{"id":111486,"date":"2026-09-16T12:10:02","date_gmt":"2026-09-16T12:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=111486"},"modified":"2026-09-16T12:10:02","modified_gmt":"2026-09-16T12:10:02","slug":"amex-membership-rewards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/","title":{"rendered":"American Express Membership Rewards Guide: How To Earn, Redeem, and Transfer Amex Points"},"content":{"rendered":"<p class=\"remark\"><em>Eligibility is limited for the Amex Offers discussed in this post. Enrollment is required in the Amex Offers section of your account before redeeming.<\/em><\/p>\n<p>American Express Membership Rewards is one of the most versatile <a target=\"_blank\" href=\"\/travel\/types-of-rewards-points\/\" rel=\"noopener\">transferable points currencies<\/a> around. And with a little know-how, you can get incredible value from your points. A wide range of cards, multiple ways to earn, and an extensive lineup of airline and hotel transfer partners give Membership Rewards a lot of flexibility.<\/p>\n<p>Whether you're just getting started with Amex points or looking for a refresher, this guide covers the basics of earning, redeeming, and maximizing Membership Rewards.<\/p>\n<h2><span id=\"How_To_Earn_American_Express_Membership_Rewards_Points\">How To Earn American Express Membership Rewards Points<\/span><\/h2>\n<p>Most people earn Membership Rewards points through an eligible American Express card. You can grow your balance through everyday spending, welcome offers, referrals, Amex Offers, and even Rakuten. <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/business-checking-bonus-points-promotion\/\" rel=\"noopener\">Amex Business Checking<\/a> customers can also earn Membership Rewards points on eligible debit-card purchases.<\/p>\n<p>If you have more than one Membership Rewards-earning card, Amex automatically pools all your points into a single Membership Rewards account.<\/p>\n<h3><span id=\"Amex_Membership_Rewards_cards\">Amex Membership Rewards cards<\/span><\/h3>\n<p>Amex offers several Membership Rewards-earning credit cards for both consumers and businesses. Earning structures range from simple flat-rate rewards to bonus categories like dining, groceries, and travel.<\/p>\n<p>The best card \u2014 or <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/best-credit-card-combo\/\" rel=\"noopener\">combination of Amex rewards cards<\/a> \u2014 will depend on where you spend the most. Some cards also come with substantial <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">welcome offers<\/a>, which can give your Membership Rewards balance a major head start after you meet the spending requirement.<\/p>\n<p>A few of our favorite <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-rewards-cards\/\" rel=\"noopener\">American Express cards that earn Membership Rewards<\/a> include:<\/p>\n<ul>\n<li><a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a>: Strong earning at restaurants worldwide and U.S. supermarkets, plus monthly credits.<\/li>\n<li><a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a>: Best suited to travelers who can take advantage of its premium travel perks and credits.<\/li>\n<li><a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a>: Earns 2X points on the first $50,000 in purchases each calendar year, then 1X, with no annual fee.<\/li>\n<li><a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a>: Earns 4X points in your top two eligible spending categories each month, subject to the annual cap.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4206696d-827e-44e5-bfc0-d0ce86822875.png\" width=\"150\" alt=\"American Express\u00ae Gold Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express<sup>\u00ae<\/sup> Gold Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nFind Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Gold Card' data-ccid=\"4028085\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$325<span class=\"compare-terms\"><a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>4X Membership Rewards<sup>\u00ae<\/sup> points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)<\/li>\r\n \t<li>4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)<\/li>\r\n        <li>5X Membership Rewards<sup>\u00ae<\/sup> points on prepaid hotels booked on amextravel.com<\/li>\r\n        <li>3X Membership Rewards<sup>\u00ae<\/sup> points on flights booked directly with airlines or on amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on prepaid car rentals booked through amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on cruises booked and paid through amextravel.com\r\n        <li>1X on other eligible purchases<\/li>\r\n        <\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/e6901d88-1a35-4373-b3e1-9a2a445490a0.png\" width=\"150\" alt=\"American Express Platinum Card\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express Platinum Card<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nYou may be eligible for as high as 175,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express Platinum Card\u00ae' data-ccid=\"4028089\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$895<span class=\"compare-terms\"><a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (up to $500,000 in purchases per calendar year).