{"id":124060,"date":"2025-11-08T18:00:01","date_gmt":"2025-11-08T18:00:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=124060"},"modified":"2026-04-08T14:27:32","modified_gmt":"2026-04-08T14:27:32","slug":"amex-blue-cash-preferred","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-cash-preferred\/","title":{"rendered":"Blue Cash Preferred\u00ae Card from American Express: One of the Best Cash-Back Cards for Groceries"},"content":{"rendered":"<p class=\"remark\"><em>Eligibility is limited for the Amex Offers discussed in this post. Enrollment is required in the Amex Offers section of your account before redeeming.<\/em><\/p>\n<p>Few cards offer a more lucrative cash back earning structure than the <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/a>. For those who spend frequently on streaming services, U.S. supermarkets, transit, and at U.S. gas stations, look no further. The card could be a lucrative addition to your wallet.<\/p>\n<p>Here's what you need to know about the <strong><\/strong>Amex Blue Cash Preferred<strong><\/strong> to help you decide if the card is right for you.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/da0edfdc-e3f5-4c89-9af0-94cee8a7356e.jpg\" width=\"150\" alt=\"Blue Cash Preferred\u00ae Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='Blue Cash Preferred\u00ae Card from American Express' data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0 intro annual fee for the first year, then $95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express cash back powerhouse for everyday spending. Key features include 6% cash back on eligible purchases at U.S. supermarkets (up to $6,000 per year, then 1%) and on select streaming subscriptions, plus 3% back on eligible purchases at U.S. gas stations and on eligible transit purchases. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.<\/li><li>$0 intro annual fee for the first year, then $95.<\/li><li>Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.<\/li><li>Plan It&#xAE;: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express&#xAE; App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.<\/li><li>Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis\/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.<\/li><li>Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred&#xAE; Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>6% Cash Back on select U.S. streaming subscriptions<\/li>\r\n \t<li>6% Cash Back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)<\/li>\r\n        <li>3% Cash Back on eligible transit purchases including taxis\/rideshare, parking, tolls, trains, buses and more<\/li>\r\n \t<li>3% Cash Back on eligible purchases at U.S. gas stations<\/li>\r\n        <li>1% Cash Back on other eligible purchases<\/li>\r\n        <li>Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.<\/li>\r\n \t<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BlueCashPreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Amex_Blue_Cash_Preferred_Card_Pros\">Amex Blue Cash Preferred Card Pros<\/a><\/li><li><a href=\"#Blue_Cash_Preferred_Card_Cons\">Blue Cash Preferred Card Cons<\/a><\/li><li><a href=\"#Blue_Cash_Preferred_Welcome_Offer\">Blue Cash Preferred Welcome Offer<\/a><\/li><li><a href=\"#Blue_Cash_Preferred_Card_Benefits\">Blue Cash Preferred Card Benefits<\/a><ul><li><a href=\"#Disney_streaming_credit\">Disney streaming credit<\/a><\/li><li><a href=\"#0_intro_Plan_It_fees\">$0 intro Plan It<sup>\u00ae<\/sup> fees<\/a><\/li><li><a href=\"#Low_Intro_APR_Period\"> Low Intro APR Period <\/a><\/li><li><a href=\"#Car_rental_loss_and_damage_insurance\">Car rental loss and damage insurance<\/a><\/li><li><a href=\"#Global_Assist_Hotline\">Global Assist Hotline<\/a><\/li><li><a href=\"#Purchase_protection\">Purchase protection<\/a><\/li><li><a href=\"#Return_protection\">Return protection<\/a><\/li><li><a href=\"#Extended_warranty\">Extended warranty<\/a><\/li><li><a href=\"#Send_Split\">Send & Split<sup>\u00ae<\/sup><\/a><\/li><\/ul><\/li><li><a href=\"#Blue_Cash_Preferred_Earning_Rates\">Blue Cash Preferred Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Reward_Dollars_With_the_Blue_Cash_Preferred_Card\">Redeeming Reward Dollars With the Blue Cash Preferred Card<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Blue_Cash_Preferred_Card\">Cards That Compete With the Blue Cash Preferred Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Amex_Blue_Cash_Preferred_Card_Pros\">Amex Blue Cash Preferred Card Pros<\/span><\/h2>\n<ul>\n<li>Numerous high cash-back earning categories, including U.S. supermarkets and U.S streaming subscriptions.<\/li>\n<li>Access to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/beginners-guide-to-amex-offers\/\" rel=\"noopener\">Amex<\/a><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/beginners-guide-to-amex-offers\/\" rel=\"noopener\"> Offers<\/a> and <a href=\"\/credit-cards\/exclusive-events-experiences\/\">Events with Amex\u2122<\/a>.<\/li>\n<li>$0 intro annual fee for the first year, then $95 (<a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<\/ul>\n<h2><span id=\"Blue_Cash_Preferred_Card_Cons\">Blue Cash Preferred Card Cons<\/span><\/h2>\n<ul>\n<li>Spending caps on bonus rewards: 6% cash-back on groceries, up to $6,000 per year in purchases at U.S. supermarkets, then 1%.