{"id":153732,"date":"2025-08-02T18:10:01","date_gmt":"2025-08-02T18:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=153732"},"modified":"2026-05-05T17:39:26","modified_gmt":"2026-05-05T17:39:26","slug":"spark-miles-select","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/spark-miles-select\/","title":{"rendered":"Capital One Spark Miles Select Review: Earn Valuable Rewards for No Annual Fee"},"content":{"rendered":"<p>The <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Capital One Spark Miles Select for Business<\/a> is a straightforward miles-earning business credit card from Capital One. And it's a good starter card for small business owners looking to enter into the Capital One ecosystem and earn travel rewards from their business expenses. It has quality business-specific perks, such as account managers, virtual credit cards, and purchase records to help your bookkeeping efforts.<\/p>\n<p>The card also has a quality welcome bonus and a simple earning structure of unlimited 1.5x miles on every purchase, without category restrictions, that takes the guesswork out of earnings. All in exchange for no annual fee.<\/p>\n<p>Here's what you should know about the Spark Miles Select.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006148\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Spark Miles Select for Business<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"\/\/cdn.nextinsure.com\/imaging\/opt\/bd9b2bee-8bf8-48a3-b1b9-073514bd6e90.png\" width=\"150\" alt=\"Capital One Spark Miles Select for Business\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is no longer available to new applicants.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Spark Miles Select for Business<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is no longer available to new applicants.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">A no-nonsense business rewards card earning 1.5x Miles per dollar on all business expenses, with no annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn  Miles ; worth $500 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners<\/li>\r\n \t<li>1.5 Miles per $1 on every purchase<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$0 annual fee<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X Miles per $1 on purchases through Capital One Entertainment (through 12\/31\/2025)<\/li>\r\n<li>1.5 Miles per $1 on every purchase.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SparkMilesSelect\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Capital_One_Spark_Miles_Select_Pros\">Capital One Spark Miles Select Pros<\/a><\/li><li><a href=\"#Capital_One_Spark_Miles_Select_Cons\">Capital One Spark Miles Select Cons<\/a><\/li><li><a href=\"#Capital_One_Spark_Miles_Select_Welcome_Offer\">Capital One Spark Miles Select Welcome Offer<\/a><\/li><li><a href=\"#Capital_One_Spark_Miles_Select_Benefits\">Capital One Spark Miles Select Benefits<\/a><ul><li><a href=\"#Account_managers\">Account managers<\/a><\/li><li><a href=\"#0_fraud_liability_for_unauthorized_use\">$0 fraud liability for unauthorized use<\/a><\/li><li><a href=\"#Purchase_records\">Purchase records<\/a><\/li><li><a href=\"#Year-end_summaries\">Year-end summaries<\/a><\/li><li><a href=\"#Virtual_credit_cards\">Virtual credit cards<\/a><\/li><li><a href=\"#Employee_access\">Employee access<\/a><\/li><li><a href=\"#Extended_warranty_protection\">Extended warranty protection<\/a><\/li><li><a href=\"#No_foreign_transaction_fees\">No foreign transaction fees<\/a><\/li><\/ul><\/li><li><a href=\"#Earning_Capital_One_Miles\">Earning Capital One Miles<\/a><\/li><li><a href=\"#Redeeming_Miles_With_the_Capital_One_Spark_Miles_Select\">Redeeming Miles With the Capital One Spark Miles Select<\/a><ul><li><a href=\"#Transfer_to_travel_partners\">Transfer to travel partners<\/a><\/li><li><a href=\"#Capital_One_Travel_portal\">Capital One Travel portal<\/a><\/li><li><a href=\"#Gift_cards\">Gift cards<\/a><\/li><li><a href=\"#Cash_back\">Cash back<\/a><\/li><\/ul><\/li><li><a href=\"#Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Capital_One_Spark_Miles_Select\">Cards That Compete With the Capital One Spark Miles Select<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Capital_One_Spark_Miles_Select_Pros\">Capital One Spark Miles Select Pros<\/span><\/h2>\n<ul>\n<li>No annual fee or foreign transaction fees.<\/li>\n<li>Simple to earn and redeem rewards with no limits or category restrictions.<\/li>\n<li>Several business-specific benefits, such as itemized year-end summaries.<\/li>\n<li>Purchase records can be downloaded in several formats, including QuickBooks<sup>\u00ae<\/sup> and Excel<sup>\u00ae<\/sup>.<\/li>\n<\/ul>\n<h2><span id=\"Capital_One_Spark_Miles_Select_Cons\">Capital One Spark Miles Select Cons<\/span><\/h2>\n<ul>\n<li>Understanding how to use the card's rewards (Capital One miles) for maximum value can feel complicated.<\/li>\n<li>Lack of travel benefits, such as lounge access or annual travel credits.<\/li>\n<\/ul>\n<figure id=\"attachment_155742\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-155742 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Cup-of-Couple-Pexels-credit-card-feature-300x240.png\" alt=\"close-up of hands holding a credit card\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Cup-of-Couple-Pexels-credit-card-feature-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Cup-of-Couple-Pexels-credit-card-feature-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Cup-of-Couple-Pexels-credit-card-feature-325x260.png 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Cup-of-Couple-Pexels-credit-card-feature.png 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Cup of Couple\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Capital_One_Spark_Miles_Select_Welcome_Offer\">Capital One Spark Miles Select Welcome Offer<\/span><\/h2>\n<p>This card is no longer available to new applicants.. <a href=\"\/credit-cards\/capital-one-credit-card-offer-history\/\"><\/a><\/p>\n<h2><span id=\"Capital_One_Spark_Miles_Select_Benefits\">Capital One Spark Miles Select Benefits<\/span><\/h2>\n<p>The <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Spark Miles Select<\/a> doesn't provide some relevant travel-specific benefits. This means you won't get access to Priority Pass or Capital One Lounges, and you won't find any monthly or annual credits to offset your expenses. However, the card features many advantages specifically designed for business cardholders. Let's take a look at what the card <i>does<\/i> offer.