{"id":120289,"date":"2025-09-14T15:10:01","date_gmt":"2025-09-14T15:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=120289"},"modified":"2026-04-08T14:22:52","modified_gmt":"2026-04-08T14:22:52","slug":"citi-premier-vs-amex-green","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/","title":{"rendered":"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?"},"content":{"rendered":"<p>Choosing a credit card that fits your needs can be overwhelming, especially if you're not overly familiar with the different card issuers, the benefits of each card, and how best to redeem your points. Both the <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and the <a data-ccid=\"4048174\" href=\"\/blog\/link\/AmericanExpressGreenCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Green Card<\/a> offer serious perks for consumers &#8212; including elevated rewards for dining and travel &#8212; for a modest annual fee.<\/p>\n<p>Let's compare the features of these cards, how they stack up against one another, and which one is the best for you.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Premier\u00ae Card' data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/508ed403-ac18-4d8f-91ea-80c86f92d7b0.png\" width=\"150\" alt=\"American Express\u00ae Green Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express<sup>\u00ae<\/sup> Green Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"4048174\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-green-card\/\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$150<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Good, Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>3x Membership Rewards<sup>\u00ae<\/sup> on travel<\/li>\r\n \t<li>3x Membership Rewards<sup>\u00ae<\/sup> at restaurants worldwide, including takeout and delivery in the U.S.<\/li>\r\n        <li>3x Membership Rewards<sup>\u00ae<\/sup> on transit including trains, buses, ferries, subways, and more<\/li>\r\n        <li>1x Membership Rewards<sup>\u00ae<\/sup> on other purchases<\/li>\r\n \t<\/li><\/ul><\/div><\/div><\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Citi_Strata_Premier_vs_Amex_Green_Card_Welcome_Offer\">Citi Strata Premier vs. Amex Green Card Welcome Offer<\/a><\/li><li><a href=\"#Citi_Strata_Premier_vs_Amex_Green_Card_Annual_Fee\">Citi Strata Premier vs. Amex Green Card Annual Fee<\/a><\/li><li><a href=\"#When_to_Use_Citi_Strata_Premier_vs_Amex_Green_Card\">When to Use Citi Strata Premier vs. Amex Green Card<\/a><\/li><li><a href=\"#Other_Citi_Strata_Premier_Benefits_vs_Amex_Green_Card\">Other Citi Strata Premier Benefits vs. Amex Green Card<\/a><ul><li><a href=\"#Annual_monthly_or_other_credits\">Annual, monthly, or other credits<\/a><\/li><li><a href=\"#Transfer_partners\">Transfer partners<\/a><\/li><li><a href=\"#Travel_insurance_protections_and_other_benefits\">Travel insurance protections and other benefits<\/a><\/li><li><a href=\"#Combining_rewards\">Combining rewards<\/a><\/li><\/ul><\/li><li><a href=\"#Citi_Strata_Premier_vs_Amex_Green_Card_Travel_Portal\">Citi Strata Premier vs. Amex Green Card Travel Portal<\/a><\/li><li><a href=\"#Citi_Strata_Premier_vs_Amex_Green_Card_Comparing_Redemption_Values\">Citi Strata Premier vs. Amex Green Card \u2014 Comparing Redemption Values<\/a><\/li><li><a href=\"#Which_Card_Is_Better_Citi_Strata_Premier_or_Amex_Green_Card\">Which Card Is Better: Citi Strata Premier or Amex Green Card?<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Citi_Strata_Premier_vs_Amex_Green_Card_Welcome_Offer\">Citi Strata Premier vs. Amex Green Card Welcome Offer<\/span><\/h2>\n<p>Card issuers attempt to lure in new customers in a variety of ways, including balance transfer offers and welcome offers. What you'll receive will depend on which card you acquire, but it often involves a lump-sum bonus of points deposited to your account after meeting a minimum spending requirement.<\/p>\n<p>Here is the current welcome offer for each of these cards:<\/p>\n<ul>\n<li><strong><a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a>: <\/strong>Earn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/li>\n<li><strong><a data-ccid=\"4048174\" href=\"\/blog\/link\/AmericanExpressGreenCard\" rel=\"noopener nofollow sponsored\">Amex Green Card<\/a>:\u00a0<\/strong>Earn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <\/li>\n<\/ul>\n<p><strong>Winner: <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a><\/strong><\/p>\n<h2><span id=\"Citi_Strata_Premier_vs_Amex_Green_Card_Annual_Fee\">Citi Strata Premier vs. Amex Green Card Annual Fee<\/span><\/h2>\n<p>Both of these cards charge an annual fee, but they aren't expensive if you compare them to cards charging $500+ each year. As it stands, the Citi Strata Premier will charge you $95 per year. The Amex Green Card, meanwhile, will run you $150 per year.