<\/li>\n<li>You can't convert Reward Dollars to <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">Amex Membership Rewards<\/a>.<\/li>\n<li>Has foreign transaction fees \u2014 2.7% of each transaction after conversion to U.S. Dollars (<a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/li>\n<li>Intro APR period.<\/li>\n<\/ul>\n<h2><span id=\"Blue_Cash_Preferred_Welcome_Offer\">Blue Cash Preferred Welcome Offer<\/span><\/h2>\n<p>As a new applicant for the <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a>, you can earn a as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/p>\n<p>Additionally, there's no annual fee during the first year of card membership; you'll pay $95 starting in year two (<a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>).<\/p>\n<p>Objectively, this is a solid welcome offer, but it's not the best we've ever seen for this card. While you might find value in waiting for a higher offer, there's no guarantee one will come around. And you'll miss out on cashback earnings in the meantime.<\/p>\n<figure id=\"attachment_126819\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-126819 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-300x240.png\" alt=\"a person browses bags of chips in a large supermarket\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Dollar-Gill-Unsplash-grocery-shopping-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Dollar Gill\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Blue_Cash_Preferred_Card_Benefits\">Blue Cash Preferred Card Benefits<\/span><\/h2>\n<p>Considering its reasonable annual fee (<a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), the <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a> isn't rich in benefits. However, cardmembers can still access a few perks \u2014 such as a Disney streaming credit, which includes Disney+ bundle subscription purchases, intro APR and plan fees, and travel and shopping protections \u2014 that punch well above this card's weight.<\/p>\n<h3><span id=\"Disney_streaming_credit\">Disney streaming credit<\/span><\/h3>\n<p>Receive up to $10 monthly Disney streaming credit after using your <strong><\/strong>Amex Blue Cash Preferred<strong><\/strong> to spend on select streaming services. The credit is valid only for  U.S streaming subscription purchases, including bundle subscription purchases,  at DisneyPlus.com, Hulu.com, or Stream.ESPN.com.\u00a0The Disney streaming credit translates to up to $120 annually, offsetting the card's $95 ongoing annual fee.<\/p>\n<figure id=\"attachment_234407\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/439\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-234407 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Amex-Blue-Cash-Preferred-Disney-streaming-credit-300x176.png\" alt=\"Screenshot of Amex Blue Cash Preferred Disney streaming credit\" width=\"750\" height=\"439\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Amex-Blue-Cash-Preferred-Disney-streaming-credit-300x176.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Amex-Blue-Cash-Preferred-Disney-streaming-credit-1024x600.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Amex-Blue-Cash-Preferred-Disney-streaming-credit-768x450.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Amex-Blue-Cash-Preferred-Disney-streaming-credit.png 1402w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Screenshot of American Express<\/em><\/enter><\/figure>\n<h3><span id=\"0_intro_Plan_It_fees\">$0 intro Plan It<sup>\u00ae<\/sup> fees<\/span><\/h3>\n<p>New accounts can take advantage of the Blue Cash Preferred\u2018s intro buy now, pay later fees (<a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). You'll pay $0 in Plan It fees on plans created during the first 12 months from the date of account opening.<\/p>\n<p>Plans created after the first 12 months will have a monthly plan fee of up to 1.33% of each eligible purchase amount moved into a plan option, based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.<\/p>\n<h3><span id=\"Low_Intro_APR_Period\"> Low Intro APR Period <\/span><\/h3>\n<p>The Blue Cash Preferred also features an introductory Annual percentage rate (APR)\u00a0of <a href=\"\/credit-cards\/0-apr-credit-cards-with-no-annual-fee\/\">0% on purchases<\/a> for 12 months and 0% on balance transfers for 12 months.<\/p>\n<p>After the introductory period, you'll pay a Variable APR of 19.49% - 28.49%. Note that there is a balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater.<\/p>\n<h3><span id=\"Car_rental_loss_and_damage_insurance\">Car rental loss and damage insurance<\/span><\/h3>\n<p><strong><\/strong> Blue Cash Preferred also offers additional benefits for travel booked with the card <strong><\/strong>. Cardholders can decline the collision damage waiver (CDW) at the rental company and utilize the card's secondary coverage. However, restrictions apply, and not all vehicle types or rentals are covered by the card's car rental loss and damage insurance. Coverage is unavailable for vehicles rented in Australia, Italy, and New Zealand, and does not include liability coverage. <\/p>\n<h3><span id=\"Global_Assist_Hotline\">Global Assist Hotline<\/span><\/h3>\n<p>If you are over 100 miles from home and need assistance, Global Assist provides a 24\/7 hotline offering emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. The Global Assist Hotline service provides coordination only, and you'll be responsible for the costs of any third-party service providers you use.