{"id":159441,"date":"2024-04-23T12:00:57","date_gmt":"2024-04-23T12:00:57","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=159441"},"modified":"2026-04-08T13:55:50","modified_gmt":"2026-04-08T13:55:50","slug":"mastercard-black-card-benefits","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/mastercard-black-card-benefits\/","title":{"rendered":"Why I&#8217;m Considering Applying for the Mastercard\u00ae Black Card\u2122"},"content":{"rendered":"<p>For all we talk about points, miles, and credit cards, you'd think there'd be more press about the <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup><\/a>. While in the past its best benefit has been &#8220;well, it's pretty heavy,&#8221; there's something else the card provides that we've all been sleeping on.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006107\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/104\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/CardArt-MastercardBlackCard.png\" width=\"150\" alt=\"Mastercard&lt;sup&gt;\u00ae&lt;\/sup&gt; Black Card&lt;sup&gt;\u00ae&lt;\/sup&gt;\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Mastercard&lt;sup&gt;\u00ae&lt;\/sup&gt; Black Card&lt;sup&gt;\u00ae&lt;\/sup&gt;' data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Benefit<\/strong>\r\nEnjoy automatic enrollment in Priority Pass\u2122 Select with access to 1,700 airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Benefit<\/strong>\r\nEnjoy automatic enrollment in Priority Pass\u2122 Select with access to 1,700 airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$699<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup> delivers luxury perks and a robust fixed-value reward structure. Cardholders enjoy a generous 2% redemption value for airfare and 1.5% redemption value for cash back, paired with exclusive benefits such as 24\/7 concierge service, airport lounge access with Priority Pass\u2122, and a statement credit for Global Entry or TSA Pre\u2713<sup>\u00ae<\/sup> fees. Its distinctive stainless steel design underscores its premium status.<\/div><div class=\"qs-tab-hl\"><ul>\r\n    <li>Redeem at 2% value for airfare and 1.5% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $750 cash back, issued as a direct deposit statement credit.<\/li>\r\n\r\n    <li>Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.<\/li>\r\n\r\n    <li><strong>$200 Annual Airline Credit:<\/strong> Receive up to $200 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.<\/li>\r\n\r\n    <li><strong>$100 Annual Dining Credit:<\/strong> Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.<\/li>\r\n\r\n    <li>Receive up to $120 reimbursement credit for a Global Entry or TSA PreCheck<sup>\u00ae<\/sup> application fee. Global Entry includes access to TSA PreCheck<sup>\u00ae<\/sup> with no additional application or fee required.<\/li>\r\n\r\n    <li>24\/7 Luxury Card Concierge<sup>\u00ae<\/sup>: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs\u2014and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.<\/li>\r\n\r\n    <li>With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass\u2122 Select. Access includes unlimited visits for yourself as well as your guests.<\/li>\r\n\r\n    <li>Black-PVD-Coated Metal Card and Made of Stainless Steel<sup>\u00ae<\/sup>: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its stainless steel, contactless patented card design and metal construction raises the standard. Carry a card with distinction.<\/li>\r\n\r\n    <li>Exclusive Luxury Card Travel<sup>\u00ae<\/sup> benefits\u2014average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard<sup>\u00ae<\/sup> benefits.<\/li>\r\n\r\n    <li>Annual Fee: $699 ($249 for each Authorized User). <a data-ccid=\"3006107\" href=\"https:\/\/www.barclaycardus.com\/applycontent\/TnCs.jsp?tc47392\" target=\"_blank\" rel=\"noopener\">Terms and conditions apply<\/a>.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn one point for every dollar spent<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/MCBlack\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-6c201d263#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>In the wake of <a target=\"_blank\" href=\"\/credit-cards\/priority-pass-restaurants\/\" rel=\"noopener\">Chase removing Priority Pass restaurant access from its credit cards<\/a>, I'm giving the <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a> some serious thought. Let's discuss the card's benefits and why it's a card more people should consider.