<\/li>\r\n<li>Earn 5X points on prepaid hotels booked with American Express Travel<sup>\u00ae<\/sup>.<\/li>\r\n<li>Earn  5X points on Fine Hotels + Resorts<sup>\u00ae<\/sup> and The Hotel Collection bookings.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/97\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-AmericanExpressBusinessGoldCard.png\" width=150 alt=\"American Express\u00ae Business Gold Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/div><div class=\"compare-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Business Gold Card' data-ccid=\"4028093\" data-exit=\"ccw\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$375<span class=\"compare-terms\"><a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\">Get 4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 eligible categories where your business spent the most each billing cycle from the list below:\r\n<ul>\r\n<li>U.S. purchases for advertising in select media  (online, TV, radio)<\/li>\r\n<li>U.S. purchases made from electronic goods retailers and software & cloud system providers<\/li>\r\n<li> U.S. purchases at gas stations<\/li>\r\n<li> U.S. purchases at restaurants, including takeout and delivery<\/li>\r\n<li>Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\r\n<li>Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\r\n<\/ul>\r\n\r\n*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.<\/div><\/div><\/div>\n<figure id=\"attachment_173252\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-173252 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/DCA-Centurion-Featured.png\" alt=\"Stairway into the DCA Centurion Lounge stairs\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/DCA-Centurion-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/DCA-Centurion-Featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/DCA-Centurion-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/DCA-Centurion-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/centurion-lounge-dca\/\">American Express Centurion Lounge at Washington National Airport (DCA)<\/a>. Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<h3><span id=\"Amex_Offers\">Amex Offers<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/beginners-guide-to-amex-offers\/\" rel=\"noopener\">Amex Offers<\/a> can help you earn extra Membership Rewards points or statement credits on <a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-welcome-offer-eligibility-tool\/\">eligible purchases<\/a>. Offers are targeted, so what you see can vary by card and by account.<\/p>\n<p>To use one, add the offer to your card before making the qualifying purchase. If you have multiple Amex cards, you may see different offers across them, although the same offer can typically only be added to one card. <\/p>\n<p class=\"remark\"><em>Eligibility is limited for the Amex Offers discussed in this post. Enrollment is required in the Amex Offers section of your account before redeeming.<\/em><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/news\/amex-membership-rewards\/amex-offers\/\" rel=\"noopener\">Current Travel-Related Amex Offers<\/a><\/strong><\/p>\n<h3><span id=\"Earn_Membership_Rewards_by_shopping_through_Rakuten\">Earn Membership Rewards by shopping through Rakuten<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/shopping\/rakuten-rewards\/\" rel=\"noopener\">Rakuten<\/a> is another way to boost your Membership Rewards balance. If you have an eligible Membership Rewards-earning card, you can choose to earn Amex points instead of cash back when shopping through the portal.<\/p>\n<p>The earning rate is straightforward: 1% cash back turns into 1 Membership Rewards point per dollar, 5% becomes 5 points per dollar, and so on.<\/p>\n<figure id=\"attachment_179297\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-179297 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Laptop-Phone-Featured-Andrea-Piacquadio-Pexels.png\" alt=\"Woman holding a phone and looking at her laptop.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Laptop-Phone-Featured-Andrea-Piacquadio-Pexels.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Laptop-Phone-Featured-Andrea-Piacquadio-Pexels-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Laptop-Phone-Featured-Andrea-Piacquadio-Pexels-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Laptop-Phone-Featured-Andrea-Piacquadio-Pexels-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Andrea Piacquadio\/Pexels<\/em><\/enter><\/figure>\n<h3><span id=\"Refer-A-Friend_bonus\">Refer-A-Friend bonus<\/span><\/h3>\n<p>You can earn bonus Membership Rewards points by <a target=\"_blank\" href=\"\/credit-cards\/amex-refer-a-friend\/\" rel=\"noopener\">referring American Express credit cards to friends and family<\/a>. Referral bonuses vary by card and offer, so it\u2019s worth checking your account to see what\u2019s available.<\/p>\n<p>The person you refer doesn\u2019t always have to apply for the exact card tied to your referral link. As long as they apply through your link for an eligible card, you can still earn the referral bonus.<\/p>\n<h3><span id=\"Additional_cardholder_bonus\">Additional cardholder bonus<\/span><\/h3>\n<p>American Express will sometimes offer extra Membership Rewards points when you <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/authorized-user-bonus-offers\/\" rel=\"noopener\">add an authorized user to your card<\/a>.