{"id":132702,"date":"2023-11-03T12:00:33","date_gmt":"2023-11-03T12:00:33","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=132702"},"modified":"2026-04-08T13:50:17","modified_gmt":"2026-04-08T13:50:17","slug":"us-bank-business-triple-cash","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/us-bank-business-triple-cash\/","title":{"rendered":"U.S. Bank Business Triple Cash Business Card Review: Great APR Offer and Useful Bonus Categories"},"content":{"rendered":"<p>The <a data-ccid=\"4048260\" href=\"\/blog\/link\/CR-USBankTripleCashRewardsVisaBusinessCard\" rel=\"noopener nofollow sponsored\">U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/a> offers an excellent 0% introductory rate, as well as some useful bonus cash-back categories for your business, with no annual fee. The card also has a $100 annual statement credit towards accounting software subscriptions. See if the U.S. Bank Business Triple Cash Rewards Credit Card is a winner for your business needs.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048260\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11536798.png\" width=\"150\" alt=\"U.S. Bank Business Triple Cash Rewards World Elite Mastercard\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048260\" href=\"\/blog\/link\/CR-USBankTripleCashRewardsVisaBusinessCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup> offers a lucrative 3% cash back on gas, electric vehicle charging stations, office supplies, cell phone services, and dining. For all other eligible purchases, cardholders earn 1% cash back. Notably, this card includes a unique benefit of a $100 annual credit for recurring software subscription expenses. Additionally, it features a rewards pooling option, allowing all earned rewards from company cards to accumulate in a central account, accessible only by authorized individuals. This card combines practicality and value, especially for businesses with varied spending needs\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center<\/li>\r\n<li>3% cash back on eligible purchases at gas stations and EV charging stations<\/li>\r\n<li>3% cash back at office supply stores<\/li>\r\n<li>3% cash back at cell phone service providers<\/li>\r\n<li>3% cash back at restaurants<\/li>\r\n<li>1% cash back on all other eligible net purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/TripleCashBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-15b009cd64#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#US_Bank_Triple_Cash_Pros\">US Bank Triple Cash Pros<\/a><\/li><li><a href=\"#US_Bank_Triple_Cash_Cons\">US Bank Triple Cash Cons<\/a><\/li><li><a href=\"#US_Bank_Business_Triple_Cash_Welcome_Offer\">US Bank Business Triple Cash Welcome Offer<\/a><\/li><li><a href=\"#US_Bank_Triple_Cash_Business_Credit_Card_Benefits\">US Bank Triple Cash Business Credit Card Benefits<\/a><ul><li><a href=\"#100_credit_for_software_subscriptions\">$100 credit for software subscriptions<\/a><\/li><\/ul><\/li><li><a href=\"#US_Bank_Triple_Cash_Rewards_Earning_Rates\">US Bank Triple Cash Rewards Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Rewards_With_the_US_Bank_Business_Triple_Cash\">Redeeming Rewards With the US Bank Business Triple Cash<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_US_Bank_Triple_Cash\">Cards That Compete With the US Bank Triple Cash<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"US_Bank_Triple_Cash_Pros\">US Bank Triple Cash Pros<\/span><\/h2>\n<ul>\n<li>3% cash back in popular categories.<\/li>\n<li>$0 annual fee.<\/li>\n<li>Regularly offers introductory interest rates for purchases and balance transfers.<\/li>\n<\/ul>\n<h2><span id=\"US_Bank_Triple_Cash_Cons\">US Bank Triple Cash Cons<\/span><\/h2>\n<ul>\n<li>Low earning rate outside of the bonus categories.<\/li>\n<li>No travel perks.<\/li>\n<li>Doesn't offer many benefits outside of the bonus spending categories.<\/li>\n<\/ul>\n<figure id=\"attachment_119165\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-119165 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Thgusstavo-Santana-Pexels-small-business-featured-300x240.jpg\" alt=\"barbers cutting hair inside a small barber shop could benefit from US Bank Triple Cash Rewards\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Thgusstavo-Santana-Pexels-small-business-featured-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Thgusstavo-Santana-Pexels-small-business-featured-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Thgusstavo-Santana-Pexels-small-business-featured-325x260.jpg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Thgusstavo-Santana-Pexels-small-business-featured.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Thgusstavo Santana\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"US_Bank_Business_Triple_Cash_Welcome_Offer\">US Bank Business Triple Cash Welcome Offer<\/span><\/h2>\n<p>The <a data-ccid=\"4048260\" href=\"\/blog\/link\/CR-USBankTripleCashRewardsVisaBusinessCard\" rel=\"noopener nofollow sponsored\">Business Triple Cash Card<\/a> offers $500 in cash back after you spend $4500 on the Account Owner's card in the first 150 days of opening your account. Note that this means authorized user \/ employee card spending doesn't count toward earning the welcome bonus.