{"id":14531,"date":"2024-09-08T16:00:23","date_gmt":"2024-09-08T16:00:23","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=14531"},"modified":"2026-04-08T14:01:43","modified_gmt":"2026-04-08T14:01:43","slug":"how-to-combine-chase-points","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/","title":{"rendered":"How To Combine Chase Ultimate Rewards Points Between Credit Cards"},"content":{"rendered":"<p>If you have multiple <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">Chase credit cards that earn Ultimate Rewards<\/a>, it is important to combine the points earned on each card. This allows you to maximize the value received from all of your rewards. The reason you want to combine your points is that the value of an individual point and its redemption options are limited by the credit card with which it is associated.<\/p>\n<p>So, how do you combine your rewards? And which Chase card should you combine your rewards onto? Read on for our advice.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#How_Much_Are_Chase_Ultimate_Rewards_Worth\">How Much Are Chase Ultimate Rewards Worth?<\/a><\/li><li><a href=\"#Which_Card_Should_You_Combine_Your_Ultimate_Rewards_With\">Which Card Should You Combine Your Ultimate Rewards With?<\/a><\/li><li><a href=\"#Which_Chase_Ultimate_Rewards_Points_Can_Be_Combined\">Which Chase Ultimate Rewards Points Can Be Combined?<\/a><\/li><li><a href=\"#How_To_Combine_Chase_Points_Online\">How To Combine Chase Points Online<\/a><\/li><li><a href=\"#How_To_Transfer_Ultimate_Rewards_Points_Between_Cards_in_the_Chase_App\">How To Transfer Ultimate Rewards Points Between Cards in the Chase App<\/a><\/li><li><a href=\"#Our_Take\">Our Take<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"How_Much_Are_Chase_Ultimate_Rewards_Worth\">How Much Are Chase Ultimate Rewards Worth?<\/span><\/h2>\n<p>Simply put, <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a> are really valuable.\u00a0<span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\">Based on recent AwardWallet user redemptions, Chase Ultimate Rewards points are worth <a target=\"_blank\" href=\"\/point-mile-values\/chase\" rel=\"noopener\">2.01\u00a2 apiece<\/a> when redeemed through <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">Chase's transfer partners<\/a><\/span>.<\/p>\n<p>If you use your points to book through the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase Travel portal<\/a>, the value of your points will vary depending on the card you redeem your rewards from. Here's a by-card breakdown of what your points are worth when you book through Chase Travel:<\/p>\n<p>\n<table id=\"tablepress-97\" class=\"tablepress tablepress-id-97 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Card<\/th><th class=\"column-2\">Point Value when Booking Travel Through Chase Travel<\/th><th class=\"column-3\">Points Transferrable to Travel Partners<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve for Business\u2120<\/a>  (<a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=037481ae7a39a8c22d4312ad8acc6a95&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 2\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0c19d0c190c9b2bc42c7c69a61929dc75&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 2\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=01ae2985f9a0bbeebddefba978203225a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 1.5\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=aa5acf31034bb313332a67f4e0a2d03b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">Up to 1.75\u00a2 (depending on the specific redemption)<\/td><td class=\"column-3\">Yes<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a><\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=08edb294c02b2a54ab5831c63bd05f5e4&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048113\" href=\"\/blog\/link\/InkBusinessUnlimitedCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"4048113\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005144&type=3&u1=9bb3295cae255a5e4bd1c601e5f6478c&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=416eacca545ccced7159173a2e7ee109&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048295\" href=\"\/blog\/link\/InkBusinessPremierCreditCard\" rel=\"noopener nofollow sponsored\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a>  (<a data-ccid=\"5048295\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=2014317.10005859&type=3&u1=f0486411fedcb23bad4878f9f6b6a8be&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">1\u00a2<\/td><td class=\"column-3\">No<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>At the very least, you should get 1 cent per point from your Ultimate Rewards points. That's the rate at which you can cash out points for a statement credit.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-credit-card-offer-history\/\" rel=\"noopener\">Chase Credit Cards: Full Offer History & When To Apply<\/a><\/strong><\/p>\n<h2><span id=\"Which_Card_Should_You_Combine_Your_Ultimate_Rewards_With\">Which Card Should You Combine Your Ultimate Rewards With?<\/span><\/h2>\n<p>The <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a> and <a data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" rel=\"noopener nofollow sponsored\">Sapphire Reserve Business<\/a> are the best cards to combine all your Ultimate Rewards. They provide the best redemption rate through Chase Travel at up to 2\u00a2 per point. They also allow you to transfer to partners like Southwest, United, and World of Hyatt. And they come with excellent <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-travel-insurance\/\" rel=\"noopener\">travel insurance<\/a>.<\/p>\n<div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0c19d0c190c9b2bc42c7c69a61929dc75&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get $3,000 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $288 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"5048384\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Sapphire Reserve for Business\u2120<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/42f36a84-370d-4140-94a9-87f97a0dde86.png\" width=\"150\" alt=\"Sapphire Reserve for Business\u2120\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Sapphire Reserve for Business\u2120' data-ccid=\"5048384\" href=\"\/blog\/link\/ChaseSapphireReserveBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"5048384\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1833067.10005328&type=3&u1=037481ae7a39a8c22d4312ad8acc6a95&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Sapphire Reserve for Business\u2120<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase\u2019s flagship business travel card. Earn 8x on Chase Travel\u2120 purchases, 4x on flights and hotels booked directly, and 3x on eligible ad spend. Get $300 in travel credit, VIP lounge access, and premium travel protections to elevate every business trip.