<\/p>\n<p>Although you'll receive more perks with a higher fee, if you're not able to take advantage of them then you're simply paying more money for no reason. In this case, a lower annual fee is always better.<\/p>\n<p><strong>Winner: Citi Strata Premier<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"520083\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Premier\u00ae Card' data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Premier<sup>\u00ae<\/sup> Card offers some of the best earning rates of any rewards card with an annual fee under $100. This card offers excellent rewards on an unusually generous list of earning categories, including air travel, hotels, car rentals, groceries, and dining\u2014and it tops our list of the best cards for <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-credit-cards-for-gas\/\">gas & fuel purchases<\/a>. <\/div><div class=\"qs-tab-hl\"><ul><li>Earn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/li><li>Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. <\/li><li>Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. <\/li><li>Earn 1 Point per $1 spent on all other purchases.<\/li><li>$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. <\/li><li>No expiration and no limit to the amount of points you can earn with this card.<\/li><li>No Foreign Transaction Fees on purchases.<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"When_to_Use_Citi_Strata_Premier_vs_Amex_Green_Card\">When to Use Citi Strata Premier vs. Amex Green Card<\/span><\/h2>\n<p>The <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> and the <a data-ccid=\"4048174\" href=\"\/blog\/link\/AmericanExpressGreenCard\" rel=\"noopener nofollow sponsored\">Amex Green Card<\/a> pretty closely mirror each other when it comes to earnings. Here's how the <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> earns points:<\/p>\n<p><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/p>\n<p>And here's the <a data-ccid=\"4048174\" href=\"\/blog\/link\/AmericanExpressGreenCard\" rel=\"noopener nofollow sponsored\">Amex Green Card<\/a>:<\/p>\n<p><ul><li>3x Membership Rewards<sup>\u00ae<\/sup> on travel<\/li>\r\n \t<li>3x Membership Rewards<sup>\u00ae<\/sup> at restaurants worldwide, including takeout and delivery in the U.S.<\/li>\r\n        <li>3x Membership Rewards<sup>\u00ae<\/sup> on transit including trains, buses, ferries, subways, and more<\/li>\r\n        <li>1x Membership Rewards<sup>\u00ae<\/sup> on other purchases<\/li>\r\n \t<\/li><\/ul><\/p>\n<p>As you can see, you're rewarded pretty heavily for meals and travel no matter which card you're using. However, the Amex Green Card also gives you 3x on broader travel purchases, such as rental cars and vacation rentals, while the Citi Strata Premier doesn't.<\/p>\n<p>The Citi Strata Premier, meanwhile, will give you 3x on groceries and gas, which makes this a better option if most of your spending is in these categories, rather than travel and transit.<\/p>\n<p><strong>Winner: It depends.<\/strong> Both cards have excellent bonus categories, but the one that better suits your needs (travel vs. everyday purchases) is going to be the winner for you.<\/p>\n<h2><span id=\"Other_Citi_Strata_Premier_Benefits_vs_Amex_Green_Card\">Other Citi Strata Premier Benefits vs. Amex Green Card<\/span><\/h2>\n<h3><span id=\"Annual_monthly_or_other_credits\">Annual, monthly, or other credits<\/span><\/h3>\n<p>The <a data-ccid=\"4048174\" href=\"\/blog\/link\/AmericanExpressGreenCard\" rel=\"noopener nofollow sponsored\">Amex Green Card<\/a> comes with an annual $209 credit towards <a target=\"_blank\" href=\"\/travel\/clear-plus-membership\/\" rel=\"noopener\">CLEAR Plus<\/a> each year. CLEAR Plus allows you to skip the standard security line at the airport, whether you have TSA PreCheck or not. Enrollment is required for select Amex benefits.<\/p>\n<p>The <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> has more limited credits. You'll receive <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier-hotel-benefit\/\" rel=\"noopener\">$100 off a $500 hotel stay booked through Citi's travel portal<\/a> once per year. This is far less valuable, especially since hotel stays booked through a third party aren't eligible for elite status benefits or credits.