Page Contents<\/p>
- Why Combine or Pool Your Points and Miles?<\/a><\/li>
- Family Pooling and Transferring Flexible Rewards for Free<\/a>
- American Express Membership Rewards<\/a><\/li>
- Capital One Rewards<\/a><\/li>
- Chase Ultimate Rewards<\/a><\/li>
- Citi ThankYou\u00ae<\/sup> Rewards<\/a><\/li><\/ul><\/li>
- Family Pooling and Transferring Hotel Points for Free<\/a>
- Programs that don't permit pooling<\/a><\/li>
- Hilton Honors<\/a><\/li>
- IHG One Rewards<\/a><\/li>
- Marriott Bonvoy<\/a><\/li>
- Radisson Rewards<\/a><\/li>
- World of Hyatt<\/a><\/li><\/ul><\/li>
- Family Pooling and Transferring Airline Miles<\/a>
- Aegean Airlines Miles+Bonus<\/a><\/li>
- Aeromexico Rewards<\/a><\/li>
- Air Canada Aeroplan<\/a><\/li>
- Air France\u2013KLM Flying Blue<\/a><\/li>
- Air India Maharaja Club<\/a><\/li>
- ANA Mileage Club<\/a><\/li>
- Asiana Airlines<\/a><\/li>
- Avianca LifeMiles<\/a><\/li>
- British Airways Club<\/a><\/li>
- EgyptAir<\/a><\/li>
- Emirates Skywards<\/a><\/li>
- Etihad Guest<\/a><\/li>
- Frontier Airlines<\/a><\/li>
- Hawaiian Airlines HawaiianMiles<\/a><\/li>
- JAL Mileage Bank<\/a><\/li>
- JetBlue TrueBlue<\/a><\/li>
- Korean Air SKYPASS<\/a><\/li>
- Lufthansa Miles & More<\/a><\/li>
- Malaysia Airlines Enrich<\/a><\/li>
- Norwegian Reward CashPoints<\/a><\/li>
- Qantas Frequent Flyer<\/a><\/li>
- Qatar Airways Privilege Club<\/a><\/li>
- Spirit Airlines Free Spirit<\/a><\/li>
- Turkish Airlines Miles & Smiles<\/a><\/li>
- United Airlines MileagePlus<\/a><\/li>
- Virgin Atlantic Flying Club<\/a><\/li>
- Virgin Australia Velocity Frequent Flyer<\/a><\/li><\/ul><\/li>
- Final Thoughts<\/a><\/li><\/ul><\/div>\n\n
Why Combine or Pool Your Points and Miles?<\/span><\/h2>\n
A few reasons spring to mind for why you might want to combine points and miles with others, and doing so for free is obviously a plus:<\/p>\n
- \n
- To reach a specific redemption.<\/strong> A no-brainer, but trying to reach a particular redemption for an upcoming trip often involves juggling points between accounts. There may be times when you and your partner might not have enough points for an award redemption on your own, but combining points enables you to redeem a flight.<\/li>\n
- Allows you to transfer rewards to an account that has elite status.<\/strong> Redeeming flights and stays through an account that has elite status can add a ton of value to your travel experience. Depending on your status level, this can range from free checked bags to better seats, rooms, and late checkouts.<\/li>\n
- Some programs require names to match for transfers to take place.<\/strong> Marriott Bonvoy\u00ae<\/sup>, for example, requires the account names on both the Marriott account and the receiving frequent flyer account to match for the transfer to go through. If you've had issues because of a long name or name change, transferring to a friend with the same spelling across their accounts could be simpler.<\/li>\n
- Pooling makes it easy to utilize small numbers of orphaned points.<\/strong> Having multiple accounts with a small balance is frustrating, as there is often no way of redeeming them. Family pooling enables you to collect rewards into a usable balance and burn them for travel and accommodation.<\/li>\n
- When you want to cancel a credit card or account and need to move the points before pulling the trigger<\/strong>. Travel goals change from year to year, and the cards we need to achieve them change with the goals. Transferring points and miles is often the only way to keep them alive in this case, rather than losing your balance when closing an account.<\/li>\n<\/ul>\n
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Credit: Kimson Doan\/Unsplash<\/em><\/enter><\/figure>\n Family Pooling and Transferring Flexible Rewards for Free<\/span><\/h2>\n
Did you know that you can pool transferable rewards points with others? You can! Here are the programs that allow this.<\/p>\n
American Express Membership Rewards<\/span><\/h3>\n