<\/p>\n<h3><span id=\"Account_managers\">Account managers<\/span><\/h3>\n<p>Assign an account manager other than yourself to oversee payments and review transactions. This is especially useful for business owners who would like to delegate bookkeeping.<\/p>\n<figure id=\"attachment_154383\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/400\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-154383 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/03\/Two-women-business-owners-scaled-e1709679962657.jpeg\" alt=\"Two women look at a tablet screen with smiles on their faces.\" width=\"600\" height=\"400\" \/><center><em>Credit: Microsoft 360\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"0_fraud_liability_for_unauthorized_use\">$0 fraud liability for unauthorized use<\/span><\/h3>\n<p>You won't be held responsible for fraudulent transactions made with your <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Spark Miles Select<\/a>. Capital One will issue you an emergency replacement card and a cash advance if your card is lost or stolen. You can also lock your card if you realize it's been lost or stolen or set up security alerts via text, email, or phone.<\/p>\n<h3><span id=\"Purchase_records\">Purchase records<\/span><\/h3>\n<p>You can download your purchase records in multiple formats for easy bookkeeping. Formats include Quicken<sup>\u00ae<\/sup>, QuickBooks<sup>\u00ae<\/sup>, and Excel<sup>\u00ae<\/sup>. You can also sync your QuickBooks Online account to simplify vendor payments and track payments directly from your Capital One Business account.<\/p>\n<h3><span id=\"Year-end_summaries\">Year-end summaries<\/span><\/h3>\n<p>Get an itemized report of all annual spending. This will help you at tax time to know exactly what you spent in your business throughout the year.<\/p>\n<h3><span id=\"Virtual_credit_cards\"><strong><\/strong>Virtual credit cards<\/span><\/h3>\n<p>A <a target=\"_blank\" href=\"\/credit-cards\/capital-one-virtual-card\/\" rel=\"noopener\">Capital One virtual card number<\/a> lets you keep your real credit card number hidden when making online purchases. This can be valuable when you need to make a purchase with an unfamiliar merchant or a website you don\u2019t fully trust. And even reputable companies are vulnerable to hacks that expose customer information.<\/p>\n<p>With a virtual card number, you can set a maximum transaction amount, make the card valid at only one store, and control whether the number can be used multiple times. That\u2019s especially useful when you sign up for a free trial, you might forget to cancel.<\/p>\n<p>It takes just seconds to request a virtual credit card number when logged into your Capital One account, and it can save you a lot of trouble to take this simple step to avoid having your account information fall into the wrong hands.<\/p>\n<h3><span id=\"Employee_access\">Employee access<\/span><\/h3>\n<p>Employee cards are free and come with customizable spending limits, and you can also earn unlimited 1.5x miles from their purchases.<\/p>\n<h3><span id=\"Extended_warranty_protection\"><strong><\/strong>Extended warranty protection<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">Credit card extended warranty<\/a> coverage protects your purchases after the manufacturer\u2019s warranty has expired. Eligible items purchased with your Spark Miles Select qualify for up to one additional year of coverage with a limit of $10,000 per claim and $50,000 per cardholder. Examples of covered items include appliances, televisions, and cell phones. This extended warranty coverage is provided by Mastercard.<\/p>\n<p>You should always check your card\u2019s guide to benefits before counting on this coverage because the original manufacturer\u2019s warranty needs to meet some additional requirements for the coverage to apply.<\/p>\n<h3><span id=\"No_foreign_transaction_fees\">No foreign transaction fees<\/span><\/h3>\n<p>Pay zero foreign transaction fees on purchases made outside of the United States.<\/p>\n<h2><span id=\"Earning_Capital_One_Miles\"><strong>Earning Capital One Miles<\/strong><\/span><\/h2>\n<p>The <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Spark Miles Select<\/a> earns an unlimited 1.5X miles on every purchase. While there are no bonus categories to keep up with, there's also no opportunity to earn more on general spending. Only hotels and rental cars booked through <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One Travel<\/a> have an earning potential of unlimited 5X miles.<\/p>\n<p>Nonetheless, being able to earn flexible Capital One miles without an annual fee is still a benefit of this card. The simple earning rate here also provides more than the \u201cearn 1 mile per dollar on all other purchases\u201d you'll find with most cards, making this a <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">strong card for everyday spending<\/a>.<\/p>\n<h2><span id=\"Redeeming_Miles_With_the_Capital_One_Spark_Miles_Select\">Redeeming Miles With the Capital One Spark Miles Select<\/span><\/h2>\n<p>Capital One miles can be redeemed in several ways, the most valuable being travel purchases. But since this card's main features are business-related and the earning rate is on the lower side, travel may not be your top priority. Here are the ways to redeem miles earned with the <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Spark Miles Select<\/a>.