<\/p>\n<p><strong>Winner: Amex Green Card<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"4048174\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Green Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/508ed403-ac18-4d8f-91ea-80c86f92d7b0.png\" width=\"150\" alt=\"American Express\u00ae Green Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4048174\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-green-card\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Green Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Green Card is an excellent mid-tier travel card, offering 3X points on restaurants worldwide, transit, and travel purchases, including airfare and hotels. Unique benefits include a $189 annual CLEAR<sup>\u00ae<\/sup> Plus credit for expedited airport security and a $100 LoungeBuddy Credit for airport lounge access, enhancing the travel experience. The card also boasts no foreign transaction fees, ideal for international use.<\/div><div class=\"qs-tab-er\"><ul><li>3x Membership Rewards<sup>\u00ae<\/sup> on travel<\/li>\r\n \t<li>3x Membership Rewards<sup>\u00ae<\/sup> at restaurants worldwide, including takeout and delivery in the U.S.<\/li>\r\n        <li>3x Membership Rewards<sup>\u00ae<\/sup> on transit including trains, buses, ferries, subways, and more<\/li>\r\n        <li>1x Membership Rewards<sup>\u00ae<\/sup> on other purchases<\/li>\r\n \t<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexGreen\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"Transfer_partners\">Transfer partners<\/span><\/h3>\n<p>Both <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">American Express Membership Rewards<\/a> and <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/\" rel=\"noopener\">Citi ThankYou<sup>\u00ae<\/sup> Rewards Points<\/a> can be transferred to hotel and airline partners. Amex has a total of 20 partners, while Citi has 21. In addition, each of these programs has partnerships with at least one member of all three big <a target=\"_blank\" href=\"\/airlines\/airline-alliances-and-partnerships\/\" rel=\"noopener\">airline alliances<\/a>. This means you'll be able to fly just about anywhere in the world with points from either of these cards.<\/p>\n<p>The points you'll prefer will depend on your travel habits, but there are a few things to note. First, Citi ThankYou Points earned with your Citi Strata Premier are worth twice as much when transferring over to <a target=\"_blank\" href=\"\/hotels\/choice-privileges\/\" rel=\"noopener\">Choice Privileges<\/a>. This means that one Citi point becomes two Choice points. Choice is also an Amex transfer partner, but points only transfer at a 1:1 ratio.<\/p>\n<p>Choice Privileges may not be the favorite for reward redemptions, but it does well in that it doesn't charge extra for suites or for bringing extra people with you \u2014 even at all-inclusive resorts.<\/p>\n<figure id=\"attachment_223237\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-223237 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Clarion-Oslo-Choice-Featured.png\" alt=\"Clarion Oslo Airport Hotel room.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Clarion-Oslo-Choice-Featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Clarion-Oslo-Choice-Featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Clarion-Oslo-Choice-Featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/Clarion-Oslo-Choice-Featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt\/AwardWallet<\/em><\/enter><\/figure>\n<p><a target=\"_blank\" href=\"\/point-mile-values\/\" rel=\"noopener\">Recent AwardWallet user redemptions<\/a> also show that travelers redeem their Citi points at an average rate of 2.3\u00a2 each versus 1.99\u00a2 each for Amex points.<\/p>\n<p><strong>Winner: Citi Strata Premier. <\/strong>The points that you'll earn with either card are highly valuable. However, Citi has more transfer partners, an exclusive partnership with American Airlines, a higher average redemption value, and inclusion of 1:2 transfer partners (like Choice).<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">What Are the Best Flexible Rewards Points for Free Travel?<\/a><\/strong><\/p>\n<h3><span id=\"Travel_insurance_protections_and_other_benefits\">Travel insurance protections and other benefits<\/span><\/h3>\n<p>The Amex Green Card offers a few different types of insurance benefits for both travel and purchases that you make with the card:<\/p>\n<ul>\n<li><strong>Secondary rental car coverage:\u00a0<\/strong>By using your card to pay and declining coverage at the counter, you'll receive secondary insurance coverage for any cars that you rent in eligible countries. <\/li>\n<li><strong>Baggage insurance plan:<\/strong> Receive up to $1,250 for carry-on and up to $500 for checked luggage that's lost, damaged, or stolen during your trip. This is in excess of what's provided by the