{"id":120478,"date":"2024-08-05T12:00:29","date_gmt":"2024-08-05T12:00:29","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=120478"},"modified":"2026-04-08T14:00:31","modified_gmt":"2026-04-08T14:00:31","slug":"best-credit-cards-school-shopping","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/best-credit-cards-school-shopping\/","title":{"rendered":"Best Credit Cards for Back-To-School Shopping"},"content":{"rendered":"<p>School is starting again soon for most students in the U.S. Whether you're the one heading to the classroom or you're sending your children back to school, putting your shopping expenses on the right credit cards can help you earn extra rewards or put cash back in your pocket along the way. This is money you need to spend, so you might as well get something for it.<\/p>\n<p>Back-to-school expenses vary. Young kids need colored pencils and shoes to replace the ones they've outgrown, and college students might need a laptop and furniture for their campus dorm rooms. No two shopping lists will be the same, so we've rounded up a collection of credit cards that can help you boost your earnings across numerous types of expenses you might incur as you get ready for the classroom.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Best_Credit_Cards_for_Online_Shopping\">Best Credit Cards for Online Shopping<\/a><\/li><li><a href=\"#Best_Credit_Card_for_Shopping_at_Target\">Best Credit Card for Shopping at Target<\/a><\/li><li><a href=\"#Best_Credit_Cards_for_Amazon_Purchases\">Best Credit Cards for Amazon Purchases<\/a><\/li><li><a href=\"#Best_Credit_Cards_for_Computer_Purchases\">Best Credit Cards for Computer Purchases<\/a><\/li><li><a href=\"#Best_Credit_Cards_for_School_Supplies\">Best Credit Cards for School Supplies<\/a><\/li><li><a href=\"#Best_Credit_Cards_for_Groceries\">Best Credit Cards for Groceries<\/a><\/li><li><a href=\"#Best_Credit_Cards_for_Protecting_Your_Purchases\">Best Credit Cards for Protecting Your Purchases<\/a><\/li><li><a href=\"#Best_Credit_Cards_for_Sign-Up_Bonuses\">Best Credit Cards for Sign-Up Bonuses<\/a><\/li><li><a href=\"#Best_Credit_Card_for_Books_and_Everything_Else\">Best Credit Card for Books and Everything Else<\/a><\/li><li><a href=\"#Paying_Tuition_With_a_Credit_Card\">Paying Tuition With a Credit Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Best_Credit_Cards_for_Online_Shopping\">Best Credit Cards for Online Shopping<\/span><\/h2>\n<p>The <a data-ccid=\"4048133\" href=\"https:\/\/awardwallet.com\/news\/cash-back\/us-bank-cash-plus-categories\/\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/a> allows you to choose two categories for earning 5% back each quarter, and you'll earn 5% back on up to $2,000 of spending in your chosen categories each month. Categories can include things like gyms and fast food but also clothing and department stores. Those are handy for your online purchases, as well.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048133\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7dc4432f-019f-4848-a2da-ed81b74156f9.png\" width=150 alt=\"U.S. Bank Cash+\u00ae Visa Signature\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048133\" href=\"\/blog\/link\/CR-USBankCashPlusVisaSignatureCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\n$200 bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\n$200 bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card delivers customizable cash back rewards, allowing cardholders to earn 5% cash back on the first $2,000 in combined eligible purchases each quarter in two categories of their choice, catering to individual spending habits. Additionally, there's a 2% cash back option on one everyday category, such as gas stations, grocery stores, or restaurants, and 1% on all other eligible purchases. Plus, earn 5% cash back on prepaid air, hotel, and car bookings through the Rewards Travel Center.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn a $200 bonus after spending $1,000 in eligible net purchases within the first 90 days of account opening.<\/li>\r\n<li>5% cash back on your first $2,000 in eligible net purchases each quarter on the two categories you choose, 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center, 2% cash back on one everyday category (like gas or groceries), 1% cash back on all other eligible net purchases<\/li>\r\n<li>No annual fee<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on your first $2,000 in eligible net purchases each quarter on the two categories you choose<\/li>\r\n<li>5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center<\/li>\r\n<li>2% cash back on one everyday category (like gas or groceries)<\/li>\r\n<li>1% cash back on all other eligible net purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/USCashPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-10c75861e8#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>Alternatively, consider these two cards:<\/p>\n<ul>\n<li><strong><a data-ccid=\"32\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/us-bank-shopper-cash-rewards\/\">U.S. Bank Shopper Cash Rewards\u2122 Visa Signature<sup>\u00ae<\/sup> Card<\/a>:\u00a0<\/strong>Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose and 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category (like wholesale clubs, gas and EV charging stations, bills, and utilities).