{"id":173474,"date":"2025-11-25T08:00:14","date_gmt":"2025-11-25T08:00:14","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=173474"},"modified":"2026-03-23T13:29:15","modified_gmt":"2026-03-23T13:29:15","slug":"navy-federal-credit-union-platinum-credit-card-review-a-low-interest-credit-card-option","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/","title":{"rendered":"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option"},"content":{"rendered":"<p>The <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Credit Union Platinum Card<\/a> is a low-interest, no-annual-fee credit card designed for those who need help paying off high-interest debt. While it's always recommended that you pay your card in full each month, sometimes life gets in the way and large expenses make it difficult to do so. When that's the case, it's beneficial to have a credit card with a low interest rate to cover that expense.<\/p>\n<p>Here's everything you need to know about the <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Credit Union Platinum Card<\/a>.<\/p>\n<p><div class=\"qs-card\" data-id=\"141\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Navy Federal Credit Union Platinum Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-NavyFederalCreditUnionPlatinumCard.png\" width=\"150\" alt=\"Navy Federal Credit Union Platinum Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong> Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Navy Federal Credit Union Platinum Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong> Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><div class=\"qs-tab-wwl\">This card delivers a low introductory APR, absence of balance transfer and annual fees, and consistently low ongoing interest rates. It also includes basic travel and emergency assistance, making it a practical option for cost-conscious users.<\/div><div class=\"qs-tab-hl\"><ul>\r\n  <li>Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies. And, kick those balance transfer fees to the curb\u2014we don't charge any!<\/li>\r\n  <li>Pay no annual, balance transfer or foreign transaction fees.<\/li>\r\n  <li>Lowest interest rate offered of all Navy Federal Credit Union credit cards.<\/li>\r\n  <li>Travel and emergency assistance.<\/li>\r\n<\/ul>\r\n<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/NavyPlatinumCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Navy_Federal_Platinum_Card_Pros\">Navy Federal Platinum Card Pros<\/a><\/li><li><a href=\"#Navy_Federal_Platinum_Card_Cons\">Navy Federal Platinum Card Cons<\/a><\/li><li><a href=\"#Navy_Federal_Platinum_Card_Welcome_Bonus\">Navy Federal Platinum Card Welcome Bonus<\/a><\/li><li><a href=\"#Navy_Federal_Platinum_Card_Benefits\">Navy Federal Platinum Card Benefits<\/a><ul><li><a href=\"#No_annual_fee\">No annual fee<\/a><\/li><li><a href=\"#Low_interest_rate\">Low interest rate<\/a><\/li><li><a href=\"#Travel_benefits\">Travel benefits<\/a><\/li><\/ul><\/li><li><a href=\"#Navy_Federal_Platinum_Card_Earning_Rates\">Navy Federal Platinum Card Earning Rates<\/a><\/li><li><a href=\"#Redeeming_Points_With_the_Navy_Federal_Platinum_Card\">Redeeming Points With the Navy Federal Platinum Card<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_Navy_Federal_Platinum_Card\">Cards That Compete With the Navy Federal Platinum Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Navy_Federal_Platinum_Card_Pros\">Navy Federal Platinum Card Pros<\/span><\/h2>\n<ul>\n<li>No annual fee<\/li>\n<li>No balance transfer fees, foreign transaction fees, or cash advance fees<\/li>\n<li>A lower-than-average ongoing interest rate between 10.49% - 18.00%<\/li>\n<\/ul>\n<h2><span id=\"Navy_Federal_Platinum_Card_Cons\">Navy Federal Platinum Card Cons<\/span><\/h2>\n<ul>\n<li>Navy Federal Credit Union credit cards are only available to Navy Federal members<\/li>\n<li>While the interest rate is low, it's not zero<\/li>\n<li>No additional cardholder benefits<\/li>\n<\/ul>\n<h2><span id=\"Navy_Federal_Platinum_Card_Welcome_Bonus\">Navy Federal Platinum Card Welcome Bonus<\/span><\/h2>\n<p>There is no traditional welcome bonus on the <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a>. Instead, you'll take advantage of a 0.99% intro APR for 12 months on balance transfers made within 60 days from account opening. After that, the standard APR of 10.49% - 18.00% applies.<\/p>\n<p>This could potentially save you hundreds of dollars in interest, depending on your current interest rate and total balance.<\/p>\n<figure id=\"attachment_234115\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"750\/447\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-234115 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-13.04.24.png\" alt=\"A screenshot of how much you can save by transferring a balance to a NFCU credit card\" width=\"750\" height=\"447\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-13.04.24.png 1864w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-13.04.24-300x179.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-13.04.24-1024x610.png 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-13.04.24-768x457.