Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n <\/div>\n \n Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/strong>\n}Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n Annual Fee:<\/strong>$95<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Our #1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div>
\n\n\n
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li>
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li>
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠<\/li>
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li>
Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li>
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li>
Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
\r\n
5X points on Lyft rides through September 2027<\/li>\r\n
5X points on travel purchased through Chase Travel\u2120<\/li>\r\n
3X points on dining at restaurants worldwide<\/li>\r\n
3X points on eligible streaming services<\/li>\r\n
3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n
2X points on all other travel<\/li>\r\n
1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n <\/div>\n <\/div>\n
Page Contents<\/p>
Chase Sapphire Preferred Pros<\/a><\/li>
Chase Sapphire Preferred Cons<\/a><\/li>
Chase Sapphire Preferred Welcome Offer<\/a><\/li>
Chase Sapphire Preferred Benefits<\/a>
$50 annual hotel credit<\/a><\/li>
10% anniversary bonus points<\/a><\/li>
Travel and purchase protection benefits<\/a><\/li>
Complimentary DoorDash DashPass \u2014 and other savings<\/a><\/li><\/ul><\/li>
Chase Sapphire Preferred Earning Rates<\/a>
5X points on qualifying Lyft rides through September 2027<\/a><\/li>
5X on Peloton equipment and accessory purchases through December 2027<\/a><\/li><\/ul><\/li>
Redeeming Points With the Chase Sapphire Preferred<\/a>
Book through the Chase Travel\u2120 Portal<\/a><\/li>
Extract more value with Chase transfer partners<\/a><\/li><\/ul><\/li>
Application Restrictions<\/a><\/li>
Card That Compete With the Chase Sapphire Preferred<\/a><\/li>
Our Take<\/a><\/li><\/ul><\/div>\n\n
Chase Sapphire Preferred Pros<\/strong><\/span><\/h2>\n\n
75,000-point welcome bonus.<\/li>\n
Ability to transfer Ultimate Rewards to travel partners<\/a> — or redeem for travel in the Chase Travel\u2120.<\/li>\n
Competitive earning categories on travel and dining.<\/li>\n
Excellent trip delay, cancellation, and interruption insurance.<\/li>\n<\/ul>\n
Chase Sapphire Preferred<\/strong> Cons<\/span><\/h2>\n\n
Subject to Chase's 5\/24 policy \u2014 and other Sapphire card family restrictions.<\/li>\n
Has an annual fee.<\/li>\n<\/ul>\n
$\"woman$ Credit: Ben o'Bro\/Unsplash<\/em><\/enter><\/figure>\nChase Sapphire Preferred Welcome Offer<\/span><\/h2>\n
As a new applicant for the Sapphire Preferred, you can earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/p>\n
The value of this welcome bonus depends on how you redeem your stash of Ultimate Rewards points. But on average, AwardWallet users extract 2.01\u00a2 per point<\/a> on redemptions through transfer partners. That makes the bonus worth over $1,158 towards award travel!<\/p>\n
Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/strong><\/p>\n
Chase Sapphire Preferred Benefits<\/span><\/h2>\n
Given that the Sapphire Preferred<\/a> imposes just a $95, it's got a fantastic mix of benefits. Here's an overview of what's available to cardholders:<\/p>\n
$50 annual hotel credit<\/span><\/h3>\n
When you use your card to book a hotel through the Chase Travel\u2120 portal, you\u2019ll get a $50 statement credit<\/a> once per year. This benefit presents an easy way to recoup over half of the card's annual fee every 12 months.<\/p>\n
Note that the $50 in hotel purchases that get credited won\u2019t earn rewards points. The credit typically shows up within two billing cycles after your booking.<\/p>\n
10% anniversary bonus points<\/span><\/h3>\n
Each cardmember year, you'll earn a 10% bonus on the points you\u2019ve accumulated from purchases over the past year. The bonus is calculated at a base rate of 1 point per $1 spent, so if you spend $20,000 on your card during your cardmember year, you'll collect 2,000 bonus points.<\/p>\n
$\"close-up$ Credit: Mikhail Nilov\/Pexels<\/em><\/enter><\/figure>\nTravel and purchase protection benefits<\/span><\/h3>\n
The Sapphire Preferred<\/a> ranks high on our list of best cards for travel protection. It features an extensive mix of travel insurance policies and purchase protection benefits — all for an annual fee that's not going to break the bank.<\/p>\n
We\u2019ve summarized the most valuable perks in the table below, but we recommend you check out the Sapphire Preferred Benefits Guide<\/a> for a detailed breakdown of Sapphire Preferred benefits.<\/p>\n
\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Sapphire Preferred Benefits<\/b><\/th> Summary<\/b><\/th>\n<\/tr>\n<\/thead>\n