<\/p>\n<p>New applicants also can take advantage of introductory annual percentage rate (APR) offers on reduced interest, as follows:<\/p>\n<ul>\n<li>0% introductory APR for 15 billing cycles on purchases<\/li>\n<li>0% introductory APR on balance transfers for 15 billing cycles<\/li>\n<li>After the introductory period, there is a Variable APR of 17.74% - 26.74%.<\/li>\n<li>Balance transfers have a fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-balance-transfer-cards\/\" rel=\"noopener\">Best credit cards with no annual fee and a 0% balance transfer offer<\/a><\/strong><\/p>\n<h2><span id=\"US_Bank_Triple_Cash_Business_Credit_Card_Benefits\">US Bank Triple Cash Business Credit Card Benefits<\/span><\/h2>\n<h3><span id=\"100_credit_for_software_subscriptions\">$100 credit for software subscriptions<\/span><\/h3>\n<p>The Business Triple Cash Card offers a $100 annual statement credit towards monthly accounting software subscriptions like FreshBooks or QuickBooks.<\/p>\n<h2><span id=\"US_Bank_Triple_Cash_Rewards_Earning_Rates\">US Bank Triple Cash Rewards Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4048260\" href=\"\/blog\/link\/CR-USBankTripleCashRewardsVisaBusinessCard\" rel=\"noopener nofollow sponsored\">Business Triple Cash Card<\/a> has a solid variety of categories to earn bonus cash back. The earning rates are as follows:<\/p>\n<ul>\r\n<li>5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center<\/li>\r\n<li>3% cash back on eligible purchases at gas stations and EV charging stations<\/li>\r\n<li>3% cash back at office supply stores<\/li>\r\n<li>3% cash back at cell phone service providers<\/li>\r\n<li>3% cash back at restaurants<\/li>\r\n<li>1% cash back on all other eligible net purchases<\/li>\r\n<\/ul>\n<p>Earning 3% cash back on gas, EV charging, cell phone bills, restaurants, and office supplies is not common across other cards \u2014 especially those without an annual fee.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/best-business-cards-no-annual-fee\/\" rel=\"noopener\">Best No-Annual-Fee Business Rewards Credit Cards<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Rewards_With_the_US_Bank_Business_Triple_Cash\">Redeeming Rewards With the US Bank Business Triple Cash<\/span><\/h2>\n<p>Cash back earned on the <a data-ccid=\"4048260\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/us-bank-business-triple-cash\/\">Business Triple Cash Card<\/a> may be redeemed as a statement credit, for a U.S. Bank rewards card, or deposited to your U.S. Bank business checking, savings, or money market account. There is no limit or expiration on the amount of cash back you earn.<\/p>\n<p>Cardholders also can redeem via U.S. Bank's Real-Time Rewards. With this feature, you can use the U.S. Bank mobile app to redeem earnings toward purchases in real time.<\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>U.S. Bank has no complicated rules for applications. They do not have a required waiting period or a hard limit on the amount of credit cards you can hold with them. Instead, they have a limit on the total amount of credit they will extend to each cardholder. You can receive a welcome bonus on a U.S. Bank credit card multiple times \u2013 although you can't have the specific card product open at the time of your application.<\/p>\n<p><strong>Related:\u00a0<a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">How To Get a Business Credit Card in 3 Steps<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_US_Bank_Triple_Cash\">Cards That Compete With the US Bank Triple Cash<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2019\/11\/CardArt-AmericanExpressBlueBusinessCashCard.png\" alt=\"BlueBizCash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The American Express Blue Business Cash\u2122 Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The American Express Blue Business Cash\u2122 Card' data-ccid=\"4048169\" data-exit=\"ccw\" href=\"\/blog\/link\/AmericanExpressBlueBusinessCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>No annual fee<span class=\"compare-terms\"><a data-ccid=\"4048169\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinesscash-credit-card\/42732-9-0?key=tncBody&rwdFlag=rwd#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" data-exit=\"ccw\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=9cc80fa58d1d5f365043588316b79b49&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"\/\/cdn.nextinsure.com\/imaging\/opt\/bd9b2bee-8bf8-48a3-b1b9-073514bd6e90.png\" width=\"150\" alt=\"Capital One Spark Miles Select for Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Miles Select for Business<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is no longer available to new applicants.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"3006148\" data-exit=\"ccw\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X Miles per $1 on purchases through Capital One Entertainment (through 12\/31\/2025)<\/li>\r\n<li>1.5 Miles per $1 on every purchase.