{"id":162033,"date":"2024-05-05T18:00:48","date_gmt":"2024-05-05T18:00:48","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=162033"},"modified":"2026-02-05T16:47:41","modified_gmt":"2026-02-05T16:47:41","slug":"chase-slate-edge-review","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/","title":{"rendered":"Chase Slate Credit Card Review: A Solid Card for Building Credit"},"content":{"rendered":"<p>The <a data-ccid=\"4048257\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/\">Chase Slate<sup>\u00ae<\/sup> Credit Card<\/a> is meant to help build or rebuild credit. With benefits like an introductory interest rate and automatic consideration for a 2% APR reduction each year, it's a card that rewards you for building and keeping good credit habits. Unlike other cards for those with Fair credit, the Chase Slate also comes with perks such as complimentary DashPash, as well as purchase protection and extended warranty protection. It also comes with a welcome bonus for new applicants, which isn't common among its competitors.<\/p>\n<p>Here's everything you need to know about the Chase Slate to help you decide if this is the right card for you.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048257\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Slate<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/100\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/CardArt-ChaseSlate.png\" width=\"150\" alt=\"Chase Slate\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Slate<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><div class=\"qs-tab-wwl\">While it's not a traditional rewards card that earns points, miles, or cash back, the Chase Slate<sup>\u00ae<\/sup> Credit Card offers a generous introductory APR on purchases and balance transfers and charges no annual fee.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SlateEdge\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Chase_Slate_Pros\">Chase Slate Pros<\/a><\/li><li><a href=\"#Chase_Slate_Cons\">Chase Slate Cons<\/a><\/li><li><a href=\"#Chase_Slate_Welcome_Offer\">Chase Slate Welcome Offer<\/a><\/li><li><a href=\"#Chase_Slate_Card_Benefits\">Chase Slate Card Benefits<\/a><ul><li><a href=\"#0_introductory_APR_offer\">0% introductory APR offer<\/a><\/li><li><a href=\"#Lower_your_interest_rate_each_year\">Lower your interest rate each year<\/a><\/li><li><a href=\"#Chase_Credit_Journey\">Chase Credit Journey<\/a><\/li><li><a href=\"#Complimentary_DashPass\">Complimentary DashPass<\/a><\/li><li><a href=\"#Purchase_protection_and_extended_warranty\">Purchase protection and extended warranty<\/a><\/li><li><a href=\"#Auto_rental_collision_damage_waiver\">Auto rental collision damage waiver<\/a><\/li><\/ul><\/li><li><a href=\"#Chase_Slate_Earning_Rates\">Chase Slate Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Rewards_With_the_Chase_Slate\">Redeeming Rewards With the Chase Slate<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Chase_Slate\">Cards That Compete With the Chase Slate<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Chase_Slate_Pros\">Chase Slate Pros<\/span><\/h2>\n<ul>\n<li>No annual fee.<\/li>\n<li>Lengthy introductory 0% interest offer.<\/li>\n<li>Automatic consideration for reduced APR (interest rate) plus automatic consideration for credit limit increase.<\/li>\n<\/ul>\n<h2><span id=\"Chase_Slate_Cons\">Chase Slate Cons<\/span><\/h2>\n<ul>\n<li>Foreign transaction fee for purchases outside the U.S. is 3% of each transaction in U.S. dollars<\/li>\n<li>Does not earn any points or cash back on daily spending.<\/li>\n<\/ul>\n<figure id=\"attachment_162036\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/481\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-162036 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/FeaturedPiggy-Bank-and-Coins-onephoto-via-Adobe-Stock-300x240.jpeg\" alt=\"A person in the background tracking their finances with a piggy bank and coins in the foreground.\" width=\"600\" height=\"481\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/FeaturedPiggy-Bank-and-Coins-onephoto-via-Adobe-Stock-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/FeaturedPiggy-Bank-and-Coins-onephoto-via-Adobe-Stock-768x616.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/FeaturedPiggy-Bank-and-Coins-onephoto-via-Adobe-Stock-325x260.jpeg 325w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/FeaturedPiggy-Bank-and-Coins-onephoto-via-Adobe-Stock.jpeg 998w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: onephoto\/Adobe Stock<\/em><\/enter><\/figure>\n<h2><span id=\"Chase_Slate_Welcome_Offer\">Chase Slate Welcome Offer<\/span><\/h2>\n<p><a data-ccid=\"4048257\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/\">Chase Slate<\/a> applicants won't find a traditional credit card sign-up bonus here \u2014 nothing like &#8220;spend x amount of money and get a cash bonus.&#8221; Instead, the offer for new applicants is centered around saving money through reduced interest rates over an extended period and automatic reviews for a higher credit limit after meeting certain criteria. More details on those elements in the card benefits section below.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/find-a-card\/cash-back\/\" rel=\"noopener\">The Best Cash Back Credit Cards<\/a><\/strong><\/p>\n<h2><span id=\"Chase_Slate_Card_Benefits\">Chase Slate Card Benefits<\/span><\/h2>\n<h3><span id=\"0_introductory_APR_offer\">0% introductory APR offer<\/span><\/h3>\n<p>New applicants for the <a data-ccid=\"4048257\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/\">Chase Slate<\/a> can take advantage of 0% Intro APR on Purchases for 21 months and 0% Intro APR on Balance Transfers for 21 months. That's several months longer than most 0% introductory APR offers on the market. A balance transfer fee applies, however: Either $10 or 5% of the amount of each transaction, whichever is greater.. After the introductory period, you'll have a Variable APR of 18.24%\u201328.24%.