In this post, we'll cover the ins and outs of Capital One miles \u2014 how to earn and redeem \u2014 so you can get the most out of your rewards.<\/p>\n
Page Contents<\/p>
- How To Earn Capital One Rewards Miles<\/a>
- Credit cards<\/a><\/li>
- Referral bonus<\/a><\/li><\/ul><\/li>
- What Is the Value of Capital One Rewards Miles?<\/a><\/li>
- Capital One Transfer Partners<\/a>
- Airline transfer partners<\/a><\/li>
- Hotel transfer partners<\/a><\/li><\/ul><\/li>
- Best Ways To Use Capital One Rewards Miles<\/a><\/li>
- Do Capital One Miles Expire?<\/a><\/li>
- Final Thoughts<\/a><\/li><\/ul><\/div>\n\n
How To Earn Capital One Rewards Miles<\/span><\/h2>\n
Wondering how to earn a lot of Capital One miles? Let's dive into the brief list of ways to earn miles to start growing your account. In short, you can earn Capital One miles in two primary ways: With a Capital One credit card \u2014 due to daily spending or earning a welcome bonus \u2014 or by referring others to Capital One.<\/p>\n
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Credit: Nathan Dumlao\/Unsplash<\/em><\/enter><\/figure>\n Credit cards<\/span><\/h3>\n
To earn Capital One miles, you'll need to outfit your wallet with a miles-earning credit card. Capital One offers a handful of options for consumers optimized for everyday spending and travel (when booked through the Capital One Travel portal), plus a few more tailored to businesses of different sizes.<\/p>\n
Here's a look at the three personal credit cards that award Capital One Rewards on every purchase and the welcome bonus for new applicants:<\/p>\n
- \n
- Capital One VentureOne Rewards Credit Card<\/a>:<\/strong>\u00a0Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening<\/li>\n
- Capital One Venture Rewards Credit Card<\/a>:<\/strong> Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.<\/li>\n
- Capital One Venture X Rewards Credit Card<\/a>:<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening.<\/li>\n<\/ul>\n
<\/div><\/div>Capital One VentureOne Rewards Credit Card<\/div>Welcome Offer<\/strong>\r\nEarn 20,000 Miles once you spend $500 on purchases within 3 months from account opening<\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>$0<\/p><\/div>
Credit Score<\/strong>Excellent, Good<\/p><\/div><\/div>
- \r\n
- 5 Miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/li>\r\n
- 5 Miles per dollar on purchases through Capital One Entertainment<\/li>\r\n
- 1.25 Miles per dollar on every purchase, every day.<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div>Capital One Venture Rewards Credit Card<\/div>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>
$95<\/p><\/div>
Credit Score<\/strong>Excellent, Good<\/p><\/div><\/div>
- \r\n
- 5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n
- 2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div>Capital One Venture X Rewards Credit Card<\/div>Welcome Bonus<\/strong> Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening<\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>
$395<\/p><\/div>
Credit Score<\/strong>Excellent<\/p><\/div><\/div>
- \r\n
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel<\/li>\r\n
- 5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n
- 5X miles per $1 on flights when booking via Capital One Travel<\/li>\r\n
- 5X miles per $1 on vacation rentals booked via Capital One Travel<\/li>\r\n
- 2X miles per $1 on all other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n
You also can earn a lot of Capital One miles by opening one of the following business credit cards:<\/p>\n
- \n
- Capital One Spark Miles Select for Business<\/a>:<\/strong> This card is no longer available to new applicants.<\/li>\n
- Capital One Spark Miles for Business<\/b>:<\/strong> This card is no longer available to new applicants..<\/li>\n
- Capital One Venture X Business<\/a>:<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/li>\n<\/ul>\n
<\/div><\/div>Capital One Spark Miles Select for Business<\/div>Welcome Offer<\/strong>\r\nThis card is no longer available to new applicants.<\/div><\/div>Learn More<\/a><\/div>Annual Fee<\/strong>$0<\/p><\/div>
Credit Score<\/strong>Excellent, Good<\/p><\/div><\/div>
- \r\n
- 5X Miles per $1 on purchases through Capital One Entertainment (through 12\/31\/2025)<\/li>\r\n
