{"id":111401,"date":"2025-07-12T18:10:01","date_gmt":"2025-07-12T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=111401"},"modified":"2026-04-08T14:18:54","modified_gmt":"2026-04-08T14:18:54","slug":"freedom-rise","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/","title":{"rendered":"Chase Freedom Rise\u00ae Credit Card Review: An Entry-Level Card for Building Credit"},"content":{"rendered":"<p>If you're in the market to <a target=\"_blank\" href=\"\/credit-cards\/how-is-credit-score-calculated\/\" rel=\"noopener\">start building or rebuilding your credit<\/a>, most card options lack benefits. That's what helps make the <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a> notable \u2014 it offers cash-back rewards while helping you rebuild your credit.<\/p>\n<p>Chase makes it relatively easy to apply for and get approved for the no-annual-fee Freedom Rise. And you increase your chances for approval if you have a Chase checking or savings account with at least $250 in it.<\/p>\n<p>Here's what you need to know about the Freedom Rise.<\/p>\n<p><div class=\"qs-card\" data-id=\"5048356\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomRise\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Freedom_Rise_Pros\">Freedom Rise Pros<\/a><\/li><li><a href=\"#Freedom_Rise_Cons\">Freedom Rise Cons<\/a><\/li><li><a href=\"#Freedom_Rise_Welcome_Offer\">Freedom Rise Welcome Offer<\/a><\/li><li><a href=\"#Freedom_Rise_Benefits\">Freedom Rise Benefits<\/a><ul><li><a href=\"#15_cash_back\">1.5% cash back<\/a><\/li><li><a href=\"#25_statement_credit\">$25 statement credit<\/a><\/li><li><a href=\"#Complimentary_DashPass_from_DoorDash\">Complimentary DashPass from DoorDash<\/a><\/li><li><a href=\"#2_cash_back_on_Lyft_rides\">2% cash back on Lyft rides<\/a><\/li><li><a href=\"#Credit_limit_increases\">Credit limit increases<\/a><\/li><li><a href=\"#Chase_Credit_Journey\">Chase Credit Journey<\/a><\/li><li><a href=\"#Purchase_protection_and_trip_insurance\">Purchase protection and trip insurance<\/a><\/li><li><a href=\"#Other_perks\">Other perks<\/a><\/li><\/ul><\/li><li><a href=\"#Freedom_Rise_Earning_Rates\">Freedom Rise Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Rewards_From_the_Freedom_Rise\">Redeeming Rewards From the Freedom Rise<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Freedom_Rise\">Cards That Compete With the Freedom Rise<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Freedom_Rise_Pros\">Freedom Rise Pros<\/span><\/h2>\n<ul>\n<li>$0 annual fee.<\/li>\n<li>1.5% cash back on all purchases, plus 2% cash back on Lyft rides through September 30, 2027.<\/li>\n<li>$25 statement credit after setting up automatic payments.<\/li>\n<li>Automatic consideration for credit limit increases.<\/li>\n<\/ul>\n<h2><span id=\"Freedom_Rise_Cons\">Freedom Rise Cons<\/span><\/h2>\n<ul>\n<li>Earns cash back \u2014 not travel rewards.<\/li>\n<li>Foreign transaction fee of 3%\u00a0of the amount of each transaction in U.S. dollars.<\/li>\n<\/ul>\n<figure id=\"attachment_54545\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-54545 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/pexels-andrea-piacquadio-3791614.jpg\" alt=\"a woman sits on the floor with her laptop and many boxes\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/pexels-andrea-piacquadio-3791614.jpg 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/pexels-andrea-piacquadio-3791614-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/11\/pexels-andrea-piacquadio-3791614-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Andrea Piacquadio\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Freedom_Rise_Welcome_Offer\">Freedom Rise Welcome Offer<\/span><\/h2>\n<p>The <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> doesn't have a welcome offer. However, when you apply for the card, you have an increased approval chance when you have a total available balance of $250 in Chase checking or savings accounts.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/0-annual-fee-for-the-first-year\/\" rel=\"noopener\">Top Rewards Cards With Introductory $0 Annual Fees<\/a><\/strong><\/p>\n<h2><span id=\"Freedom_Rise_Benefits\">Freedom Rise Benefits<\/span><\/h2>\n<h3><span id=\"15_cash_back\">1.5% cash back<\/span><\/h3>\n<p>The <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> earns 1.5% cash back on all purchases, redeemable for statement credits, gift cards, and within the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase Travel\u2120 portal<\/a>. Cash-back rewards never expire as long as your account is open, and no minimum is required for redemption.<\/p>\n<h3><span id=\"25_statement_credit\">$25 statement credit<\/span><\/h3>\n<p>Earn a $25 statement credit when you enroll your Freedom Rise account in automatic payments. You'll need to make sure to set up your automatic payments during the first three months from account opening and remain enrolled for at least 90 consecutive days.<\/p>\n<h3><span id=\"Complimentary_DashPass_from_DoorDash\">Complimentary DashPass from DoorDash<\/span><\/h3>\n<p><a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> cardholders get <a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">six months of complimentary DashPass from DoorDash<\/a>. DashPass offers unlimited deliveries with a $0 delivery fee on eligible DoorDash and Caviar orders. Service fees are also reduced on eligible orders. This benefit must be activated by <strong>December 31, 2027<\/strong>.<\/p>\n<p>Plus, a DashPass member, you'll get up to $10 off quarterly on non-restaurant DoorDash orders through\u00a0December 31, 2027.