{"id":147832,"date":"2025-07-18T12:10:01","date_gmt":"2025-07-18T12:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=147832"},"modified":"2026-04-08T14:19:05","modified_gmt":"2026-04-08T14:19:05","slug":"citi-shop-program","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/citi-shop-program\/","title":{"rendered":"How to Use the Free Citi Shop Program to Save Money on Online Purchases"},"content":{"rendered":"<p>When it comes to online shopping, few things make the experience better than earning extra rewards through a shopping portal. One option you might not be as familiar with is <a target=\"_blank\" href=\"https:\/\/www.citi.com\/credit-cards\/citishop\/home\" rel=\"noopener\">Citi Shop<\/a> \u2014 a free program that lets eligible Citi cardholders earn statement credits and access additional savings at more than 5,000 online retailers.<\/p>\n<p>Here\u2019s what to know about Citi Shop and how you can use it to save on your online purchases.<\/p>\n<h2><span id=\"What_Is_Citi_Shop\">What Is Citi Shop?<\/span><\/h2>\n<p>Like other <a target=\"_blank\" href=\"\/shopping\/beginners-guide-to-shopping-portals\/\" rel=\"noopener\">online shopping portals<\/a> such as <a target=\"_blank\" href=\"\/shopping\/rakuten-rewards\/\" rel=\"noopener\">Rakuten<\/a> or <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-shopping\/\" rel=\"noopener\">Capital One Shopping<\/a>, Citi Shop works through a browser extension. Once you <a target=\"_blank\" href=\"https:\/\/chromewebstore.google.com\/detail\/citi-shop%E2%84%A0-smarter-online\/coilflpnmfnnbdpjfcglhgommahebcci\" rel=\"noopener\">download the extension<\/a> and link an eligible Citi credit card, you\u2019re ready to start shopping and earning rewards.<\/p>\n<figure id=\"attachment_217035\" class=\"wp-caption alignnone\"><img data-aspectratio=\"2258\/878\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"size-full wp-image-217035 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4.png\" alt=\"Citi Shop web banner.\" width=\"2258\" height=\"878\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4.png 2258w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4-300x117.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4-1024x398.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4-768x299.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4-1536x597.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-4-2048x796.png 2048w\" sizes=\"(max-width: 2258px) 100vw, 2258px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>Eligible rewards will appear on your linked card\u2019s statement as a credit. Depending on the retailer, rewards are offered either as a percentage of your purchase or a flat dollar amount.<\/p>\n<p>One notable drawback, though, is that Citi Shop\u2019s terms indicate it can take anywhere from 61 to 180 days for statement credits to post, which is a long wait.<\/p>\n<p>Additionally, Citi Shop can automatically search for promo codes during checkout. If it finds one, you can apply the code before completing your purchase. And this can mean extra savings if you're lucky.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-online-shopping\/\" rel=\"noopener\">The Best Credit Cards for Online Shopping<\/a><\/strong><\/p>\n<h3><span id=\"How_to_set_up_Citi_Shop\">How to set up Citi Shop<\/span><\/h3>\n<p>Getting started with Citi Shop is simple. Download the browser extension (this also works on iOS mobile devices), sign in to your Citi account, and link a <a target=\"_blank\" href=\"\/find-a-card\/citi\/\" rel=\"noopener\">Citi credit card<\/a>. The good news is that even co-branded cards are eligible.<\/p>\n<figure id=\"attachment_217034\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/457\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-217034 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2.png\" alt=\"Citi Shop card linking process.\" width=\"750\" height=\"457\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2.png 2332w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2-300x183.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2-1024x624.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2-768x468.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2-1536x935.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-2-2048x1247.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>Rewards will post only to the linked card, of which you can only have one of at a time. Once linked, you\u2019re ready to shop.<\/p>\n<figure id=\"attachment_217033\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/248\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-217033 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1.png\" alt=\"Citi Shop savings to date.\" width=\"750\" height=\"248\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1.png 2384w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1-300x99.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1-1024x338.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1-768x254.