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/Screenshot-2025-11-05-at-13.04.24-1536x915.png 1536w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><center><em>Credit: Navy Federal Credit Union<\/em><\/enter><\/figure>\n<p>For instance, if you have a $5,000 balance on a card with a 24% interest rate, and you pay $500 per month toward the balance, it would take you 12 months and an additional $635 in interest to pay it off. Instead, you could transfer that balance to your Navy Federal Platinum Card (with no balance transfer fee!), and pay it off in just 11 months, paying only $23 extra in interest.<\/p>\n<p>&nbsp;<\/p>\n<h2><span id=\"Navy_Federal_Platinum_Card_Benefits\">Navy Federal Platinum Card Benefits<\/span><\/h2>\n<h3><span id=\"No_annual_fee\">No annual fee<\/span><\/h3>\n<p>The <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a> has no annual fee as well as no balance transfer fees, foreign transaction fees, or cash advance fees.<\/p>\n<h3><span id=\"Low_interest_rate\">Low interest rate<\/span><\/h3>\n<p>Apart from the low intro APR on balance transfers, the <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a> comes with a low interest rate between 10.49% - 18.00%. If you're on the lower end of this range, your interest rate would be less than half of the national average.<\/p>\n<p>This is great for anyone who needs to make a large payment and will keep a balance on their credit card. However, even with a lower interest rate, you can still quickly accumulate interest charges. Be careful when carrying a balance, and try to pay it off as quickly as possible.<\/p>\n<figure id=\"attachment_173506\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/400\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-173506 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Woman-paying-with-credit-card.-Blake-Wisz-via-Unsplash-1024x683.jpg\" alt=\"A woman in a red sweater uses her credit card to make a purchase at a coffee shop.\" width=\"600\" height=\"400\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Woman-paying-with-credit-card.-Blake-Wisz-via-Unsplash-1024x683.jpg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Woman-paying-with-credit-card.-Blake-Wisz-via-Unsplash-300x200.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Woman-paying-with-credit-card.-Blake-Wisz-via-Unsplash-768x512.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Woman-paying-with-credit-card.-Blake-Wisz-via-Unsplash-1536x1024.jpg 1536w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Blake Wisz\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Travel_benefits\">Travel benefits<\/span><\/h3>\n<p>As a cardholder of the <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a>, you'll receive a secondary auto rental collision damage waiver when you rent a car for 15 days or less. You'll also receive travel and emergency assistance if something happens when you're gone.<\/p>\n<h2><span id=\"Navy_Federal_Platinum_Card_Earning_Rates\">Navy Federal Platinum Card Earning Rates<\/span><\/h2>\n<p>The <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a> does not earn cash back or credit card rewards.<\/p>\n<h2><span id=\"Redeeming_Points_With_the_Navy_Federal_Platinum_Card\">Redeeming Points With the Navy Federal Platinum Card<\/span><\/h2>\n<p>There are no points to redeem with the <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a>.<\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>Applications are restricted to those with a Navy Federal Credit Union account. In order to qualify for an account, you must be one of the following:<\/p>\n<ul>\n<li>An active, retired, or veteran member of the U.S. Armed Forces<\/li>\n<li>An immediate family member of someone listed above<\/li>\n<li>Select employees and contractors of the U.S. Department of Defense<\/li>\n<\/ul>\n<p>If you qualify to have a Navy Federal credit card, there are other factors to consider when applying for a <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a> or other credit card. For starters, you can only be the primary account holder on three Navy Federal credit cards at one time. There is no waiting period to open your first Navy Federal credit card, but a 90-day waiting period applies to opening any subsequent Navy Federal credit cards.<\/p>\n<h2><span id=\"Cards_That_Compete_With_the_Navy_Federal_Platinum_Card\">Cards That Compete With the Navy Federal Platinum Card<\/span><\/h2>\n<ul>\n<li><strong>If you don't mind a slightly higher interest rate in exchange for earning credit card rewards<\/strong>, consider the <a data-ccid=\"256\" href=\"https:\/\/awardwallet.com\/blog\/link\/NavyFederalGoRewardsCard\" rel=\"noopener nofollow sponsored\">Navy Federal GO REWARDS<sup>\u00ae<\/sup> Card<\/a>. The ongoing interest rate is slightly higher than that of the <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a>, but the trade-off is the opportunity to earn up to 3X points per $1 spent. Plus, you can take advantage of a 0.99% intro APR on purchases for the first 6 months of account opening, which is helpful if you have a large expense coming up.<\/li>\n<li><strong>If you want to earn cash back on every purchase<\/strong>, then the <a data-ccid=\"12\" href=\"\/blog\/link\/NavyFederalVisaCashRewardsCard\" rel=\"noopener nofollow sponsored\">Navy Federal Visa cashRewards Card<\/a> might be the card for you. You'll earn up to 2% cash back on all purchases, depending on which version you are approved for (the cashRewards or cashRewards Plus). It offers a 1.99% intro APR for 12 months on balance transfers made within the first 60 days. While slightly higher than the Navy Federal Platinum Card, it's still much better than 24%.