{"id":169342,"date":"2025-05-05T20:01:48","date_gmt":"2025-05-05T20:01:48","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=169342"},"modified":"2026-03-17T17:59:38","modified_gmt":"2026-03-17T17:59:38","slug":"one-key-card-review","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/","title":{"rendered":"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee"},"content":{"rendered":"<p>In a world of co-branded credit cards that earn points for one hotel or airline, it's beneficial to have a card that isn't tied to just one brand. And the Wells Fargo-issued <a data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" rel=\"noopener nofollow sponsored\">One Key\u2122 Card<\/a>  (<a data-ccid=\"217\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/terms\/onekey\/?FPID=21231EIO050000&product_code=CC&subproduct_code=OW&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is just that.<\/p>\n<p>This card presents an easy way to turn your everyday spending into cash that can be used to book flights, hotels, rental cars, and vacation rentals through Expedia and its partners, Hotels.com and VRBO.<\/p>\n<p>But should you get the One Key Card? Let's take a look.<\/p>\n<div class=\"qs-card\" data-id=\"217\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">One Key\u2122 Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_57.jpg\" width=\"150\" alt=\"One Key\u2122 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='One Key\u2122 Card' data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"217\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/terms\/onekey\/?FPID=21231EIO050000&product_code=CC&subproduct_code=OW&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited-Time Offer<\/strong> Earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">One Key\u2122 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited-Time Offer<\/strong> Earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The One Key\u2122 Card offers 3% in OneKeyCash on Expedia, Hotels.com, Vrbo, at gas stations, grocery stores, and on dining, plus 1.5% in OneKeyCash on other purchases. Enjoy no annual fee, no foreign transaction fees, and automatic Silver tier benefits, including up to 15% off select hotels.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li>\r\n<li>Limited Time Offer: Earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/li>\r\n<li>Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases. <\/li>\r\n<li>$0 annual fee.<\/li>\r\n<li>Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.<\/li>\r\n<li>No foreign transaction fees.<\/li>\r\n<li>Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3% in OneKeyCash on Expedia, Hotels.com, and Vrbo<\/li>\r\n<li>3% in OneKeyCash at gas stations, grocery stores, and on dining<\/li>\r\n<li>1.5% in OneKeyCash on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/OneKey\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-3daaea492#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#One_Key_Card_Pros\">One Key Card Pros<\/a><\/li><li><a href=\"#One_Key_Card_Cons\">One Key Card Cons<\/a><\/li><li><a href=\"#One_Key_Card_Welcome_Offer\">One Key Card Welcome Offer<\/a><\/li><li><a href=\"#One_Key_Card_Benefits\">One Key Card Benefits<\/a><ul><li><a href=\"#No_foreign_transaction_fees\">No foreign transaction fees<\/a><\/li><li><a href=\"#Automatic_Silver_tier_status\">Automatic Silver tier status<\/a><\/li><li><a href=\"#Cell_phone_protection\">Cell phone protection<\/a><\/li><li><a href=\"#Travel_protections\">Travel protections<\/a><\/li><\/ul><\/li><li><a href=\"#One_Key_Card_Earning_Rates\">One Key Card Earning Rates<\/a><\/li><li><a href=\"#Redeeming_OneKeyCash_with_the_One_Key_Card\">Redeeming OneKeyCash with the One Key Card<\/a><\/li><li><a href=\"#Cards_that_Compete_With_the_One_Key_Card\">Cards that Compete With the One Key Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"One_Key_Card_Pros\">One Key Card Pros<\/span><\/h2>\n<ul>\n<li>Automatic One Key Silver status<\/li>\n<li>No annual fee<\/li>\n<li>No foreign transaction fees<\/li>\n<li>Travel and cellular telephone protections<\/li>\n<\/ul>\n<h2><span id=\"One_Key_Card_Cons\">One Key Card Cons<\/span><\/h2>\n<ul>\n<li>Limited redemption options<\/li>\n<li>Poor earning rates on non-bonused purchases<\/li>\n<li>Not ideal for travelers who prefer booking directly with airlines or hotels<\/li>\n<\/ul>\n<h2><span id=\"One_Key_Card_Welcome_Offer\">One Key Card Welcome Offer<\/span><\/h2>\n<p>The no-annual-fee <a data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" rel=\"noopener nofollow sponsored\">One Key Card<\/a> does offer a welcome offer. As a new applicant, you can earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months.