{"id":180639,"date":"2024-10-10T20:00:41","date_gmt":"2024-10-10T20:00:41","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=180639\/"},"modified":"2025-08-12T20:49:47","modified_gmt":"2025-08-12T20:49:47","slug":"chime-secured-credit-card-review","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chime-credit-card\/","title":{"rendered":"Secured Chime Credit Builder Visa\u00ae Credit Card Review: Valuable Tool for Helping You Build or Repair Credit"},"content":{"rendered":"<p>The <a data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card<\/a> is a secured credit card for those looking to <a href=\"\/credit-cards\/how-is-credit-score-calculated\/\">build or repair their credit<\/a>. It has no annual fees, doesn't charge interest, and doesn't require a credit check to open an account.<\/p>\n<p>Thanks to automatic monthly payments from your Chime<sup>\u00ae<\/sup> Checking Account and pre-determined credit limit, it's easy to improve or establish a credit history with the Chime Secured Card. You can't spend more than what you've deposited into your Credit Builder secured account.<\/p>\n<p>If you're in the market for a secured credit card, here's what you should know about the Chime Secured Card.<\/p>\n<div class=\"qs-card\" data-id=\"4048273\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/images\/accounts\/11937190.png\" width=\"150\" alt=\"Secured Chime Credit Builder Visa\u00ae Credit Card\" \/ class=\"lazyload\">\r\n<\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Special Offer<\/strong>\r\nIn order to be eligible for this secured credit card, you must first open a Chime<sup>\u00ae<\/sup> Checking Account and receive a qualifying direct deposit of $200 or more.*\r\n<p style=\"font-size: 12px; line-height: 1.3em; margin-top: 0.8em;\">*See card highlights for full bonus terms<\/p><\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Special Offer<\/strong>\r\nIn order to be eligible for this secured credit card, you must first open a Chime<sup>\u00ae<\/sup> Checking Account and receive a qualifying direct deposit of $200 or more.*\r\n<p style=\"font-size: 12px; line-height: 1.3em; margin-top: 0.8em;\">*See card highlights for full bonus terms<\/p><\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><div class=\"qs-tab-wwl\">The Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card is designed to help build credit with no credit check to apply, no annual fees, and no minimum security deposit. Unique among secured cards, it requires no credit check and doesn\u2019t report credit utilization, making it easier to improve credit scores. Cardholders can benefit from automatic payments to help maintain a positive payment history effortlessly.<\/div><div class=\"qs-tab-hl\"><ul><li>No credit check to apply, no annual fees, and no minimum security deposit<sup>1<\/sup><\/li><li>The secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.<\/li><li><sup>1<\/sup>Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.<\/li><li>Introducing Credit Builder (effective 10\/28\/24, members can apply for Credit Builder without $200+ direct deposit requirement), To apply for Credit Builder, you must have an active Chime<sup>\u00ae<\/sup> Checking Account.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChimeSecured\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Chime_Secured_Card_Pros\">Chime Secured Card Pros<\/a><\/li><li><a href=\"#Chime_Secured_Card_Cons\">Chime Secured Card Cons<\/a><\/li><li><a href=\"#Does_the_Chime_Secured_Card_Have_a_Welcome_Bonus\">Does the Chime Secured Card Have a Welcome Bonus?<\/a><\/li><li><a href=\"#Is_the_Chime_Secured_Card_a_Real_Credit_Card\">Is the Chime Secured Card a Real Credit Card?<\/a><\/li><li><a href=\"#Does_the_Chime_Secured_Card_Really_Work_To_Build_Credit\">Does the Chime Secured Card Really Work To Build Credit?<\/a><\/li><li><a href=\"#How_Much_Does_a_Chime_Secured_Card_Cost\">How Much Does a Chime Secured Card Cost?<\/a><\/li><li><a href=\"#Does_the_Chime_Secured_Card_Earn_Rewards_Points_or_Cash_Back\">Does the Chime Secured Card Earn Rewards Points or Cash Back?<\/a><\/li><li><a href=\"#How_Do_I_Get_a_Chime_Secured_Card\">How Do I Get a Chime Secured Card?