carrier. <\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/trip-delay-insurance\/\" rel=\"noopener\">Trip delay insurance<\/a>:<\/strong> If your trip is delayed by more than 12 hours, you can receive up to $300 per trip for reasonable expenses incurred by the delay. There is a maximum of two claims in a 12-month period. <\/li>\n<li><strong>Purchase protection:<\/strong> Provides protection for 90 days from purchase for items that are stolen or damaged. There's a limit of $1,000 per claim and up to $50,000 annually. <\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Extended warranty protection<\/a>:<\/strong> You can extend a warranty for an additional year for warranties of five years or less on purchases made in the United States. <\/li>\n<\/ul>\n<p>The Citi Strata Premier, meanwhile, provides its own set of protections:<\/p>\n<ul>\n<li><strong>Trip cancellation and interruption coverage: <\/strong>When you pay for round-trip travel on a common carrier with your card or points from your card, you are covered for up to $5,000 per trip and up to $10,000 per account in a 12-month period. Coverage applies to trips up to 365 days in length.<\/li>\n<li><strong>Trip delay protection:\u00a0<\/strong>Pay for your entire trip with your card or points earned from it to be covered on trips up to 365 days long. Coverage applies to delays of six or more hours and provides reimbursement of up to $500 per trip, up to two claims in a 12-month period.<\/li>\n<li><strong>Lost or damaged luggage protection: <\/strong>Pay for the entire trip with your card or your points to enjoy coverage for your carry-on and checked luggage of up to $3,000, with a maximum of two claims per 12-month period. Coverage is in excess of what the common carrier provides.<\/li>\n<li><strong>MasterRental car rental coverage:\u00a0<\/strong>Pay for the entire rental with your Citi Strata Premier (or the points from your account) and decline the rental company's protection to enjoy coverage up to the actual cash value of the vehicle. This policy covers collision, theft, and vandalism, including towing and loss-of-use charges. Coverage is secondary within your country of residence and primary elsewhere.<\/li>\n<li><strong>Purchase protection: <\/strong>With purchase protection, you can buy an eligible item using your Citi Strata Premier<sup>\u00ae<\/sup> Card and receive up to $10,000 per incident if the item is damaged or stolen within 90 days of the purchase or delivery date. The maximum limit per calendar year is $50,000.<\/li>\n<li><strong>Extended warranty: <\/strong>The extended warranty coverage extends the manufacturer's warranty on eligible items for 24 months. This benefit applies to items with a manufacturer's warranty of five years or less, and coverage is limited to $10,000 per item.<\/li>\n<\/ul>\n<p>Aside from this, both cards impose <a target=\"_blank\" href=\"\/credit-cards\/no-foreign-transaction-fee\/\" rel=\"noopener\">no foreign transaction fees<\/a><\/p>\n<p><strong>Winner: Citi Strata Premier<\/strong><\/p>\n<figure id=\"attachment_106123\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-106123 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/nathan-dumlao-featured-300x240.png\" alt=\"a hand holds a smartphone near a pay terminal for a tap-to-pay transaction\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/nathan-dumlao-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/nathan-dumlao-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/nathan-dumlao-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/nathan-dumlao-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Nathan Dumlao\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Combining_rewards\">Combining rewards<\/span><\/h3>\n<p>There's no doubt that Citi wins this battle since it allows you to <a target=\"_blank\" href=\"\/travel\/which-programs-allow-free-points-sharing\/#Citi_ThankYou_Rewards\" rel=\"noopener\">transfer up to 100,000 ThankYou Points per year into someone else's account<\/a>. This means that if you need a top-up for a redemption, you can easily <a target=\"_blank\" href=\"\/travel\/which-programs-allow-free-points-sharing\/\" rel=\"noopener\">swap points back and forth<\/a> between yourself, your <a target=\"_blank\" href=\"\/travel\/points-miles-player-2\/\" rel=\"noopener\">Player 2<\/a>, or anyone else with a Citi ThankYou-earning account. Do note points expire 90 days after they're shared.<\/p>\n<p>American Express doesn't have this feature, though it will allow you to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/how-to-transfer-amex-points\/\" rel=\"noopener\">transfer Membership Rewards points<\/a> into the loyalty program account of any authorized users on your card (if this person has been an authorized user for at least 90 days).