<\/p>\n<p>To put this bonus in perspective, it amounts to a 30% return on your first $1,000 of spending within the first three months.<\/p>\n<figure id=\"attachment_181859\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-181859 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_lifestyle-photo-couple-overlooking-the-water-and-buildings-in-Santorini.jpeg\" alt=\"Couple on vacation Santorini, View to the sea and Volcano from Fira the capital of Santorini island in Greece Europe\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_lifestyle-photo-couple-overlooking-the-water-and-buildings-in-Santorini.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_lifestyle-photo-couple-overlooking-the-water-and-buildings-in-Santorini-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_lifestyle-photo-couple-overlooking-the-water-and-buildings-in-Santorini-768x614.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_lifestyle-photo-couple-overlooking-the-water-and-buildings-in-Santorini-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Fokke Baarssen\/Adobe Stock<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">Best Rewards Credit Card Offers This Month<\/a><\/strong><\/p>\n<h2><span id=\"One_Key_Card_Benefits\">One Key Card Benefits<\/span><\/h2>\n<p>The <a data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" rel=\"noopener nofollow sponsored\">One Key Card<\/a> has a reasonable collection of benefits despite carrying no annual fee.<\/p>\n<h3><span id=\"No_foreign_transaction_fees\">No foreign transaction fees<\/span><\/h3>\n<p>The One Key card has no foreign transaction fees, meaning you won't incur <a target=\"_blank\" href=\"\/travel\/tips-to-save-on-international-travel\/\" rel=\"noopener\">extra expenses when traveling outside the U.S<\/a>.<\/p>\n<h3><span id=\"Automatic_Silver_tier_status\">Automatic Silver tier status<\/span><\/h3>\n<p>Cardholders get automatic Silver tier status in the <a target=\"_blank\" href=\"\/hotels\/expedia-one-key-rewards\/\" rel=\"noopener\">One Key rewards program<\/a>. Silver status members receive a 15% discount on over 10,000 hotels worldwide and an extra perk at <a target=\"_blank\" href=\"https:\/\/www.expedia.com\/lp\/b\/vipaccess?langid=1033&rewardsUserType=GOLD_REWARDS_USER&vipHeroIndex=3&tierName=Gold&isLoyaltyMember=true&pointBalance=20296\" rel=\"noopener\">VIP Access properties<\/a>.<\/p>\n<p>You will move up to Gold status if you spend $15,000 on the card in a calendar year. Gold status members receive a 20% discount on over 10,000 hotels worldwide and get an extra perk and room upgrades (when available) at VIP Access properties.<\/p>\n<figure id=\"attachment_208796\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/435\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-208796 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits.png\" alt=\"One Key elite benefits.\" width=\"750\" height=\"435\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits.png 2374w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits-300x174.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits-1024x594.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits-768x446.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits-1536x892.png 1536w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/05\/OneKeyBenefits-2048x1189.png 2048w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: One Key<\/em><\/enter><\/figure>\n<h3><span id=\"Cell_phone_protection\">Cell phone protection<\/span><\/h3>\n<p>Charge your cell phone bill to your One Key Card and receive up to $1,000 to cover stolen or damaged phones. There is a $25 deductible for each claim filed, with a maximum of two paid claims per 12-month period.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-with-cell-phone-protection\/\" rel=\"noopener\">Free Cell Phone Insurance: Which Cards Cover Damage, Theft, and Loss<\/a><\/strong><\/p>\n<h3><span id=\"Travel_protections\">Travel protections<\/span><\/h3>\n<p>If you're considering the One Key Card, chances are you travel somewhat regularly. To that end, the card includes a few travel-related protection benefits:<\/p>\n<ul>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/trip-cancellation-insurance\/\" rel=\"noopener\">Trip cancellation and interruption protection<\/a>: <\/strong>Use your One Key Card to pay for your trip and get reimbursed up to $5,000 for nonrefundable common carrier tickets if your trip is canceled or interrupted for a covered reason. This is secondary coverage, and the entire fare (less any certificates, vouchers, or coupons) must be paid with your card.