Auto Rental Collision Damage Waiver<\/a><\/b><\/td> Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.<\/td>\n<\/tr>\n
Purchase Protection<\/a><\/b><\/td> Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.<\/td>\n<\/tr>\n
Extended Warranty Protection<\/a><\/b><\/td> Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.<\/td>\n<\/tr>\n
Trip Cancellation and Trip Interruption<\/a><\/b><\/td> Trip Cancellation insurance reimburses you or your Immediate Family Members for up to ten thousand ($10,000.00) dollars per person for each Covered Trip (up to $20k\/trip & $40k\/year) if a Covered Loss prevents you or your Immediate Family Members from traveling on or before the departure date and results in cancellation of the travel arrangements.<\/td>\n<\/tr>\n
Lost Luggage<\/a><\/b><\/td> If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger per trip.<\/td>\n<\/tr>\n
Trip Delay Reimbursement<\/a><\/b><\/td> If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.<\/td>\n<\/tr>\n
Baggage Delay<\/a><\/b><\/td> Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.<\/td>\n<\/tr>\n
Travel Accident Insurance<\/a><\/b><\/td> When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.<\/td>\n<\/tr>\n
Travel and Emergency Assistance Services<\/a><\/b><\/td> If\u00a0you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n
Complimentary DoorDash DashPass \u2014 and other savings<\/span><\/h3>\n
You will receive at least 12 months of free DashPass you can use on DoorDash and Caviar<\/a> if you activate the membership by December 31, 2027<\/strong>. In addition, you can also save $10 per month on a non-restaurant DoorDash order.<\/p>\n
DoorDash DashPass normally costs $9.99 monthly and offers free delivery for restaurant orders over $12. To receive these benefits, you must first add the Sapphire Preferred<\/a> as a default payment in the DoorDash app and click the DashPass activation button.<\/p>\n
Chase Sapphire Preferred Earning Rates<\/span><\/h2>\n
When you swipe the Sapphire Preferred<\/a> for purchases, you'll earn as follows:<\/p>\n
\r\n
5X points on Lyft rides through September 2027<\/li>\r\n
5X points on travel purchased through Chase Travel\u2120<\/li>\r\n
3X points on dining at restaurants worldwide<\/li>\r\n
3X points on eligible streaming services<\/li>\r\n
3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n
2X points on all other travel<\/li>\r\n
1X point per dollar spent on all other purchases<\/li>\r\n<\/ul>\n
Chase also offers a broad definition of the travel and dining categories. So, you can earn bonus points on purchases that may not be included by other card issuers. Chase defines a travel purchase as:<\/p>\n
“Merchants in this category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”<\/em><\/p><\/blockquote>\n
And dining is defined as:<\/p>\n
“Sit-down or eat-in dining, including fast food restaurants and fine dining establishments.”<\/i><\/p><\/blockquote>\n
$\"European$ Credit: Paul Rysz\/Unsplash<\/em><\/enter><\/figure>\n5X points on qualifying Lyft rides through September 2027<\/span><\/h3>\n
Through September 30, 2027<\/strong>, cardholders will earn an additional 3X points<\/a> for each $1 spent when using the card for qualifying Lyft products and services purchased through the Lyft app, boosting the total earnings on Lyft rides to 5x points.<\/p>\n
Related: All of the Lyft Benefits Available Through Credit Cards<\/a><\/strong><\/p>\n
5X on Peloton equipment and accessory purchases through December 2027<\/span><\/h3>\n
Cardholders earn 5X points for each $1 spent on Peloton equipment and accessory purchases<\/a> over $150 through December 31, 2027<\/strong> \u2014 up to 25,000 points.<\/p>\n
Redeeming Points With the Chase Sapphire Preferred<\/span><\/h2>\nYou can redeem Ultimate Rewards points earned with the Sapphire Preferred<\/a> in several ways. We recommend redeeming your points towards travel if you want to maximize your return on spending.<\/p>\n
Rather than list all the redemption options, let's focus on the two options that return the best value for your points: redeeming points for a fixed value via the Chase Travel\u2120 Portal and transferring points to airline and hotel partners.<\/p>\n
$\"Lufthansa$ Credit: Lufthansa<\/em><\/enter><\/figure>\nRelated: 20+ Different Ways To Redeem Chase Ultimate Rewards<\/a><\/strong><\/p>\n
Book through the Chase Travel\u2120 Portal<\/span><\/h3>\n
You can redeem Ultimate Rewards points from your Sapphire Preferred for a fixed value of up to 1.5 cents per point towards travel via the Chase Travel Portal<\/a>. Bookings including select hotels and flights may be eligible for Points Boost, which gives you more than one cent per point. Other types of bookings like car rentals, cruises, and redeeming points for activities and tours will generally offer the minimum one-cent value outside of special promotions.<\/p>\n