<\/p>\n<figure id=\"attachment_277711\" class=\"wp-caption alignnone\"><img data-aspectratio=\"900\/158\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-large wp-image-277711 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/08\/Screenshot-2026-09-13-at-10.57.21-PM-900x158.png\" alt=\"Add an authorized user to your Amex Gold Card and earn 10,000 Membership Rewards points after meeting a spending threshold.\" width=\"900\" height=\"158\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/08\/Screenshot-2026-09-13-at-10.57.21-PM-900x158.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/08\/Screenshot-2026-09-13-at-10.57.21-PM-750x131.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/08\/Screenshot-2026-09-13-at-10.57.21-PM-768x134.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/08\/Screenshot-2026-09-13-at-10.57.21-PM-1536x269.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/08\/Screenshot-2026-09-13-at-10.57.21-PM.png 1554w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><center><em>Screenshot of American Express<\/em><\/enter><\/figure>\n<p>These offers typically require the new cardholder to spend a certain amount within a set period to earn the bonus.<\/p>\n<p>The offer, spending requirement and authorized-user fee \u2014 if any \u2014 vary by card, so check the terms before adding someone.<\/p>\n<h3><span id=\"Targeted_offers\">Targeted offers<\/span><\/h3>\n<p>Amex also sends targeted offers that can help you earn extra Membership Rewards points. These vary by account and may include bonuses for enrolling in features like <a target=\"_blank\" href=\"\/credit-cards\/amex-pay-over-time\/\" rel=\"noopener\">Pay Over Time<\/a> or meeting a specific spending requirement.<\/p>\n<p class=\"remark\"><em><strong>Note<\/strong>: Eligible charges can be included in a Pay Over Time balance, up to the Pay Over Time Limit. All charges not added to a Pay Over Time balance or monthly payment plan or Cash Advance balance must be paid in full each month by the payment due date. Pay Over Time only applies to eligible charges meeting minimum transaction amounts for certain cards.<br \/>\n<\/em><\/p>\n<h3><span id=\"Retention_offers\">Retention offers<\/span><\/h3>\n<p>If you're considering closing an Amex card, you may be offered an incentive to keep it open. Retention offers can include bonus points, statement credits, or extra rewards for meeting a spending threshold.<\/p>\n<p>They aren't guaranteed. However, they can be worth the few minutes it takes to contact Amex and ask, especially as part of your <a target=\"_blank\" href=\"\/credit-cards\/long-term-credit-card-strategy\/\" rel=\"noopener\">long-term credit card strategy<\/a>.<\/p>\n<h2><span id=\"How_Much_Are_Membership_Rewards_Worth\">How Much Are Membership Rewards Worth?<\/span><\/h2>\n<p>The value of Amex points depends heavily on how you redeem them. <a target=\"_blank\" href=\"\/point-mile-values\/Membership+Rewards\" rel=\"noopener\">AwardWallet users average 2.04\u00a2<\/a> per point in recent redemptions, but your actual value can vary quite a bit.<\/p>\n<p>In general, transferring points to airline partners is where you\u2019ll find some of the best redemption opportunities. Options like statement credits, booking through the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-travel\/\" rel=\"noopener\">Amex Travel portal<\/a>, and merchandise generally won\u2019t stretch your points nearly as far. These redemption options typically return around 1 cent per point or less.<\/p>\n<figure id=\"attachment_111116\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-111116 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Air-Canada-business-class-featured-300x240.jpg\" alt=\"Transfer Amex Membership Rewards to Aeroplan to book Air Canada flights like this one, showing the business-class cabin\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Air-Canada-business-class-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Air-Canada-business-class-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Air-Canada-business-class-featured-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/Air-Canada-business-class-featured.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Air Canada business class is one of many great ways to redeem Membership Rewards points. Credit: Air Canada<\/em><\/enter><\/figure>\n<h2><span id=\"Best_Ways_To_Use_Membership_Rewards\">Best Ways To Use Membership Rewards<\/span><\/h2>\n<p>American Express offers many ways to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/best-way-to-use-amex-points\/\" rel=\"noopener\">redeem Membership Rewards points<\/a>. However, not all are created equal.<\/p>\n<p>You can redeem points for:<\/p>\n<ul>\n<li>Statement credits<\/li>\n<li>Gift cards<\/li>\n<li>Donations through JustGiving<\/li>\n<li>Merchandise<\/li>\n<li>Purchases with select online merchants<\/li>\n<li>Travel booked through American Express Travel<sup>\u00ae<\/sup>, including flights, hotels and cruises<\/li>\n<li>Transfers to airline and hotel partners<\/li>\n<\/ul>\n<p>Transferring your points to airline partners will oftentimes give you the best opportunity to get strong value. Hotel transfers can be useful in some cases, but they typically don\u2019t offer the same upside.