<\/li>\n<li><strong>If you want a no-annual-fee credit card with 0% interest on purchases and balance transfers<\/strong>, check out the U.S. Bank Shield\u2122 Visa<sup>\u00ae<\/sup> Card. You can take advantage of a 0% introductory APR on purchases and balance transfers for an incredible 21 billing cycles (5% of each transfer amount, $5 minimum will apply), then a regular variable APR of 16.99% - 27.99%. The U.S. Bank Shield Visa also comes with $600 cell phone reimbursement if your phone is lost or stolen, as long as you use your card to pay your mobile bill.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-navy-federal-credit-union\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-NavyFederalCreditUnionPlatinumCard.png\" width=\"150\" alt=\"Navy Federal Credit Union Platinum Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Navy Federal Credit Union Platinum Card<\/div><div class=\"compare-offer\"><strong>Featured Offer<\/strong> Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><\/div><\/div><div class=\"compare-earning\"><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"246\/156\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/11\/CardArt-NavyFederalGoRewardsCard.png\" width=\"150\" alt=\"Navy Federal GO REWARDS\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Navy Federal GO REWARDS<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Featured Offer<\/strong> Get our GO REWARDS credit card, and get a 0.99% intro APR on purchases for the first 6 months from account opening. After that, a variable APR between 13.74% and 18.00% applies.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"256\" href=\"https:\/\/awardwallet.com\/blog\/link\/NavyFederalGoRewardsCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Good, Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n  <li>3X points at restaurants<\/li>\r\n  <li>2X points on gas<\/li>\r\n  <li>1X points on everything else<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/06\/CardArt-NavyFederalVisaCashRewardsCreditCard.png\" width=\"150\" alt=\"Navy Federal Visa cashRewards Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Navy Federal Visa cashRewards Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> You could earn $250 cash back when you spend $2,500 within 90 days of account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-how-apply\" data-ccid=\"12\" href=\"\/blog\/link\/NavyFederalVisaCashRewardsCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--0\"><strong>Credit Score<\/strong><p>Excellent, Good, Fair, Average<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 2% cash back with cashRewards Plus or unlimited 1.5% cash back with cashRewards. Network benefits vary by card.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">Navy Federal Platinum Card<\/a> is a no-frills, low-interest credit card with no annual fee. Its main benefit is the low intro APR on balance transfers and lower-than-average ongoing APR. However, note that this still may not be the best card to keep a balance on. The best option would be one with a 0% intro APR offer, allowing you to pay off a balance or a large purchase without incurring any interest charges. If you need to transfer a balance, check out our list of the <a href=\"\/credit-cards\/best-balance-transfer-cards\/\">best 0% intro APR offers with no annual fee<\/a>.<\/p>\n<p><div class=\"qs-card\" data-id=\"141\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Navy Federal Credit Union Platinum Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-NavyFederalCreditUnionPlatinumCard.png\" width=\"150\" alt=\"Navy Federal Credit Union Platinum Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"141\" href=\"\/blog\/link\/NavyFederalCreditUnionPlatinumCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong> Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Navy Federal Credit Union Platinum Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Featured Offer<\/strong> Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><div class=\"qs-tab-wwl\">This card delivers a low introductory APR, absence of balance transfer and annual fees, and consistently low ongoing interest rates. It also includes basic travel and emergency assistance, making it a practical option for cost-conscious users.<\/div><div class=\"qs-tab-hl\"><ul>\r\n  <li>Get a 0.99% intro APR for 12 months from account opening on balance transfers made within the first 60 days. After that, a variable APR between 10.49% and 18.00% applies. And, kick those balance transfer fees to the curb\u2014we don't charge any!<\/li>\r\n  <li>Pay no annual, balance transfer or foreign transaction fees.<\/li>\r\n  <li>Lowest interest rate offered of all Navy Federal Credit Union credit cards.<\/li>\r\n  <li>Travel and emergency assistance.<\/li>\r\n<\/ul>\r\n<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/NavyPlatinumCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Navy Federal Platinum Card is a low-interest credit card for Navy Federal Credit Union members. Benefits are sparse on this card, but if you need to pay off expensive debt, this is a good option.