<\/p>\n<h3><span id=\"Purchase_protection\">Purchase protection<\/span><\/h3>\n<p>If you make a purchase with your card, it's covered against damage or theft for 90 days from the date of purchase. Coverage is limited to up to $1,000 per purchase and up to $50,000 per card member per calendar year.<span style=\"font-weight: 400;\"> <\/span><\/p>\n<h3><span id=\"Return_protection\">Return protection<\/span><\/h3>\n<p>The Return Protection allows you to return eligible purchases to American Express if the seller won't take them back \u2014 for up to 90 days from the date of purchase. American Express may refund the total purchase price, excluding shipping and handling. Coverage limits apply to up to $300 per item and up to a maximum of $1,000 per calendar year per card account. <\/p>\n<h3><span id=\"Extended_warranty\">Extended warranty<\/span><\/h3>\n<p>If you make a purchase with your <strong><\/strong>Amex Blue Cash<strong><\/strong> that has a manufacturer's warranty of five years or less, this benefit will add an additional year to the original manufacturer's warranty. Coverage for the item is up to the actual amount charged to your card \u2014 up to $10,000 per eligible item and up to $50,000 per card member per calendar year.<span style=\"font-weight: 400;\"><\/span><\/p>\n<h3><span id=\"Send_Split\">Send & Split<sup>\u00ae<\/sup><\/span><\/h3>\n<p>This benefit allows card members to easily split purchases with Venmo or PayPal users directly from the card app. An advantage of this benefit is that you can still keep all the rewards from the full buy. Amex also handles the math to split purchases, sends payment requests, and tracks those payments as they come in.<\/p>\n<h2><span id=\"Blue_Cash_Preferred_Earning_Rates\">Blue Cash Preferred Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a>&#8216;s earning rates cement it as one of the strongest cash-back credit cards on the market. Here are the card's cash-back earning rates:<\/p>\n<ul><li>6% Cash Back on select U.S. streaming subscriptions<\/li>\r\n \t<li>6% Cash Back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)<\/li>\r\n        <li>3% Cash Back on eligible transit purchases including taxis\/rideshare, parking, tolls, trains, buses and more<\/li>\r\n \t<li>3% Cash Back on eligible purchases at U.S. gas stations<\/li>\r\n        <li>1% Cash Back on other eligible purchases<\/li>\r\n        <li>Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.<\/li>\r\n \t<\/li><\/ul>\n<p>The main focal point in the card's earning categories is the ability to earn 6% cash back on eligible purchases at U.S. supermarkets. Despite the $6,000 cap on this category, AwardWallet still ranks the card as <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-groceries\/\" rel=\"noopener\">one of the best for groceries and supermarkets<\/a>.<\/p>\n<p>If you were to spend $6,000 on groceries per year \u2014 an average of $500 per month \u2014 on the Blue Cash Preferred, that's a return of $360 annually.<\/p>\n<p>After factoring in the $95 annual fee &#8212; which you'll pay at the beginning of the second year of card membership and each ensuing year \u2014 you still could come out $265 ahead every year simply by buying your groceries with this card. And that doesn't account for the additional cash back on transit, gas, and select streaming subscriptions granted from spending on the card.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/amex-blue-cash-preferred-streaming-services\/\" rel=\"noopener\">Amex Expands Streaming Category on Blue Cash Preferred: Earn 6% Cash Back on These 32 Services<\/a><\/p>\n<figure id=\"attachment_121472\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-121472 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-300x240.png\" alt=\"a woman pumping gas into her car\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Andrea-Piacquadio-Pexels-pumping-gas-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Andrea Piacquadio\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Redeeming_Reward_Dollars_With_the_Blue_Cash_Preferred_Card\">Redeeming Reward Dollars With the Blue Cash Preferred Card<\/span><\/h2>\n<p>Cash back earned via the <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a> is denominated in the form of Reward Dollars \u2014 not Membership Rewards. You can redeem those rewards in three ways:<\/p>\n<ul>\n<li>Statement credits (redeemed in increments of $25)<\/li>\n<li>Gift cards<\/li>\n<li>Merchandise<\/li>\n<\/ul>\n<p>To do so, log in to your American Express online account and navigate to \u201c<strong>Use Reward Dollars<\/strong>.\u201d<\/p>\n<p>Reward Dollars are worth $1 each, no matter what you redeem them for. However, redeeming for statement credits might offer the best value. After all, if you had a gift card in mind that you wanted to purchase, it makes sense to buy it at the grocery store \u2014 where you could also earn 6% cash back on the purchase.<\/p>\n<p>Alongside earning cash back, you could reclaim Reward Dollars as a statement credit to cover the cost of the gift card after buying it. This option offers a higher rate of return than purchasing the gift card outright with Reward Dollars on American Express' website.<\/p>\n<p>Thankfully, Reward Dollars never expire as long as your account is open and in good standing with American Express.