<\/p>\n<p>While you should always pay your credit card in full every month if possible, introductory offers like this can help you finance large purchases or reduce existing credit card debt by saving on interest as you pay off the balance. Just ensure you have a plan for paying off these charges by the time the introductory period ends.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/0-apr-credit-cards-with-no-annual-fee\/\" rel=\"noopener\">The Best Credit Cards With No Annual Fee and 0% Introductory APR<\/a><\/strong><\/p>\n<h3><span id=\"Lower_your_interest_rate_each_year\">Lower your interest rate each year<\/span><\/h3>\n<p>If you spend at least $1,000 on your Chase Slate by your account anniversary each year, you'll be automatically considered for a 2% lower APR. This will continue each year until your APR reaches the Prime Rate plus 9.74%. This is another method for saving money on interest.<\/p>\n<p><strong>Related:\u00a0 <a target=\"_blank\" href=\"\/credit-cards\/how-is-credit-score-calculated\/\" rel=\"noopener\">A Beginner's Guide to Building Healthy Credit<\/a><\/strong><\/p>\n<h3><span id=\"Chase_Credit_Journey\">Chase Credit Journey<\/span><\/h3>\n<p><a data-ccid=\"4048257\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/\">Chase Slate<\/a> cardmembers also have access to <a target=\"_blank\" href=\"https:\/\/www.chase.com\/personal\/financial-tools\/monitor\/free-credit-score\" rel=\"noopener\">Chase Credit Journey<\/a>, a tool that lets you monitor your credit score and track improvements. Chase Credit Journey helps you improve your credit score by providing tips and information about factors that affect your score. It also provides identity monitoring to protect you on the internet. Fraud monitoring happens in the background 24\/7 and lets you know about any suspicious purchases made with your card by text, email, or phone call.<\/p>\n<figure id=\"attachment_162196\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/400\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-162196 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Woman-Hiking-Leo-Visions-via-Unsplash.jpeg\" alt=\"A woman with a hiking backpack looks out over a mountain.\" width=\"600\" height=\"400\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Woman-Hiking-Leo-Visions-via-Unsplash.jpeg 700w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/04\/Woman-Hiking-Leo-Visions-via-Unsplash-300x200.jpeg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Leo_Visions\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Complimentary_DashPass\">Complimentary DashPass<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">Receive a complimentary six-month DoorDash DashPass membership<\/a> with no delivery fees and reduced service fees on eligible orders at both DoorDash and Caviar. This offer must be activated by December 31, 2027.<\/p>\n<h3><span id=\"Purchase_protection_and_extended_warranty\">Purchase protection and extended warranty<\/span><\/h3>\n<p>Get <a target=\"_blank\" href=\"\/credit-cards\/purchase-protection\/\" rel=\"noopener\">purchase protection<\/a> on new purchases for 120 days against damage or theft \u2014 valid up to $500 per claim and $50,000 per account when you use your Chase Slate on eligible purchases. The card also extends the U.S. manufacturer's warranty for one additional year on eligible warranties of three years or less.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/extended-warranty\/\" rel=\"noopener\">The Best Credit Cards for Extended Warranty Coverage<\/a><\/strong><\/p>\n<h3><span id=\"Auto_rental_collision_damage_waiver\">Auto rental collision damage waiver<\/span><\/h3>\n<p>The Chase Slate\u00a0 provides car rental coverage against theft or collision damage for most cars in the U.S. and abroad. This coverage is secondary to your personal auto insurance within the U.S. Decline the rental car company's protection and pay with your card to activate this benefit.<\/p>\n<h2><span id=\"Chase_Slate_Earning_Rates\">Chase Slate Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"4048257\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/\">Chase Slate<\/a> does not earn cash back or travel rewards. Instead, you'll get automatic reviews for a higher credit limit when you spend $500 on your new card in the first six months. The advantage of this card is that it helps to build or rebuild credit.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/tips-managing-credit-score\/\" rel=\"noopener\">Tips for Managing Your Credit Score<\/a><\/strong><\/p>\n<h2><span id=\"Redeeming_Rewards_With_the_Chase_Slate\">Redeeming Rewards With the Chase Slate<\/span><\/h2>\n<p>Unfortunately, there are no cash back or travel rewards to redeem with the Chase Slate.<\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>Before applying for any Chase credit card, it's important to understand <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">Chase's 5\/24 rule<\/a>, which states that you won't be approved for a Chase credit card if you have opened more than five new credit cards in the last 24 months. You can <a target=\"_blank\" href=\"\/credit-cards\/how-to-check-5-24-status\/\" rel=\"noopener\">check your Chase 5\/24 status<\/a> if you're unsure where you stand.<\/p>\n<p>Chase doesn't have any written rules about how many of its credit cards you can hold at once, though the issuer likely will limit how much credit (relative to your income) it will extend to you. Lastly, Chase is unlikely to approve you for more than two of its personal credit cards in a 30-day period.