{"id":126266,"date":"2026-02-13T12:10:01","date_gmt":"2026-02-13T12:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=126266"},"modified":"2026-04-08T14:33:43","modified_gmt":"2026-04-08T14:33:43","slug":"venture-x-vs-venture-x-business","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/venture-x-vs-venture-x-business\/","title":{"rendered":"Capital One Venture X vs. Capital One Venture X Business: Side-by-Side Comparison"},"content":{"rendered":"<p>Capital One has done what few other <a target=\"_blank\" href=\"\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">high-end travel credit cards<\/a> issuers have been able to do \u2014 create products that offer valuable benefits without charging sky-high annual fees. This rings true for both its business and personal products.<\/p>\n<p>While the <a data-ccid=\"4048272\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x\/\">Capital One Venture X Rewards Credit Card<\/a> is marketed toward consumers, its companion \u2014 the <a data-ccid=\"5048345\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x-business\/\">Capital One Venture X Business<\/a> \u2014 is made for small businesses. The cards share very similar names, but there are some key differences between the pair.<\/p>\n<p>Let's take a look at the similarities and differences between the Capital One Venture X and Venture X Business to help you tell them apart and decide which one may be right for you.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/CardArt-CapitalOneVentureXRewardsBusiness.png\" width=\"150\" alt=\"Capital One Venture X Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Business<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048345\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Business' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Capital_One_Venture_X_Business_vs_Capital_One_Venture_X_Welcome_Offer\">Capital One Venture X Business vs Capital One Venture X Welcome Offer<\/a><\/li><li><a href=\"#Capital_One_Venture_X_Business_vs_Capital_One_Venture_X_Annual_Fee\">Capital One Venture X Business vs. Capital One Venture X Annual Fee<\/a><\/li><li><a href=\"#When_to_Use_Capital_One_Venture_X_Business_vs_Capital_One_Venture_X\">When to Use Capital One Venture X Business vs. Capital One Venture X<\/a><\/li><li><a href=\"#Other_Capital_One_Venture_X_Business_Benefits_vs_Capital_One_Venture_X\">Other Capital One Venture X Business Benefits vs. Capital One Venture X<\/a><ul><li><a href=\"#Airport_lounge_access\">Airport lounge access<\/a><\/li><li><a href=\"#Annual_monthly_or_other_credits\">Annual, monthly, or other credits<\/a><\/li><li><a href=\"#Additional_cards\">Additional cards<\/a><\/li><li><a href=\"#Travel_insurance_protections_and_other_benefits\">Travel insurance protections and other benefits<\/a><\/li><li><a href=\"#Combining_rewards\">Combining rewards<\/a><\/li><\/ul><\/li><li><a href=\"#Capital_One_Travel_Portal\">Capital One Travel Portal<\/a><\/li><li><a href=\"#Capital_One_Miles\">Capital One Miles<\/a><\/li><li><a href=\"#Which_Is_Better_Capital_One_Venture_X_Business_or_Capital_One_Venture_X\">Which Is Better: Capital One Venture X Business or Capital One Venture X?<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Capital_One_Venture_X_Business_vs_Capital_One_Venture_X_Welcome_Offer\">Capital One Venture X Business vs Capital One Venture X Welcome Offer<\/span><\/h2>\n<p>So, how does the Capital One Venture X vs Venture X Business competition stack up? Both of these cards provide a bonus when new applicants meet a minimum spending requirement. These offers can be a great way to build your balance in a short period of time.<\/p>\n<p>Here are the current offers:<\/p>\n<ul>\n<li><strong><a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a>:<\/strong> 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/li>\n<li><strong><a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a>:<\/strong> 150,000 Miles once you spend $30,000 in the first 3 months from account opening<\/li>\n<\/ul>\n<p>As you can see, the Venture X Business will provide you with a larger welcome offer. However, to earn this, you'll need to spend a significantly higher amount during the first few months after opening the card. This is a huge amount of spending to put on a single card and may be out of reach for some small business owners.<\/p>\n<p>The Capital One Venture X, meanwhile, features a bonus of just 75,000 miles, but the threshold to earn these miles is much lower, making it much more accessible overall.<\/p>\n<figure id=\"attachment_204528\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-204528 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured.png\" alt=\"Business class on Iberia's A321neo XLR.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Iberia-business-class-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Business class on Iberia's A321XLR. Credit: Tyler Glatt<\/em><\/enter><\/figure>\n<p>To put these bonuses into context, the <a target=\"_blank\" href=\"\/point-mile-values\/Capital+One\" rel=\"noopener\">average redemption value of a Capital One mile<\/a> is 2.04\u00a2.<\/p>\n<p>But despite the fact that the welcome offers are so different, we still think that the Capital One Venture X is the winner. Much like the less expensive <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture Rewards Credit Card<\/a>, it is available to all customers\u2014not just those who own a small business\u2014and has a more achievable spending requirement.<\/p>\n<p><strong>Winner: Capital One Venture X<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"4048272\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture X Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$395<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounge and Landing locations and participating Priority Pass\u2122 lounges (after enrollment), receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck<sup>\u00ae<\/sup>. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureX\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Capital_One_Venture_X_Business_vs_Capital_One_Venture_X_Annual_Fee\">Capital One Venture X Business vs. Capital One Venture X Annual Fee<\/span><\/h2>\n<p>These cards are marketed as premium travel cards, which means you'll be on the hook for several hundred dollars per year in annual fees.<\/p>\n<p>While they're cheaper than competitors, such as the <a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a> (which charges $895 per year (<a data-ccid=\"4028089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)), you'll still need to pay $395 each year for both the <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a> and the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a>.<\/p>\n<p><strong>Winner: Tie<\/strong><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"When_to_Use_Capital_One_Venture_X_Business_vs_Capital_One_Venture_X\">When to Use Capital One Venture X Business vs. Capital One Venture X<\/span><\/h2>\n<p>No Capital One Venture X vs Venture X Business competition is complete without checking out the number of points that they earn. However, both cards share the same rewards-earning structure:<\/p>\n<ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul>\n<p>You'll also want to note that the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> is a standard credit card, like the ones you'll find elsewhere. This means you'll have a predetermined credit limit and can carry a balance from month to month (though we don't recommend doing so), paying interest on any balance you carry.<\/p>\n<p>The <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a>, meanwhile, is a <a target=\"_blank\" href=\"\/credit-cards\/charge-card-vs-credit-card\/\" rel=\"noopener\">charge card<\/a> that you'll need to pay in full each month. This means you'll want to be sure that you always have the liquid assets available to pay off your statement in order to keep using your card. Not paying your balance in full can result in heavy fees or the inability to make future purchases until you pay off your full balance from the previous billing period.<\/p>\n<figure id=\"attachment_166542\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-166542 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Woman-Looking-At-Laptop-Featured-Bruce-Mars-Unsplash.png\" alt=\"Woman looking at a phone while sitting in front of a laptop.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Woman-Looking-At-Laptop-Featured-Bruce-Mars-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Woman-Looking-At-Laptop-Featured-Bruce-Mars-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Woman-Looking-At-Laptop-Featured-Bruce-Mars-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Woman-Looking-At-Laptop-Featured-Bruce-Mars-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Bruce Mars\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Winner: Tie. Which you prefer will depend on your needs.<\/strong><\/p>\n<p><div class=\"qs-card\" data-id=\"5048345\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture X Business<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/CardArt-CapitalOneVentureXRewardsBusiness.png\" width=\"150\" alt=\"Capital One Venture X Business\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"5048345\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Business' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture X Business<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$395<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One Venture X Business is a premium business card earning 2X miles on every purchase, with enhanced earning rates of 5X on flights and 10X on hotels and rental cars booked through Capital One Business Travel. One of the standout features is the $300 annual travel credit for bookings made via Capital One Business Travel, accompanied by an annual bonus of 10,000 miles from the first anniversary. Additional benefits include a credit of up to $120 for Global Entry or TSA PreCheck<sup>\u00ae<\/sup>, access to Capital One Lounge and Landing locations and participating Priority Pass\u2122 lounges (after enrollment), and the ability to transfer miles to over 15 travel loyalty programs.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/VentureXBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-143a6d5a52#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Other_Capital_One_Venture_X_Business_Benefits_vs_Capital_One_Venture_X\">Other Capital One Venture X Business Benefits vs. Capital One Venture X<\/span><\/h2>\n<h3><span id=\"Airport_lounge_access\">Airport lounge access<\/span><\/h3>\n<p>These cards offer unlimited airport lounge access while traveling, including entry to <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-airport-lounges\/\" rel=\"noopener\">Capital One Lounges<\/a> and <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-landing-lounges\/\" rel=\"noopener\">Capital One Landings<\/a>. Unfortunately, as of February 1, 2026, lounge access policies for both the Capital One Venture X and Venture X Business have changed.<\/p>\n<p>Now, only primary cardmembers of either card get a <a target=\"_blank\" href=\"\/travel\/priority-pass-lounges-guide\/\" rel=\"noopener\">Priority Pass Select<\/a> membership and access to Capital One Lounges and Landings. If you want to bring a guest into a Capital One Lounge location without paying the $45 fee, cardmembers need to spend $75,000 on their card in a calendar year.\u00a0Additionally, authorized users can no longer access lounges unless they pay a $125 annual lounge access fee.