\nNote:<\/strong> If you opened your Chase card before 6\/23\/2025, you may still be eligible to redeem your points at a higher value. See our post for more details on how Chase Travel\u2120 redemptions are changing for cardmembers who opened their account before the new Points Boost<\/a> feature was announced.<\/p>\n
Booking travel through the portal is also convenient when you want to use points to pay for tickets to Disney, book a guided city tour, or pay for a ride from the airport to your hotel. You can find these in the portal, available for points redemptions.<\/p>\n
Extract more value with Chase transfer partners<\/span><\/h3>\n
By far, the most valuable use of Ultimate Rewards points is transferring them to airline and hotel partners — particularly when booking premium-cabin airline awards or luxury hotel redemptions.<\/p>\n
While you can redeem Ultimate Rewards points for a fixed value of up to 1.5\u00a2 through the travel portal, you can achieve a much higher value when you transfer to one of 14 Chase Ultimate Rewards transfer partners<\/a>. You can transfer points to the following partners:<\/p>\n
From<\/div>
To<\/div>
Transfer Ratio<\/div>
Min.Transfer<\/div>
Average Time<\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Aer Lingus (AerClub)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Air Canada (Aeroplan)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
47 minutes<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Air France (Flying Blue)<\/a><\/div><\/div><\/div>
1,000:1,200
20% transfer bonus through May 27, 2026<\/a>.<\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
British Airways (Club)<\/a>
United States<\/div><\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Chase (Ultimate Rewards)<\/a><\/div><\/div><\/div>
1:1<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Emirates (Skywards & Business Rewards)<\/div><\/div><\/div>
Emirates dropped as a Chase transfer partner on October 16, 2025<\/a>.<\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Hyatt (World of Hyatt)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Iberia Plus<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
IHG Hotels & Resorts (One Rewards)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
5 hours<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
JetBlue Airways (TrueBlue)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
KLM (Flying Blue)<\/a><\/div><\/div><\/div>
1,000:1,200
20% transfer bonus through May 27, 2026<\/a>.<\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Marriott (Bonvoy)<\/a><\/div><\/div><\/div>
1,000:1,650
65% transfer bonus through May 15, 2026<\/a>.<\/div><\/div>
-<\/div>
2 days<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Singapore Airlines (KrisFlyer)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
1 day<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Southwest Airlines (Rapid Rewards)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
United Airlines (Mileage Plus)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Virgin Atlantic (Flying Club)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Wyndham Rewards<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Unknown<\/div><\/div><\/div><\/div>\n
For example, you could transfer your Ultimate Rewards points to World of Hyatt<\/a> at a 1:1 ratio and take advantage of the program's favorable award chart. From a couple of nights in luxurious suites<\/a> to several nights at budget-friendly properties<\/a>, you have a lot of options here.<\/p>\n
$\"Alila$ Alila Manggis. Credit: Hyatt<\/em><\/enter><\/figure>\n
Another high-value use of Ultimate Rewards points is transferring them to airline partners for premium cabin award redemptions. Redeeming airline miles for long-haul business- and first-class experiences yields the highest return from your Ultimate Rewards points.<\/p>\n
In recent AwardWallet user redemptions, travelers have yielded an average of 3.1\u00a2 per point for business- and first-class redemptions. However, by maximizing Ultimate Rewards points, you can get returns of around 4\u00a2 to 5\u00a2 per point \u2014 all the way up to over 10\u00a2 per point for top-tier redemptions.<\/p>\n
Related:\u00a0Do Chase Points Expire?<\/a><\/strong><\/p>\n
Application Restrictions<\/span><\/h2>\n
We recommend applying for Chase cards early in your application strategy, as Chase cards feature some of the strictest application restrictions<\/a> of any card issuer.<\/p>\n
The first is the 5\/24 policy<\/a>, which affects all Chase cards. If you\u2019ve been approved for five or more credit cards (from any card issuer) in the previous 24 months, you won\u2019t get approved for a new Chase credit card \u2014 even if you've now closed some of those other cards.<\/p>\n
In addition to the 5\/24 policy, the Sapphire family of cards is subject to supplementary rules restricting applicants to one sign-up bonus on a Sapphire card every 48 months<\/a>.<\/p>\n