<\/p>\n<p>That being said, some programs, such as Hilton Honors, allow you to <a target=\"_blank\" href=\"\/hotels\/hilton-honors\/pool-hilton-points\/\" rel=\"noopener\">pool points<\/a> with up to 10 members for free. You can use this as a workaround by transferring your points into these types of programs and combining them on the other end.<\/p>\n<p><strong>Winner: Citi Strata Premier<\/strong><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/travel\/which-programs-allow-free-points-sharing\/\" rel=\"noopener\">Which Rewards Programs Allow You to Combine Points and Miles for Free?<\/a><\/strong><\/p>\n<h2><span id=\"Citi_Strata_Premier_vs_Amex_Green_Card_Travel_Portal\">Citi Strata Premier vs. Amex Green Card Travel Portal<\/span><\/h2>\n<p>It's possible to book a variety of travel through Citi's travel portal, including flights, hotels, rental cars, and even attractions. When redeeming your points through the portal, you'll receive a value of one cent per point. This is less than the average redemption value with transfer partners, but it's still better than you'll receive with most <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-travel\/\" rel=\"noopener\">Amex Travel<sup>\u00ae<\/sup> portal<\/a> bookings.<\/p>\n<p>If choosing to pay with your Citi Strata Premier, you'll receive 10x ThankYou<sup>\u00ae<\/sup> Points on hotel, rental cars, and attraction bookings purchased through CitiTravel.com. Air travel remains at 3x per $1 spent \u2014 including flights purchased directly with airlines. Plus, <a target=\"_blank\" href=\"\/credit-cards\/travel-portal-price-comparison\/\" rel=\"noopener\">Citi offered the cheapest prices in an AwardWallet comparison of travel portal pricing<\/a>.<\/p>\n<figure id=\"attachment_220126\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/221\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-220126 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Travel-portal.png\" alt=\"Citi Travel portal\" width=\"750\" height=\"221\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Travel-portal.png 1229w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Travel-portal-300x88.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Travel-portal-1024x302.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Travel-portal-768x226.png 768w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>The Amex travel portal doesn't include attractions, but it does offer flights, hotels, rental cars, and cruises. While you'll be able to redeem your Amex points at 1\u00a2 each for flights, the same isn't true for other booking types. In these instances, you'll receive just 0.7 cents in value per point, which is astonishingly low.<\/p>\n<p><strong>Winner: Citi Strata Premier<\/strong><\/p>\n<h2><span id=\"Citi_Strata_Premier_vs_Amex_Green_Card_Comparing_Redemption_Values\">Citi Strata Premier vs. Amex Green Card \u2014 Comparing Redemption Values<\/span><\/h2>\n<p>The value of a Citi point versus an Amex point is pretty similar. You'll get varying levels of value based on how you redeem them and whether you choose to transfer them elsewhere or redeem them within the banks' own ecosystems. Here's a breakdown of the different values you can receive:<\/p>\n\n<table id=\"tablepress-570\" class=\"tablepress tablepress-id-570 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Redemption<\/th><th class=\"column-2\">Value per Citi point<\/th><th class=\"column-3\">Value per Amex point<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Cash<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">0.6\u00a2<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Gift cards<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">0.5\u20131\u00a2<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Travel portal<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">0.5\u20131\u00a2<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Transfer to partners (AwardWallet user averages)<\/td><td class=\"column-2\">2.3\u00a2<\/td><td class=\"column-3\">1.99\u00a2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p>Across the board, Citi points are more easily redeemed at a higher value. However, when it comes to redemptions for first- and business-class flights (both domestic and international), Amex points are worth more. Despite this, the average value of a Citi point remains slightly higher (in <a target=\"_blank\" href=\"\/en\/point-mile-values\" rel=\"noopener\">AwardWallet user redemptions<\/a>) and thus the winner.<\/p>\n<p><strong>Winner: Citi Strata Premier <\/strong>since it has more favorable rates for nearly all redemption options.