<\/p>\n<figure id=\"attachment_120778\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-120778 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/American-Express-online-shopping-featured.png\" alt=\"a person using a laptop for online shopping\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/American-Express-online-shopping-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/American-Express-online-shopping-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/American-Express-online-shopping-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/American-Express-online-shopping-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: American Express<\/em><\/enter><\/figure>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>The <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a>&#8216;s welcome offer \u2014 including the intro APR and Plan It fees \u2014 is only available to those who have a good to excellent credit score and have never had the card before. This last restriction aligns with American Express' general \u201conce-per-lifetime\u201d rule for credit card applications.<\/p>\n<p>When you apply, American Express will also consider the number of accounts you have opened and closed with Amex in the past. Frequent account opening and closing could impact welcome offer eligibility. <a target=\"_blank\" href=\"\/credit-cards\/amex-welcome-offer-eligibility-tool\/\" rel=\"noopener\">American Express will generally warn you if you're not eligible for the offer after you apply<\/a>. After that point, you can either proceed with the application or discard it entirely.<\/p>\n<p>Amex also has other rules you need to keep in mind:<\/p>\n<ul>\n<li>You can only have five Amex credit cards at one time.<\/li>\n<li>You can't get more than two Amex cards in 90 days.<\/li>\n<\/ul>\n<h2><span id=\"Cards_That_Compete_With_the_Blue_Cash_Preferred_Card\">Cards That Compete With the Blue Cash Preferred Card<\/span><\/h2>\n<p>While undoubtedly a compelling card based on its earning categories and the <strong>lack of fee for the first year <\/strong>(<a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), the <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a>\u00a0isn't for everyone. If you find yourself intrigued but not sold on it, consider these alternatives as you evaluate what's currently in your wallet and what you want your longer-term credit card strategy to look like.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4206696d-827e-44e5-bfc0-d0ce86822875.png\" width=\"150\" alt=\"American Express\u00ae Gold Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">American Express<sup>\u00ae<\/sup> Gold Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nFind Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Gold Card' data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$325<span class=\"compare-terms\"><a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>4X Membership Rewards<sup>\u00ae<\/sup> points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)<\/li>\r\n \t<li>4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)<\/li>\r\n        <li>5X Membership Rewards<sup>\u00ae<\/sup> points on prepaid hotels booked on amextravel.com<\/li>\r\n        <li>3X Membership Rewards<sup>\u00ae<\/sup> points on flights booked directly with airlines or on amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on prepaid car rentals booked through amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on cruises booked and paid through amextravel.com\r\n        <li>1X on other eligible purchases<\/li>\r\n        <\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/BlueCashEveryday-CardArt-e1657816483860.png\" alt=\"Blue Cash Everyday\u00ae Card from American Express\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Blue Cash Everyday<sup>\u00ae<\/sup> Card from American Express<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='Blue Cash Everyday\u00ae Card from American Express' data-ccid=\"4028086\" href=\"\/blog\/link\/CR-BlueCashEverydayCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4028086\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-everyday-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>3% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%)<\/li>\r\n        <li>3% cash back at U.S. gas stations (on up to $6,000 per year in eligible purchases, then 1%)<\/li>\r\n        <li>3% cash back with U.S. online retailers (on up to $6,000 per year in eligible purchases, then 1%)<\/li>\r\n        <li>1% back on other eligible purchases<\/li>\r\n        <li>Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0279cb3ea6293f1814b89a767474b37dd&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div><\/div>\n<ul>\n<li><strong>If you spend significantly at grocery stores and value transferable points over cash back<\/strong>, consider the <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a>. While the card carries a hefty $325 annual fee   (<a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), it earns 4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 in purchases per calendar year, then 1X). You can transfer your points to American Express' long list of <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-transfer-partners\/\" rel=\"noopener\">transfer partners<\/a>, as well. You can view our full <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-gold-card\/\" rel=\"noopener\">Amex Gold review<\/a> for more details.