- 1.5 Miles per $1 on every purchase.<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div>Capital One Spark Miles for Business<\/div>This card is no longer available to new applicants.<\/div><\/div>Learn More<\/a><\/div>Annual Fee<\/strong>
$95<\/p><\/div>
Credit Score<\/strong>Excellent, Good<\/p><\/div><\/div>
- \r\n
- 2X miles per dollar on every purchase, everywhere, no limits or category restrictions<\/li>\r\n
- 5X miles per dollar on purchases through Capital One Entertainment<\/li>\r\n
- 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div>Capital One Venture X Business<\/div>Welcome Bonus<\/strong> Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.<\/div><\/div>How to Apply<\/a><\/div>Annual Fee<\/strong>
$395<\/p><\/div>
Credit Score<\/strong>Excellent<\/p><\/div><\/div>
- \r\n
- 10X miles per $1 on hotels and rental cars booked via Capital One Business Travel<\/li>\r\n
- 5X miles per $1 on purchases through Capital One Entertainment<\/li>\r\n
- 5X miles per $1 on flights booked via Capital One Business Travel<\/li>\r\n
- 5X miles per $1 on vacation rentals booked via Capital One Business Travel<\/li>\r\n
- 2X miles per $1 on other eligible purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n
And remember, if you have both a miles-earning credit card and a Savor or Spark Cash<\/a> cashback-earning credit card, you can convert your cashback rewards to Capital One miles<\/a>.<\/p>\n
Related:\u00a0 All of the Cards That Earn Capital One Miles<\/a><\/strong><\/p>\n
Referral bonus<\/span><\/h3>\n
If your Capital One account is in good standing, you can likely take advantage of Capital One's referral program<\/a>. For each friend you refer who is successfully approved for an account, you'll earn a set amount of Capital One Rewards. And for some cards, this could look like 25,000 miles for each approval \u2014 up to 100,000 miles per year.<\/p>\n
Your personal referral link is located on the Capital One website under your account tile or in the bank's mobile app.<\/p>\n
Capital One also has a similar program for small business owners. Thus, if you have an eligible account, you can earn bonus miles for each business you refer<\/a>.<\/p>\n
Credit: Blake Wisz\/Unsplash<\/em><\/enter><\/figure>\n What Is the Value of Capital One Rewards Miles?<\/span><\/h2>\n
The value of Capital One miles highly depends on how you redeem them. Let's look at some of the options you have to redeem and what your Capital One Rewards Miles are worth towards each redemption:<\/p>\n
- \n
- Amazon purchases (apply miles at checkout):<\/strong> 0.8 cents apiece.<\/li>\n
- Capital One Entertainment<\/a>:<\/strong> 0.8 cents apiece.<\/li>\n
- Cover travel purchases (made in the last 90 days):<\/strong> 1 cent apiece.<\/li>\n
- Get cash back (as a mailed check or statement credit):<\/strong> 0.5 cents apiece.<\/li>\n
- Gift cards:<\/strong> 1 cent apiece.<\/li>\n
- New Capital One Travel Portal<\/a> bookings:<\/strong> 1 cent apiece.<\/li>\n
- Redeem with PayPal:<\/strong> 0.8 cents apiece.<\/li>\n
- Buy baseball game tickets<\/a>:<\/strong> Varies.<\/li>\n<\/ul>\n
Each of the above options is okay, but they could be better. An easy way to get more out of your Capital One Rewards is to leverage Capital One's roster of transfer partners. On average, AwardWallet users redeem Rewards Miles for 2.04\u00a2 apiece<\/a>, and a large part of that is due to the value you can unlock with partner points and miles.<\/p>\n
Related: Why You Should Never Redeem Capital One Miles Through Capital One Travel<\/a><\/strong><\/p>\n
Capital One Transfer Partners<\/span><\/h2>\n
Capital One boasts 22 transfer partners<\/a>. Thus, your Capital One Rewards are incredibly versatile, and you can leverage several fantastic loyalty programs to extract maximum value from your miles.<\/p>\n
- Capital One Entertainment<\/a>:<\/strong> 0.8 cents apiece.<\/li>\n
- Amazon purchases (apply miles at checkout):<\/strong> 0.8 cents apiece.<\/li>\n
- Capital One Spark Miles for Business<\/b>:<\/strong> This card is no longer available to new applicants..<\/li>\n
- Capital One Spark Miles Select for Business<\/a>:<\/strong> This card is no longer available to new applicants.<\/li>\n
- Capital One Venture Rewards Credit Card<\/a>:<\/strong> Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.<\/li>\n
- Hotel transfer partners<\/a><\/li><\/ul><\/li>
- Referral bonus<\/a><\/li><\/ul><\/li>
- Credit cards<\/a><\/li>
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