<\/p>\n<h2><span id=\"Which_Card_Is_Better_Citi_Strata_Premier_or_Amex_Green_Card\">Which Card Is Better: Citi Strata Premier or Amex Green Card?<\/span><\/h2>\n<p>The card that you pick is going to depend very heavily on how you spend your money. While the <a data-ccid=\"4048174\" href=\"\/blog\/link\/AmericanExpressGreenCard\" rel=\"noopener nofollow sponsored\">Amex Green Card<\/a> has a higher annual fee, it also offers credits that completely offset this if you use them each year. However, they're heavily travel-focused, so if you're not intending to use the card for travel or would struggle to use the credits, it's probably not the right fit for you.<\/p>\n<p>The <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> costs less annually and includes some bonuses for travel, including the ability to earn 10x points on certain bookings through its portal. Its bonus categories feature both groceries and gas stations, which tend to be big spending areas for nearly every household. Plus, it's points are more valuable and the card offers better travel protections.<\/p>\n<p>For a deeper dive, check out our <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-green-card\/\" rel=\"noopener\">review of the Amex Green Card<\/a> and <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\" rel=\"noopener\">review of the Citi Strata Premier<\/a>.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Premier\u00ae Card' data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/508ed403-ac18-4d8f-91ea-80c86f92d7b0.png\" width=\"150\" alt=\"American Express\u00ae Green Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express<sup>\u00ae<\/sup> Green Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 40,000 Membership Rewards<sup>\u00ae<\/sup> Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership. <br>\r\n<em>(This card is not available through AwardWallet)<\/em><\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"4048174\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-green-card\/\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$150<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Good, Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>3x Membership Rewards<sup>\u00ae<\/sup> on travel<\/li>\r\n \t<li>3x Membership Rewards<sup>\u00ae<\/sup> at restaurants worldwide, including takeout and delivery in the U.S.<\/li>\r\n        <li>3x Membership Rewards<sup>\u00ae<\/sup> on transit including trains, buses, ferries, subways, and more<\/li>\r\n        <li>1x Membership Rewards<sup>\u00ae<\/sup> on other purchases<\/li>\r\n \t<\/li><\/ul><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Both the American Express\u00ae Green Card and Citi Strata Premier\u00ae Card are mid-tier cards that&#8217;ll reward you for travel and dining. Aside from this, however, they each have varying benefits. One is more travel focused and includes annual credits while at the airport, but the other rewards you heavily for at-home spending categories. Here&#8217;s a closer look.<\/p>\n","protected":false},"author":75,"featured_media":158057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520],"coauthors":[36395],"class_list":["post-120289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits"],"acf":[],"yoast_head":"<title>Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card<\/title>\n<meta name=\"description\" content=\"The Citi Strata Premier\u00ae Card and the Amex Green Card have a lot in common, but the one that fits your needs will depend on how you spend.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?\" \/>\n<meta property=\"og:description\" content=\"The Citi Strata Premier\u00ae Card and the Amex Green Card have a lot in common, but the one that fits your needs will depend on how you spend.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-14T15:10:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T14:22:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1001\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carissa Rawson\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@caribirdie\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carissa Rawson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\"},\"author\":{\"name\":\"Carissa Rawson\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/1b99e85b1151216c810f61dcfb44c043\"},\"headline\":\"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?