<\/li>\n<li><strong>If you found the Blue Cash Preferred exciting but want to avoid an annual fee entirely<\/strong>, consider the  <a data-ccid=\"4028086\" href=\"\/blog\/link\/CR-BlueCashEverydayCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Everyday<sup>\u00ae<\/sup> Card from American Express<\/a> . It has a $0 annual fee  (<a data-ccid=\"4028086\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-everyday-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). Earn 3% cash back on eligible purchases at U.S. supermarkets (on up to $6,000 per year in purchases), then 1%. While not identical, the card does provide similar earning rates without levying an annual fee. Learn more in our <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/amex-blue-cash-everyday\/\" rel=\"noopener\">Blue Cash Everyday review<\/a>.<\/li>\n<li><strong>If you want a simple approach to a cash back card from another bank<\/strong>, consider the <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0279cb3ea6293f1814b89a767474b37dd&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). You'll earn a minimum of 1.5% on all other purchases cash back on all purchases, won't pay an annual fee, and can combine these rewards with earnings from other Chase credit cards to unlock additional value. Check the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\" rel=\"noopener\">Freedom Unlimited review<\/a> for more information.<\/li>\n<\/ul>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Whether you're looking for a cash-back credit card or exploring ways to maximize the return on every dollar spent and  earn rewards , the <strong><\/strong>Blue Cash Preferred Card<strong><\/strong> from American Express is more than worth considering.<\/p>\n<p>Generous earning categories can make this card a quick favorite \u2014 and one that can even pay for itself once the annual fee sets in. For those who spend considerably on groceries, the <a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<\/a> card might offer the best return on the market.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/da0edfdc-e3f5-4c89-9af0-94cee8a7356e.jpg\" width=\"150\" alt=\"Blue Cash Preferred\u00ae Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='Blue Cash Preferred\u00ae Card from American Express' data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0 intro annual fee for the first year, then $95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express cash back powerhouse for everyday spending. Key features include 6% cash back on eligible purchases at U.S. supermarkets (up to $6,000 per year, then 1%) and on select streaming subscriptions, plus 3% back on eligible purchases at U.S. gas stations and on eligible transit purchases. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.<\/li><li>$0 intro annual fee for the first year, then $95.<\/li><li>Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.<\/li><li>Plan It&#xAE;: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express&#xAE; App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.<\/li><li>Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis\/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.<\/li><li>Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred&#xAE; Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>6% Cash Back on select U.S. streaming subscriptions<\/li>\r\n \t<li>6% Cash Back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)<\/li>\r\n        <li>3% Cash Back on eligible transit purchases including taxis\/rideshare, parking, tolls, trains, buses and more<\/li>\r\n \t<li>3% Cash Back on eligible purchases at U.S. gas stations<\/li>\r\n        <li>1% Cash Back on other eligible purchases<\/li>\r\n        <li>Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.<\/li>\r\n \t<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BlueCashPreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-138a544e81#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Blue Cash Preferred\u00ae Card from American Express is a lucrative cash-back earner with a long list of valuable earning categories. If you value cash back, this card could be a great addition to your wallet. Learn if the card is right for you in our comprehensive review.<\/p>\n","protected":false},"author":80,"featured_media":126819,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12790,12620],"coauthors":[36432,36412],"class_list":["post-124060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-american-express","tag-card-reviews"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/124060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=124060"}],"version-history":[{"count":35,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/124060\/revisions"}],"predecessor-version":[{"id":247304,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/124060\/revisions\/247304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/126819"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=124060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=124060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=124060"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=124060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}