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Mastercard_Black_Card_and_Priority_Pass\">Mastercard Black Card and Priority Pass<\/a><\/li><li><a href=\"#Other_Benefits_of_the_Mastercard_Black_Card\">Other Benefits of the Mastercard Black Card<\/a><\/li><li><a href=\"#Credit_Cards_That_Offer_Priority_Pass_Restaurant_Access\">Credit Cards That Offer Priority Pass Restaurant Access<\/a><\/li><li><a href=\"#The_Bottom_Line\">The Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Mastercard_Black_Card_and_Priority_Pass\">Mastercard Black Card and Priority Pass<\/span><\/h2>\n<p>Sure, that introduction may have been a little sensationalist, but it's for good reason. That's because the <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a>, among its other benefits, grants cardholders a <a target=\"_blank\" href=\"\/travel\/priority-pass-lounges-guide\/\" rel=\"noopener\">Priority Pass Select membership<\/a>. Even better, its Priority Pass Select membership includes restaurant access.<\/p>\n<p>What's more<em>,\u00a0<\/em>that Priority Pass Select membership provides <strong>unlimited visits to cardholders and an unlimited number of guests<\/strong>.<\/p>\n<p>That may sound unbelievable, but it's true. The <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a> will allow you to bring your family, your friends, and anyone else you know into the lounge for free. They'll also be able to join you at one of <a target=\"_blank\" href=\"\/travel\/priority-pass-benefits\/\" rel=\"noopener\">Priority Pass' participating restaurants, sleep pods, spas, and game lounges<\/a>.<\/p>\n<figure id=\"attachment_90692\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/450\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-90692 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/12\/BOS13D-9417-300x225.jpeg\" alt=\"Stephanies Restaurant at Boston Logan Airport is a part of the Priority Pass program.\" width=\"600\" height=\"450\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/12\/BOS13D-9417-300x225.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/12\/BOS13D-9417-276x207.jpeg 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/12\/BOS13D-9417-476x357.jpeg 476w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/12\/BOS13D-9417.jpeg 500w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Stephanie's at Boston-Logan International Airport participates in the Priority Pass program. Credit: Priority Pass<\/em><\/enter><\/figure>\n<p>If you're familiar with credit card lounge access, you're probably drooling on the screen right now. In an era where lounge access is becoming more restricted, spending requirements are being implemented, and guests are going the way of the Dodo, an uncapped and unlimited Priority Pass membership is astounding.<\/p>\n<p>There are no close competitors to this card's airport lounge access. Some cards come close, but they all miss an important aspect:<\/p>\n<ul>\n<li>The <a data-ccid=\"4048272\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x\/\">Capital One Venture X Rewards Credit Card<\/a> allows you to bring guests into participating Priority Pass\u2122 lounges for $35 each. You have similar access rules at <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-airport-lounges\/\" rel=\"noopener\">Capital One lounges<\/a>, and <a target=\"_blank\" href=\"\/news\/credit-cards\/capital-one-priority-pass-changes-2023\/\" rel=\"noopener\">the Priority Pass Select membership offered by the Capital One Venture X is limited to airport lounges<\/a> \u2014 no restaurants, spas, or other experiences included.<\/li>\n<li>The <a data-ccid=\"5048345\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x-business\/\">Capital One Venture X Business<\/a> offers a Priority Pass\u2122 membership. However, not everyone is eligible for a business credit card. You can admit two guests free of charge, with aditional guests costing $35 each.<\/li>\n<li><a data-ccid=\"2\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/ritz-carlton-card\/\" =_blank>The Ritz-Carlton\u2122 Credit Card<\/a> offers a Priority Pass membership with unlimited guests. However, obtaining this card is a bit complex, and the restaurant benefit is going away.<\/li>\n<\/ul>\n<h2><span id=\"Other_Benefits_of_the_Mastercard_Black_Card\">Other Benefits of the Mastercard Black Card<\/span><\/h2>\n<p>The <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a> charges a $699 annual fee, which puts it firmly in <a target=\"_blank\" href=\"\/credit-cards\/best-premium-travel-credit-card\/\" rel=\"noopener\">premium credit card<\/a> territory. For that amount, you get a few benefits, but not as many as you'd expect elsewhere:<\/p>\n<ul>\n<li>Access to Luxury Card travel<\/li>\n<li>Complimentary travel insurance<\/li>\n<li>24\/7 concierge services<\/li>\n<li>$100 annual airline credit<\/li>\n<li>Up to $100 <a target=\"_blank\" href=\"\/airlines\/expedited-airport-security-programs\/\" rel=\"noopener\">TSA PreCheck or Global Entry<\/a> credit once every five years<\/li>\n<li>No foreign transaction fees<\/li>\n<li>Up to $5 monthly Peacock statement credit<\/li>\n<li>$5 monthly credit with Lyft after three paid rides<\/li>\n<li>$10 off the second Instacart order each month<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-with-cell-phone-protection\/\" rel=\"noopener\">Cell phone protection<\/a><\/li>\n<\/ul>\n<p>While the card only earns 1x point per $1 spent (which is dismal), it does allow you to redeem for airfare at a rate of 2 cents each or 1.5 cents as cash back. That puts it above Chase and American Express competitors on non-bonused spending, but not much else.