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.<\/li><li>$6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel&#x2120;, plus $3,000+ in annual value through travel and business benefits.<\/li><li>Earn 8x points on Chase Travel&#x2120; for airline tickets, hotels, including The Edit&#x2120;, car rentals, cruises, activities and tours.<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>Earn 4x points on flights & hotels booked direct.<\/li><li>Earn 3x points on social media & search engine advertising.<\/li><li>Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.<\/li><li>Enjoy complimentary access to the Chase Sapphire Lounge&#xAE; by The Club network and Priority Pass&#x2122; Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8X points on all Chase Travel\u2120 purchases<\/li>\r\n<li>5X total points on eligible Lyft rides through 9\/30\/2027<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on advertising purchases made with social media platforms and search engines<\/li>\r\n<li>1 point per dollar on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserveBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>If you don't have a Reserve card, consolidating to the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> or the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a> will give you up to 1.75\u00a2 per point in value, depending on the card and specific redemption. These cards also allow you to transfer to the same travel partners as the Reserve cards.<\/p>\n<div class=\"qs-card\" data-id=\"2061159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=01ae2985f9a0bbeebddefba978203225a&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Our <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-beginners-rewards-card\/\">#1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li><li>Enjoy benefits such as 5x on travel purchased through Chase Travel&#x2120;, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li><li>Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel&#x2120;<\/li><li>10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li><li>Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphirePreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div class=\"qs-card\" data-id=\"3006145\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=aa5acf31034bb313332a67f4e0a2d03b&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/li><li>Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open<\/li><li>Go further when you book with Chase Travel&#x2120;. Enjoy competitive rates, seamless booking and premium benefits.<\/li><li>Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.<\/li><li>Receive complimentary access to DashPass by DoorDash.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkPreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>Also, if you plan on closing a card account, you'll want to combine your points from that card before cancellation. Otherwise, you could lose your points earned with that card.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/do-chase-points-expire\/\" rel=\"noopener\">Do Chase Ultimate Rewards Points Expire?<\/a><\/strong><\/p>\n<h2><span id=\"Which_Chase_Ultimate_Rewards_Points_Can_Be_Combined\">Which Chase Ultimate Rewards Points Can Be Combined?<\/span><\/h2>\n<p>As long as you own the account, you can combine Chase points with any Sapphire, Freedom, or Ink-branded card.<\/p>\n<p>So, yes, even the cash back earned on the no-annual-fee Freedom-branded Chase cards &#8212; like the <a data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" rel=\"noopener nofollow sponsored\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a> &#8212; can be combined with points earned via the <a data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" rel=\"noopener nofollow sponsored\">Sapphire Reserve<\/a>.<\/p>\n<div class=\"qs-card\" data-id=\"3006090\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Freedom Unlimited\u00ae' data-ccid=\"3006090\" href=\"\/blog\/link\/ChaseFreedomUnlimited\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=08edb294c02b2a54ab5831c63bd05f5e4&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The everyday workhorse of the Ultimate Rewards family of cards earns 1.5% cash back on every purchase, every day of the week. While the Freedom Unlimited earns cash back on its own, the points earned become even more valuable when you hold an Ultimate Rewards card with the ability to <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\">transfer points to partners<\/a>. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/li><li>Enjoy 5% cash back on travel purchased through Chase Travel&#x2120;, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.<\/li><li>No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!<\/li><li>Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.<\/li><li>No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited&#xAE; card<\/li><li>Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChaseFreedomUnl\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"How_To_Combine_Chase_Points_Online\">How To Combine Chase Points Online<\/span><\/h2>\n<p>Combining Chase Ultimate Rewards points is a quick and easy process. You can combine points with any cards that you are the primary cardholder or cards belonging to one member of your household. You may also combine points with a business co-owner if you hold a business card. Here's the step-by-step process:<\/p>\n<p>1. Log in to your Chase account and click the <strong>Ultimate Rewards<\/strong> banner. Or <a target=\"_blank\" href=\"https:\/\/ultimaterewardspoints.chase.com\/\" rel=\"noopener\">click here<\/a>.<\/p>\n<figure id=\"attachment_99970\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/406\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-99970 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Chase-Dashboard-300x162.jpg\" alt=\"Screenshot of Chase account dashboard\" width=\"750\" height=\"406\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Chase-Dashboard-300x162.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Chase-Dashboard-1024x554.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Chase-Dashboard-768x416.