{"id":174476,"date":"2025-11-25T12:10:01","date_gmt":"2025-11-25T12:10:01","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=174476"},"modified":"2026-04-08T14:28:09","modified_gmt":"2026-04-08T14:28:09","slug":"td-double-up-credit-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/td-double-up-credit-card\/","title":{"rendered":"TD Double Up\u2120 Credit Card: Earn Unlimited 2% Cash Back With No Annual Fee"},"content":{"rendered":"<p class=\"custom-blue\">TD Bank only offers credit cards to customers based in Connecticut, Delaware, District of Columbia, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, and Virginia. If you aren't physically located in one of these states, you'll be unable to apply for TD Bank credit cards discussed below.<\/p>\n<p>Typically, when folks reach out to me for credit card advice, I implore them to open a card offering at least 2% cash back on everyday purchases. That way, you're getting a solid, no-hassle return on your spending. The <a data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">TD Double Up\u2120 Credit Card<\/a> is just that.<\/p>\n<p>The only catch: This card is only open to applicants in select U.S. states. That said, if you're eligible for the card, it can be nothing but rewarding.<\/p>\n<p>Let's dig into the details to see if the TD Double Up Card is right for your wallet.<\/p>\n<div class=\"qs-card\" data-id=\"4048261\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">TD Double Up\u2120 Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-TDDoubleUpCreditCard.png\" width=\"150\" alt=\"TD Double Up\u2120 Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Bonus Cash Back: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">TD Double Up\u2120 Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Bonus Cash Back: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The TD Double Up\u2120 Credit Card offers 2% cash back on all eligible purchases with no categories or caps, and has no annual fee. Cardholders can access valuable Visa benefits like extended warranty protection, lost luggage reimbursement, cell phone protection.<\/div><div class=\"qs-tab-hl\"><ul>\r\n    <li>$150 Cash Back: Receive a $150 statement credit when you spend $1,000 within the first 90 days of opening your account.<\/li>\r\n    <li>Enjoy unlimited 2% Cash Back on every eligible purchase.<\/li>\r\n    <li>Enjoy Visa benefits like cell phone protection when you use your card to pay your monthly mobile bill.<\/li>\r\n    <li>Zero annual fee.<\/li>\r\n    <li>Only available to residents of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, or VT.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Unlimited 2% Cash Back on every eligible purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/TDDoubleUp\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-15b009cd64#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#TD_Double_Up_CardPros\">TD Double Up Card\u00a0Pros<\/a><\/li><li><a href=\"#TD_Double_Up_Card_Cons\">TD Double Up Card Cons<\/a><\/li><li><a href=\"#TD_Double_Up_Credit_Card_Welcome_Offer\">TD Double Up Credit Card Welcome Offer<\/a><\/li><li><a href=\"#TD_Double_Up_Credit_Card_Earning_Rates\">TD Double Up Credit Card Earning Rates<\/a><\/li><li><a href=\"#TD_Double_Up_Credit_Card_Benefits\">TD Double Up Credit Card Benefits<\/a><ul><li><a href=\"#Introductory_0_APR_on_balance_transfers\">Introductory 0% APR on balance transfers<\/a><\/li><li><a href=\"#Cell_phone_protection\">Cell phone protection<\/a><\/li><li><a href=\"#Purchase_protections_and_extended_warranty\">Purchase protections and extended warranty<\/a><\/li><li><a href=\"#Travel_protections\">Travel protections<\/a><\/li><\/ul><\/li><li><a href=\"#Redeeming_Rewards_With_the_TD_Double_Up_Card\">Redeeming Rewards With the TD Double Up Card<\/a><\/li><li><a href=\"#Application_Restrictions\">Application Restrictions<\/a><\/li><li><a href=\"#Cards_That_Compete_With_the_TD_Double_Up_Card\">Cards That Compete With the TD Double Up Card<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"TD_Double_Up_CardPros\">TD Double Up Card\u00a0Pros<\/span><\/h2>\n<ul>\n<li>Earn unlimited 2% Cash Back on all eligible purchases \u2013 no rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing.<\/li>\n<li>Get Visa Signature benefits, such as cell phone protection.<\/li>\n<li>$0 annual fee.<\/li>\n<li>0% introductory APR* on balance transfers for 15 billing cycles.