<\/p>\n<h3><span id=\"Transfer_to_travel_partners\"><strong><\/strong>Transfer to travel partners<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-transfer-partners\/\" rel=\"noopener\">Capital One transfer partners<\/a> offer the most value for your miles. Out of 22 different travel partners, 18 are airlines \u2014 including Air Canada Aeroplan and British Airways Club \u2014 and four are hotel partners.<\/p>\n<p>It's worth noting that you can also earn rewards on Capital One cash back and business cards like the Spark Cash cards, and combine those with miles earned on the Spark Miles or Venture cards to transfer to travel partners.<\/p>\n<p>For example, you could redeem 55,000 miles for this ANA flight between Tokyo and Seattle. The average cost of this flight (if you book round-trip) is over $5,000, proving just how valuable it can be to use your miles with transfer partners \u2014 rather than other redemption options. You're getting nearly 5\u00a2 per mile in value with this particular one-way redemption.<\/p>\n<figure id=\"attachment_220530\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/180\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-220530 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA.png\" alt=\"Aeroplan award -- ANA from HND to SEA.\" width=\"750\" height=\"180\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA.png 2444w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA-300x72.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA-1024x246.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA-768x185.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA-1536x370.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/08\/AC-HNDSEA-2048x493.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Air Canada Aeroplan<\/em><\/enter><\/figure>\n<h3><span id=\"Capital_One_Travel_portal\"><strong><\/strong>Capital One Travel portal<\/span><\/h3>\n<p>Redeem your miles directly in the <a href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\">Capital One Travel portal<\/a> for airfare, hotels, and rental cars. The portal has price prediction to help you pick the perfect time to buy your airline tickets and freeze the price of a ticket for up to 14 days. If the price goes up during the freeze, Capital One will pay up to $500 of the difference.<\/p>\n<p>While the travel portal will usually deliver less savings per mile than transferring to partners, it\u2019s also a lot easier to get your travel booked.<\/p>\n<h3><span id=\"Gift_cards\">Gift cards<\/span><\/h3>\n<p>You can redeem your miles for gift cards. This is a clever way to use those miles for business expenses that can be paid for with a gift card, such as office supply stores.<\/p>\n<h3><span id=\"Cash_back\">Cash back<\/span><\/h3>\n<p>You can redeem Capital One miles for cash back in the form of a statement credit. However, as already mentioned above, this provides a fraction of the value available with miles transfers.<\/p>\n<h2><span id=\"Application_Restrictions_and_Strategy\">Application Restrictions and Strategy<\/span><\/h2>\n<p>Capital One is one of the stricter credit card issuers when it comes to <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">application requirements<\/a> for personal credit cards. However, these limits don't seem to apply to small business cards.<\/p>\n<p>However, you'll only be approved for one Capital One card every six months. It's also worth noting that this card will likely <a target=\"_blank\" href=\"\/credit-cards\/tips-managing-credit-score\/\" rel=\"noopener\">report to your personal credit report<\/a>.<\/p>\n<p>Lastly, note that these vague terms are attached to the application page:<\/p>\n<blockquote><p><em>&#8220;Existing or previous Accountholders may not be eligible for this one-time bonus.&#8221;<\/em><\/p><\/blockquote>\n<p>If you've had this card in the past, you may be ineligible for the bonus. Emphasis on &#8220;may.&#8221; We haven't seen data points for Capital One denying bonuses specifically for this reason, but the door is open for that to happen.<\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Capital_One_Spark_Miles_Select\">Cards That Compete With the Capital One Spark Miles Select<\/span><\/h2>\n<p>Not sure if the <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Spark Miles Select<\/a> is right for your business? Here are some quality options to consider instead:<\/p>\n<ul>\n<li><strong>If you want to earn Capital One miles at a faster pace,<\/strong> check out the <a data-ccid=\"265\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/spark-miles\/\">Capital One Spark Miles for Business<\/a>. Earn 2X miles on every purchase and 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel. The card has a $95. This is a great business card if you want to earn even more Capital One miles to use for travel. You'll also get up to $120 as a statement credit to reimburse your application fee to Global Entry or TSA PreCheck (available once every four years). Learn more in our <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/spark-miles\/\" rel=\"noopener\">Capital One Spark Miles review<\/a>.<\/li>\n<li><strong>If you want higher earnings on a card with no annual fee,<\/strong>\u00a0<a data-ccid=\"4028098\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a> offers 2x  on the first $50,000 of annual purchases; after that, you'll earn 1x. The card has no annual fee  (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and earns American Express Membership Rewards that you can use with 20 airline and hotel partners. It also lacks extensive benefits, like the Spark Miles Select. Our <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\" rel=\"noopener\">Blue Business Plus review<\/a> has further details.