<\/p>\n<p>If you hold a Capital One Venture X, you've also <a target=\"_blank\" href=\"\/news\/capital-one-rewards\/guest-lounge-access-changes\/\" rel=\"noopener\">lost complimentary guest access to participating Priority Pass\u2122 lounges<\/a>. You'll need to pay $35 per person per visit. Venture X Business cardmembers can still bring two guests free of charge.<\/p>\n<figure id=\"attachment_247258\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-247258 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Landing-LGA-Featured-1.png\" alt=\"Wide angle shot of the Capital One Landing Lounge at LGA.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Landing-LGA-Featured-1.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Landing-LGA-Featured-1-750x600.png 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Landing-LGA-Featured-1-900x720.png 900w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Landing-LGA-Featured-1-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/Capital-One-Landing-LGA-Featured-1-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tyler Glatt \/ AwardWallet<\/em><\/enter><\/figure>\n<p>The lounge access changes are disappointing to say the least. The ability to give authorized users complimentary lounge access without any additional fee put Capital One leaps and bounds ahead of the competition. Now, it's nothing special and is only helpful if you travel solo or are a heavy spender.<\/p>\n<p><strong>Winner: Tie<\/strong><\/p>\n<h3><span id=\"Annual_monthly_or_other_credits\">Annual, monthly, or other credits<\/span><\/h3>\n<p>Both cards come with identical credits, including:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-travel-credit\/\" rel=\"noopener\">$300 annual travel credit<\/a> valid for bookings made through Capital One Travel<\/li>\n<li>10,000-mile anniversary bonus<\/li>\n<li>Up to $120 Global Entry\/TSA PreCheck application fee credit (available every four years)<\/li>\n<\/ul>\n<figure id=\"attachment_162993\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-162993 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Tima-Miroshnichenko-Pexels-woman-on-phone-in-car-with-laptop-featured.jpg\" alt=\"woman talking on phone in back seat of car while holding a laptop\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Tima-Miroshnichenko-Pexels-woman-on-phone-in-car-with-laptop-featured.jpg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Tima-Miroshnichenko-Pexels-woman-on-phone-in-car-with-laptop-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Tima-Miroshnichenko-Pexels-woman-on-phone-in-car-with-laptop-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Tima-Miroshnichenko-Pexels-woman-on-phone-in-car-with-laptop-featured-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tima Miroshnichenko\/Pexels<\/em><\/enter><\/figure>\n<p><strong>Winner:\u00a0Tie<\/strong><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-benefits\/\" rel=\"noopener\">Take Advantage of Capital One Venture X&#8216;s Lesser-Known Benefits<\/a><\/strong><\/p>\n<h3><span id=\"Additional_cards\">Additional cards<\/span><\/h3>\n<p>The <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a> is a business charge card, which means that any additional cards you get will be employee cards. While they're free (no additional annual fee for adding more cards to your account), they have very limited benefits. This basically means you'll earn miles on their purchases, but they're not able to take advantage of the other perks the card offers.<\/p>\n<p>The only exceptions to this are the travel and purchase protection insurance offered by the card and the ability to access the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel portal<\/a> (or the Capital One Business Travel portal, depending on the card).<\/p>\n<p>The <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> also offers the ability to add additional cards for free. However, the benefits associated with being an authorized user of the Capital One Venture X outweigh those of its business version. You can add up to four authorized users to our account for free, and they'll enjoy <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-authorized-user-benefits\/\" rel=\"noopener\">Hertz President's Circle elite status<\/a> and purchase and travel protections.<\/p>\n<p><strong>Winner: Capital One Venture X<\/strong><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-authorized-user-benefits\/\" rel=\"noopener\">Benefits of Capital One Venture X Authorized User Cards<\/a><\/strong><\/p>\n<h3><span id=\"Travel_insurance_protections_and_other_benefits\">Travel insurance protections and other benefits<\/span><\/h3>\n<p>As premium travel cards, both the <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a> and <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> offer protections on purchases you've made with your card. However, both cards can be issued by either Visa or Mastercard, so travel insurance benefits can vary.<\/p>\n<p>You should expect to receive the following perks on either card:<\/p>\n<ul>\n<li><strong>Rental car damage and loss protection:<\/strong> This primary insurance reimburses you for theft or damage to your rental car.<\/li>\n<li><strong>Trip cancellation\/interruption insurance:\u00a0<\/strong>This will provide reimbursement for nonrefundable costs forfeited for cancellations or delays for covered reasons.<\/li>\n<li><strong>Trip delay insurance:<\/strong>\u00a0This insurance will pay for reasonable expenses incurred starting with delays of six hours.<\/li>\n<li><strong>Baggage insurance plan:<\/strong> Coverage for luggage that has been lost.<\/li>\n<li><strong>Extended warranty protection:<\/strong> Receive an additional year of warranty protection<\/li>\n<\/ul>\n<p>Both cards also offer cell phone insurance, an extended warranty, and purchase protection for loss or theft within 90 days of buying the item. However, since it's not clear before you receive the card whether you'll get a Mastercard or a Visa (or what type of Visa you'll receive), it can be difficult to understand what perks your card will offer until it arrives in the mail with a benefits guide. That said, we'll award the winner to the card that at least touts these benefits on the application page.