009cd64#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Aer Lingus Visa Signature\u00ae Card, issued by Chase, offers decent enough benefits for its $95 annual fee. Even if you don&#8217;t tend to fly Aer Lingus, the ability to earn Avios on your purchases can be worthwhile, especially if you combine them with other Avios programs and like the idea of earning 3x on purchases across multiple airlines.<\/p>\n","protected":false},"author":75,"featured_media":110804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12765,12620,12786],"coauthors":[36395],"class_list":["post-111003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-aer-lingus-aerclub","tag-card-reviews","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=111003"}],"version-history":[{"count":31,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111003\/revisions"}],"predecessor-version":[{"id":254215,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111003\/revisions\/254215"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/110804"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=111003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=111003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=111003"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=111003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}