\u201cThis product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.\u201d<\/em><\/strong><\/p><\/blockquote>\n
Don't qualify for the Sapphire Preferred due to 5\/24? Check out our Sapphire Preferred vs American Express^{\u00ae<\/sup> Gold Card<\/a> post for a great alternative.<\/p>\n}
Lastly, know that Chase is unlikely to approve you for more than two cards in a 30-day period.<\/p>\n
Card That Compete With the Chase Sapphire Preferred<\/span><\/h2>\n
It's hard to deny the value unlockable with the Sapphire Preferred<\/a>. But if you're ineligible to apply or want to consider other options to make a more informed decision, here are some of the top options to weigh:<\/p>\n
\n
If you want a Chase rewards card without an annual fee<\/strong>, consider the Chase Freedom Flex\u2120<\/a>. You'll earn 5% cash back in rotating quarterly bonus categories and on travel booked through Ultimate Rewards, plus 3% on dining and drugstore purchases. While you can't transfer earned points to Chase travel partners unless you have another card to pair with this one, you can redeem your earnings for cash back or in the travel portal. Learn more in our full Chase Freedom Flex review<\/a>.<\/li>\n
If you want Chase points plus more perks, <\/b>check out the Chase Sapphire Reserve^{\u00ae<\/sup><\/a>. For a $795 annual fee, you'll get top-of-the-line insurance benefits, airport lounge access, higher earning rates, increased value on points in the travel portal, and a $300 annual travel credit. You'll also enjoy reimbursement for your application fee to Global Entry, TSA PreCheck, or NEXUS once every four years. Our}full Chase Sapphire Reserve review<\/a> has more information.<\/li>\n
If you want a more rewarding everyday spending card (or if you're over 5\/24)<\/strong>, the Capital One Venture Rewards Credit Card<\/a> offers some similarities in terms of earning power, welcome bonus, list of travel partners, and annual credits for a $95 annual fee. The Capital One Venture<\/a> is one of the best cards for everyday spending and also offers some travel protection benefits, but these aren't quite as good as the Sapphire Preferred. Read our full Capital One Venture review<\/a> to learn more.<\/li>\n<\/ul>\n
$\"Chase$ <\/div><\/div>
Chase Freedom Flex\u2120<\/div>
Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div><\/div>Learn More<\/a><\/div>
Annual Fee<\/strong>
$0<\/p><\/div>
Credit Score<\/strong>
Excellent, Good<\/p><\/div><\/div>
\r\n
Earn 5% on up to $1,500 on combined purchases in bonus categories<\/a> each quarter you activate<\/li>\r\n
Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n
Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n
Earn 3% on drugstore purchases<\/li>\r\n
Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div>
$\"Chase$ <\/div><\/div>
Chase Sapphire Reserve^{\u00ae<\/sup><\/div>}
Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div>Learn More<\/a><\/div>
Annual Fee<\/strong>$795 Rates & Fees<\/a><\/span><\/p><\/div>
Credit Score<\/strong>
Excellent<\/p><\/div><\/div>
\r\n
8x points on all purchases through Chase Travel\u2120<\/li>\r\n
4x points on flights and hotels booked directly<\/li>\r\n
3x points on dining worldwide<\/li>\r\n
1x points on all other purchases<\/li><\/ul><\/div><\/div>
$\"Capital$ <\/div><\/div>
Capital One Venture Rewards Credit Card<\/div>
Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div>
How to Apply<\/a><\/div>
Annual Fee<\/strong>
$95<\/p><\/div>
Credit Score<\/strong>
Excellent, Good<\/p><\/div><\/div>
\r\n
5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n
5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n
2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n
Related: Should You Get the Chase Sapphire Preferred and the Chase Sapphire Reserve?<\/a><\/strong><\/p>\n
Our Take<\/span><\/h2>\n
We've said it before, and we'll say it again. The Sapphire Preferred<\/a> is one of our favorite travel cards. And the incredible 75,000-point welcome bonus is just the start; there's so much more to this card.<\/p>\n
The flexibility to choose between top travel partners or redeem for travel in the Chase Travel\u2120 makes the card extremely valuable and highly regarded by award-travel fans.<\/p>\n
The Sapphire Preferred also features some of the best travel protection benefits of any card in its class. Plus, you\u2019ll pay no foreign transaction fees when making purchases overseas, get an annual hotel spending credit, and earn in popular spending categories. There's a reason why we consistently rank the Chase Sapphire Preferred as the best beginner's card for award travel<\/a>.<\/p>\n
\n
\n
\n
Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/div>\n}
$\"Chase$ <\/div>\n
Apply Now<\/a><\/div>\n
Rates & Fees<\/a><\/span><\/div>\n
Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n <\/div>\n \n Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/strong>\n}Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n Annual Fee:<\/strong>$95<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Our #1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div>
\n\n\n
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li>
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li>
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠<\/li>
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li>
Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li>
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li>
Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div>
\r\n
5X points on Lyft rides through September 2027<\/li>\r\n
5X points on travel purchased through Chase Travel\u2120<\/li>\r\n
3X points on dining at restaurants worldwide<\/li>\r\n
3X points on eligible streaming services<\/li>\r\n
3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n
2X points on all other travel<\/li>\r\n
1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n <\/div>\n <\/div>\n
The Chase Sapphire Preferred\u00ae Card is one of our favorite travel rewards cards; it’s a near-perfect option for beginners and seasoned travelers alike. It’s got a great mix of benefits, carries a modest $95 annual fee, and offers new applicants a great welcome bonus. Here’s our full review.<\/p>\n","protected":false},"author":68,"featured_media":204522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12709],"coauthors":[36403,36458],"class_list":["post-1125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-chase-ultimate-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/1125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/68"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=1125"}],"version-history":[{"count":135,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/1125\/revisions"}],"predecessor-version":[{"id":243501,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/1125\/revisions\/243501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/204522"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=1125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=1125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=1125"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=1125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Sapphire Preferred Benefits<\/b><\/th>	Summary<\/b><\/th>\n<\/tr>\n<\/thead>\n
Auto Rental Collision Damage Waiver<\/a><\/b><\/td>	Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.<\/td>\n<\/tr>\n
Purchase Protection<\/a><\/b><\/td>	Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.<\/td>\n<\/tr>\n
Extended Warranty Protection<\/a><\/b><\/td>	Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.<\/td>\n<\/tr>\n
Trip Cancellation and Trip Interruption<\/a><\/b><\/td>	Trip Cancellation insurance reimburses you or your Immediate Family Members for up to ten thousand ($10,000.00) dollars per person for each Covered Trip (up to $20k\/trip & $40k\/year) if a Covered Loss prevents you or your Immediate Family Members from traveling on or before the departure date and results in cancellation of the travel arrangements.<\/td>\n<\/tr>\n
Lost Luggage<\/a><\/b><\/td>	If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger per trip.<\/td>\n<\/tr>\n
Trip Delay Reimbursement<\/a><\/b><\/td>	If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.<\/td>\n<\/tr>\n
Baggage Delay<\/a><\/b><\/td>	Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.<\/td>\n<\/tr>\n
Travel Accident Insurance<\/a><\/b><\/td>	When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.<\/td>\n<\/tr>\n
Travel and Emergency Assistance Services<\/a><\/b><\/td>	If\u00a0you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n Complimentary DoorDash DashPass \u2014 and other savings<\/span><\/h3>\n You will receive at least 12 months of free DashPass you can use on DoorDash and Caviar<\/a> if you activate the membership by December 31, 2027<\/strong>. In addition, you can also save $10 per month on a non-restaurant DoorDash order.<\/p>\n DoorDash DashPass normally costs $9.99 monthly and offers free delivery for restaurant orders over $12. To receive these benefits, you must first add the Sapphire Preferred<\/a> as a default payment in the DoorDash app and click the DashPass activation button.<\/p>\n Chase Sapphire Preferred Earning Rates<\/span><\/h2>\n When you swipe the Sapphire Preferred<\/a> for purchases, you'll earn as follows:<\/p>\n \r\n 5X points on Lyft rides through September 2027<\/li>\r\n 5X points on travel purchased through Chase Travel\u2120<\/li>\r\n 3X points on dining at restaurants worldwide<\/li>\r\n 3X points on eligible streaming services<\/li>\r\n 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n 2X points on all other travel<\/li>\r\n 1X point per dollar spent on all other purchases<\/li>\r\n<\/ul>\n Chase also offers a broad definition of the travel and dining categories. So, you can earn bonus points on purchases that may not be included by other card issuers. Chase defines a travel purchase as:<\/p>\n “Merchants in this category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”<\/em><\/p><\/blockquote>\n And dining is defined as:<\/p>\n “Sit-down or eat-in dining, including fast food restaurants and fine dining establishments.”