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1-1536x508.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-1-2048x677.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<p>There isn\u2019t an official list of participating retailers, even though Citi advertises more than 5,000 stores. The best way to check is to visit a retailer\u2019s website and look for the Citi Shop popup, or search for products and see if the icon appears next to a merchant.<\/p>\n<p>Be sure to activate the offer before you check out, then wait for your rewards to post. But just keep in mind you might be waiting a while for those rewards.<\/p>\n<figure id=\"attachment_217032\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/362\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-217032 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3.png\" alt=\"Citi Shop browser open on Ticketmaster.\" width=\"750\" height=\"362\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3.png 2506w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3-300x145.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3-1024x494.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3-768x371.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3-1536x742.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/Citi-Shop-3-2048x989.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Citi<\/em><\/enter><\/figure>\n<h2><span id=\"Which_Citi_Card_Should_You_Use_to_Shop_Online\">Which Citi Card Should You Use to Shop Online?<\/span><\/h2>\n<p>Trying to decide which Citi credit card to use for your Citi Shop purchases? Here are three great options:<\/p>\n<ul>\n<li><strong>If you're shopping at a retailer that falls into one of the <a data-ccid=\"4048250\" href=\"\/blog\/link\/CR-CitiCustomCashCard\" rel=\"noopener nofollow sponsored\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/a>&#8216;s 5% bonus categories,<\/strong> this is hands down the best card to use. You'll earn 5% cash back in your top eligible spend category each billing cycle, up to the first $500 spent (1% cash back thereafter). So, if you're planning to shop online for &#8220;select travel&#8221; or at &#8220;home improvement stores,&#8221; for example, this card will help you maximize your rewards.<\/li>\n<li><strong>If you shop online frequently but across a range of retailers,<\/strong> your best bet is the <a data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" rel=\"noopener nofollow sponsored\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). This card earns 2% back on every purchase \u2014 1% when you buy plus 1% as you pay. There's no cap and no need to track or enroll in categories, making it an easy choice for online shoppers who value simplicity.<\/li>\n<li><strong>If you're working towards American Airlines AAdvantage<sup>\u00ae<\/sup> elite status,<\/strong> consider using the <a data-ccid=\"3004018\" href=\"\/blog\/link\/CR-CitiAAdvantagePlatinumSelectWorldEliteMasterCard\" rel=\"noopener nofollow sponsored\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Platinum Select<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a>. While it\u2019s not the most rewarding card for online shopping in rewards, you'll earn 1 Loyalty Point for every eligible AAdvantage mile earned from purchases. If you shop online often, this can help you rack up Loyalty Points and move closer to the next AA elite status tier.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/cardart-citicustomcashcard.png\" width=\"150\" alt=\"Citi Custom Cash&lt;sup&gt;\u00ae&lt;\/sup&gt; Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> points, which can be redeemed for $200 cash back.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048250\" href=\"\/blog\/link\/CR-CitiCustomCashCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--9\"><strong>Credit Score<\/strong><p>Fair, Good, or Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent<\/li>\r\n<li>1% cash back thereafter, plus, you'll earn unlimited 1% cash back on all other purchases<\/li>\r\n<li>No rotating bonus categories to sign up for \u2013 as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.<\/li>\r\n<li>Eligible spending categories are: <I>Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.<\/i><\/li>\r\n<li><b><i>Special Travel Offer:<\/i><\/b> Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel<sup>\u2120<\/sup> portal.