<\/li>\n<\/ul>\n<h2><span id=\"TD_Double_Up_Card_Cons\">TD Double Up Card Cons<\/span><\/h2>\n<ul>\n<li>Applications are restricted to residents in select U.S. states.<\/li>\n<li>No bonus categories outside of the 2% catch-all category.<\/li>\n<li>Minimum threshold to reclaim cash back rewards.<\/li>\n<li>Has foreign transaction fees \u2014 3%\u00a0of each transaction in U.S. dollars.<\/li>\n<\/ul>\n<h2><span id=\"TD_Double_Up_Credit_Card_Welcome_Offer\">TD Double Up Credit Card Welcome Offer<\/span><\/h2>\n<p>The <a data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">TD Double Up Card<\/a> does have a welcome offer; you'll earn $200 cash back (as a statement credit) when you spend $1,500 within the first 90 days after account opening.<\/p>\n<p>To put the offer into perspective, new cardholders will effectively earn around 13% cash back on the first $1,500 you spend on the card within the first three months. And this doesn't account for the additional 2% cash back you'll score on all eligible purchases.<\/p>\n<h2><span id=\"TD_Double_Up_Credit_Card_Earning_Rates\">TD Double Up Credit Card Earning Rates<\/span><\/h2>\n<p>The TD Double Up Card's earning rates are straightforward, which is one of the card's key benefits. You'll earn 2% Cash Back on all eligible purchases.<\/p>\n<p>Better yet, this earning rate is unlimited, meaning there are no caps to the 2% cash back you'll receive while being a cardholder. Thus, it's a great <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">card to use for everyday purchases<\/a>.<\/p>\n<figure id=\"attachment_117674\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-117674 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured.png\" alt=\"a customer pays by credit card at a supermarket cashier\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/Kampus-Production-Pexels-small-business-pay-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Kampus Production\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"TD_Double_Up_Credit_Card_Benefits\">TD Double Up Credit Card Benefits<\/span><\/h2>\n<p>Cardholders of the TD Double Up Card can enjoy four primary benefits. Here's an overview.<\/p>\n<h3><span id=\"Introductory_0_APR_on_balance_transfers\">Introductory 0% APR on balance transfers<\/span><\/h3>\n<p>The <a data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">TD Double Up Card<\/a> has a 0% introductory APR* on balance transfers for first 15 billing cycles, for balance transfers made within the first 90 days of account opening. After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness.<\/p>\n<p>For the balance transfer fee, the following applies: Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.<\/p>\n<p>That makes the TD Double Up Card competitive with the <a target=\"_blank\" href=\"\/credit-cards\/best-balance-transfer-cards\/\" rel=\"noopener\">best cards offering 0% introductory APR on balance transfers<\/a>.<\/p>\n<h3><span id=\"Cell_phone_protection\">Cell phone protection<\/span><\/h3>\n<p><a target=\"_blank\" href=\"\/credit-cards\/best-credit-cards-with-cell-phone-protection\/\" rel=\"noopener\">Cell phone protection<\/a> is one of my favorite secret credit card benefits. I've used it to save hundreds instead of paying for expensive repairs or purchasing a new phone entirely.<\/p>\n<p>The TD Double Up Card features this benefit as part of its Visa Signature designation. Keep in mind that you'll need to pay your monthly cell phone bill with this card to qualify for coverage. Limitations are $500 per claim and up to two claims per 12-month period, with a $50 deductible per claim.<\/p>\n<h3><span id=\"Purchase_protections_and_extended_warranty\">Purchase protections and extended warranty<\/span><\/h3>\n<p>Thanks to its Visa Signature benefits, the TD Double Up Card also offers several <a href=\"\/credit-cards\/purchase-protection\/\">purchase protections<\/a> for shoppers. The first is theft and loss protection. If you purchase an item with the card that is stolen or damaged due to a covered reason within the first 90 days of ownership, this benefit will cover the replacement, repair, or reimbursement of the eligible item \u2014 up to $500 per claim and up to $50,000 in total claims per cardholder.<\/p>\n<p>Another benefit is extended warranty protection. This benefit will add up to one additional year of coverage on select items that you purchase with your card.