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/travel-insurance\/\" rel=\"noopener\">Travel accident insurance<\/a>: <\/strong>Receive up to $1,000,000 in travel accident insurance when you use your card to purchase a ticket from an airline or other common carrier. This coverage applies in the event of accidental loss of life, limb, sight, speech, or hearing during a covered trip. The full fare must be charged to your One Key Card.<\/li>\n<li><strong><a target=\"_blank\" href=\"\/credit-cards\/rental-car-insurance\/\" rel=\"noopener\">Auto rental collision damage waiver (CDW)<\/a>: <\/strong>Pay for your rental with the card and get up to $50,000 in reimbursement for covered damage or theft of the vehicle. This coverage is primary (except for New York residents). To qualify, you must decline coverage from the rental company and pay the full cost of the rental using your One Key Card and\/or rewards linked to your card account.<\/li>\n<\/ul>\n<h2><span id=\"One_Key_Card_Earning_Rates\">One Key Card Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" rel=\"noopener nofollow sponsored\">One Key Card<\/a> has surprisingly decent earning categories for a no-annual-fee card, provided you spend regularly in those bonus categories. Cardholders earn <a target=\"_blank\" href=\"\/hotels\/expedia-one-key-rewards\/\" rel=\"noopener\">OneKeyCash<\/a> in the following ways:<\/p>\n<ul>\r\n<li>3% in OneKeyCash on Expedia, Hotels.com, and Vrbo<\/li>\r\n<li>3% in OneKeyCash at gas stations, grocery stores, and on dining<\/li>\r\n<li>1.5% in OneKeyCash on other purchases<\/li>\r\n<\/ul>\n<figure id=\"attachment_205453\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-205453 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Hotel-Resort-Featured-Paolo-Nicolello-Unsplash.png\" alt=\"Aerial photo of a resort in Bali, Indonesia.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Hotel-Resort-Featured-Paolo-Nicolello-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Hotel-Resort-Featured-Paolo-Nicolello-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Hotel-Resort-Featured-Paolo-Nicolello-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/04\/Hotel-Resort-Featured-Paolo-Nicolello-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Paolo Nicolello\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Redeeming_OneKeyCash_with_the_One_Key_Card\">Redeeming OneKeyCash with the One Key Card<\/span><\/h2>\n<p>The One Key Card earns rewards that can only be used within the <a target=\"_blank\" href=\"\/hotels\/expedia-one-key-rewards\/\" rel=\"noopener\">One Key rewards program<\/a>. This program includes three partners \u2014 Expedia, Hotels.com, and VRBO.<\/p>\n<p>Even though the cash earned is not flexible, like <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a> or <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/\" rel=\"noopener\">Capital One Miles<\/a>, you still have options. Expedia and Hotels.com are aggregator websites that search many hotel and airline programs to find deals.<\/p>\n<figure id=\"attachment_169370\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/372\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-169370 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-14-at-12.21.40-PM-300x149.png\" alt=\"booking confirmation through hotels.com showing the use of OneKeyCash at checkout\" width=\"750\" height=\"372\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-14-at-12.21.40-PM-300x149.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-14-at-12.21.40-PM-1024x508.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-14-at-12.21.40-PM-768x381.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-14-at-12.21.40-PM.png 1158w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>I recently used OneKeyCash to cover part of the cost of a hotel in an area with very few points hotel options<\/em><\/enter><\/figure>\n<p>If you're not familiar with OneKeyCash, it\u2019s important to understand how it works before applying for the One Key Card. Here are a few key points to know:<\/p>\n<ul>\n<li>OneKeyCash can only be used for U.S. dollar \u201cPay Now\u201d bookings and participating vacation rentals.<\/li>\n<li>If you want to use OneKeyCash to book a flight, you must have enough to cover the full cost upfront, including taxes and fees. You can\u2019t split payment with a card or add extras like bags or seat selection during checkout (those must be purchased separately after booking). And only select flights are eligible for redemption.