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Double Cash\u00ae Card' data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--9\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/c8ad7e8f-5b61-4e76-9b84-26872e38d537.jpg\" width=\"150\" alt=\"Citi\u00ae \/ AAdvantage\u00ae Platinum Select\u00ae World Elite Mastercard\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Platinum Select<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 American Airlines AAdvantage<sup>\u00ae<\/sup> bonus miles after $3,000 in purchases within the first 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"3004018\" href=\"\/blog\/link\/CR-CitiAAdvantagePlatinumSelectWorldEliteMasterCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$99, waived for first 12 months<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 2X miles for every $1 spent at restaurants<\/li>\r\n<li>Earn 2X miles for every $1 spent at gas stations<\/li>\r\n<li>Earn 2X miles for every $1 spent on eligible American Airlines purchases<\/li>\r\n<li>Earn 1X mile for every $1 spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-quadfecta\/\" rel=\"noopener\">Build a Citi Quadfecta To Earn Between 2.22 and 5.55 Points per Dollar on Purchases<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>If you\u2019re looking to save a bit on online purchases, Citi Shop could be worth exploring. Depending on where you shop, you might find a decent opportunity to earn rewards \u2014 if you can locate an eligible retailer. That said, even at stores we\u2019ve seen included, the rates generally aren\u2019t spectacular.<\/p>\n<p>For example, here are some current payouts as of early July 2025 at popular brands:<\/p>\n<ul>\n<li><strong>Dick's Sporting Goods:<\/strong> 0.7% cash back<\/li>\n<li><strong>Nike:<\/strong> 1.1% cash back<\/li>\n<li><strong>IHG:<\/strong> 1.5% cash back<\/li>\n<li><strong>Petsmart:<\/strong> 1.1% cash back<\/li>\n<li><strong>Samsonite:<\/strong> 1.9% cash back<\/li>\n<\/ul>\n<p>As always, your mileage may vary. Our recommendation is to keep Citi Shop in your back pocket and only use it if the offer is stronger than what you\u2019d find with Rakuten, Capital One Shopping, or an airline shopping portal. After all, comparing rewards across multiple portals is the best way to maximize your earnings.<\/p>\n<p>If Citi Shop has the top (or only) offer for something you want to buy, it can be a handy tool to have available.<\/p>\n<div class=\"qs-card\" data-id=\"3002009\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/12d797ee-967a-492c-afac-48873b260ebb.jpg\" width=\"150\" alt=\"Citi Double Cash\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Double Cash\u00ae Card' data-ccid=\"3002009\" href=\"\/blog\/link\/CR-CitiDoubleCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a class=\"active\" href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl active\">The Citi Double Cash is a dynamic, no-annual-fee cash-back rewards card that allows you to earn 2% traditional cash back, or convert your rewards to ThankYou Rewards points at a 1:1 ratio (2x ThankYou points per $1). When paired with a premium ThankYou Rewards earning card, the Citi Double Cash is now the best card available for everyday, non-bonus purchases.\r\n<br>\r\n<br>\r\nIf you're looking to pay down debt or finance a larger purchase, this card also comes with one of the best available introductory APR offers on balance transfers.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> Points, which can be redeemed for $200 cash back.<\/li>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<li>Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.<\/li>\r\n<li>Balance Transfers do not earn cash back. Intro APR does not apply to purchases.<\/li>\r\n<li>If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.<\/li>\r\n<li>There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.\r\n<br><br>\r\nPlus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/DoubleCash-18BT\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#What_Is_Citi_Shop\">What Is Citi Shop?<\/a><ul><li><a href=\"#How_to_set_up_Citi_Shop\">How to set up Citi Shop<\/a><\/li><\/ul><\/li><li><a href=\"#Which_Citi_Card_Should_You_Use_to_Shop_Online\">Which Citi Card Should You Use to Shop Online?<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to online shopping, few things make the experience better than earning extra rewards through a shopping portal. One option you might not be as familiar with is Citi Shop \u2014 a free program that lets eligible Citi cardholders earn statement credits and access additional savings at more than 5,000 online retailers. Here&#8217;s how it works.<\/p>\n","protected":false},"author":80,"featured_media":143657,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12069],"tags":[12785,12621],"coauthors":[36432],"class_list":["post-147832","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-citibank","tag-earning-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/147832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=147832"}],"version-history":[{"count":16,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/147832\/revisions"}],"predecessor-version":[{"id":257144,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/147832\/revisions\/257144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/143657"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=147832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=147832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=147832"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=147832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}