{"id":165106,"date":"2024-05-20T18:00:45","date_gmt":"2024-05-20T18:00:45","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=165106"},"modified":"2026-04-08T13:57:26","modified_gmt":"2026-04-08T13:57:26","slug":"upgrade-chase-freedom-rise","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/upgrade-chase-freedom-rise\/","title":{"rendered":"Chase Offering Automatic Upgrades From Freedom Rise\u00ae to Freedom Unlimited\u00ae"},"content":{"rendered":"<p>Good news for those building credit: If you pay your bills on time and develop good credit habits, you can be automatically considered for an upgrade to a better credit card. That's the latest perk Chase is offering on the Chase Freedom Rise<sup>\u00ae<\/sup>. Here's how this latest feature works.<\/p>\n<h2><span id=\"Freedom_RiseBenefits_Overview\">Freedom Rise\u00a0Benefits Overview<\/span><\/h2>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/\" rel=\"noopener\">Chase Freedom Rise<\/a> is designed for those new to or building credit. The card has a $0 annual fee and earns 1.5% cash back on every purchase. Cardholders also receive a $25 bonus for enrolling in autopay within three months of opening their account and can increase their application approval odds by having a Chase banking account.<\/p>\n<div class=\"qs-card\" data-id=\"5048356\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/f6e0b368-3507-4aea-a7af-99ea5d7e29f5.png\" width=\"150\" alt=\"Chase Freedom Rise\u00ae\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"5048356\" href=\"\/blog\/link\/FreedomRise?var2=ccid~5048356\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Rise<sup>\u00ae<\/sup><\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong>\r\nWith Chase Freedom Rise<sup>\u00ae<\/sup>, you can start building credit while earning 1.5% cash back on every purchase. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er\"><ul>\r\n<li>1.5% cash back on every purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomRise\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>After six months, account holders will be automatically considered for a credit limit raise if they've paid their bills on time and developed <a target=\"_blank\" href=\"\/credit-cards\/how-is-credit-score-calculated\/\" rel=\"noopener\">healthy credit habits<\/a>.<\/p>\n<h2><span id=\"New_Freedom_Rise_Benefit_Consideration_for_Upgrades\">New Freedom Rise Benefit: Consideration for Upgrades<\/span><\/h2>\n<p>Building on that, a new benefit comes a year after opening your account and each year on the account anniversary. Freedom Rise cardholders will be automatically considered for an upgrade to the no-annual-fee Chase Freedom Unlimited<sup>\u00ae<\/sup>.<\/p>\n<h3><span id=\"Why_Upgrade_to_Freedom_Unlimited\">Why Upgrade to Freedom Unlimited?<\/span><\/h3>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\" rel=\"noopener\">Chase Freedom Unlimited<\/a>  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0a7d074104145a0105238f9a71eeaaefe&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) card earns 5% on travel purchased through Chase Travel\u2120, 3% on dining at restaurants and drugstores, and 1.5% on other eligible purchases. If you make frequent purchases in those bonus categories, upgrading from Freedom Rise will help you earn rewards faster.<\/p>\n<p>Both cards also offer benefits like purchase protection, extended warranty protection, and trip cancellation and interruption insurance. However, having the Freedom Unlimited could lead to further perks like a higher credit limit and the ability to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/how-to-combine-chase-points\/\" rel=\"noopener\">combine rewards from this card with other Chase cards<\/a>.<\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>For those with the Chase Freedom Rise, you've now got another benefit. On top of access to your credit score, credit-building resources, and earning cash back, you'll now be considered for an upgrade to the Chase Freedom Unlimited on your account anniversary each year. That's a solid benefit for moving up to a better card without needing to submit an application or get another inquiry on your credit card along the way.<\/p>\n<p>Looking for more resources about credit? Check out the following:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/how-is-credit-score-calculated\/\" rel=\"noopener\">A Beginner's Guide to Building Healthy Credit<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/free-credit-score-check\/\" rel=\"noopener\">How To Check Your Credit Score for Free<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/credit-card-for-teens\/\" rel=\"noopener\">What Teenagers Need to Know About Getting Their First Credit Card<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/how-to-build-credit-with-a-credit-card\/\" rel=\"noopener\">Can More\u00a0Credit Cards\u00a0Help Increase Your Credit Score?<\/a><\/li>\n<\/ul>\n<p>Also, remember that you can access a free copy of your credit report at\u00a0<a target=\"_blank\" href=\"https:\/\/www.annualcreditreport.com\/index.action\" rel=\"noopener\">AnnualCreditReport.com<\/a>.<\/p>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Freedom_RiseBenefits_Overview\">Freedom Rise\u00a0Benefits Overview<\/a><\/li><li><a href=\"#New_Freedom_Rise_Benefit_Consideration_for_Upgrades\">New Freedom Rise Benefit: Consideration for Upgrades<\/a><ul><li><a href=\"#Why_Upgrade_to_Freedom_Unlimited\">Why Upgrade to Freedom Unlimited?<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Good news for those building credit: If you pay your bills on time and develop good credit habits, you can be automatically considered for an upgrade to a better credit card. That&#8217;s the latest perk Chase is offering on the Chase Freedom Rise\u00ae. Here&#8217;s how this latest feature works.<\/p>\n","protected":false},"author":59,"featured_media":165111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12069],"tags":[12520,12786],"coauthors":[36386],"class_list":["post-165106","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-card-benefits","tag-chase"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/165106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/59"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=165106"}],"version-history":[{"count":14,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/165106\/revisions"}],"predecessor-version":[{"id":256348,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/165106\/revisions\/256348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/165111"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=165106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=165106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=165106"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=165106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}