<\/p>\n<p><strong>Winner: Capital One Venture X<\/strong><\/p>\n<h3><span id=\"Combining_rewards\">Combining rewards<\/span><\/h3>\n<p>You'll earn Capital One miles with both cards, which means you <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/share-capital-one-miles-another-person\/\" rel=\"noopener\">can share them with absolutely anyone for free.<\/a><\/p>\n<p><strong>Winner: Tie\u00a0<\/strong><\/p>\n<h2><span id=\"Capital_One_Travel_Portal\">Capital One Travel Portal<\/span><\/h2>\n<p><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel<\/a> (alongside Capital One Business Travel) is a portal that allows you to book hotels, rental cars, and flights for elevated earnings. Both cards provide access to this portal \u2014 both for primary cardholders and any additional cardholders.<\/p>\n<figure id=\"attachment_126277\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/133\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-126277 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Capital-One-travel-300x53.png\" alt=\"Capital One travel\" width=\"750\" height=\"133\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Capital-One-travel-300x53.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Capital-One-travel-1024x181.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Capital-One-travel-768x136.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Capital-One-travel-1536x272.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/Capital-One-travel-2048x362.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Capital One<\/em><\/enter><\/figure>\n<p>Capital One also offers the <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/premier-collection-hotels\/\" rel=\"noopener\">Premier Collection<\/a> for those who hold these cards &#8212; on top of its <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/lifestyle-collection-hotels\/\" rel=\"noopener\">Lifestyle Collection<\/a>. Properties that participate in this program are high-end hotels with luxury benefits tacked on to each reservation, such as room upgrades, complimentary breakfast, and an on-property credit of $100. Plus, <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/fourth-night-free-benefit\/\" rel=\"noopener\">Capital One offers a fourth night free benefit<\/a> on qualifying stays.<\/p>\n<p><strong>Winner: Tie<\/strong><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\"><\/a><\/p>\n<h2><span id=\"Capital_One_Miles\">Capital One Miles<\/span><\/h2>\n<p>Capital One's miles are among the most valuable that customers can earn. Among their many benefits, <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">Capital One miles can be transferred to 22 different hotel and airline partners<\/a>, including the following partners, transfer rates, and <a target=\"_blank\" href=\"\/mile-transfer-times\" rel=\"noopener\">average transfer times<\/a>:<\/p>\n<div class=\"transfer-times\"><div class=\"tt-row\"><div class=\"tt-head tt-from\">From<\/div><div class=\"tt-head tt-to\">To<\/div><div class=\"tt-head tt-ratio\">Transfer Ratio<\/div><div class=\"tt-head tt-mintransfer\">Min.Transfer<\/div><div class=\"tt-head tt-avg\">Average Time<\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Accor Group (ALL - Accor Live Limitless)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:50<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 hour<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Aeromexico (Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Air Canada (Aeroplan)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/flying-blue-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Air France (Flying Blue)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/avianca-lifemiles\/avianca-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Avianca (LifeMiles)<\/a><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><div><a href=\"https:\/\/awardwallet.com\/airlines\/british-airways-club\/british-airways-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">British Airways (Club)<\/a><div class=\"tt-to-region\">United States<\/div><\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Cathay Pacific (Cathay)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">2 days<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Choice Hotels (Choice Privileges)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Emirates (Skywards & Business Rewards)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:75<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/emirates-transfer-rate-devaluation\/\">Transfer ratio devalued effective January 13, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Etihad Airways (Etihad Guest)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>EVA Air (Infinity MileageLands)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:75<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 day<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Finnair Plus<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Japan Airlines (JMB)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:97.5<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/japan-airlines-transfer-bonus\/\">30% transfer bonus through April 30, 2026<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>JetBlue Airways (TrueBlue)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:60<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/transfer-capital-one-to-jetblue\/\">Launched February 18, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">2 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Preferred Hotels, etc. (I