<\/p>\n<p>There can be a case made for those who maximize every penny of those statement credits, which ring in at more than $300 each year, as well as Luxury Card travel, which is similar to programs like <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-fine-hotels-and-resorts\/\" rel=\"noopener\">Amex Fine Hotels + Resorts<\/a>. However, much of what this card offers can be had elsewhere. It's truly in its Priority Pass membership that it shines.<\/p>\n<h2><span id=\"Credit_Cards_That_Offer_Priority_Pass_Restaurant_Access\">Credit Cards That Offer Priority Pass Restaurant Access<\/span><\/h2>\n<p>I'm halfway convinced about getting the <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a> since I've always relied on my <a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a> for restaurant access at the airport. The fact that anyone I'm traveling with can come with me to nap pods and meals is a big draw for this card, even if its other benefits are lackluster. However, the Mastercard Black Card isn't the only player on the block for Priority Pass benefits.<\/p>\n<p>A few of the cards on this list are probably already known, but I'm betting that many of them (like the <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a>), aren't. That's because card issuer websites often fail to specify the particular benefits, so it's only through official confirmation that we truly understand who offers what.<\/p>\n<p>That being said, here is the limited list of <a target=\"_blank\" href=\"\/credit-cards\/priority-pass-restaurants\/\" rel=\"noopener\">cards that offer Priority Pass restaurant access<\/a> past the June 30, 2024 removal on Chase cards:<\/p>\n<ul>\n<li><strong>Bank of America<\/strong>\n<ul>\n<li><a data-ccid=\"152\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/premium-rewards-elite\/\">Bank of America<sup>\u00ae<\/sup> Premium Rewards<sup>\u00ae<\/sup> Elite Credit Card<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>Citi<\/strong>\n<ul>\n<li><a data-ccid=\"10\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-prestige\/\" =_blank>Citi Prestige<sup>\u00ae<\/sup> Card<\/a> (no longer open to new applicants)<\/li>\n<\/ul>\n<\/li>\n<li><strong>Mastercard<\/strong>\n<ul>\n<li><a data-ccid=\"3006107\" href=\"https:\/\/awardwallet.com\/credit-cards\/mastercard-black-card\/\">Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup><\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>UBS<\/strong>\n<ul>\n<li><a data-ccid=\"117\" href=\"\/blog\/link\/UBSVisaInfinitecreditcard\" rel=\"noopener nofollow sponsored\">UBS Visa Infinite credit card<\/a><\/li>\n<\/ul>\n<\/li>\n<li><strong>U.S. Bank<\/strong>\n<ul>\n<li><a data-ccid=\"6\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-reserve-card\/\" =_blank> U.S. Bank Altitude\u2122 Reserve Visa Infinite<sup>\u00ae<\/sup> Card<\/a><\/li>\n<li><a data-ccid=\"4048248\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-connect\/\">U.S. Bank Altitude<sup>\u00ae<\/sup> Connect Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/li>\n<li><strong>U.S. Bank Business Altitude Connect Card<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>The biggest issue with these cards is that they either have limited visits (such as U.S. Bank cards), aren't available to new applicants (such as the Prestige Card), or otherwise limit Priority Pass access.<\/p>\n<p>Still, if I had to pick an alternative, I'd maybe go for the Bank of America Premium Elite Card. It's got a $550 annual fee, but I'm trying to climb the <a target=\"_blank\" href=\"\/credit-cards\/bank-of-america\/preferred-rewards-guide\/\" rel=\"noopener\">Preferred Rewards<\/a> ladder, which will (hopefully) one day earn me a 75% bonus on my points.<\/p>\n<h2><span id=\"The_Bottom_Line\">The Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" rel=\"noopener nofollow sponsored\">Mastercard Black Card<\/a> is looking more appealing than ever, now that so many credit cards are dropping Priority Pass restaurant access. Along with unlimited visits, cardholders can bring unlimited guests, which is unheard of in the credit card world. Imagine treating all of your aunts and uncles to a meal at the airport.