<\/li>\n<li><strong><a data-ccid=\"4028086\" href=\"\/blog\/link\/CR-BlueCashEverydayCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Everyday<sup>\u00ae<\/sup> Card from American Express<\/a>:\u00a0<\/strong>Earn 3% cash back with U.S. online retailers (on up to $6,000 in eligible annual purchases, then 1% back).<\/li>\n<\/ul>\n<p>And if you're going to shop online, don't forget to click through a <a target=\"_blank\" href=\"\/shopping\/beginners-guide-to-shopping-portals\/\" rel=\"noopener\">shopping portal<\/a>, such as <a target=\"_blank\" href=\"\/shopping\/rakuten-rewards\/\" rel=\"noopener\">Rakuten<\/a>, or one associated with your airline of choice. It's an easy way to earn extra cash back, points, or airline miles.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-online-shopping\/\" rel=\"noopener\">Best Credit Cards for Online Shopping<\/a><\/strong><\/p>\n<h2><span id=\"Best_Credit_Card_for_Shopping_at_Target\">Best Credit Card for Shopping at Target<\/span><\/h2>\n<p>The <strong>Target Circle\u2122 Card<\/strong> has no annual fee and earns a 5% discount on eligible Target purchases when you pay with your card. The discount doesn't apply to prescriptions or gift cards but does apply to things like school supplies and decorations for your dorm room.<\/p>\n<figure id=\"attachment_175405\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-175405 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store.png\" alt=\"Target storefront.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store.png 2000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store-1024x819.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store-1536x1229.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Target-Feature-Store-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Target\/Facebook<\/em><\/enter><\/figure>\n<h2><span id=\"Best_Credit_Cards_for_Amazon_Purchases\">Best Credit Cards for Amazon Purchases<\/span><\/h2>\n<p>With the <a data-ccid=\"5048341\" href=\"\/blog\/link\/PrimeVisa?var2=ccid~5048341\" rel=\"noopener nofollow sponsored\">Prime Visa<\/a>, you'll earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, plus 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare).<\/p>\n<p><div class=\"qs-card\" data-id=\"5048341\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Prime Visa<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7dab32c0-9de5-470e-9141-11f1b1c9eb06.jpg\" width=\"150\" alt=\"Prime Visa\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Prime Visa<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Prime Visa offers an unlimited 5% cash back on purchases at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, provided you have an eligible Prime membership. Additionally, it offers 2% back at gas stations, restaurants, and on local transit and commuting, including rideshare, with 1% back on all other purchases.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership<\/li>\r\n<li>Unlimited 2% back on local transit and commuting (including rideshare)<\/li>\r\n<li>Unlimited 2% back at restaurants and at gas stations<\/li>\r\n<li>Unlimited 1% back on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/PrimeVisa\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-10c75861e8#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>However, if you aren't a Prime member, consider these other cards:<\/p>\n<ul>\n<li><strong><a data-ccid=\"63\" href=\"\/blog\/link\/AmazonRewardsVisaSignatureCard\" rel=\"noopener nofollow sponsored\">Amazon Visa<\/a>:\u00a0<\/strong>Earn 3% back at Amazon and Whole Foods Market.<\/li>\n<li><strong><a data-ccid=\"32\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/us-bank-shopper-cash-rewards\/\">U.S. Bank Shopper Cash Rewards\u2122 Visa Signature<sup>\u00ae<\/sup> Card<\/a>:\u00a0<\/strong>Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose and 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category (like wholesale clubs, gas and EV charging stations, bills, and utilities).<\/li>\n<li><strong><a data-ccid=\"4028086\" href=\"\/blog\/link\/CR-BlueCashEverydayCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Everyday<sup>\u00ae<\/sup> Card from American Express<\/a>:\u00a0<\/strong>Earn\u00a03% cash back with U.S. online retailers (on up to $6,000 in annual purchases, then 1% back).<\/li>\n<\/ul>\n<h2><span id=\"Best_Credit_Cards_for_Computer_Purchases\">Best Credit Cards for Computer Purchases<\/span><\/h2>\n<p>This will depend on what you're buying and where you're buying it.