<\/li>\n<li><a target=\"_blank\" href=\"\/hotels\/does-onekey-cash-expire\/\" rel=\"noopener\">OneKeyCash expires<\/a> if you haven\u2019t made a booking or completed a redemption within 18 months.<\/li>\n<\/ul>\n<h2><span id=\"Cards_that_Compete_With_the_One_Key_Card\">Cards that Compete With the One Key Card<\/span><\/h2>\n<p>It\u2019s tricky to compare the <a data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" rel=\"noopener nofollow sponsored\">One Key Card<\/a> directly to others since it isn\u2019t tied to a specific brand, yet it also doesn\u2019t earn <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">flexible points<\/a>. Still, if you\u2019re in the market for a new card, here are a few of our favorite alternatives worth considering.<\/p>\n<ul>\n<li><strong>If you're loyal to the One Key rewards program but want better perks,<\/strong> consider the <a data-ccid=\"216\" href=\"\/blog\/link\/CR-OneKeyPlusCard\" rel=\"noopener nofollow sponsored\">One Key+\u2122 Card<\/a>  (<a data-ccid=\"216\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/terms\/onekeyplus\/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). This card offers automatic Gold tier status, $100 in OneKeyCash each year on your cardholder anniversary, up to a $120 statement credit for Trusted Traveler Programs, such as Global Entry<sup>\u00ae<\/sup> or TSA PreCheck<sup>\u00ae<\/sup>, and more.<\/li>\n<li><strong>If you're looking for a great travel rewards card for beginners,<\/strong> check out the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a>  (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=0309bb60006bc03f571312651b141d27f&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). It's our top recommendation for anyone who wants a straightforward card that earns flexible points redeemable with a wide range of airlines and hotels. For more, check out our <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\" rel=\"noopener\">full review of the Sapphire Preferred<\/a>.<\/li>\n<li><strong>If you're interested in a hotel card with no annual fee,<\/strong> the <a data-ccid=\"4048176\" href=\"\/blog\/link\/IHGRewardsClubTravelerCreditCard\" rel=\"noopener nofollow sponsored\">IHG One Rewards Traveler Credit Card<\/a>  (<a data-ccid=\"4048176\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005139&type=3&u1=b6abb0187edcd18801af3c136c1cd2b9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) might be a good fit. It offers useful perks like no foreign transaction fees and the fourth night free on award stays. Check out our <a target=\"_blank\" href=\"\/credit-cards\/ihg-one-rewards\/ihg-traveler-card\/\" rel=\"noopener\">full review of the IHG One Rewards Traveler Card here<\/a>.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_56.jpg\" width=\"150\" alt=\"One Key+\u2122 Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">One Key+\u2122 Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn $350 in OneKeyCash\u2122  after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='One Key+\u2122 Card' data-ccid=\"216\" href=\"\/blog\/link\/CR-OneKeyPlusCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$99<span class=\"compare-terms\"><a data-ccid=\"216\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/terms\/onekeyplus\/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>3% in OneKeyCash on Expedia, Hotels.com, and Vrbo<\/li>\r\n<li>3% in OneKeyCash at gas stations, grocery stores, and on dining<\/li>\r\n<li>2% in OneKeyCash on other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=0309bb60006bc03f571312651b141d27f&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/07\/CardArt-IHGRewardsClubTravelerCreditCard.png\" width=\"150\" alt=\"IHG One Rewards Traveler Credit Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">IHG One Rewards Traveler Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> \r\nEarn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='IHG One Rewards Traveler Credit Card' data-ccid=\"4048176\" href=\"\/blog\/link\/IHGRewardsClubTravelerCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4048176\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005139&type=3&u1=b6abb0187edcd18801af3c136c1cd2b9&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Good\/Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn up to 17X points total per $1 spent when you stay at an IHG hotel<\/li>\r\n<li>3X points per $1 spent on dining, utilities, select streaming services, and at gas stations<\/li>\r\n<li>2X points per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n<br>\r\nThe earning for spending at IHG hotels breaks down as follows:\r\n<ul>\r\n<li>Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember<\/li>\r\n<li>Earn