<\/a><\/li><li><a href=\"#Comparison_of_the_Chime_Secured_Card_With_Other_Secured_Credit_Cards\">Comparison of the Chime Secured Card With Other Secured Credit Cards<\/a><\/li><li><a href=\"#Our_Take_on_the_Chime_Secured_Card\">Our Take on the Chime Secured Card<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Chime_Secured_Card_Pros\">Chime Secured Card Pros<\/span><\/h2>\n<ul>\n<li>No annual fee<\/li>\n<li>Doesn't charge interest<\/li>\n<li>No credit check<\/li>\n<li>Reports to all three credit bureaus<\/li>\n<li>Allows automatic monthly payments from your Chime Checking Account so you never miss a payment<\/li>\n<\/ul>\n<h2><span id=\"Chime_Secured_Card_Cons\">Chime Secured Card Cons<\/span><\/h2>\n<ul>\n<li>Available credit is determined by how much you deposit into your Chime Builder account<\/li>\n<li>No other credit line increases in addition to what you deposit yourself<\/li>\n<li>No points or cash back earnings<\/li>\n<\/ul>\n<h2><span id=\"Does_the_Chime_Secured_Card_Have_a_Welcome_Bonus\">Does the Chime Secured Card Have a Welcome Bonus?<\/span><\/h2>\n<p>The <a data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">Chime Secured Card<\/a> does not have a welcome bonus.<\/p>\n<h2><span id=\"Is_the_Chime_Secured_Card_a_Real_Credit_Card\">Is the Chime Secured Card a Real Credit Card?<\/span><\/h2>\n<p>The Chime Secured Card is a secured credit card accepted everywhere Visa is accepted. The cardholder deposits money into the card's account to determine the available credit they can spend against.<\/p>\n<figure id=\"attachment_120589\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-120589 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving.jpg\" alt=\"a couple looking over a notebook\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving.jpg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/08\/Ketut-Subiyanto-Pexels-couple-moving-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Ketut Subiyanto\/Pexels<\/em><\/enter><\/figure>\n<h2><span id=\"Does_the_Chime_Secured_Card_Really_Work_To_Build_Credit\">Does the Chime Secured Card Really Work To Build Credit?<\/span><\/h2>\n<p>Yes, the <a data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">Chime Secured Card<\/a> works to rebuild your credit by reporting your payment history to all three credit bureaus. You can even set automatic payments from your Chime Checking Account to your Chime Secured Card so you never miss a payment, another factor that affects your credit score.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/free-credit-score-check\/\" rel=\"noopener\">How To Check Your Credit Score for Free<\/a><\/strong><\/p>\n<h2><span id=\"How_Much_Does_a_Chime_Secured_Card_Cost\">How Much Does a Chime Secured Card Cost?<\/span><\/h2>\n<p>There is no annual fee to carry the Chime Secured Card. However, you are required to make a deposit into your Chime Builder Account to use the card, so consider this the upfront cost that you'll get back when you close your account. You can spend up to the limit of the deposit.<\/p>\n<h2><span id=\"Does_the_Chime_Secured_Card_Earn_Rewards_Points_or_Cash_Back\">Does the Chime Secured Card Earn Rewards Points or Cash Back?<\/span><\/h2>\n<p>No, the Chime Secured Card does not earn rewards points or cash back.<\/p>\n<figure id=\"attachment_180813\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-180813 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen.jpeg\" alt=\"A young man holds a credit card in his left hand while smiling and looking at a laptop screen.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen-768x614.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: dianagrystku\/Adobe Stock<\/em><\/enter><\/figure>\n<h2><span id=\"How_Do_I_Get_a_Chime_Secured_Card\">How Do I Get a Chime Secured Card?<\/span><\/h2>\n<p>You need a Chime Checking Account to apply for and open a <a data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">Chime Secured Card<\/a>. That's because all payments and deposits to the card must be made from a Chime Checking Account.