<\/p>\n<p>You can also get solid value if you have a card like <a data-ccid=\"4028096\" href=\"\/blog\/link\/TheBusinessPlatinumCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/a> and utilize the <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-pay-with-points-rebate\/\" rel=\"noopener\">35% Pay With Points rebate<\/a>. Enrollment is required for select Amex benefits.<\/p>\n<figure id=\"attachment_111450\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-111450 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/anete-lusina-unsplash-traveler-at-airport-featured.png\" alt=\"a traveler holding a laptop looks at flight departure screens at an airport\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/anete-lusina-unsplash-traveler-at-airport-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/anete-lusina-unsplash-traveler-at-airport-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/anete-lusina-unsplash-traveler-at-airport-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/anete-lusina-unsplash-traveler-at-airport-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Anete Lusina\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/best-amex-transfer-partners\/\" rel=\"noopener\">5 Excellent Redemption Strategies for Amex Membership Rewards<\/a><\/strong><\/p>\n<h3><span id=\"American_Express_transfer_partners\">American Express transfer partners<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">Transfer partners<\/a> are one of the biggest reasons Membership Rewards are so valuable. Amex partners with a wide range of airline and hotel loyalty programs, giving you the option to move points when an award redemption offers better value than booking directly through Amex Travel.<\/p>\n<p>Below are the current <strong>16 airline<\/strong> and <strong>four hotel<\/strong> transfer partners, along with <a target=\"_blank\" href=\"\/mile-transfer-times\" rel=\"noopener\">transfer times<\/a> based on AwardWallet user data.<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">New Zealand<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Accor Group (ALL - Accor Live Limitless)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">2,500:500<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aer Lingus (AerClub)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aeromexico (Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,920<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/aeromexico-transfer-bonus\/\">20% transfer bonus through October 30, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Air Canada (Aeroplan)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Air France (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,250<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/flying-blue-transfer-bonus\/\">25% transfer bonus through October 31, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>All Nippon Airways (ANA Mileage Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">2 days<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/avianca-lifemiles\/avianca-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Avianca (LifeMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><div>British Airways (Club)<div class=\"tt-to-region\">United States<\/div><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Cathay Pacific (Cathay)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:800<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">8 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/delta-skymiles\/delta-partner-airlines\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Delta Air Lines (SkyMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Emirates (Skywards & Business Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:800<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/emirates-transfer-devaluation\/\">Amex-Emirates transfer rate dropped to 5:4 on September 16, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Etihad Airways (Etihad Guest)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\"><div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/amex-membership-rewards\/etihad-transfer-partner-ending\/\">Amex dropped Etihad as a transfer partner effective June 30, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/hotels\/hilton-honors\/transfer-hilton-points\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Hilton (Honors)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:2,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Iberia Plus<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 day<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>JetBlue Airways (TrueBlue)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">250:200<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">KLM (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>LHW (Leaders Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:250<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/hotels\/marriott-bonvoy\/marriott-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Marriott (Bonvoy)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">51 minutes<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qantas (Frequent Flyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">500:500<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qatar Airways (Privilege Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">15 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Singapore Airlines (KrisFlyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">11 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Amex (Membership Rewards)<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Atlantic (Flying Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">1,000:1,000<\/div><div class=\"tt-body tt-mintransfer\">-<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><\/div>\n<p>Before transferring, make sure the award you want is available. Membership Rewards transfers are generally final, so once you move your points to an airline or hotel program, you typically can't move them back.<\/p>\n<p>One thing to watch for: Amex charges an excise-tax offset fee when you transfer points to U.S. airline programs. The fee is $0.0006 per point, up to $99 per transfer.<\/p>\n<p>Amex also regularly offers <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/credit-card-transfer-bonuses\/\" rel=\"noopener\">transfer bonuses<\/a> that can give you more airline miles or hotel points for the same number of Membership Rewards points. These promotions are limited-time offers, so they can make an already-good redemption even better.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/how-to-transfer-amex-points\/\" rel=\"noopener\">How To Transfer Amex Points: A Step-by-Step Guide<\/a><\/strong><\/p>\n<h2><span id=\"Do_Amex_Points_Expire\">Do Amex Points Expire?<\/span><\/h2>\n<p>No. <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/do-amex-points-expire\/\" rel=\"noopener\">Amex Membership Rewards points don't expire<\/a>, although you can lose points in some situations. For example, you may forfeit your points if you close your last Membership Rewards-linked product or if Amex closes your account for certain reasons.<\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>American Express Membership Rewards remains one of the most <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">flexible points<\/a>\u00a0programs around. Between the number of ways to earn points and the range of airline and hotel transfer partners, there are plenty of opportunities to get strong value from your rewards.<\/p>\n<p>Once you understand how the program works, it\u2019s quite easy to tailor your Membership Rewards to your spending habits and travel goals. And with the right redemptions, those points can go a long way.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#How_To_Earn_American_Express_Membership_Rewards_Points\">How To Earn American Express Membership Rewards Points<\/a><ul><li><a href=\"#Amex_Membership_Rewards_cards\">Amex Membership Rewards cards<\/a><\/li><li><a href=\"#Amex_Offers\">Amex Offers<\/a><\/li><li><a href=\"#Earn_Membership_Rewards_by_shopping_through_Rakuten\">Earn Membership Rewards by shopping through Rakuten<\/a><\/li><li><a href=\"#Refer-A-Friend_bonus\">Refer-A-Friend bonus<\/a><\/li><li><a href=\"#Additional_cardholder_bonus\">Additional cardholder bonus<\/a><\/li><li><a href=\"#Targeted_offers\">Targeted offers<\/a><\/li><li><a href=\"#Retention_offers\">Retention offers<\/a><\/li><\/ul><\/li><li><a href=\"#How_Much_Are_Membership_Rewards_Worth\">How Much Are Membership Rewards Worth?<\/a><\/li><li><a href=\"#Best_Ways_To_Use_Membership_Rewards\">Best Ways To Use Membership Rewards<\/a><ul><li><a href=\"#American_Express_transfer_partners\">American Express transfer partners<\/a><\/li><\/ul><\/li><li><a href=\"#Do_Amex_Points_Expire\">Do Amex Points Expire?<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>American Express Membership Rewards is one of the best transferable points currencies among those offered by major banks. Here&#8217;s a high-level overview of the program to help you understand how to earn and redeem Amex points.<\/p>\n","protected":false},"author":51,"featured_media":35073,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_bluesky_share_type":"","_mastodon_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"","timeOption":"","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":""},"_wpsp_active_default_template":true},"categories":[12068],"tags":[12710,12626],"coauthors":[36394,36435],"class_list":["post-111486","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-award-programs","tag-amex-membership-rewards","tag-program-guides"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111486","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/51"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=111486"}],"version-history":[{"count":33,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111486\/revisions"}],"predecessor-version":[{"id":272699,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/111486\/revisions\/272699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/35073"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=111486"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=111486"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=111486"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=111486"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}