\",\"datePublished\":\"2025-09-14T15:10:01+00:00\",\"dateModified\":\"2026-04-08T14:22:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\"},\"wordCount\":2148,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg\",\"keywords\":[\"Card Benefits\"],\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\",\"url\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\",\"name\":\"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg\",\"datePublished\":\"2025-09-14T15:10:01+00:00\",\"dateModified\":\"2026-04-08T14:22:52+00:00\",\"description\":\"The Citi Strata Premier\u00ae Card and the Amex Green Card have a lot in common, but the one that fits your needs will depend on how you spend.\",\"breadcrumb\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage\",\"url\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg\",\"contentUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg\",\"width\":1001,\"height\":800,\"caption\":\"Credit: Blake Wisz\/Unsplash\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/awardwallet.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\",\"url\":\"https:\/\/awardwallet.com\/blog\/\",\"name\":\"AwardWallet\",\"description\":\"Maximize your credit card rewards, airline miles, and hotel points. Choose the best rewards cards, earn more points and miles, get top travel deals!\",\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/awardwallet.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\",\"name\":\"AwardWallet\",\"url\":\"https:\/\/awardwallet.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png\",\"contentUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png\",\"width\":5000,\"height\":601,\"caption\":\"AwardWallet\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AwardWallet\/\",\"https:\/\/x.com\/AwardWallet\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/1b99e85b1151216c810f61dcfb44c043\",\"name\":\"Carissa Rawson\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/image\/fee067d908b4c623153ec6e9727ccd44\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f86f905860e5da9ed89ec1ae5d6fbf4affc866e7cfd1903480308f0a4de227bd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f86f905860e5da9ed89ec1ae5d6fbf4affc866e7cfd1903480308f0a4de227bd?s=96&d=mm&r=g\",\"caption\":\"Carissa Rawson\"},\"description\":\"Carissa Rawson joined the AwardWallet team in 2023 as an editor and writer, though she\u2019s been around the block a time or two when it comes to award travel. Since first learning that there was such as thing as \u2018free travel,\u2019 she\u2019s made her way to 60 countries and all 7 continents, though the last was a little bit frigid for her taste. She\u2019s redeemed millions of miles and made more stupid mileage runs than one should ever hope, but all her friends and family love her anyway. With a double handful of hotel and airline elite statuses (including United 1K and Hyatt Globalist), you can frequently find Carissa waxing lyrical about complimentary upgrades and free food. When she\u2019s not writing about points and miles, you can find her reading about points and miles or traveling using points and miles.\",\"sameAs\":[\"https:\/\/www.instagram.com\/justplanepoints\",\"https:\/\/x.com\/caribirdie\"],\"url\":\"https:\/\/awardwallet.com\/blog\/author\/carissa-rawson\/\"}]}<\/script>","yoast_head_json":{"title":"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card","description":"The Citi Strata Premier\u00ae Card and the Amex Green Card have a lot in common, but the one that fits your needs will depend on how you spend.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/","og_locale":"en_US","og_type":"article","og_title":"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?","og_description":"The Citi Strata Premier\u00ae Card and the Amex Green Card have a lot in common, but the one that fits your needs will depend on how you spend.","og_url":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/","og_site_name":"AwardWallet Blog","article_publisher":"https:\/\/www.facebook.com\/AwardWallet\/","article_published_time":"2025-09-14T15:10:01+00:00","article_modified_time":"2026-04-08T14:22:52+00:00","og_image":[{"width":1001,"height":800,"url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg","type":"image\/jpeg"}],"author":"Carissa Rawson","twitter_card":"summary_large_image","twitter_creator":"@caribirdie","twitter_site":"@AwardWallet","twitter_misc":{"Written by":"Carissa Rawson","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#article","isPartOf":{"@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/"},"author":{"name":"Carissa Rawson","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/1b99e85b1151216c810f61dcfb44c043"},"headline":"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?","datePublished":"2025-09-14T15:10:01+00:00","dateModified":"2026-04-08T14:22:52+00:00","mainEntityOfPage":{"@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/"},"wordCount":2148,"commentCount":0,"publisher":{"@id":"https:\/\/awardwallet.com\/blog\/#organization"},"image":{"@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage"},"thumbnailUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg","keywords":["Card Benefits"],"articleSection":["Credit Cards"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/","url":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/","name":"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card","isPartOf":{"@id":"https:\/\/awardwallet.