<\/p>\n","protected":false},"author":76,"featured_media":173514,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,36533],"coauthors":[36406],"class_list":["post-173474","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-navy-federal-credit-union"],"acf":[],"yoast_head":"<title>Navy Federal Credit Union Platinum Credit Card Review<\/title>\n<meta name=\"description\" content=\"The Navy Federal Credit Union Platinum Credit Card is a great option to help pay off high-interest debt. Learn more in our full review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option\" \/>\n<meta property=\"og:description\" content=\"The Navy Federal Credit Union Platinum Credit Card is a great option to help pay off high-interest debt. Learn more in our full review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"AwardWallet Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AwardWallet\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-25T08:00:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-23T13:29:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ashley Onadele\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:site\" content=\"@AwardWallet\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ashley Onadele\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\"},\"author\":{\"name\":\"Ashley Onadele\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/d5c3200e5aecaa3b054c64c25a53ab45\"},\"headline\":\"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option\",\"datePublished\":\"2025-11-25T08:00:14+00:00\",\"dateModified\":\"2026-03-23T13:29:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\"},\"wordCount\":1068,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg\",\"keywords\":[\"Card Reviews\",\"Navy Federal Credit Union\"],\"articleSection\":[\"Credit Cards\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\",\"url\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\",\"name\":\"Navy Federal Credit Union Platinum Credit Card Review\",\"isPartOf\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg\",\"datePublished\":\"2025-11-25T08:00:14+00:00\",\"dateModified\":\"2026-03-23T13:29:15+00:00\",\"description\":\"The Navy Federal Credit Union Platinum Credit Card is a great option to help pay off high-interest debt. Learn more in our full review.\",\"breadcrumb\":{\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage\",\"url\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg\",\"contentUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg\",\"width\":1000,\"height\":800,\"caption\":\"Credit: hedgehog94\/Adobe Stock\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/awardwallet.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#website\",\"url\":\"https:\/\/awardwallet.com\/blog\/\",\"name\":\"AwardWallet\",\"description\":\"Maximize your credit card rewards, airline miles, and hotel points. Choose the best rewards cards, earn more points and miles, get top travel deals!\",\"publisher\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/awardwallet.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#organization\",\"name\":\"AwardWallet\",\"url\":\"https:\/\/awardwallet.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png\",\"contentUrl\":\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png\",\"width\":5000,\"height\":601,\"caption\":\"AwardWallet\"},\"image\":{\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AwardWallet\/\",\"https:\/\/x.com\/AwardWallet\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/d5c3200e5aecaa3b054c64c25a53ab45\",\"name\":\"Ashley Onadele\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/image\/7ef615e83f8be5f5b7060fd058fda0a1\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/10990c836dcb84c2f3ed01a877d888d078702c40aebff2182059c350003ac7fe?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/10990c836dcb84c2f3ed01a877d888d078702c40aebff2182059c350003ac7fe?s=96&d=mm&r=g\",\"caption\":\"Ashley Onadele\"},\"description\":\"Ashley Onadele got into points and miles for the first time as a graduate student studying Spanish and hoping to see the world for \\\"free\\\" or whatever that meant at the time. Her first few redemptions included the Hyatt Regency in Phuket Resort in Thailand and the Wailea Beach Resort in Maui. Fast forward a decade later and she now travels almost exclusively with her husband and two children to as many places as their points and miles will take them. Using a combination of points, miles, and cash, they've spent spring break in Italy, enjoyed time in Guanacaste, Costa Rica, and are looking forward to spending Thanksgiving in New Orleans. When she's not planning travel, she's likely reading a new historical fiction novel or spending time with her family around the SF Bay Area.\",\"url\":\"https:\/\/awardwallet.com\/blog\/author\/ashley-onadele\/\"}]}<\/script>","yoast_head_json":{"title":"Navy Federal Credit Union Platinum Credit Card Review","description":"The Navy Federal Credit Union Platinum Credit Card is a great option to help pay off high-interest debt. Learn more in our full review.