{"id":116330,"date":"2025-06-25T00:00:01","date_gmt":"2025-06-25T00:00:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=116330"},"modified":"2026-04-30T19:22:35","modified_gmt":"2026-04-30T19:22:35","slug":"chase-sapphire-preferred-vs-reserve","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred-vs-reserve\/","title":{"rendered":"Should You Get the Chase Sapphire Reserve\u00ae or the Chase Sapphire Preferred\u00ae Card?"},"content":{"rendered":"

If you've even slightly dipped your toes into the world of points and miles, you've probably heard of the Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>). It's often referred to as the “best beginner travel card<\/a>” — and for good reason. You may also be familiar with its premium sibling, the Chase Sapphire Reserve\u00ae<\/sup><\/a> (Rates & Fees<\/a>), which offers elevated travel perks and protections.<\/p>\n

But with recent changes to the Sapphire Reserve‘s benefits<\/a>, annual fee, and redemption structures, the decision between the two looks a little different now. The value calculations have shifted. Depending on how you travel and use your points, the right fit for you might not be the same as it was before.<\/p>\n

So, let's compare the two cards in their current forms to see which is right for you.<\/p>\n

\"Chase<\/div><\/div>
Chase Sapphire Preferred\u00ae<\/sup> Card<\/div>
Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div>
Apply Now<\/a><\/div>
Annual Fee<\/strong>

$95Rates & Fees<\/a><\/span><\/p><\/div>

Credit Score<\/strong>

Excellent, Good<\/p><\/div><\/div>