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage"},"image":{"@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage"},"thumbnailUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg","datePublished":"2025-09-14T15:10:01+00:00","dateModified":"2026-04-08T14:22:52+00:00","description":"The Citi Strata Premier\u00ae Card and the Amex Green Card have a lot in common, but the one that fits your needs will depend on how you spend.","breadcrumb":{"@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#primaryimage","url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg","contentUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/blake-wisz-unsplash-Woman-pays-at-register-with-credit-card-featured.jpeg","width":1001,"height":800,"caption":"Credit: Blake Wisz\/Unsplash"},{"@type":"BreadcrumbList","@id":"https:\/\/awardwallet.com\/credit-cards\/citi-premier-vs-amex-green\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/awardwallet.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Citi Strata Premier\u00ae Card vs. American Express\u00ae Green Card: Which Is Better?"}]},{"@type":"WebSite","@id":"https:\/\/awardwallet.com\/blog\/#website","url":"https:\/\/awardwallet.com\/blog\/","name":"AwardWallet","description":"Maximize your credit card rewards, airline miles, and hotel points. Choose the best rewards cards, earn more points and miles, get top travel deals!","publisher":{"@id":"https:\/\/awardwallet.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/awardwallet.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/awardwallet.com\/blog\/#organization","name":"AwardWallet","url":"https:\/\/awardwallet.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png","contentUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png","width":5000,"height":601,"caption":"AwardWallet"},"image":{"@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AwardWallet\/","https:\/\/x.com\/AwardWallet"]},{"@type":"Person","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/1b99e85b1151216c810f61dcfb44c043","name":"Carissa Rawson","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/image\/fee067d908b4c623153ec6e9727ccd44","url":"https:\/\/secure.gravatar.com\/avatar\/f86f905860e5da9ed89ec1ae5d6fbf4affc866e7cfd1903480308f0a4de227bd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f86f905860e5da9ed89ec1ae5d6fbf4affc866e7cfd1903480308f0a4de227bd?s=96&d=mm&r=g","caption":"Carissa Rawson"},"description":"Carissa Rawson joined the AwardWallet team in 2023 as an editor and writer, though she\u2019s been around the block a time or two when it comes to award travel. Since first learning that there was such as thing as \u2018free travel,\u2019 she\u2019s made her way to 60 countries and all 7 continents, though the last was a little bit frigid for her taste. She\u2019s redeemed millions of miles and made more stupid mileage runs than one should ever hope, but all her friends and family love her anyway. With a double handful of hotel and airline elite statuses (including United 1K and Hyatt Globalist), you can frequently find Carissa waxing lyrical about complimentary upgrades and free food. When she\u2019s not writing about points and miles, you can find her reading about points and miles or traveling using points and miles.","sameAs":["https:\/\/www.instagram.com\/justplanepoints","https:\/\/x.com\/caribirdie"],"url":"https:\/\/awardwallet.com\/blog\/author\/carissa-rawson\/"}]}},"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/120289","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=120289"}],"version-history":[{"count":44,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/120289\/revisions"}],"predecessor-version":[{"id":257290,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/120289\/revisions\/257290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/158057"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=120289"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=120289"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=120289"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=120289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}