<\/i><\/p><\/blockquote>\n $\"European$ Credit: Paul Rysz\/Unsplash<\/em><\/enter><\/figure>\n5X points on qualifying Lyft rides through September 2027<\/span><\/h3>\n Through September 30, 2027<\/strong>, cardholders will earn an additional 3X points<\/a> for each $1 spent when using the card for qualifying Lyft products and services purchased through the Lyft app, boosting the total earnings on Lyft rides to 5x points.<\/p>\n Related: All of the Lyft Benefits Available Through Credit Cards<\/a><\/strong><\/p>\n 5X on Peloton equipment and accessory purchases through December 2027<\/span><\/h3>\n Cardholders earn 5X points for each $1 spent on Peloton equipment and accessory purchases<\/a> over $150 through December 31, 2027<\/strong> \u2014 up to 25,000 points.<\/p>\n Redeeming Points With the Chase Sapphire Preferred<\/span><\/h2>\nYou can redeem Ultimate Rewards points earned with the Sapphire Preferred<\/a> in several ways. We recommend redeeming your points towards travel if you want to maximize your return on spending.<\/p>\n Rather than list all the redemption options, let's focus on the two options that return the best value for your points: redeeming points for a fixed value via the Chase Travel\u2120 Portal and transferring points to airline and hotel partners.<\/p>\n $\"Lufthansa$ Credit: Lufthansa<\/em><\/enter><\/figure>\nRelated: 20+ Different Ways To Redeem Chase Ultimate Rewards<\/a><\/strong><\/p>\n Book through the Chase Travel\u2120 Portal<\/span><\/h3>\n You can redeem Ultimate Rewards points from your Sapphire Preferred for a fixed value of up to 1.5 cents per point towards travel via the Chase Travel Portal<\/a>. Bookings including select hotels and flights may be eligible for Points Boost, which gives you more than one cent per point. Other types of bookings like car rentals, cruises, and redeeming points for activities and tours will generally offer the minimum one-cent value outside of special promotions.<\/p>\n \nNote:<\/strong> If you opened your Chase card before 6\/23\/2025, you may still be eligible to redeem your points at a higher value. See our post for more details on how Chase Travel\u2120 redemptions are changing for cardmembers who opened their account before the new Points Boost<\/a> feature was announced.<\/p>\n Booking travel through the portal is also convenient when you want to use points to pay for tickets to Disney, book a guided city tour, or pay for a ride from the airport to your hotel. You can find these in the portal, available for points redemptions.<\/p>\n Extract more value with Chase transfer partners<\/span><\/h3>\n By far, the most valuable use of Ultimate Rewards points is transferring them to airline and hotel partners — particularly when booking premium-cabin airline awards or luxury hotel redemptions.<\/p>\n While you can redeem Ultimate Rewards points for a fixed value of up to 1.5\u00a2 through the travel portal, you can achieve a much higher value when you transfer to one of 14 Chase Ultimate Rewards transfer partners<\/a>. You can transfer points to the following partners:<\/p>\n From<\/div> To<\/div> Transfer Ratio<\/div> Min.Transfer<\/div> Average Time<\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Aer Lingus (AerClub)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Air Canada (Aeroplan)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> 47 minutes<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Air France (Flying Blue)<\/a><\/div><\/div><\/div> 1,000:1,200 20% transfer bonus through May 27, 2026<\/a>.<\/div><\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> British Airways (Club)<\/a> United States<\/div><\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Chase (Ultimate Rewards)<\/a><\/div><\/div><\/div> 1:1<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Emirates (Skywards & Business Rewards)<\/div><\/div><\/div> Emirates dropped as a Chase transfer partner on October 16, 2025<\/a>.<\/div><\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Hyatt (World of Hyatt)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Iberia Plus<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> IHG Hotels & Resorts (One Rewards)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> 5 hours<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> JetBlue Airways (TrueBlue)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> KLM (Flying Blue)<\/a><\/div><\/div><\/div> 1,000:1,200 20% transfer bonus through May 27, 2026<\/a>.