<\/p>\n<figure id=\"attachment_139261\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-139261 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Samantha-Fernandes-Unsplash-food-delivery-picnic-featured.png\" alt=\"overhead view of friends eating food from takeout boxes during a picnic in the park\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Samantha-Fernandes-Unsplash-food-delivery-picnic-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Samantha-Fernandes-Unsplash-food-delivery-picnic-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Samantha-Fernandes-Unsplash-food-delivery-picnic-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/12\/Samantha-Fernandes-Unsplash-food-delivery-picnic-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Samantha Fernandes\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"2_cash_back_on_Lyft_rides\">2% cash back on Lyft rides<\/span><\/h3>\n<p>Earn an additional <a target=\"_blank\" href=\"\/credit-cards\/cardholder-lyft-benefits\/\" rel=\"noopener\">0.5% cash back on Lyft rides<\/a> for a total of 2% cash back through <strong>September 30, 2027<\/strong>, when you use your Freedom Rise.<\/p>\n<h3><span id=\"Credit_limit_increases\">Credit limit increases<\/span><\/h3>\n<p>Chase automatically evaluates your credit line for limit increases as soon as six months after account opening. This is great, because your credit score could increase as your credit limit increases, so long as you don't increase your spending.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/tips-managing-credit-score\/\" rel=\"noopener\">Tips for Managing Your Credit Score<\/a><\/strong><\/p>\n<h3><span id=\"Chase_Credit_Journey\">Chase Credit Journey<\/span><\/h3>\n<p>You can <a target=\"_blank\" href=\"\/credit-cards\/free-credit-score-check\/\" rel=\"noopener\">check your credit score for free<\/a> through Chase Credit Journey. Access to the credit monitoring platform is standard with the <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> and other Chase products. The program also explains what factors affect your credit score and offers tips to increase your score over time.<\/p>\n<h3><span id=\"Purchase_protection_and_trip_insurance\">Purchase protection and trip insurance<\/span><\/h3>\n<p>The Freedom Rise offers <a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">purchase protection<\/a>, which covers you against damage or theft for the first 120 days after purchase, up to $500 per claim and $50,000 per account. The card also includes an additional year of an extended warranty on a U.S. manufacturer's warranty of three years or less.<\/p>\n<p>Trip cancellation and interruption insurance benefits are available when you use your card to pay for travel. If your trip is canceled or interrupted for a covered reason, you can be reimbursed up to $1,500 per person and $6,000 per trip for prepaid, non-refundable passenger fares.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/travel-insurance\/\" rel=\"noopener\">Best Credit Cards With Free Travel Insurance<\/a><\/strong><\/p>\n<h3><span id=\"Other_perks\">Other perks<\/span><\/h3>\n<p>The card has zero liability protection, meaning you won't be held responsible for unauthorized purchases made with your Freedom Rise. And 24\/7 fraud monitoring immediately informs you of any suspicious activities on your account.<\/p>\n<figure id=\"attachment_138004\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-138004 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Pexels-Ketut-Subiyanto-featured-friends-in-airport.png\" alt=\"friends look at a phone together while waiting in an airport\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Pexels-Ketut-Subiyanto-featured-friends-in-airport.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Pexels-Ketut-Subiyanto-featured-friends-in-airport-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Pexels-Ketut-Subiyanto-featured-friends-in-airport-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/11\/Pexels-Ketut-Subiyanto-featured-friends-in-airport-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ketut Subiyanto\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Freedom_Rise_Earning_Rates\">Freedom Rise Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> earns a simple 1.5% cash back on every purchase, except Lyft rides, where you'll earn 2% back through <strong>September 30, 2027<\/strong>. Cash back is unlimited.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">Best Credit Cards for Everyday Purchases<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Rewards_From_the_Freedom_Rise\">Redeeming Rewards From the Freedom Rise<\/span><\/h2>\n<p>You can redeem the cash-back rewards earned with the <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> in several ways.<\/p>\n<p>The easiest way to redeem them is as a statement credit or direct deposit into your U.S. checking or savings account. There's no minimum required to redeem cash back. Alternatively, you can redeem your cash-back rewards for gift cards.<\/p>\n<p>You can also redeem your rewards to pay for all or part of your purchases on Amazon. <strong>But we don't recommend that<\/strong>. When using points to checkout on Amazon, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. You'd get more value by using the statement credit or direct deposit option for your rewards &#8212; and then use those rewards for shopping. That way, you'll get 1 cent per point in value ($1 per 100 points).<\/p>\n<p>Another way to redeem your rewards is to use Chase Travel to book your upcoming trips. Rewards will be worth their face value here as cash.<\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>When applying for any Chase credit card, it's important to <a target=\"_blank\" href=\"\/credit-cards\/how-to-check-5-24-status\/\" rel=\"noopener\">know your 5\/24 status<\/a>. The <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">5\/24 rule<\/a> states that Chase will not approve you for a new credit card if you've opened five new personal cards within the last 24 months, based on what's showing on your credit report.<\/p>\n<figure id=\"attachment_156534\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-156534 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Laura-Chouette-Unsplash-girl-with-smartphone-on-bed-featured.png\" alt=\"a college student sits on a bed reading information on a smartphone\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Laura-Chouette-Unsplash-girl-with-smartphone-on-bed-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Laura-Chouette-Unsplash-girl-with-smartphone-on-bed-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Laura-Chouette-Unsplash-girl-with-smartphone-on-bed-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Laura-Chouette-Unsplash-girl-with-smartphone-on-bed-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Laura Chouette\/Unsplash<\/em><\/enter><\/figure>\n<p>As it pertains to your <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> application, you can increase your odds of approval by opening a Chase checking or savings account with at least $250 within four days of applying.