<\/p>\n<figure id=\"attachment_166054\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-166054 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Cam-Morin-Unsplash-woman-shopping-in-a-small-clothing-store-featured.png\" alt=\"a woman browsing clothes on the rack at a store\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Cam-Morin-Unsplash-woman-shopping-in-a-small-clothing-store-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Cam-Morin-Unsplash-woman-shopping-in-a-small-clothing-store-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Cam-Morin-Unsplash-woman-shopping-in-a-small-clothing-store-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Cam-Morin-Unsplash-woman-shopping-in-a-small-clothing-store-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Cam Morin\/Unsplash<\/em><\/enter><\/figure>\n<h3><span id=\"Travel_protections\">Travel protections<\/span><\/h3>\n<p>Several travel protections come with the Visa Signature card designation as well.<\/p>\n<ul>\n<li><strong>Visa Luxury Hotel collection:<\/strong> Enjoy special guest status at Visa Signature Luxury Hotel properties.<\/li>\n<li><strong>Lost luggage reimbursement:<\/strong> Get reimbursed up to $3,000 for your checked or carry-on luggage if your luggage is lost due to theft or misdirection by the common carrier. To take advantage of this benefit, you'll need to purchase your ticket with the TD Double Up Card.<\/li>\n<li><span style=\"box-sizing: border-box; margin: 0px; padding: 0px;\"><strong>Car rental benefits:<\/strong> Enjoy special savings and complimentary rental upgrades (when available) with select agencies.<\/span><\/li>\n<li><strong>Travel and emergency assistance services:<\/strong> Get emergency assistance by calling the Benefits Administrator.<\/li>\n<li><strong>Roadside dispatch:<\/strong> 24\/7 roadside service; services rendered are pay-per-use.<\/li>\n<\/ul>\n<h2><span id=\"Redeeming_Rewards_With_the_TD_Double_Up_Card\">Redeeming Rewards With the TD Double Up Card<\/span><\/h2>\n<p>The TD Double Up Card is branded as a cash-back card. However, it earns points redeemable for cash back. In other words, every dollar spent on eligible purchases earns 2 points.<\/p>\n<p>To redeem those points, you'll have to collect a minimum of 2,500 points, which is equivalent to $25 in rewards. That requires $1,250 worth of spending. Once you reach this threshold, you can redeem points for 1\u00a2 apiece towards cash back, gift cards, merchandise, or travel.<\/p>\n<p>Your rewards will never expire as long as your account is open and in good standing.<\/p>\n<h2><span id=\"Application_Restrictions\">Application Restrictions<\/span><\/h2>\n<p>The most significant restriction on the <a data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">TD Double Up Card<\/a> is the geographical restrictions to apply. You'll need to be living in a state that has a TD branch, which includes:<\/p>\n<ul>\n<li>Connecticut<\/li>\n<li>Delaware<\/li>\n<li>Florida<\/li>\n<li>Maine<\/li>\n<li>Maryland<\/li>\n<li>Massachusetts<\/li>\n<li>New Hampshire<\/li>\n<li>New Jersey<\/li>\n<li>New York<\/li>\n<li>North Carolina<\/li>\n<li>Pennsylvania<\/li>\n<li>Rhode Island<\/li>\n<li>South Carolina<\/li>\n<li>Vermont<\/li>\n<li>Virginia<\/li>\n<li>Washington, D.C.<\/li>\n<\/ul>\n<p>Outside of geography, TD Bank has few of the onerous <a target=\"_blank\" href=\"\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">application rules and restrictions<\/a> you'll find with other issues. There are no published limitations on the number of TD cards you can have at once, nor are there restrictions on the amount of time that needs to elapse between applications. That said, you should remember that frequent card applications can negatively impact your credit score.<\/p>\n<figure id=\"attachment_130689\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-130689 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Ketut-Subiyanto-Pexels-couple-shopping-online-featured.png\" alt=\"a couple looks at a laptop together while sitting on a sofa\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Ketut-Subiyanto-Pexels-couple-shopping-online-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Ketut-Subiyanto-Pexels-couple-shopping-online-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Ketut-Subiyanto-Pexels-couple-shopping-online-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/10\/Ketut-Subiyanto-Pexels-couple-shopping-online-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ketut Subiyanto\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Cards_That_Compete_With_the_TD_Double_Up_Card\">Cards That Compete With the TD Double Up Card<\/span><\/h2>\n<p>There are several competitors in the cash-back credit card space. So, if the <a data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">TD Double Up Card<\/a> isn't right for you, there are plenty of other worthy options to consider.