{"id":152769,"date":"2025-07-11T20:10:01","date_gmt":"2025-07-11T20:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=152769"},"modified":"2026-04-08T14:18:53","modified_gmt":"2026-04-08T14:18:53","slug":"amtrak-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amtrak-credit-card\/","title":{"rendered":"Earn Up to 20,000 Bonus Points With Amtrak Credit Card Offers"},"content":{"rendered":"<p>If you're in the mood for some extra Amtrak Guest Rewards points, keep reading. First National Bank of Omaha offers two co-branded credit cards from Amtrak Guest Rewards, allowing you to earn bonus points from daily spending and welcome bonuses.<\/p>\n<p>Here's a look at what these cards offer \u2014 both day-to-day and sign-up bonuses for new applicants.<\/p>\n<h2><span id=\"Amtrak_Guest_Rewards_Preferred_Mastercard\">Amtrak Guest Rewards<sup>\u00ae<\/sup> Preferred Mastercard<sup>\u00ae<\/sup><\/span><\/h2>\n<p>New applicants for the <a data-ccid=\"222\" href=\"https:\/\/www.amtrak.com\/offer\" =_blank target=\"_blank\" rel=\"noopener\">Amtrak Guest Rewards<sup>\u00ae<\/sup> Preferred Mastercard<sup>\u00ae<\/sup><\/a> can earn 20,000 bonus points after spending $1,000 on purchases in the first three billing cycles of account opening. On top of this welcome bonus, the card has several valuable perks to justify its $99 annual fee.<\/p>\n<h3><span id=\"Amtrak_Guest_Preferred_Card_key_benefits\">Amtrak Guest Preferred Card key benefits<\/span><\/h3>\n<ul>\n<li>Earn 3X on Amtrak travel, including onboard purchases, plus a 20% rebate on onboard food and beverage purchases (as a statement credit), 2X on dining, travel, transit, and rideshare, and 1X on other purchases.<\/li>\n<li>Round-trip companion coupon at account opening and each card anniversary.<\/li>\n<li>One-class upgrade available at account opening and each account anniversary.<\/li>\n<li>Receive a station lounge pass at account opening and each account anniversary.<\/li>\n<li>5% rebate when redeeming Amtrak Guest points for travel.<\/li>\n<li>Earn 1,000 Tier Qualifying Points (TQPs) toward elite status from each $5,000 in qualifying purchases.<\/li>\n<li><a target=\"_blank\" href=\"\/travel\/do-amtrak-points-expire\/\" rel=\"noopener\">Your Amtrak points don't expire<\/a> as long as your account remains open.<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<figure id=\"attachment_150535\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-150535 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Aris-Unsplash-Amtrak-train-engine-featured-300x240.png\" alt=\"close-up of an Amtrak train engine at a train station\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Aris-Unsplash-Amtrak-train-engine-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Aris-Unsplash-Amtrak-train-engine-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Aris-Unsplash-Amtrak-train-engine-featured-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/02\/Aris-Unsplash-Amtrak-train-engine-featured.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Aris\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Amtrak_Guest_Rewards_Mastercard\">Amtrak Guest Rewards<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/span><\/h2>\n<p>Applicants for the <a data-ccid=\"223\" href=\"https:\/\/www.amtrak.com\/offer\" =_blank target=\"_blank\" rel=\"noopener\">Amtrak Guest Rewards<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/a> can earn 12,000 bonus points after spending $1,000 on purchases in the first three billing cycles of account opening. Despite an annual fee of $0, there are still some worthwhile perks on this card.<\/p>\n<h3><span id=\"Amtrak_Guest_Rewards_Card_key_benefits\">Amtrak Guest Rewards Card key benefits<\/span><\/h3>\n<ul>\n<li>Earn 2X on Amtrak travel, including onboard purchases, plus a 10% rebate on onboard food and beverage purchases (as a statement credit), 2X on dining, and 1X on other purchases.<\/li>\n<li>5% rebate when redeeming Amtrak Guest points for travel.<\/li>\n<li>Points don't expire as long as your account remains open.<\/li>\n<li>No foreign transaction fees.<\/li>\n<\/ul>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Both the <a data-ccid=\"223\" href=\"https:\/\/www.amtrak.com\/offer\" =_blank target=\"_blank\" rel=\"noopener\">Amtrak Guest Rewards Card<\/a> and <a data-ccid=\"222\" href=\"https:\/\/www.amtrak.com\/offer\" =_blank target=\"_blank\" rel=\"noopener\">Amtrak Guest Preferred Card<\/a> offer quality ongoing benefits and valuable earning rates for those interested in amassing Amtrak Guest Rewards points. And the Preferred card frequently boosts its welcome bonus, making it a strong contender to add to your wallet.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Amtrak_Guest_Rewards_Preferred_Mastercard\">Amtrak Guest Rewards<sup>\u00ae<\/sup> Preferred Mastercard<sup>\u00ae<\/sup><\/a><ul><li><a href=\"#Amtrak_Guest_Preferred_Card_key_benefits\">Amtrak Guest Preferred Card key benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Amtrak_Guest_Rewards_Mastercard\">Amtrak Guest Rewards<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/a><ul><li><a href=\"#Amtrak_Guest_Rewards_Card_key_benefits\">Amtrak Guest Rewards Card key benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Both the Amtrak Guest Rewards\u00ae Preferred Mastercard\u00ae and Amtrak Guest Rewards\u00ae Mastercard\u00ae have valuable ongoing benefits and earning rates to help you stock up on Amtrak Guest Rewards points. Here are the benefits and welcome offers available on both cards.<\/p>\n","protected":false},"author":59,"featured_media":150535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[36462,12232],"coauthors":[36386],"class_list":["post-152769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-amtrak-guest-rewards","tag-card-offers"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/152769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/59"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=152769"}],"version-history":[{"count":23,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/152769\/revisions"}],"predecessor-version":[{"id":257127,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/152769\/revisions\/257127"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/150535"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=152769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=152769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=152769"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=152769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}