You cannot combine Amex Membership Rewards<\/a> or share them with another member's account. However, you can<\/strong> transfer points to a frequent flyer account in someone else's name, as long as that person is an authorized user on your Amex card account and has been for at least 90 days.<\/p>\n
“In order to link your accounts, the partner loyalty program account must be in your name or the name of an Additional Card Member on your Card Account. An Additional Card must be issued to the Additional Card Member at least 90 days prior to linking your program account to that Additional Card Member's partner loyalty account.”<\/em><\/p><\/blockquote>\n
Although they offer some level of point pooling via the ability to transfer points into one frequent flyer account if you have authorized users, Amex has the most restrictive of the points-sharing options for flexible rewards currencies.<\/p>\n
Related: All of the Cards That Earn American Express Membership Rewards Points<\/a><\/strong><\/p>\n
Capital One Rewards<\/span><\/h3>\n
You can combine Capital One miles into a single account, and you can share Capital One miles with anyone<\/a> as long as they have a rewards-earning Capital One card. Capital One doesn't charge a fee to move miles between accounts, and you can also convert your Capital One cash back into miles<\/a>.<\/p>\n
Not only is this the friendliest policy for combining flexible rewards currencies, but it also enables Capital One cardholders to utilize cash-back earning credit cards in their pooling strategy. If you want to make a redemption for a family vacation but one family member has a lot of Capital One cash back, their cash back can still be moved to your account, converted to miles, and used for transfers to airline and hotel programs.<\/p>\n
However, there is no way to pool and share Capital One miles online. Instead, you'll need to call Capital One to complete the transfer.<\/p>\n
Related:\u00a0All of the Cards That Earn Capital One Miles<\/a><\/strong><\/p>\n
Chase Ultimate Rewards<\/span><\/h3>\n
You can transfer Chase Ultimate Rewards points<\/a> \u201conly to another Chase card with Ultimate Rewards belonging to you, or one member of your household.\u201d<\/em> Chase is strict on this rule, and you risk losing your points if you violate the transfer policy.<\/p>\n
You can combine Chase points across your accounts or transfer to another member of your household<\/a>, plus Chase business accounts allow you to move points to other business owners. This includes points from cards like the Chase Freedom Flex\u2120<\/a> and Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>), as well as the Ink Business Preferred\u00ae<\/sup> Credit Card<\/a> (Rates & Fees<\/a>).<\/p>\n
Initiate transfers by signing into your\u00a0account<\/a> and selecting the card you want to transfer points from.<\/p>\n
Credit: Chase<\/em><\/enter><\/figure>\n - \n
- Click Combine Points<\/strong>\u00a0in the menu at the top.<\/li>\n
- Select the card you want to move points from (on the left) and to (on the right).<\/li>\n
- Choose how many points you want to transfer, review, and submit the request.<\/li>\n<\/ul>\n
If the recipient\u2019s card doesn't appear in your list of available options, you may need to call Chase to authorize household sharing. Adding a household member only takes a couple of minutes over the phone. Afterwards, you'll be able to pool points together online at any time.<\/p>\n
Related:\u00a0All of the Credit Cards that Earn Chase Ultimate Rewards Points<\/a><\/strong><\/p>\n
Citi ThankYou\u00ae<\/sup> Rewards<\/span><\/h3>\n
Despite a 100k-point limit to transfers<\/a>, Citi ThankYou Rewards has one of the most flexible rules if you want to transfer or combine points between member accounts. There are, however, a couple of things worth noting:<\/p>\n
- \n
- Shared points are only valid for 90 days from the time they are received, so only transfer with a plan to redeem them before they expire.<\/li>\n
- You can only share and receive one hundred thousand Citi ThankYou Points per calendar year.<\/li>\n<\/ul>\n
Credit: Citi<\/em><\/enter><\/figure>\n To share Citi ThankYou Points with another member:<\/p>\n