up to 2X points from IHG<sup>\u00ae<\/sup> with Silver Elite Status, a benefit of this Card<\/li>\r\n<li>Earn up to 10X points from IHG<sup>\u00ae<\/sup> for being an IHG<sup>\u00ae<\/sup> Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG<sup>\u00ae<\/sup> loyalty program)<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<p><b>Related: <a target=\"_blank\" href=\"\/find-a-card\/cash-back\/\" rel=\"noopener\">The Best Cash Back Credit Card Offers<\/a><\/b><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" rel=\"noopener nofollow sponsored\">One Key Card<\/a> is in a category of its own \u2014 a co-branded card that earns rewards redeemable across multiple travel websites. It has a low spending requirement to unlock a modest welcome offer and charges no annual fee.<\/p>\n<p>While it\u2019s not our top pick for a basic travel card (that honor goes to the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a>), it could be a solid choice if you\u2019re looking for a simple way to earn travel rewards on everyday purchases \u2014 and a little extra at Expedia, Hotels.com, and VRBO.<\/p>\n<div class=\"qs-card\" data-id=\"217\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">One Key\u2122 Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_57.jpg\" width=\"150\" alt=\"One Key\u2122 Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='One Key\u2122 Card' data-ccid=\"217\" href=\"\/blog\/link\/CR-OneKeyCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"217\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/terms\/onekey\/?FPID=21231EIO050000&product_code=CC&subproduct_code=OW&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Limited-Time Offer<\/strong> Earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">One Key\u2122 Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited-Time Offer<\/strong> Earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The One Key\u2122 Card offers 3% in OneKeyCash on Expedia, Hotels.com, Vrbo, at gas stations, grocery stores, and on dining, plus 1.5% in OneKeyCash on other purchases. Enjoy no annual fee, no foreign transaction fees, and automatic Silver tier benefits, including up to 15% off select hotels.<\/div><div class=\"qs-tab-hl\"><ul>\r\n<li>Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li>\r\n<li>Limited Time Offer: Earn $300 in OneKeyCash\u2122 after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia<sup>\u00ae<\/sup>, Hotels.com<sup>\u00ae<\/sup> and Vrbo<sup>\u00ae<\/sup>. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com\/one-key-terms.<\/li>\r\n<li>Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases. <\/li>\r\n<li>$0 annual fee.<\/li>\r\n<li>Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.<\/li>\r\n<li>No foreign transaction fees.<\/li>\r\n<li>Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>3% in OneKeyCash on Expedia, Hotels.com, and Vrbo<\/li>\r\n<li>3% in OneKeyCash at gas stations, grocery stores, and on dining<\/li>\r\n<li>1.5% in OneKeyCash on other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/OneKey\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-3daaea492#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>The One Key\u2122 Card offers an easy way to turn your everyday spending into cash that can be used to book flights, hotels, rental cars, and vacation rentals through Expedia and its partners, Hotels.com and VRBO. But is it right for you?<\/p>\n","protected":false},"author":70,"featured_media":169374,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,36379,12781],"coauthors":[36392],"class_list":["post-169342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-one-key","tag-wells-fargo"],"acf":[],"yoast_head":"<title>One Key\u2122 Card Review: Automatic Silver tier, 3% OneKeyCash<\/title>\n<meta name=\"description\" content=\"The One Key Card is an easy way to earn reawrds from your regular spending which can be spent at Expedia, Hotels.com, and VRBO.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee\" \/>\n<meta property=\"og:description\" content=\"The One Key Card is an easy way to earn reawrds from your regular spending which can be spent at Expedia, Hotels.com, and VRBO.