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-american-express\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/merchant.linksynergy.com\/fs\/banners\/40602\/40602_52.png\" width=\"150\" alt=\"Wells Fargo Active Cash\u00ae Card\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Wells Fargo Active Cash<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Wells Fargo Active Cash\u00ae Card' data-ccid=\"4048251\" data-exit=\"ccw\" href=\"\/blog\/link\/CR-WellsFargoActiveCashCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4048251\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/active-cash\/terms\/?product_code=CC&subproduct_code=AC&FPID=0126D7I6F40000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn unlimited 2% cash rewards on purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/aef345f2-25d7-4d44-b7c7-e62661f0291c.png\" width=\"150\" alt=\"Chase Freedom Unlimited\u00ae\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"3006090\" data-exit=\"ccw\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0fc70939d8f1aae9457133cb59f4244c5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>Earn 5% on purchases through Chase Travel\u2120<\/li>\r\n<li>Earn 3% on dining at restaurants <\/li>\r\n<li>Earn 3% on drugstore purchases <\/li>\r\n<li>Earn 1.5% on all purchases <\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2022\/07\/BlueCashEveryday-CardArt-e1657816483860.png\" alt=\"Blue Cash Everyday\u00ae Card from American Express\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Blue Cash Everyday<sup>\u00ae<\/sup> Card from American Express<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nAs High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.<\/div><\/div><div class=\"compare-apply\"><a class=\"qs-learn-more\" data-ccid=\"4028086\" data-exit=\"ccw\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-cash-everyday\/\">Learn More<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<span class=\"compare-terms\"><a data-ccid=\"4028086\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-everyday-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul><li>3% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%)<\/li>\r\n        <li>3% cash back at U.S. gas stations (on up to $6,000 per year in eligible purchases, then 1%)<\/li>\r\n        <li>3% cash back with U.S. online retailers (on up to $6,000 per year in eligible purchases, then 1%)<\/li>\r\n        <li>1% back on other eligible purchases<\/li>\r\n        <li>Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<ul>\n<li><strong>If you're ineligible because of geographic restrictions,<\/strong> consider the <a data-ccid=\"4048251\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/wells-fargo-active-cash\/\">Wells Fargo Active Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"4048251\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/active-cash\/terms\/?product_code=CC&subproduct_code=AC&FPID=0126D7I6F40000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). The Active Cash Card offers unlimited 2% cash rewards on purchases and a similar cash-back welcome offer \u2014 all with a $0 annual fee. For more information, check out our <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/wells-fargo-active-cash\/\" rel=\"noopener\">full Active Cash Card review<\/a>.<\/li>\n<li><strong>If you prefer a cash-back card with bonus spending categories,<\/strong> look into the <a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>. The Freedom Unlimited offers 5% on travel purchased through Chase Travel\u2120, 3% on dining at restaurants and drugstores, and 1.5% on other eligible purchases. And it has no annual fee. <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\" rel=\"noopener\">Learn more about the Freedom Unlimited in our comprehensive review<\/a>.