<\/p>\n<ul>\n<li><strong>If you're buying from Apple,<\/strong> the <strong>Apple Card<\/strong> provides 3% daily cash back on purchases of Apple products directly from Apple.<\/li>\n<li><strong>If you're buying online,<\/strong> use our recommendations for Amazon and online shopping.<\/li>\n<li><strong>If you're buying from another major chain (like Best Buy or Costco),<\/strong> see our recommendations for the best cards for everything else.<\/li>\n<\/ul>\n<p><a data-ccid=\"4028096\" href=\"\/blog\/link\/TheBusinessPlatinumCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/a> also offers up to $1,150 in annual statement credits for Dell purchases. This could defray the cost of a new computer or other technology you need for the upcoming school year. Enrollment is required for select Amex benefits.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028096\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/19ca7b53-f41c-4639-ba3b-c44c7c44ba6f.png\"  width=\"150\" alt=\"The Business Platinum Card\u00ae from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='The Business Platinum Card\u00ae from American Express' data-ccid=\"4028096\" href=\"\/blog\/link\/TheBusinessPlatinumCardfromAmericanExpressOPEN\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028096\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/business-platinum-charge-card\/42732-AJTnC-0?rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$895<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express is a powerhouse for business travelers, offering cardholders up to $1,150 in yearly Dell Technologies credits, up to $360 with Indeed, $250 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $209 CLEAR+ credit, Marriott Bonvoy<sup>\u00ae<\/sup> and Hilton Honors\u2122 Gold Statuses, exclusive Fine Hotels + Resorts<sup>\u00ae<\/sup> benefits, and a TSA PreCheck<sup>\u00ae<\/sup> or Global Entry fee credit. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><ul><li>As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/li><li>The American Express Global Lounge Collection<sup>\u00ae<\/sup> can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07\/2025.<\/li><li>See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.<\/li><li>Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts<sup>\u00ae<\/sup> or The Hotel Collection bookings through American Express Travel using the Business Platinum Card<sup>\u00ae<\/sup>. The Hotel Collection requires a minimum two-night stay.<\/li><li>No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.<\/li><li>Make the Business Platinum Card<sup>\u00ae<\/sup> work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.<\/li><li>Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.<\/li><li>Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).<\/li><li>Maximize your time away with Fine Hotels + Resorts through Amex Travel\u2122.<\/li><li>Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.<\/li><li>Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.<\/li><li>Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.<\/li><li>Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.<\/li><li>2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.<\/li><li>5X points on flights and prepaid hotels on AmexTravel.com<\/li><li>1X points on other eligible purchases<\/li><li>Terms Apply.<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul><li>Earn 5X points on flights and prepaid hotels on AmexTravel.com.<\/li>\r\n<li>Earn 2X points on each eligible purchase of $5,000 or more.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.<\/li>\r\n<li>Earn 2X points on each eligible purchase with U.S. shipping providers.<\/li>\r\n<li>2X earning rates are subject to a cap of $2 million in purchases per calendar year.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizPlat\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-10c75861e8#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Best_Credit_Cards_for_School_Supplies\">Best Credit Cards for School Supplies<\/span><\/h2>\n<p>You can buy school supplies in multiple places. If you buy them from a store like <a href=\"https:\/\/staplescom.prf.hn\/click\/camref:1100l4kwR4\/pubref:blog\" target=\"_blank\" rel=\"noopener\">Staples<\/a> or Office Max, which are classified as &#8220;office supply stores&#8221; on your credit card bill, we recommend the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Cash<\/a> card for the ability to earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year.<\/p>\n<p><div class=\"qs-card\" data-id=\"340040\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=52b51a68bd9e698667885974250c163f&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Features a $750 cash back signup bonus, and you earn 5% cash back on a select range of business expenses on the first $25,000 spent each year.