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/","og_locale":"en_US","og_type":"article","og_title":"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option","og_description":"The Navy Federal Credit Union Platinum Credit Card is a great option to help pay off high-interest debt. Learn more in our full review.","og_url":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/","og_site_name":"AwardWallet Blog","article_publisher":"https:\/\/www.facebook.com\/AwardWallet\/","article_published_time":"2025-11-25T08:00:14+00:00","article_modified_time":"2026-03-23T13:29:15+00:00","og_image":[{"width":1000,"height":800,"url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg","type":"image\/jpeg"}],"author":"Ashley Onadele","twitter_card":"summary_large_image","twitter_creator":"@AwardWallet","twitter_site":"@AwardWallet","twitter_misc":{"Written by":"Ashley Onadele","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#article","isPartOf":{"@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/"},"author":{"name":"Ashley Onadele","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/d5c3200e5aecaa3b054c64c25a53ab45"},"headline":"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option","datePublished":"2025-11-25T08:00:14+00:00","dateModified":"2026-03-23T13:29:15+00:00","mainEntityOfPage":{"@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/"},"wordCount":1068,"commentCount":0,"publisher":{"@id":"https:\/\/awardwallet.com\/blog\/#organization"},"image":{"@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage"},"thumbnailUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg","keywords":["Card Reviews","Navy Federal Credit Union"],"articleSection":["Credit Cards"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/","url":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/","name":"Navy Federal Credit Union Platinum Credit Card Review","isPartOf":{"@id":"https:\/\/awardwallet.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage"},"image":{"@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage"},"thumbnailUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg","datePublished":"2025-11-25T08:00:14+00:00","dateModified":"2026-03-23T13:29:15+00:00","description":"The Navy Federal Credit Union Platinum Credit Card is a great option to help pay off high-interest debt. Learn more in our full review.","breadcrumb":{"@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#primaryimage","url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg","contentUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/Featured_-Family-buying-an-appliace_hedgehog94-via-Adobe-Stock.jpeg","width":1000,"height":800,"caption":"Credit: hedgehog94\/Adobe Stock"},{"@type":"BreadcrumbList","@id":"https:\/\/awardwallet.com\/credit-cards\/navy-federal-platinum-credit-card\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/awardwallet.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Navy Federal Credit Union Platinum Credit Card Review: A Low-Interest Credit Card Option"}]},{"@type":"WebSite","@id":"https:\/\/awardwallet.com\/blog\/#website","url":"https:\/\/awardwallet.com\/blog\/","name":"AwardWallet","description":"Maximize your credit card rewards, airline miles, and hotel points. Choose the best rewards cards, earn more points and miles, get top travel deals!","publisher":{"@id":"https:\/\/awardwallet.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/awardwallet.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/awardwallet.com\/blog\/#organization","name":"AwardWallet","url":"https:\/\/awardwallet.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png","contentUrl":"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2017\/02\/AwardWallet_logo_horizontal.png","width":5000,"height":601,"caption":"AwardWallet"},"image":{"@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AwardWallet\/","https:\/\/x.com\/AwardWallet"]},{"@type":"Person","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/d5c3200e5aecaa3b054c64c25a53ab45","name":"Ashley Onadele","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/awardwallet.com\/blog\/#\/schema\/person\/image\/7ef615e83f8be5f5b7060fd058fda0a1","url":"https:\/\/secure.gravatar.com\/avatar\/10990c836dcb84c2f3ed01a877d888d078702c40aebff2182059c350003ac7fe?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/10990c836dcb84c2f3ed01a877d888d078702c40aebff2182059c350003ac7fe?s=96&d=mm&r=g","caption":"Ashley Onadele"},"description":"Ashley Onadele got into points and miles for the first time as a graduate student studying Spanish and hoping to see the world for \"free\" or whatever that meant at the time. Her first few redemptions included the Hyatt Regency in Phuket Resort in Thailand and the Wailea Beach Resort in Maui. Fast forward a decade later and she now travels almost exclusively with her husband and two children to as many places as their points and miles will take them. Using a combination of points, miles, and cash, they've spent spring break in Italy, enjoyed time in Guanacaste, Costa Rica, and are looking forward to spending Thanksgiving in New Orleans. When she's not planning travel, she's likely reading a new historical fiction novel or spending time with her family around the SF Bay Area.","url":"https:\/\/awardwallet.com\/blog\/author\/ashley-onadele\/"}]}},"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/173474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/76"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=173474"}],"version-history":[{"count":27,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/173474\/revisions"}],"predecessor-version":[{"id":252383,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/173474\/revisions\/252383"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/173514"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=173474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=173474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=173474"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=173474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}