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006107\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/104\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/CardArt-MastercardBlackCard.png\" width=\"150\" alt=\"Mastercard&lt;sup&gt;\u00ae&lt;\/sup&gt; Black Card&lt;sup&gt;\u00ae&lt;\/sup&gt;\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Mastercard&lt;sup&gt;\u00ae&lt;\/sup&gt; Black Card&lt;sup&gt;\u00ae&lt;\/sup&gt;' data-ccid=\"3006107\" href=\"\/blog\/link\/MastercardBlackCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Benefit<\/strong>\r\nEnjoy automatic enrollment in Priority Pass\u2122 Select with access to 1,700 airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Benefit<\/strong>\r\nEnjoy automatic enrollment in Priority Pass\u2122 Select with access to 1,700 airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$699<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup> delivers luxury perks and a robust fixed-value reward structure. Cardholders enjoy a generous 2% redemption value for airfare and 1.5% redemption value for cash back, paired with exclusive benefits such as 24\/7 concierge service, airport lounge access with Priority Pass\u2122, and a statement credit for Global Entry or TSA Pre\u2713<sup>\u00ae<\/sup> fees. Its distinctive stainless steel design underscores its premium status.<\/div><div class=\"qs-tab-hl\"><ul>\r\n    <li>Redeem at 2% value for airfare and 1.5% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $750 cash back, issued as a direct deposit statement credit.<\/li>\r\n\r\n    <li>Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.<\/li>\r\n\r\n    <li><strong>$200 Annual Airline Credit:<\/strong> Receive up to $200 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.<\/li>\r\n\r\n    <li><strong>$100 Annual Dining Credit:<\/strong> Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.<\/li>\r\n\r\n    <li>Receive up to $120 reimbursement credit for a Global Entry or TSA PreCheck<sup>\u00ae<\/sup> application fee. Global Entry includes access to TSA PreCheck<sup>\u00ae<\/sup> with no additional application or fee required.<\/li>\r\n\r\n    <li>24\/7 Luxury Card Concierge<sup>\u00ae<\/sup>: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs\u2014and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.<\/li>\r\n\r\n    <li>With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass\u2122 Select. Access includes unlimited visits for yourself as well as your guests.<\/li>\r\n\r\n    <li>Black-PVD-Coated Metal Card and Made of Stainless Steel<sup>\u00ae<\/sup>: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its stainless steel, contactless patented card design and metal construction raises the standard. Carry a card with distinction.<\/li>\r\n\r\n    <li>Exclusive Luxury Card Travel<sup>\u00ae<\/sup> benefits\u2014average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard<sup>\u00ae<\/sup> benefits.<\/li>\r\n\r\n    <li>Annual Fee: $699 ($249 for each Authorized User). <a data-ccid=\"3006107\" href=\"https:\/\/www.barclaycardus.com\/applycontent\/TnCs.jsp?tc47392\" target=\"_blank\" rel=\"noopener\">Terms and conditions apply<\/a>.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Earn one point for every dollar spent<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/MCBlack\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-6c201d263#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone is sleeping on the Mastercard<sup>\u00ae<\/sup> Black Card<sup>\u00ae<\/sup>, but I&#8217;m halfway convinced to apply for an account. This is thanks to its Priority Pass membership, which grants cardholders and their guests unlimited visits to lounges and restaurants alike. That&#8217;s unheard of in the world of ever-reducing benefits. Am I crazy, or is this card worth holding?<\/p>\n","protected":false},"author":75,"featured_media":159679,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520],"coauthors":[36395],"class_list":["post-159441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/159441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=159441"}],"version-history":[{"count":28,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/159441\/revisions"}],"predecessor-version":[{"id":251034,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/159441\/revisions\/251034"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/159679"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=159441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=159441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=159441"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=159441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}