Page Contents<\/p>
- What Is the Capital One Lifestyle Collection?<\/a><\/li>
- Capital One Lifestyle Collection Perks and Benefits<\/a><\/li>
- Which Cardholders Is the Capital One Lifestyle Collection Open To?<\/a><\/li>
- How to Book a Capital One Lifestyle Collection Stay<\/a><\/li>
- Earning and Redeeming Capital One Miles for Lifestyle Collection Stays<\/a><\/li>
- Should You Book Lifestyle Collection Stays?<\/a><\/li>
- Bottom Line<\/a><\/li><\/ul><\/div>\n\n
What Is the Capital One Lifestyle Collection?<\/span><\/h2>\n
The Lifestyle Collection is one of Capital One's two hotel collections that provide cardholders access to curated properties and exclusive benefits when booking through the Capital One Travel portal. The Premier Collection features high-end properties with premium perks, while the Lifestyle Collection includes mid-tier hotels with more moderate benefits.<\/p>\n
Most Lifestyle Collection properties are independent hotels or part of boutique groups such as Virgin Hotels, Design Hotels, Six Senses, and Small Luxury Hotels of the World. Some notable properties include The Drift in Palm Springs and The Ludlow in New York City.<\/p>\n
You can search for and book Lifestyle Collection (as well as Premier Collection) hotels and resorts through the Capital One Travel portal.<\/p>\n
![\"A](\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\")
Credit: Capital One Travel<\/em><\/enter><\/figure>\n If this idea sounds familiar, that's because card issuers have been steadily enhancing their travel portals to include programs that mimic hotel elite status with luxury perks. These include Chase's The Edit<\/a>, Citi's Hotel and Luxury Collections<\/a>, as well as Capital One's Premier Collection<\/a>.<\/p>\n
Related: How To Receive Elite Hotel Benefits Without Elite Status<\/a><\/strong><\/p>\n
Capital One Lifestyle Collection Perks and Benefits<\/span><\/h2>\n
Capital One Lifestyle Collection guests receive several elite-like benefits, including:<\/p>\n
- \n
- $50 experience credit for onsite dining, room service, spa treatments, etc.<\/li>\n
- Get your fourth night free when you book a stay of at least four nights<\/li>\n
- Complimentary Wi-Fi<\/li>\n
- Room upgrades (when available)<\/li>\n
- Early check-in and late checkout (when available)<\/li>\n<\/ul>\n
While these are solid perks, the Lifestyle Collection falls slightly short of competitors\u2019 offerings. One notable omission is complimentary breakfast \u2014 which both Chase and Citi provide on similar bookings. However, unlike Amex\u2019s The Hotel Collection<\/a>, Capital One\u2019s Lifestyle Collection doesn't have a minimum stay requirement.<\/p>\n
Which Cardholders Is the Capital One Lifestyle Collection Open To?<\/span><\/h2>\n
Cardholders with the following Capital One credit cards can book Capital One Lifestyle Collection stays:<\/p>\n
- \n
- Capital One Venture Rewards Credit Card<\/a><\/li>\n
- Capital One Venture X Rewards Credit Card<\/a><\/li>\n
- Capital One Venture X Business<\/a><\/li>\n
- Capital One Spark Miles for Business<\/b><\/li>\n<\/ul>\n
<\/div><\/div>Capital One Venture Rewards Credit Card<\/div>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>$95<\/p><\/div>
Credit Score<\/strong>Excellent, Good<\/p><\/div><\/div>
- \r\n
- 5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n
- 2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div>Capital One Venture X Rewards Credit Card<\/div>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>
$395<\/p><\/div>
Credit Score<\/strong>Excellent<\/p><\/div><\/div>
- \r\n
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n
- 5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n
- 5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n
- 5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n
- 2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div>Capital One Venture X Business<\/div>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>
$395<\/p><\/div>
Credit Score<\/strong>Excellent<\/p><\/div><\/div>
- \r\n
- 10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n
- 5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n
- 5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n
- 5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n
- 2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n
The Lifestyle Collection is available to more cardholders than the Premier Collection, which is exclusively accessible to Capital One Venture X<\/a> and Venture X Business<\/a> cardholders.<\/p>\n
Credit: Capital One Travel<\/em><\/enter><\/figure>\n Related: The Best Capital One Credit Cards for Every Purchase<\/a><\/strong><\/p>\n
How to Book a Capital One Lifestyle Collection Stay<\/span><\/h2>\n
To book, log into the Capital One Travel portal<\/a> and select Premium Stays in the upper right-hand corner.<\/p>\n
Credit: Capital One Travel<\/em><\/enter><\/figure>\n Then, search for hotels in the destination of your choice. If you have access to both programs, search results will indicate whether a hotel belongs to the Premier Collection or the Lifestyle Collection.<\/p>\n
Credit: Capital One Travel<\/em><\/enter><\/figure>\n Earning and Redeeming Capital One Miles for Lifestyle Collection Stays<\/span><\/h2>\n
Eligible Capital One cardholders earn at least 5x miles<\/strong> on Lifestyle Collection stays — with Capital One Venture X<\/a> cardholders earning a whopping 10x miles<\/strong>. This outsized earning rate makes it that much more appealing to utilize the Lifestyle Collection.<\/p>\n
It's also possible to redeem Capital One miles<\/a> for Lifestyle Collection stays at a rate of 1 cent apiece. However, we don't recommend doing so. First, this is lower than the 2.04\u00a2 per mile average<\/a> that AwardWallet users have achieved when redeeming Capital One miles through travel partners.<\/p>\n
If you really want to redeem your miles for a Lifestyle Collection stay, we recommend doing it in two parts. First, book the stay using your card. That way, you'll earn 5-10x miles on the purchase. Then, after the purchase posts to your account, go in and redeem miles for the eligible travel purchase. By doing it this way, you'll redeem miles at the same rate but earn miles on the original purchase. Plus, you'll get travel and shopping protections on the purchase.<\/p>\n
Additionally, Capital One Venture X and Venture X Business cardholders can apply their $300 annual travel credit<\/a> toward Lifestyle Collection stays, which is a neat way to help reduce the stay's cost.<\/p>\n
- Capital One Venture X Rewards Credit Card<\/a><\/li>\n
- Capital One Venture Rewards Credit Card<\/a><\/li>\n
- Capital One Lifestyle Collection Perks and Benefits<\/a><\/li>
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