- \n
- Sign into your account at ThankYou.com<\/a>.<\/li>\n
- Click on More Ways to Redeem<\/strong>\u00a0in the menu.<\/li>\n
- In the drop-down menu, click on Points Sharing<\/strong>.<\/li>\n
- On the next page, click on Begin Sharing<\/strong>, then choose the recipient, amount, and confirm the details.<\/li>\n<\/ul>\n
If you're already signed in, you can access the transfer page directly<\/a>.<\/p>\n
Related: How to Earn Citi ThankYou Points<\/a><\/strong><\/p>\n
Family Pooling and Transferring Hotel Points for Free<\/span><\/h2>\n
Planning a stay but don't have the points to pull it off? This is a perfect situation where pooling hotel points can come in handy.<\/p>\n
Programs that don't permit pooling<\/span><\/h3>\n
Let's get the bad news out of the way. You cannot share your Accor Live Limitless<\/a>, Choice Privileges<\/a>, or Wyndham Rewards<\/a> points with others. But you can pool plenty of other currencies.<\/p>\n
Hilton Honors<\/span><\/h3>\n
Hilton has one of the best points pooling options<\/a> of any rewards program we\u2019ve seen. You can combine Hilton Honors<\/a> points with up to 10 other members, sending as many as 500,000 points (at increments of 1,000 points) and receiving up to two million Honors points per year!<\/p>\n
Credit: Hilton<\/em><\/enter><\/figure>\n You can initiate up to six Hilton Honors points pooling transactions per calendar year, regardless of the number of recipients.<\/p>\n
Navigate to the points pooling from your Honors account, or you can access the transfer page directly<\/a>. You'll provide members' names and email addresses, then they'll be invited to your pool for sharing points.<\/p>\n
Related: How to Earn Hilton Honors Points<\/a><\/strong><\/p>\n
IHG One Rewards<\/span><\/h3>\n
IHG Diamond Elite and IHG Business Rewards members can transfer points to another account<\/a> free of charge.<\/p>\n
Points transfers are processed by Points.com, and there is no limit to the number of IHG One Rewards<\/a> points you can transfer to other members. But if you aren't eligible to transfer points free of charge, the cost is high and not an action we recommend.<\/p>\n
“Points can be transferred to another IHG One Rewards member in 1,000-point increments for a fee of $5 USD per 1,000 points. “<\/em><\/p><\/blockquote>\n
If you need to transfer IHG points, head over to the transfer page on IHG\u2019s website<\/a> and sign into your account. But unless you are eligible to transfer points free of charge, a better option is likely accruing points from an IHG co-branded credit card<\/a>.<\/p>\n
Marriott Bonvoy<\/span><\/h3>\n
Marriott Bonvoy<\/a> members can transfer up to 100,000 Marriott Bonvoy points\u00ae<\/sup> per year, in increments of 1,000 points. Members can receive up to 500,000 points per year, as long as the account has been open for 30 days with “qualifying activity” or 90 days without “qualifying activity” (Qualifying activities typically include purchases on Marriott cards or stays at Marriott properties.)<\/p>\n
“2.8.a. In accordance with the conditions for transferring Points as described in Section 1.6.c., a Member can transfer up to a maximum of 100,000 Points per calendar year to another Membership Account as long as both Accounts are in good standing and have each been open for at least thirty (30) days with qualifying activity, ninety (90) days without qualifying activity (see 2.8.b). A Member can receive up to a maximum of 500,000 Points per calendar year from other Membership Accounts as long as the Accounts are in good standing and have each been open for at least thirty (30) days with qualifying activity, ninety (90) days without qualifying activity.”<\/em><\/p><\/blockquote>\n
Historically, you could only perform a maximum of two pooling transactions per month or six per calendar year. But this doesn't really seem to be enforced anymore.<\/p>\n
Previously, you had to call Marriott customer service on the phone to transfer Marriott points to another member's account, but now you can\u00a0do so<\/a>\u00a0online<\/a>.<\/p>\n