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Chase_Slate\">Cards That Compete With the Chase Slate<\/span><\/h2>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-citi\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/c99e03c9-463b-4226-ac7c-dc2b86e1b034.png\" width=\"150\" alt=\"Capital One QuicksilverOne Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One QuicksilverOne Cash Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-how-apply\" title='Capital One QuicksilverOne Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverOneCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$39<\/p><\/div><div class=\"compare-rating compare-rating--4\"><strong>Credit Score<\/strong><p>Average, Fair, Limited<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals, and rental cars booked through Capital One Travel.<li>\r\n<li>1.5% cash back on every purchase.<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/cardart-citicustomcashcard.png\" width=\"150\" alt=\"Citi Custom Cash&lt;sup&gt;\u00ae&lt;\/sup&gt; Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou<sup>\u00ae<\/sup> points, which can be redeemed for $200 cash back.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048250\" href=\"\/blog\/link\/CR-CitiCustomCashCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--9\"><strong>Credit Score<\/strong><p>Fair, Good, or Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent<\/li>\r\n<li>1% cash back thereafter, plus, you'll earn unlimited 1% cash back on all other purchases<\/li>\r\n<li>No rotating bonus categories to sign up for \u2013 as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.<\/li>\r\n<li>Eligible spending categories are: <I>Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.<\/i><\/li>\r\n<li><b><i>Special Travel Offer:<\/i><\/b> Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel<sup>\u2120<\/sup> portal.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<ul>\n<li><strong>If you want to earn cash-back rewards while rebuilding your credit<\/strong>, consider the <a data-ccid=\"5048356\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a>. The Freedom Rise earns 1.5% cash back on every purchase and has no annual fee. If this is your first credit card, you can increase your approval odds by having at least $250 in Chase checking or savings accounts at the time of application. In addition to evaluations for credit limit increases every six months, you'll also receive $25 when you enroll in automatic payments within the first three months. This card does charge foreign transaction fees: 3%\u00a0of the amount of each transaction in U.S. dollars. Learn more in our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/\" rel=\"noopener\">Chase Freedom Rise review<\/a>.<\/li>\n<li><strong>If you want a credit card that earns cash back and other perks<\/strong>, check out the <a data-ccid=\"3006160\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/capital-one-quicksilver-one\/\" =_blank>Capital One QuicksilverOne Cash Rewards Credit Card<\/a>. Capital One advertises that you only need a Fair credit score to apply for the Capital One QuicksilverOne, and you'll earn unlimited 1.5% cash back on every purchase. The card comes with a $39 annual fee, security and fraud alerts, credit monitoring, and access to Capital One Travel. Our <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/capital-one-quicksilver-one\/\" rel=\"noopener\">Capital One QuicksilverOne review<\/a> can tell you more.<\/li>\n<li><b>If you want a lengthy introductory APR plus 5% cash back, <\/b>the <a data-ccid=\"4048250\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-custom-cash\/\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/a> might be for you. This card has no annual fee and earns automatic 5% cash back in your top spending category each billing cycle, up to the first $500 spent ( 1% cash back thereafter). It's available to those with Fair credit and also comes with lengthy introductory APR offers to help you save money on balance transfers and new purchases. You can find out more in our <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-custom-cash\/\" rel=\"noopener\">Citi Custom Cash review<\/a>.<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/best-cash-back-credit-card-offers\/\" rel=\"noopener\">The Best Cash-Back Credit Card Offers for Every Budget<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"4048257\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-slate-edge\/\">Chase Slate<\/a> is a good card for those hoping to build or repair credit. There aren't any cash back or travel rewards, but that's the point. Getting a lengthy introductory APR on purchases and balance transfers helps cardmembers focus on building good credit card habits. In turn, you'll be rewarded for paying your bill on time and taking care of your credit with automatic APR reductions each year and credit limit increase considerations every six months.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048257\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Slate<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/100\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2026\/02\/CardArt-ChaseSlate.png\" width=\"150\" alt=\"Chase Slate\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Slate<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><div class=\"qs-tab-wwl\">While it's not a traditional rewards card that earns points, miles, or cash back, the Chase Slate<sup>\u00ae<\/sup> Credit Card offers a generous introductory APR on purchases and balance transfers and charges no annual fee.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SlateEdge\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re looking for a card with a lengthy introductory APR period to help you finance large purchases or avoid interest while paying down debt, the Chase Slate\u00ae Credit Card could be it. You won&#8217;t earn any rewards on purchases, but that might be a fair tradeoff to avoid expensive interest payments or pay off large purchases over time. The card also rewards you for developing healthy credit habits. Does that make the Chase Slate a good addition to your wallet? Read our full review to find out 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