<\/p>\n<p>And since this credit card is geared toward people beginning their journey or repairing their credit, you won't find the same strict requirements for an excellent credit score that you might see on other Chase cards. That said, those with considerable existing debts may still have difficulty getting approved.<\/p>\n<p>Also, in order to open a new <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> and receive the $25 statement credit for setting up automatic payments, you cannot currently have this card or have been previously approved for it in the past 24 months.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Freedom_Rise\">Cards That Compete With the Freedom Rise<\/span><\/h2>\n<ul>\n<li><strong>If you want a Chase card that earns up to 5% cash back<\/strong>, consider the <a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=051ce4e38ebcdac40a599fec735f6e35e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). You'll earn 5% on travel purchased through Chase Travel\u2120, 3% on dining at restaurants and drugstores, and 1.5% on other eligible purchases. Finally, you'll still receive purchase protection, extended warranty protection, and credit monitoring through Chase Credit Journey, among other benefits, and you won't pay an annual fee. Learn more in our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\" rel=\"noopener\">Freedom Unlimited review<\/a>.<\/li>\n<li><strong>If you want a simple way to earn 2% cash back<\/strong><strong> on every purchase<\/strong>, check out the <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). With this card, you'll earn 2% cash back on all spending, provided as 1% when you buy plus 1% as you pay. You'll also get a $200  cash-back bonus after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back, and the card offers a 0% introductory APR on balance transfers for 18 months, then an APR of 17.49% - 27.49% (Variable). There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). Our <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\" rel=\"noopener\">Citi Double Cash review<\/a> has further details.<\/li>\n<li><strong>If you prefer a cash-back card with no foreign transaction fees<\/strong>, look no further than the <a data-ccid=\"3006160\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/capital-one-quicksilver-one\/\" =_blank>Capital One QuicksilverOne Cash Rewards Credit Card<\/a>. The benefits are almost identical to the Freedom Rise, but the Capital One QuicksilverOne has a $39 annual fee. With that fee comes access to Capital One Dining and Capital One Entertainment. Unlike the Freedom Rise, the Capital One QuicksilverOne doesn't have any foreign transaction fees while still earning 1.5% cash back on every purchase. Our <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/capital-one-quicksilver-one\/\" rel=\"noopener\">Capital One QuicksilverOne review<\/a> explains more.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=051ce4e38ebcdac40a599fec735f6e35e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Double Cash\u00ae Card' data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--9\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/c99e03c9-463b-4226-ac7c-dc2b86e1b034.png\" width=\"150\" alt=\"Capital One QuicksilverOne Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One QuicksilverOne Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006160\" class=\"btn-use qs-how-apply\" title='Capital One QuicksilverOne Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverOneCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$39<\/p><\/div><div class=\"compare-rating compare-rating--4\"><strong>Credit Score<\/strong><p>Average, Fair, Limited<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals, and rental cars booked through Capital One Travel.<li>\r\n<li>1.5% cash back on every purchase.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" rel=\"noopener nofollow sponsored\">Freedom Rise<\/a> is a good option if you're looking to build or rebuild credit within the Chase ecosystem while earning cash back and avoiding credit card annual fees. This card also grants access to Chase Travel and has worthy benefits like complimentary &#8212; albeit temporary &#8212; DashPass membership.<\/p>\n<p>Getting benefits while building or rebuilding credit isn't widespread, so finding a few perks on this card could be the deciding factor while looking for a credit-building credit card.<\/p>\n<p><div class=\"qs-card\" data-id=\"5048356\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomRise\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Chase Freedom Rise\u00ae is a good card option if you&#8217;re looking to build or rebuild credit within the Chase ecosystem. Benefits include 1.5% cash back on every purchase, temporary DashPass membership, purchase and extended warranty protection, and a $25 statement credit when you enroll in automatic payments. Is this the right card for you? Read our full review to learn more.<\/p>\n","protected":false},"author":76,"featured_media":166042,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786],"coauthors":[36406,36415],"class_list":["post-111401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=111401"}],"version-history":[{"count":29,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111401\/revisions"}],"predecessor-version":[{"id":257129,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111401\/revisions\/257129"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/166042"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=111401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=111401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=111401"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=111401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}