{"id":161647,"date":"2026-09-15T16:10:03","date_gmt":"2026-09-15T16:10:03","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=161647"},"modified":"2026-09-16T11:36:07","modified_gmt":"2026-09-16T11:36:07","slug":"do-wells-fargo-rewards-expire","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/do-wells-fargo-rewards-expire\/","title":{"rendered":"Wells Fargo Rewards Points Expiration: No Points Expiration, With One Big Catch"},"content":{"rendered":"

Wells Fargo Rewards points do not expire while your eligible credit card account remains open. However, closing a card can cause you to forfeit rewards associated with that account, so it's important to redeem or combine eligible rewards before closing a card.<\/strong><\/p>\n

Here's how the Wells Fargo Rewards expiration policy works, what happens to your points when you close a card, and how to avoid forfeiting rewards.<\/p>\n

Wells Fargo Rewards Points Expiration Policy<\/span><\/h2>\n

Wells Fargo Rewards do not expire as long as your card remains open. Per the Wells Fargo Rewards terms and conditions<\/a>:<\/p>\n

\u201cPoints do not expire while this Credit Card account is open.\u201d<\/em><\/p><\/blockquote>\n

The good news here is that you don't have to worry about account inactivity rules. As long as your card account is open,\u00a0you are safe from points forfeiture.<\/p>\n

Related: How To Maximize The Value of Wells Fargo Go Far Rewards<\/a><\/strong><\/p>\n

\"looking
Credit: Griffin Wooldridge\/Unsplash<\/em><\/enter><\/figure>\n

However, if you close your account, you will lose all your earned and pending points on the day your credit card account is closed. Per the Wells Fargo Rewards terms and conditions:<\/p>\n

\u201cIf You close Your Credit Card account, or if it is closed for any reason, You will forfeit Your Points and any Pending Points the day Your Credit Card account is closed\u201d<\/em><\/p><\/blockquote>\n

Thankfully, Wells Fargo makes it easy to redeem your points online. So, if you are going to close your account, make sure to use them first. Either by transferring them to travel partners or redeeming them as a statement credit, so you don\u2019t lose your points.<\/p>\n

Track your points and miles expiration for 600+ loyalty programs and get email alerts before your miles expire by signing up for a free AwardWallet account<\/a>.<\/strong><\/p>\n

Which Credit Cards Earn Wells Fargo Rewards<\/span><\/h2>\n

Currently, Wells Fargo only issues a few points-earning cards that participate in the Wells Fargo Rewards program. You can earn Wells Fargo Rewards points through the following cards:<\/p>\n