<\/div><\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Marriott (Bonvoy)<\/a><\/div><\/div><\/div> 1,000:1,650 65% transfer bonus through May 15, 2026<\/a>.<\/div><\/div> -<\/div> 2 days<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Singapore Airlines (KrisFlyer)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> 1 day<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Southwest Airlines (Rapid Rewards)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> United Airlines (Mileage Plus)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Virgin Atlantic (Flying Club)<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Immediate<\/div><\/div><\/div> Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div> \u2794<\/span> Wyndham Rewards<\/div><\/div><\/div> 1,000:1,000<\/div> -<\/div> Unknown<\/div><\/div><\/div><\/div>\n For example, you could transfer your Ultimate Rewards points to World of Hyatt<\/a> at a 1:1 ratio and take advantage of the program's favorable award chart. From a couple of nights in luxurious suites<\/a> to several nights at budget-friendly properties<\/a>, you have a lot of options here.<\/p>\n $\"Alila$ Alila Manggis. Credit: Hyatt<\/em><\/enter><\/figure>\n Another high-value use of Ultimate Rewards points is transferring them to airline partners for premium cabin award redemptions. Redeeming airline miles for long-haul business- and first-class experiences yields the highest return from your Ultimate Rewards points.<\/p>\n In recent AwardWallet user redemptions, travelers have yielded an average of 3.1\u00a2 per point for business- and first-class redemptions. However, by maximizing Ultimate Rewards points, you can get returns of around 4\u00a2 to 5\u00a2 per point \u2014 all the way up to over 10\u00a2 per point for top-tier redemptions.<\/p>\n Related:\u00a0Do Chase Points Expire?<\/a><\/strong><\/p>\n Application Restrictions<\/span><\/h2>\n We recommend applying for Chase cards early in your application strategy, as Chase cards feature some of the strictest application restrictions<\/a> of any card issuer.<\/p>\n The first is the 5\/24 policy<\/a>, which affects all Chase cards. If you\u2019ve been approved for five or more credit cards (from any card issuer) in the previous 24 months, you won\u2019t get approved for a new Chase credit card \u2014 even if you've now closed some of those other cards.<\/p>\n In addition to the 5\/24 policy, the Sapphire family of cards is subject to supplementary rules restricting applicants to one sign-up bonus on a Sapphire card every 48 months<\/a>.<\/p>\n \u201cThis product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.\u201d<\/em><\/strong><\/p><\/blockquote>\n *Don't qualify for the Sapphire Preferred due to 5\/24? Check out our* *Sapphire Preferred vs American Express^{\u00ae<\/sup> Gold Card<\/a> post for a great alternative.<\/p>\n}* *Lastly, know that Chase is unlikely to approve you for more than two cards in a 30-day period.<\/p>\n* Card That Compete With the Chase Sapphire Preferred<\/span><\/h2>\n It's hard to deny the value unlockable with the Sapphire Preferred<\/a>. But if you're ineligible to apply or want to consider other options to make a more informed decision, here are some of the top options to weigh:<\/p>\n \n If you want a Chase rewards card without an annual fee<\/strong>, consider the Chase Freedom Flex\u2120<\/a>. You'll earn 5% cash back in rotating quarterly bonus categories and on travel booked through Ultimate Rewards, plus 3% on dining and drugstore purchases. While you can't transfer earned points to Chase travel partners unless you have another card to pair with this one, you can redeem your earnings for cash back or in the travel portal. Learn more in our full Chase Freedom Flex review<\/a>.<\/li>\n If you want Chase points plus more perks, <\/b>check out the Chase Sapphire Reserve^{\u00ae<\/sup><\/a>. For a $795 annual fee, you'll get top-of-the-line insurance benefits, airport lounge access, higher earning rates, increased value on points in the travel portal, and a $300 annual travel credit. You'll also enjoy reimbursement for your application fee to Global Entry, TSA PreCheck, or NEXUS once every four years. Our}full Chase Sapphire Reserve review<\/a> has more information.<\/li>\n If you want a more rewarding everyday spending card (or if you're over 5\/24)<\/strong>, the Capital One Venture Rewards Credit Card<\/a> offers some similarities in terms of earning power, welcome bonus, list of travel partners, and annual credits for a $95 annual fee. The Capital One Venture<\/a> is one of the best cards for everyday spending and also offers some travel protection benefits, but these aren't quite as good as the Sapphire Preferred. Read our full Capital One Venture review<\/a> to learn more.