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<ul>\n<li><strong>If you want a business card with a simple earning structure,\u00a0<\/strong>consider <a data-ccid=\"4048169\" href=\"\/blog\/link\/AmericanExpressBlueBusinessCashCard\" rel=\"noopener nofollow sponsored\">The American Express Blue Business Cash\u2122 Card<\/a>. It also has no annual fee (<a data-ccid=\"4048169\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinesscash-credit-card\/42732-9-0?key=tncBody&rwdFlag=rwd#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and a simple earning structure: 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1% (issued as a statement credit). More details are available in our <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/amex-blue-business-cash\/\" rel=\"noopener\">Blue Business Cash review<\/a>.<\/li>\n<li><strong>If your business spends a lot on office supplies,<\/strong> check out the <a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>. On top of a $0 annual fee, you'll earn 5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services and 2% cash back on dining and gas on the first $25,000 spent in combined purchases each account anniversary year. Check out our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/ink-business-cash\/\" rel=\"noopener\">Ink Cash review<\/a> for additional details.<\/li>\n<li><strong>If you want more options for using your rewards,<\/strong> the <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Capital One Spark Miles Select for Business<\/a> might be for you. This card has a $0 annual fee and earns 1.5 miles on every purchase. You can redeem for cash-back rewards but also can <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">transfer Capital One miles<\/a> to 22 airline and hotel partners to redeem for flights and hotel stays.<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-business-credit-cards\/\" rel=\"noopener\">Best Small-Business Credit Card Offers Available This Month<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"4048260\" href=\"\/blog\/link\/CR-USBankTripleCashRewardsVisaBusinessCard\" rel=\"noopener nofollow sponsored\">Business Triple Cash Card<\/a> has a decent welcome offer, plenty of 3% cash-back spending categories, no annual fee, and a generous 0% introductory APR offer that could make this card a great asset for your business if your spending aligns with the card's bonus categories.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048260\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11536798.png\" width=\"150\" alt=\"U.S. Bank Business Triple Cash Rewards World Elite Mastercard\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048260\" href=\"\/blog\/link\/CR-USBankTripleCashRewardsVisaBusinessCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup> offers a lucrative 3% cash back on gas, electric vehicle charging stations, office supplies, cell phone services, and dining. For all other eligible purchases, cardholders earn 1% cash back. Notably, this card includes a unique benefit of a $100 annual credit for recurring software subscription expenses. Additionally, it features a rewards pooling option, allowing all earned rewards from company cards to accumulate in a central account, accessible only by authorized individuals. This card combines practicality and value, especially for businesses with varied spending needs\u200b\u200b\u200b\u200b\u200b\u200b\u200b\u200b.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center<\/li>\r\n<li>3% cash back on eligible purchases at gas stations and EV charging stations<\/li>\r\n<li>3% cash back at office supply stores<\/li>\r\n<li>3% cash back at cell phone service providers<\/li>\r\n<li>3% cash back at restaurants<\/li>\r\n<li>1% cash back on all other eligible net purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/TripleCashBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-15b009cd64#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The U.S. Bank Business Triple Cash Rewards World Elite Mastercard\u00ae offers an excellent 0% introductory APR, useful bonus cash-back categories for your business, and doesn&#8217;t charge an annual fee. Is it the right card for your small business? Let&#8217;s take a comprehensive look.<\/p>\n","protected":false},"author":81,"featured_media":115640,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":false,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"","_twitter_share_type":"","_linkedin_share_type":"","_pinterest_share_type":"","_linkedin_share_type_page":"","_instagram_share_type":"","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,12782],"coauthors":[36435],"class_list":["post-132702","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-us-bank"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/132702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/81"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=132702"}],"version-history":[{"count":19,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/132702\/revisions"}],"predecessor-version":[{"id":256023,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/132702\/revisions\/256023"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/115640"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=132702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=132702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=132702"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=132702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}