{"id":147433,"date":"2024-02-07T23:59:55","date_gmt":"2024-02-07T23:59:55","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=147433"},"modified":"2026-04-08T13:53:00","modified_gmt":"2026-04-08T13:53:00","slug":"how-to-get-chase-sapphire-reserve","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/how-to-get-chase-sapphire-reserve\/","title":{"rendered":"How To Get the Chase Sapphire Reserve\u00ae"},"content":{"rendered":"

Note: Any information provided here regarding credit card approvals is the opinion of this site and has not been reviewed or authorized by Chase or any financial partners of this site.<\/em><\/p>\n

The Chase Sapphire Reserve\u00ae<\/sup><\/a> (Rates & Fees<\/a>) is the crown jewel of Chase's Sapphire credit card family. The Sapphire Reserve is an exceptional rewards card if you can get approved for it. Unfortunately, even if you have an excellent credit score, a perfect credit history, and a high income, you may not be approved for the Sapphire Reserve if you've added several new credit card accounts to your wallet in the past couple of years.<\/p>\n

However, there are a few steps you can take to maximize your chances of getting approved for what many consider to be the best credit card around.<\/p>\n

Restrictions on Getting the Chase Sapphire Reserve<\/span><\/h2>\n

Before considering applying for the Sapphire Reserve<\/a>, you'll want to be aware of the\u00a0credit card application rules and restrictions<\/a> that might be in place. In addition to needing to be under 5\/24 with Chase<\/a>, another restriction is in place if you currently have or previously had a credit card in the Sapphire family<\/a>.<\/p>\n

One thing you'll want to do before considering applying for the Sapphire Reserve is count the number of credit card accounts you have added to your credit report within the previous two years. Fortunately, there's a free way to check your Chase 5\/24 status for free<\/a>. If you will be under the five-card threshold soon, you should probably wait until that happens to apply for the Sapphire Reserve.<\/p>\n

\"close
Credit: Ksenia Chernaya\/Pexels<\/em><\/enter><\/figure>\n

It's also worth noting that Chase doesn't tend to approve anyone for more than two cards in a 30-day period.<\/p>\n

What To Do if You're Rejected<\/span><\/h2>\n

If you aren't instantly approved for the Sapphire Reserve<\/a>, you have a few different options. First, make sure that you are aware of and in compliance with the restrictions mentioned above. If you are over Chase 5\/24 or if you currently have a Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>), for example, you are very unlikely to be approved for the Sapphire Reserve. You'll also want to make sure that you have sufficient income and an Excellent credit score (700 or higher) to increase your odds of being approved.<\/p>\n

If you fit all those criteria and your application still went pending, you might consider calling the\u00a0credit card reconsideration line<\/a> to see if you can get approved by talking to a human. If you are an authorized user on someone else's card<\/a>, Chase's automated system may count that as an account in your name (and thus may reject you for 5\/24 limits). But if you call the reconsideration line and explain that you are only an authorized user on the card, that may help you\u00a0 get approved.<\/p>\n

Is the Chase Sapphire Reserve Worth It?<\/span><\/h2>\n

There's no denying that Chase Ultimate Rewards<\/a> are one of the most valuable forms of flexible rewards currencies. One of the biggest benefits of Ultimate Rewards points is the ability to transfer to Chase's hotel and airline transfer partners<\/a>, which include:<\/p>\n

From<\/div>
To<\/div>
Transfer Ratio<\/div>
Min.Transfer<\/div>
Average Time<\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Aer Lingus (AerClub)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Air Canada (Aeroplan)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
47 minutes<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Air France (Flying Blue)<\/a><\/div><\/div><\/div>
1,000:1,200
20% transfer bonus through May 27, 2026<\/a>.<\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
British Airways (Club)<\/a>
United States<\/div><\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Chase (Ultimate Rewards)<\/a><\/div><\/div><\/div>
1:1<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Emirates (Skywards & Business Rewards)<\/div><\/div><\/div>
Emirates dropped as a Chase transfer partner on October 16, 2025<\/a>.<\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Hyatt (World of Hyatt)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Iberia Plus<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
IHG Hotels & Resorts (One Rewards)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
5 hours<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
JetBlue Airways (TrueBlue)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
KLM (Flying Blue)<\/a><\/div><\/div><\/div>
1,000:1,200
20% transfer bonus through May 27, 2026<\/a>.<\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Marriott (Bonvoy)<\/a><\/div><\/div><\/div>
1,000:1,650
65% transfer bonus through May 15, 2026<\/a>.<\/div><\/div>
-<\/div>
2 days<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Singapore Airlines (KrisFlyer)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
1 day<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Southwest Airlines (Rapid Rewards)<\/div><\/div><\/div>
1,000:1,250
30% transfer bonus through June 5, 2026.<\/a><\/div><\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
United Airlines (Mileage Plus)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Virgin Atlantic (Flying Club)<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Immediate<\/div><\/div><\/div>
Chase (Ultimate Rewards)<\/a><\/div>\u2794<\/span><\/div><\/div>
\u2794<\/span>
Wyndham Rewards<\/div><\/div><\/div>
1,000:1,000<\/div>
-<\/div>
Unknown<\/div><\/div><\/div><\/div>\n

But to be able to transfer points, you need to have one of the premium Chase credit cards, like the Sapphire Reserve<\/a>, Sapphire Preferred<\/a>, or Ink Business Preferred\u00ae<\/sup> Credit Card<\/a> (Rates & Fees<\/a>). So if you don't have a premium Chase card already, it may make sense to apply for the Sapphire Reserve to unlock this benefit.<\/p>\n

On top of the ability to transfer points to hotel and airline partners, the Sapphire Reserve comes with a whole slew of premium travel and other benefits. This includes a $300 annual travel credit, access to Priority Pass airport lounges, outstanding insurance benefits<\/a>, and more. There's a reason that many people consider it to be the ultimate family travel card<\/a>. If you are wondering if the Chase Sapphire Reserve is worth it<\/a>, take a look at the benefits and how much they are worth to you. Then, compare that to the card's annual fee to see if it is worth it for you.<\/p>\n

Related: Chase Sapphire Reserve full review<\/a><\/strong><\/p>\n

\n
\n
\n
Chase Sapphire Reserve\u00ae<\/sup><\/div>\n
\"Chase<\/div>\n
Apply Now<\/a><\/div>\n
Rates & Fees<\/a><\/span><\/div>\n
Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n <\/div>\n
\n Chase Sapphire Reserve\u00ae<\/sup><\/strong>\n
Welcome Bonus<\/strong>\r\nEarn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>\n
Annual Fee:<\/strong>$795<\/b><\/div>\n
Show more<\/a>Why We Like It<\/a>Highlights<\/a>Earning Rates<\/a>
Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.<\/div>
\n\n\n