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn $750 when you spend $6,000 on purchases in the first three months after account opening<\/li><li>Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li><li>Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. Earn 1% cash back on all other purchases<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>No Annual Fee<\/li><li>Complimentary three-month lnstacart+ membership.<\/li><li>0% introductory APR for 12 months on purchases<\/li><li>Earn 5% total cash back on Lyft rides through 9\/30\/27.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkCash\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-10c75861e8#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>If you don't <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">qualify for a business credit card<\/a>, consider these alternatives:<\/p>\n<ul>\n<li><strong>Use your card with the best rate of return on &#8220;other spending.&#8221;<\/strong> You can find recommendations in the &#8220;everything else&#8221; section below.<\/li>\n<li><strong>If you're buying school supplies at a supermarket,<\/strong> see the groceries section below.<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-card-for-office-supplies-wireless-providers\/\" rel=\"noopener\">Best Credit Cards for Office Supplies<\/a><\/strong><\/p>\n<h2><span id=\"Best_Credit_Cards_for_Groceries\">Best Credit Cards for Groceries<\/span><\/h2>\n<p>With the <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a>, you'll earn 4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 in purchases per calendar year, then 1X). Most supermarkets also offer a school supplies section these days, so this provides a great return when stocking up your fridge and on supplies for the classroom.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028085\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/104\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/CardArt-AmexGoldCard.png\" width=\"150\" alt=\"American Express\u00ae Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Gold Card' data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 100,000 points. Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As 100,000 points. Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$325<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel<sup>\u00ae<\/sup>. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express<sup>\u00ae<\/sup> Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 100,000 Membership Rewards&#xAE; Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.  Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>Earn 3X Membership Rewards&#xAE; points per dollar spent on flights booked directly with airlines or on AmexTravel.com.<\/li><li>Earn 2X Membership Rewards&#xAE; points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.<\/li><li>Earn 1X Membership Rewards&#xAE; point per dollar spent on all other eligible purchases.<\/li><li>$120 Uber Cash on Gold:  Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards&#xAE; points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.<\/li><li>$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express&#xAE; Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.<\/li><li>$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express&#xAE; Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.<\/li><li>$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express&#xAE; Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.<\/li><li>Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.<\/li><li>No Foreign Transaction Fees.<\/li><li>Annual Fee is $325.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>4X Membership Rewards<sup>\u00ae<\/sup> Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)<\/li>\r\n \t<li>4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)<\/li>\r\n        <li>3X Membership Rewards<sup>\u00ae<\/sup> points on flights booked directly with airlines or on amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on prepaid hotels and other eligible travel booked on amextravel.com<\/li>\r\n        <li>1X on other eligible purchases<\/li>\r\n        <\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/GoldAmex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-10c75861e8#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>Other cards to consider include:<\/p>\n<ul>\n<li><strong><strong><a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/strong><\/strong><strong>: <\/strong>Earn 3 Points per $1 spent on Supermarkets.<\/li>\n<li><strong><a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/a>: <\/strong>Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%).<\/li>\n<li><strong><a data-ccid=\"4048129\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/capital-one-savor-card\/\">Capital One Savor Cash Rewards Credit Card<\/a>:\u00a0<\/strong>Earn 3% Cash Back at grocery stores (excluding superstores like Walmart<sup>\u00ae<\/sup> and Target<sup>\u00ae<\/sup>), on dining, entertainment and popular streaming services.<\/li>\n<li><strong>Instacart Mastercard<sup>\u00ae<\/sup>: <\/strong>Earn 5% cash back on Instacart app and Instacart.com purchases, and on Chase Travel purchases.