Related: How to Transfer Marriott Bonvoy Points to Another Account<\/a><\/strong><\/p>\n
Radisson Rewards<\/span><\/h3>\n
It's not possible to pool Radisson Rewards<\/a> points in a group, but you can transfer your points to others for free. You can make transfers to a maximum of five members per month and can receive points from up to five members per month.<\/p>\n
You can receive a maximum of 100,000 points per month from others, and transfers are processed within 24 hours. Your account must be at least 30 days old to participate in transfers.<\/p>\n
Credit: Radisson<\/em><\/enter><\/figure>\n World of Hyatt<\/span><\/h3>\n
Hyatt allows points transfers between any accounts in good standing, but only allows transfers once every 30 days.<\/p>\n
\u201cA single member may only participate in a point combining transaction (transferring or receiving of points) once every 30 days.\u201d<\/em><\/p><\/blockquote>\n
Although the process is straightforward, it is not very technical and requires filling out a PDF rather than combining via a Hyatt app or website feature. Access the form on this page<\/a> and email it to combinepoints@hyatt.com. Alternatively, call 800-544-9288.<\/p>\n
Another option for earning lots of points is to hold The World of Hyatt Credit Card<\/a> (Rates & Fees<\/a>) or World of Hyatt Business Credit Card<\/a> (Rates & Fees<\/a>).<\/p>\n
Related: World of Hyatt Points Transfers: How to Combine Points With Another Member<\/a><\/strong><\/p>\n
Family Pooling and Transferring Airline Miles<\/span><\/h2>\n
Many frequent flyer programs charge members to move points and miles between accounts. For example, you can transfer American AAdvantage\u00ae<\/sup> miles to another account<\/a>, but it costs $5 per 1,000 miles. While this is a significant reduction from previous transfer rates, other airlines charge a certain number cents per mile, and even tack on additional fees.<\/p>\n
Delta Airlines is one such case \u2014 not only does it cost 1 cent for each mile you want to transfer, it also costs an additional $30 processing fee. So, if you want to transfer 10,000 miles to someone, it'll cost you $130.<\/p>\n
Transferring airline miles really wipes out their value and is generally not recommended. Therefore, we\u2019re only listing options where it is viable to pool or transfer miles without the huge costs.<\/p>\n
Related: How Families Can Work Together to Pool Points and Miles<\/a><\/strong><\/p>\n
Aegean Airlines Miles+Bonus<\/span><\/h3>\n
Miles+Bonus members who are over the age of eighteen and either have a flight on Aegean, Olympic Air, or Star Alliance partners in their Miles+Bonus account, or hold an Aegean credit card, can create a Together account<\/a>. As the head member, they can then add up to five people (with the same flight and credit card restrictions as above) to the Together account.<\/p>\n
All miles earned by each member get moved into the Together account. The head of the account decides who can redeem miles from the pool. If a member leaves the pool, their individual contributed miles go back to their account as well.<\/p>\n
Aegean offers a unique perk for members of the pool who are minors. If at least one member of the pool is between the ages of 2 and 18, and has a registered flight, the Together account is converted to a Together ForFamilies account.<\/p>\n
Credit: Aegean<\/em><\/enter><\/figure>\n Aeromexico Rewards<\/span><\/h3>\n
- Click on More Ways to Redeem<\/strong>\u00a0in the menu.<\/li>\n
- Sign into your account at ThankYou.com<\/a>.<\/li>\n
- Allows you to transfer rewards to an account that has elite status.<\/strong> Redeeming flights and stays through an account that has elite status can add a ton of value to your travel experience. Depending on your status level, this can range from free checked bags to better seats, rooms, and late checkouts.<\/li>\n
- Aeromexico Rewards<\/a><\/li>
- Hilton Honors<\/a><\/li>
- Capital One Rewards<\/a><\/li>
- Family Pooling and Transferring Flexible Rewards for Free<\/a>
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