Prefer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:200<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qantas (Frequent Flyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">1 day<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Qatar Airways (Privilege Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/qatar-jal-i-prefer-transfer-partners\/\">Launched September 23, 2025<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Singapore Airlines (KrisFlyer)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">18 hours<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>TAP Portugal (Miles&Go)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-unknown\">Unknown<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Turkish Airlines (Miles&Smiles)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Atlantic (Flying Club)<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<div class=\"tt-bonus\"><a target=\"_blank\" href=\"https:\/\/awardwallet.com\/news\/capital-one-rewards\/transfer-to-virgin-red\/\">Capital One points transfer to Virgin Red. Link your Virgin Red and Flying Club accounts to use points for flights<\/a>.<\/div><\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Virgin Red<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-immediate\">Immediate<\/div><\/div><\/div><div class=\"tt-row\"><div class=\"tt-body tt-from\"><div class=\"tt-body-wrap\"><div><a href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/?cid=transfer-times-transfer&mid=web\" target=\"_blank\" rel=\"noopener\">Capital One<\/a><div class=\"tt-from-region\">United States<\/div><\/div><span class=\"tt-arrow tt-arrow--region\">\u2794<\/span><\/div><\/div><div class=\"tt-body tt-to\"><div class=\"tt-body-wrap\"><span class=\"tt-arrow\">\u2794<\/span><div>Wyndham Rewards<\/div><\/div><\/div><div class=\"tt-body tt-ratio\">100:100<\/div><div class=\"tt-body tt-mintransfer\">1,000<\/div><div class=\"tt-body tt-avg\"><div class=\"tt-avg-days\">13 hours<\/div><\/div><\/div><\/div>\n<p>The Venture X Business and the Capital One Venture X earn the same quantity of miles for purchases and have identical redemption options. Along with transfers to partners, Capital One miles can be redeemed for gift cards, recent travel purchases, and statement credits, plus redeemed to book travel in the Capital One portal.<\/p>\n<p><strong>Winner: Tie<\/strong><\/p>\n<h2><span id=\"Which_Is_Better_Capital_One_Venture_X_Business_or_Capital_One_Venture_X\">Which Is Better: Capital One Venture X Business or Capital One Venture X?<\/span><\/h2>\n<p>Although the Venture X Business and the Capital One Venture X have a lot of very similar features, there are key areas in which they differ. First, the business version of the card is a charge card that must be paid in full each month, while the consumer card is a regular credit card.<\/p>\n<p>Second, the benefits available to additional cardholders are very different.\u00a0However, the biggest decision between the two cards is going to come down to whether you can spend enough to earn the massive sign-up bonus on the <a data-ccid=\"5048345\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" rel=\"noopener nofollow sponsored\">Venture X Business<\/a>.<\/p>\n<p>If so, the bounty of points on offer makes this card the winner. Otherwise, get the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X<\/a> and take advantage of the much-easier-to-earn bonus.<\/p>\n<p><em>For further details, see our <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x-business\/\" rel=\"noopener\">Venture X Business review<\/a> and <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-x\/\" rel=\"noopener\">Capital One Venture X review<\/a>.<\/em><\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/11\/CardArt-CapitalOneVentureXRewardsCreditCard.png\" width=\"150\" alt=\"Capital One Venture X Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048272\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n<li>2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/09\/CardArt-CapitalOneVentureXRewardsBusiness.png\" width=\"150\" alt=\"Capital One Venture X Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture X Business<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048345\" class=\"btn-use qs-how-apply\" title='Capital One Venture X Business' href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$395<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n<li>5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n<li>2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Both the Capital One Venture X Rewards Credit Card and the Capital One Venture X Business boast similar earnings, identical annual fees, and the same transfer partners. So, which one stands out? Dive into our detailed comparison to determine the perfect fit for your wallet and spending habits.<\/p>\n","protected":false},"author":75,"featured_media":111450,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12787,12520],"coauthors":[36395,36518],"class_list":["post-126266","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one","tag-card-benefits"],"acf":[],"yoast_head":"<title>Capital One Venture X Business vs. Capital One Venture X<\/title>\n<meta name=\"description\" content=\"Both of Capital One&#039;s premium Venture X travel cards offer similar benefits for the same annual fee, but which is better for you?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/venture-x-vs-venture-x-business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capital One Venture X vs. Capital One Venture X Business: Side-by-Side Comparison\" \/>\n<meta property=\"og:description\" content=\"Both of Capital One&#039;s premium Venture X travel cards offer similar benefits for the same annual fee, but which is better for you?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/venture-x-vs-venture-x-business\/\" 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