<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-groceries\/\" rel=\"noopener\">Best Credit Cards for Groceries and Supermarkets<\/a><\/strong><\/p>\n<h2><span id=\"Best_Credit_Cards_for_Protecting_Your_Purchases\">Best Credit Cards for Protecting Your Purchases<\/span><\/h2>\n<p>If you're purchasing expensive items like computers, tablets, or furniture for your new apartment, you should protect your purchases. Buying them with the right credit card can invoke two important insurance benefits:<\/p>\n<ul>\n<li><strong>Purchase protection:<\/strong> This benefit covers damage or theft of items you recently purchased with a credit card offering this perk. Coverage is usually for 90 or 120 days, and each individual card will have limits to the coverage amount. These are the <a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">best credit cards for purchase protection<\/a>.<\/li>\n<li><strong>Extended warranty:\u00a0<\/strong>This benefit adds an extra year onto a manufacturer's warranty, extending coverage on things like laptops, printers, phones, and other expensive items you care about protecting. These are the <a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">best credit cards for extended warranty benefits<\/a>.<\/li>\n<\/ul>\n<h2><span id=\"Best_Credit_Cards_for_Sign-Up_Bonuses\">Best Credit Cards for Sign-Up Bonuses<\/span><\/h2>\n<p>When you're working on your back-to-school shopping list, this could be an ideal time to earn a new bonus from a credit card or credit cards. Purchasing a new laptop or bedding for your dorm room could help you earn several hundred dollars of cash back or tens of thousands of points from a welcome bonus. Here are the <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">best credit card welcome bonuses available this month<\/a>.<\/p>\n<h2><span id=\"Best_Credit_Card_for_Books_and_Everything_Else\">Best Credit Card for Books and Everything Else<\/span><\/h2>\n<p>There will be purchases that don't fall neatly into the categories above. You'll need to shop at Walmart, the on-campus bookstore, or a local hardware store. For these purchases, use the <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">best credit card for everyday purchases<\/a>.<\/p>\n<figure id=\"attachment_120589\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-120589 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-300x240.jpg\" alt=\"a couple moving into a new apartment\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ketut Subiyanto\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Paying_Tuition_With_a_Credit_Card\">Paying Tuition With a Credit Card<\/span><\/h2>\n<p>While it's not part of your back-to-school shopping, you might be wondering if <a target=\"_blank\" href=\"\/credit-cards\/pay-college-tuition-with-credit-card\/\" rel=\"noopener\">using credit cards for tuition<\/a> is possible. Many schools allow this, but you should consider a few things first. Will you pay off your bill entirely, or will you need time? The interest accruing on your credit card might negate any value from the rewards you earn along the way.<\/p>\n<p>Additionally, consider whether your school (or your child's school) charges fees for credit card payments. If so, that might cost more than what the rewards are worth. Earning a large sign-up bonus from this semester's tuition payments (or several bonuses if you're making multiple payments!) might be the only time the fees are worth it. Ensure you do the math.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>No two students have the same back-to-school shopping lists, but every family can benefit from using the right credit cards for these purchases. Depending on what's in your wallet, you can earn extra points and miles to fund future travels or put extra cash back in your pocket.<\/p>\n<p>Now could be a great time to earn a <a target=\"_blank\" href=\"\/credit-cards\/sign-up-bonus\/\" rel=\"noopener\">sign-up bonus<\/a> on a new credit card, as well. Heading back to school can involve significant expenses; with a little planning, you can maximize rewards along the way.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>School is starting again soon for most students in the U.S. Whether you&#8217;re the one heading to the classroom or you&#8217;re sending your children back to school, putting your shopping expenses on the right credit cards can help you earn extra rewards or put cash back in your pocket along the way. This is money you need to spend, so you might as well get something for it.<\/p>\n","protected":false},"author":59,"featured_media":120487,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12621],"coauthors":[36386],"class_list":["post-120478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-earning-strategy"],"acf":[],"yoast_head":"<title>Best Credit Cards for Back-To-School Shopping - 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