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-05T20:01:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T17:59:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jenna Hansen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jenna Hansen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\"},\"author\":{\"name\":\"Jenna Hansen\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/5a0b0d63fb4b7ff4e2e1808b4fbd0271\"},\"headline\":\"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee\",\"datePublished\":\"2025-05-05T20:01:48+00:00\",\"dateModified\":\"2026-03-17T17:59:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\"},\"wordCount\":1299,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg\",\"keywords\":[\"Card Reviews\",\"One Key\",\"Wells Fargo\"],\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\",\"url\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\",\"name\":\"One Key\u2122 Card Review: Automatic Silver tier, 3% OneKeyCash\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg\",\"datePublished\":\"2025-05-05T20:01:48+00:00\",\"dateModified\":\"2026-03-17T17:59:38+00:00\",\"description\":\"The One Key Card is an easy way to earn reawrds from your regular spending which can be spent at Expedia, Hotels.com, and VRBO.\",\"breadcrumb\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage\",\"url\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg\",\"contentUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg\",\"width\":1000,\"height\":800,\"caption\":\"blue water in venice with boats going by and tan building on either side\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/awardwallet.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\",\"url\":\"https:\/\/awardwallet.com\/blog\/\",\"name\":\"AwardWallet\",\"description\":\"Maximize your credit card rewards, airline miles, and hotel points. Choose the best rewards cards, earn more points and miles, get top travel deals!\",\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/awardwallet.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\",\"name\":\"AwardWallet\",\"url\":\"https:\/\/awardwallet.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png\",\"contentUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png\",\"width\":5000,\"height\":601,\"caption\":\"AwardWallet\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AwardWallet\/\",\"https:\/\/x.com\/AwardWallet\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/5a0b0d63fb4b7ff4e2e1808b4fbd0271\",\"name\":\"Jenna Hansen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/image\/927c608d6ba61c912e9133925cb68574\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ce32bae33a421fe224ef48ebc18317599d654654f3293543eb531eadaaa3469c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ce32bae33a421fe224ef48ebc18317599d654654f3293543eb531eadaaa3469c?s=96&d=mm&r=g\",\"caption\":\"Jenna Hansen\"},\"description\":\"Jenna Hansen began working for Award Wallet in 2022. She and her husband homeschool their four kids and spend a lot of their time traveling and learning through experiences. Jenna discovered points and miles in 2020 when she was looking for a way to be able to afford more expensive trips for her family. Once she came across other moms who were points and miles pros, she took the leap and has been hooked ever since. Jenna and her family live in California and like to spend time visiting the nearby Sierra Nevada mountains and the Central California coast. You can also catch them at Disneyland as often as possible!\",\"sameAs\":[\"https:\/\/www.instagram.com\/thetravelinghansens\"],\"url\":\"https:\/\/awardwallet.com\/blog\/author\/jennahansen\/\"}]}<\/script>","yoast_head_json":{"title":"One Key\u2122 Card Review: Automatic Silver tier, 3% OneKeyCash","description":"The One Key Card is an easy way to earn reawrds from your regular spending which can be spent at Expedia, Hotels.com, and VRBO.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/","og_locale":"en_US","og_type":"article","og_title":"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee","og_description":"The One Key Card is an easy way to earn reawrds from your regular spending which can be spent at Expedia, Hotels.com, and VRBO.","og_url":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/","og_site_name":"AwardWallet Blog","article_publisher":"https:\/\/www.facebook.com\/AwardWallet\/","article_published_time":"2025-05-05T20:01:48+00:00","article_modified_time":"2026-03-17T17:59:38+00:00","og_image":[{"width":1000,"height":800,"url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg","type":"image\/jpeg"}],"author":"Jenna Hansen","twitter_card":"summary_large_image","twitter_creator":"@AwardWallet","twitter_site":"@AwardWallet","twitter_misc":{"Written by":"Jenna Hansen","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#article","isPartOf":{"@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/"},"author":{"name":"Jenna