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Chase-Dashboard-1536x831.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Chase-Dashboard-2048x1108.jpg 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>2. <strong>Select any listed card<\/strong>. At this point, it doesn't matter which one you pick.<\/p>\n<figure id=\"attachment_99971\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/246\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-99971 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Choose-Card-300x123.jpg\" alt=\"Screenshot of Chase point combination card selector option\" width=\"600\" height=\"246\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Choose-Card-300x123.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Choose-Card-768x314.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Choose-Card.jpg 948w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>3. Click on the <strong>Rewards details <\/strong>drop down. Then, select <strong>Combine points<\/strong>.<\/p>\n<figure id=\"attachment_177123\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"159\/300\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-177123 size-medium lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-website-Combine-Points-1-159x300.png\" alt=\"Screenshot of Chase Ultimate Rewards website with rewards details dropdown\" width=\"159\" height=\"300\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-website-Combine-Points-1-159x300.png 159w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-website-Combine-Points-1.png 384w\" sizes=\"(max-width: 159px) 100vw, 159px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<figure id=\"attachment_99974\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/340\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-99974 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-from-to-300x136.jpg\" alt=\"Screenshot of Chase combine your points page\" width=\"750\" height=\"340\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-from-to-300x136.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-from-to-1024x464.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-from-to-768x348.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-from-to-1536x696.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-from-to.jpg 1602w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>4. In the left column, select the card from which you want to move points, and in the right column, pick the recipient card. Then click <strong>Continue<\/strong>.<br \/>\na<br \/>\n<em>Note: If the card is not listed here and you want to transfer to a household member or a co-owner of a business (if you have a business credit card), you'll have to call the number on the back of your card to add the card to your profile.<\/em><\/p>\n<p>5. Enter how many points you can to move and\u00a0click <strong>Review<\/strong>.<\/p>\n<figure id=\"attachment_99980\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/306\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-99980 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/15k-points-300x153.jpg\" alt=\"Screenshot of Chase combine points process\" width=\"600\" height=\"306\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/15k-points-300x153.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/15k-points-1024x523.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/15k-points-768x392.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/15k-points-1536x784.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/15k-points.jpg 1602w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>6. Review the transfer. Then click <strong>Submit<\/strong>.<\/p>\n<figure id=\"attachment_99982\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/306\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-99982 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/submit-300x153.jpg\" alt=\"Screenshot of Chase combining points page\" width=\"600\" height=\"306\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/submit-300x153.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/submit-1024x523.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/submit-768x392.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/submit-1536x784.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/submit.jpg 1602w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>Note the transfer has been completed. You can then visit either linked card and complete any redemption.<\/p>\n<figure id=\"attachment_99981\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/395\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-99981 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/combine-points-confirmation-300x197.jpg\" alt=\"Screenshot of Chase combining points confirmation page\" width=\"600\" height=\"395\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/combine-points-confirmation-300x197.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/combine-points-confirmation-1024x674.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/combine-points-confirmation-768x505.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/combine-points-confirmation-1536x1011.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/combine-points-confirmation.jpg 1602w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Chase<\/em><\/enter><\/figure>\n<p>Remember that while there is no &#8220;undo&#8221; functionality, you can still instantly transfer points back to the source card.<\/p>\n<h2><span id=\"How_To_Transfer_Ultimate_Rewards_Points_Between_Cards_in_the_Chase_App\">How To Transfer Ultimate Rewards Points Between Cards in the Chase App<\/span><\/h2>\n<p>While combining Chase points online is easy, it's even easier on your phone. Here's how you can combine points using the Chase mobile app.<\/p>\n<p>1. Log in to your account, scroll down, and click <strong>Ultimate Rewards<\/strong>.<\/p>\n<p>2. <strong>Select any of the listed cards<\/strong>. At this point, it doesn't matter which one you pick. Then scroll down and click on <strong>Combine Points<\/strong>.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img data-aspectratio=\"138\/300\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"Chase-Ultimate-Rewards-Mobile-Combine-Points-1-138x300\" decoding=\"async\" class=\"alignnone size-medium wp-image-177120 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1-138x300.png\"  width=\"138\" height=\"300\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1-138x300.png 138w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1-472x1024.png 472w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1-768x1665.