<\/li>\n<\/ul>\n $\"Chase$ <\/div><\/div> Chase Freedom Flex\u2120<\/div> Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div><\/div>Learn More<\/a><\/div> Annual Fee<\/strong> $0<\/p><\/div> Credit Score<\/strong> Excellent, Good<\/p><\/div><\/div> \r\n Earn 5% on up to $1,500 on combined purchases in bonus categories<\/a> each quarter you activate<\/li>\r\n Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n Earn 3% on drugstore purchases<\/li>\r\n Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div> $\"Chase$ <\/div><\/div> Chase Sapphire Reserve^{\u00ae<\/sup><\/div>} Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><\/div>Learn More<\/a><\/div> Annual Fee<\/strong>$795 Rates & Fees<\/a><\/span><\/p><\/div> Credit Score<\/strong> Excellent<\/p><\/div><\/div> \r\n 8x points on all purchases through Chase Travel\u2120<\/li>\r\n 4x points on flights and hotels booked directly<\/li>\r\n 3x points on dining worldwide<\/li>\r\n 1x points on all other purchases<\/li><\/ul><\/div><\/div> $\"Capital$ <\/div><\/div> Capital One Venture Rewards Credit Card<\/div> Welcome Offer<\/strong>\r\nEarn Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div> How to Apply<\/a><\/div> Annual Fee<\/strong> $95<\/p><\/div> Credit Score<\/strong> Excellent, Good<\/p><\/div><\/div> \r\n 5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n 2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n Related: Should You Get the Chase Sapphire Preferred and the Chase Sapphire Reserve?<\/a><\/strong><\/p>\n Our Take<\/span><\/h2>\n We've said it before, and we'll say it again. The Sapphire Preferred<\/a> is one of our favorite travel cards. And the incredible 75,000-point welcome bonus is just the start; there's so much more to this card.<\/p>\n The flexibility to choose between top travel partners or redeem for travel in the Chase Travel\u2120 makes the card extremely valuable and highly regarded by award-travel fans.<\/p>\n The Sapphire Preferred also features some of the best travel protection benefits of any card in its class. Plus, you\u2019ll pay no foreign transaction fees when making purchases overseas, get an annual hotel spending credit, and earn in popular spending categories. There's a reason why we consistently rank the Chase Sapphire Preferred as the best beginner's card for award travel<\/a>.<\/p>\n \n \n \n Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/div>\n} $\"Chase$ <\/div>\n Apply Now<\/a><\/div>\n Rates & Fees<\/a><\/span><\/div>\n Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n <\/div>\n \n Chase Sapphire Preferred^{\u00ae<\/sup> Card<\/strong>\n}Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n Annual Fee:<\/strong>$95<\/b><\/div>\n Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a> Our #1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div> \n\n\n Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li> Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li> Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠<\/li> 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li> Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li> Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li> Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div> \r\n 5X points on Lyft rides through September 2027<\/li>\r\n 5X points on travel purchased through Chase Travel\u2120<\/li>\r\n 3X points on dining at restaurants worldwide<\/li>\r\n 3X points on eligible streaming services<\/li>\r\n 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n 2X points on all other travel<\/li>\r\n 1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n <\/div>\n <\/div>\n The Chase Sapphire Preferred\u00ae Card is one of our favorite travel rewards cards; it’s a near-perfect option for beginners and seasoned travelers alike. It’s got a great mix of benefits, carries a modest $95 annual fee, and offers new applicants a great welcome bonus. Here’s our full review.<\/p>\n","protected":false},"author":68,"featured_media":204522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12786,12709],"coauthors":[36403,36458],"class_list":["post-1125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-chase","tag-chase-ultimate-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/1125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/68"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=1125"}],"version-history":[{"count":135,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/1125\/revisions"}],"predecessor-version":[{"id":243501,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/1125\/revisions\/243501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/204522"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=1125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=1125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=1125"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=1125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}