Hansen","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/5a0b0d63fb4b7ff4e2e1808b4fbd0271"},"headline":"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee","datePublished":"2025-05-05T20:01:48+00:00","dateModified":"2026-03-17T17:59:38+00:00","mainEntityOfPage":{"@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/"},"wordCount":1299,"commentCount":0,"publisher":{"@id":"https:\/\/awardwallet.com\/blog\/#organization"},"image":{"@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage"},"thumbnailUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg","keywords":["Card Reviews","One Key","Wells Fargo"],"articleSection":["Credit Cards"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/","url":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/","name":"One Key\u2122 Card Review: Automatic Silver tier, 3% OneKeyCash","isPartOf":{"@id":"https:\/\/awardwallet.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage"},"image":{"@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage"},"thumbnailUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg","datePublished":"2025-05-05T20:01:48+00:00","dateModified":"2026-03-17T17:59:38+00:00","description":"The One Key Card is an easy way to earn reawrds from your regular spending which can be spent at Expedia, Hotels.com, and VRBO.","breadcrumb":{"@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#primaryimage","url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg","contentUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/06\/dan-novac-unsplash.jpg","width":1000,"height":800,"caption":"blue water in venice with boats going by and tan building on either side"},{"@type":"BreadcrumbList","@id":"https:\/\/awardwallet.com\/credit-cards\/hotels\/one-key-credit-card\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/awardwallet.com\/blog\/"},{"@type":"ListItem","position":2,"name":"One Key\u2122 Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings \u2014 For No Annual Fee"}]},{"@type":"WebSite","@id":"https:\/\/awardwallet.com\/blog\/#website","url":"https:\/\/awardwallet.com\/blog\/","name":"AwardWallet","description":"Maximize your credit card rewards, airline miles, and hotel points. Choose the best rewards cards, earn more points and miles, get top travel deals!","publisher":{"@id":"https:\/\/awardwallet.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/awardwallet.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/awardwallet.com\/blog\/#organization","name":"AwardWallet","url":"https:\/\/awardwallet.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png","contentUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png","width":5000,"height":601,"caption":"AwardWallet"},"image":{"@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AwardWallet\/","https:\/\/x.com\/AwardWallet"]},{"@type":"Person","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/5a0b0d63fb4b7ff4e2e1808b4fbd0271","name":"Jenna Hansen","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/image\/927c608d6ba61c912e9133925cb68574","url":"https:\/\/secure.gravatar.com\/avatar\/ce32bae33a421fe224ef48ebc18317599d654654f3293543eb531eadaaa3469c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ce32bae33a421fe224ef48ebc18317599d654654f3293543eb531eadaaa3469c?s=96&d=mm&r=g","caption":"Jenna Hansen"},"description":"Jenna Hansen began working for Award Wallet in 2022. She and her husband homeschool their four kids and spend a lot of their time traveling and learning through experiences. Jenna discovered points and miles in 2020 when she was looking for a way to be able to afford more expensive trips for her family. Once she came across other moms who were points and miles pros, she took the leap and has been hooked ever since. Jenna and her family live in California and like to spend time visiting the nearby Sierra Nevada mountains and the Central California coast. You can also catch them at Disneyland as often as possible!","sameAs":["https:\/\/www.instagram.com\/thetravelinghansens"],"url":"https:\/\/awardwallet.com\/blog\/author\/jennahansen\/"}]}},"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/169342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/70"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=169342"}],"version-history":[{"count":18,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/169342\/revisions"}],"predecessor-version":[{"id":251600,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/169342\/revisions\/251600"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/169374"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=169342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=169342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=169342"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=169342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}