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1-709x1536.png 709w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1-945x2048.png 945w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-1.png 1179w\" sizes=\"(max-width: 138px) 100vw, 138px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<img data-aspectratio=\"138\/300\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"Chase-Ultimate-Rewards-Mobile-Combine-Points-2-138x300\" decoding=\"async\" class=\"alignnone size-medium wp-image-177121 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2-138x300.png\"  width=\"138\" height=\"300\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2-138x300.png 138w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2-472x1024.png 472w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2-768x1665.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2-709x1536.png 709w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2-945x2048.png 945w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-2.png 1179w\" sizes=\"(max-width: 138px) 100vw, 138px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<img data-aspectratio=\"138\/300\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"Chase-Ultimate-Rewards-Mobile-Combine-Points-3-138x300\" decoding=\"async\" class=\"alignnone size-medium wp-image-177122 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3-138x300.png\"  width=\"138\" height=\"300\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3-138x300.png 138w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3-472x1024.png 472w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3-768x1665.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3-709x1536.png 709w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3-945x2048.png 945w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/08\/Chase-Ultimate-Rewards-Mobile-Combine-Points-3.png 1179w\" sizes=\"(max-width: 138px) 100vw, 138px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>3. First, select the card from which you want to move points. Then, scroll down to pick the recipient card. Finally, click <strong>Next<\/strong>.<\/p>\n<p>4. Enter how many points you can to move and click <strong>Review<\/strong>.<\/p>\n<p>5. Review the transfer. Click <strong>Submit<\/strong>.<\/p>\n<p><img data-aspectratio=\"600\/378\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"Combine-Chase-2-300x189\" decoding=\"async\" class=\"aligncenter wp-image-99989 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-Chase-2-300x189.jpg\"  width=\"600\" height=\"378\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-Chase-2-300x189.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-Chase-2-1024x645.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-Chase-2-768x483.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-Chase-2-1536x967.jpg 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2018\/04\/Combine-Chase-2-2048x1289.jpg 2048w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h2><span id=\"Our_Take\">Our Take<\/span><\/h2>\n<p>Combining Ultimate Rewards is a fast and free process to ensure you get the best possible value from your points. A good time to combine points is when you're considering redeeming them for travel. It's free to do so and helpful to ensure your points are pooled on the card providing the highest possible value for your travel!<\/p>\n<div class=\"qs-card\" data-id=\"4048084\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"Chase Sapphire Reserve\u00ae\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/565192b2-c5cc-4edc-89ae-b8bba7a63750.png\" width=\"150\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Reserve\u00ae' data-ccid=\"4048084\" href=\"\/blog\/link\/ChaseSapphireReserve\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=0c19d0c190c9b2bc42c7c69a61929dc75&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$795<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/li><li>Get $3,000 in annual value with Sapphire Reserve.<\/li><li>Earn 8x points on all purchases through Chase Travel&#x2120;, including The Edit&#x2120; and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases<\/li><li>$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.<\/li><li>Access over 1,300 airport lounges worldwide with a complimentary Priority Pass&#x2122; Select membership, plus every Chase Sapphire Lounge&#xAE; by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck&#xAE; every 4 years<\/li><li>Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.<\/li><li>Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6\/22\/27 - a value of $288 annually<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>8x points on all purchases through Chase Travel\u2120<\/li>\r\n<li>4x points on flights and hotels booked directly<\/li>\r\n<li>3x points on dining worldwide<\/li>\r\n<li>1x points on all other purchases<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphireReserve\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-14500d029a#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>If you have multiple Chase credit cards that earn Ultimate Rewards, it is important to combine the points earned on each card. This allows you to maximize the value received from all of your rewards. So, how do you combine your rewards? And which card should you combine your rewards with? Read on to find out.<\/p>\n","protected":false},"author":68,"featured_media":179297,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12068],"tags":[12709,14353,12629],"coauthors":[36403,36477],"class_list":["post-14531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-award-programs","tag-chase-ultimate-rewards","tag-tutorials","tag-using-points"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/14531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/68"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=14531"}],"version-history":[{"count":58,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/14531\/revisions"}],"predecessor-version":[{"id":242636,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/14531\/revisions\/242636"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/179297"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=14531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=14531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=14531"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=14531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}