<\/li>\n<li><strong>If you want a no-annual-fee business card with bonus earning categories,<\/strong> the <a data-ccid=\"340040\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-cash\/\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=3c00fd32fedd2916846d104fdd57ea9e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) might be right for you. You'll earn 5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services and 2% cash back on dining and gas on the first $25,000 spent in combined purchases each account anniversary year. Other purchases, plus those past the $25,000 spending cap in bonus categories, will earn 1% cash back. You can redeem rewards for cash or in the travel portal. If you have a card that earns Chase Ultimate Rewards points, you can combine your cash back from this card with points on your other card to access Chase's 14 airline and hotel partners. <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/ink-business-cash\/\" rel=\"noopener\">Our Chase Ink Cash review<\/a> has additional details.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/08\/CardArt-CapitalOneSparkMiles.png\" width=\"150\" alt=\"Capital One Spark Miles for Business\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Miles for Business<\/div><div class=\"compare-offer\">This card is no longer available to new applicants.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"265\" target=\"_blank\" href=\"\/blog\/cards\/SparkMiles\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2X miles per dollar on every purchase, everywhere, no limits or category restrictions<\/li>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment<\/li>\r\n<li>5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div><div class=\"compare-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>No annual fee<span class=\"compare-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/34658cdd-f2cb-4b12-9a5a-b2b77c2cc649.png\" width=\"150\" alt=\"Ink Business Cash\u00ae Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn $750 when you spend $6,000 on purchases in the first three months after account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Cash\u00ae Credit Card' data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=3c00fd32fedd2916846d104fdd57ea9e&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<\/li>\r\n<li>2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/li>\r\n<li>1% cash back on all other card purchases with no limit to the amount you can earn<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">Getting a Small Business Credit Card Is Easier Than You Think \u2014 Here\u2019s How to Apply<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The <a data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Spark Miles Select<\/a> is a practical starter business credit card. With no annual fee and an easy earning structure, you'll be on your way to making your business expenses work for you. And with numerous redemption options, you have no lack of choice in how to use your rewards. You won't get top-flight benefits on this card, but the rewards you'll earn can provide considerable value.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006148\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Spark Miles Select for Business<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"\/\/cdn.nextinsure.com\/imaging\/opt\/bd9b2bee-8bf8-48a3-b1b9-073514bd6e90.png\" width=\"150\" alt=\"Capital One Spark Miles Select for Business\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"3006148\" href=\"\/blog\/link\/CRCapOneSparkMilesSelect\" rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is no longer available to new applicants.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Spark Miles Select for Business<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nThis card is no longer available to new applicants.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">A no-nonsense business rewards card earning 1.5x Miles per dollar on all business expenses, with no annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn  Miles ; worth $500 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners<\/li>\r\n \t<li>1.5 Miles per $1 on every purchase<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$0 annual fee<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X Miles per $1 on purchases through Capital One Entertainment (through 12\/31\/2025)<\/li>\r\n<li>1.5 Miles per $1 on every purchase.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SparkMilesSelect\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Capital One Spark Miles Select for Business has a simple earning structure, no annual fee, and is a great option for everyday spending. While you won&#8217;t find fancy perks or annual travel credits, you&#8217;ll earn valuable rewards, pay no annual fee, and get a quality welcome bonus. But is this the right card for your small business?<\/p>\n","protected":false},"author":76,"featured_media":155742,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12787,12620],"coauthors":[36406],"class_list":["post-153732","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one","tag-card-reviews"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/153732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=153732"}],"version-history":[{"count":44,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/153732\/revisions"}],"predecessor-version":[{"id":216486,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/153732\/revisions\/216486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/155742"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=153732"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=153732"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=153732"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=153732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}