<\/li>\n<li><strong>If you prefer both bonus spending categories and additional benefits,<\/strong> consider the <a data-ccid=\"4028086\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amex-blue-cash-everyday\/\">Blue Cash Everyday<sup>\u00ae<\/sup> Card from American Express<\/a>. The $0 annual fee  (<a data-ccid=\"4028086\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-everyday-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) Blue Cash Everyday offers 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category (up to $6,000 per year, then 1%), and 1% cash back on other eligible purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. To learn more about the Blue Cash Everyday and its benefits, see <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/amex-blue-cash-everyday\/\" rel=\"noopener\">our full review<\/a>.<\/li>\n<\/ul>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>The <a data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">TD Double Up\u2120 Credit Card<\/a> is worth a look, but only if you live in a state in which the card is open to new applicants. It offers a solid, easy-to-understand rewards structure and some perks that might be worthwhile to cardholders, such as cell phone and lost luggage protection via its Visa Signature designation. It's hard to complain about unlimited 2% cash back on all eligible purchases and no annual fee.<\/p>\n<p>That said, several other cards offer higher sign-up bonuses, better rewards, and more robust benefits than the TD Double Up Card. Thus, this card likely won't be your first choice (or the one that appears at the top of the list when you search &#8220;Best Cashback Cards&#8221;), but it still deserves a look as you weigh your <a target=\"_blank\" href=\"\/credit-cards\/long-term-credit-card-strategy\/\" rel=\"noopener\">long-term credit card strategy<\/a>.<\/p>\n<div class=\"qs-card\" data-id=\"4048261\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">TD Double Up\u2120 Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-TDDoubleUpCreditCard.png\" width=\"150\" alt=\"TD Double Up\u2120 Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048261\" href=\"\/blog\/link\/CR-TDDoubleUpCreditCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Bonus Cash Back: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">TD Double Up\u2120 Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Bonus Cash Back: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The TD Double Up\u2120 Credit Card offers 2% cash back on all eligible purchases with no categories or caps, and has no annual fee. Cardholders can access valuable Visa benefits like extended warranty protection, lost luggage reimbursement, cell phone protection.<\/div><div class=\"qs-tab-hl\"><ul>\r\n    <li>$150 Cash Back: Receive a $150 statement credit when you spend $1,000 within the first 90 days of opening your account.<\/li>\r\n    <li>Enjoy unlimited 2% Cash Back on every eligible purchase.<\/li>\r\n    <li>Enjoy Visa benefits like cell phone protection when you use your card to pay your monthly mobile bill.<\/li>\r\n    <li>Zero annual fee.<\/li>\r\n    <li>Only available to residents of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, or VT.<\/li>\r\n<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>Unlimited 2% Cash Back on every eligible purchase<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/TDDoubleUp\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-15b009cd64#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>The TD Double Up\u2120 Credit Card offers an unlimited 2% cash back on all eligible purchases for no annual fee. Here&#8217;s a detailed look at the card and its benefits to help you decide if it&#8217;s one worth adding to your rewards card arsenal.<\/p>\n","protected":false},"author":97,"featured_media":176193,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,36483],"coauthors":[36469],"class_list":["post-174476","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-td-bank"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/174476","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=174476"}],"version-history":[{"count":29,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/174476\/revisions"}],"predecessor-version":[{"id":242600,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/174476\/revisions\/242600"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/176193"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=174476"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=174476"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=174476"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=174476"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}