<\/p>\n<h2><span id=\"Comparison_of_the_Chime_Secured_Card_With_Other_Secured_Credit_Cards\">Comparison of the Chime Secured Card With Other Secured Credit Cards<\/span><\/h2>\n<p>The Chime Secured Card is an intuitive card, and it can help you accomplish the goal of building or repairing your credit if you use it responsibly. However, if you'd rather get a secured card that earns rewards or is open to those with fair credit, consider these other options:<\/p>\n<ul>\n<li><strong>If you want a secured card with flexible cash-back earnings<\/strong>, try the <strong>Bank of America<sup>\u00ae<\/sup> Customized Cash Rewards Secured Credit Card<\/strong>. This card earns 3% cash back in the category of your choice, such as gas, dining, travel, or home improvement; 2% back at grocery stores and wholesale clubs on the first $2,500 in combined purchases each quarter; and 1% back on all other purchases. A security deposit of at least $200 is required, and there is no annual fee. But do note that the card does incur a 5% foreign transaction fee.<\/li>\n<li><strong>If you're looking for a credit card for those with fair credit that earns cash back on travel purchases<\/strong>, consider the <a data-ccid=\"3006160\" href=\"\/blog\/link\/CR-CapitalOneQuicksilverOneCashRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One QuicksilverOne Cash Rewards Credit Card<\/a>. While not a secured credit card, the Capital One QuicksilverOne is for people with fair credit and earns an unlimited 1.5% cash back on every purchase. You can also earn 5% back on hotels, vacation rentals, and rental cars booked through Capital One Travel. Cash back can be redeemed as a statement credit or as a check to cover recent purchases or gift cards. The annual fee on the card is $39, and there are no foreign transaction fees. Learn more in our <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/capital-one-quicksilver-one\/\" rel=\"noopener\">full Capital One QuicksilverOne review<\/a>.<\/li>\n<\/ul>\n<div class=\"qs-card\" data-id=\"3006160\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One QuicksilverOne Cash Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/c99e03c9-463b-4226-ac7c-dc2b86e1b034.png\" width=\"150\" alt=\"Capital One QuicksilverOne Cash Rewards Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='Capital One QuicksilverOne Cash Rewards Credit Card' href=\"\/blog\/link\/CR-CapitalOneQuicksilverOneCashRewardsCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One QuicksilverOne Cash Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nN\/A <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$39<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Capital One QuicksilverOne Cash Rewards Credit Card offers unlimited 1.5% cash back on every purchase, charges no foreign transaction fees, and has an annual fee of $39. CreditWise from Capital One gives users free access to their credit score and credit monitoring tools.<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5% cash back on purchases through Capital One Entertainment<\/li>\r\n<li>5% Cash Back on hotels, vacation rentals, and rental cars booked through Capital One Travel.<li>\r\n<li>1.5% cash back on every purchase.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CapQuicksilverOne\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/how-to-build-credit-with-a-credit-card\/\" rel=\"noopener\">Does Adding a Credit Card Improve Your Credit Score?<\/a><\/strong><\/p>\n<h2><span id=\"Our_Take_on_the_Chime_Secured_Card\">Our Take on the Chime Secured Card<\/span><\/h2>\n<p>The <a data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">Chime Secured Card<\/a> is a unique, no-frills secured credit card because it doesn't charge cardholders any interest. Other secured credit cards can charge APR rates of up to 29.99% on unpaid balances.<\/p>\n<p>This card also features incredibly simple account management. You can set up automatic monthly payments to your Chime Secured Card through your required Chime Checking Account so you never miss a payment.<\/p>\n<p>When it comes to increasing your credit score, the Chime Secured Card reports to all three credit bureaus, something that not all credit cards can claim. Reporting to all three bureaus ensures that when you apply for a loan or other credit card, your credit history will appear uniformly, no matter what bureau the lender pulls from.<\/p>\n<p>All in all, the Chime Secured Card is as worthy a contender for those looking to rebuild credit or looking to build their credit from scratch.<\/p>\n<div class=\"qs-card\" data-id=\"4048273\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/images\/accounts\/11937190.png\" width=\"150\" alt=\"Secured Chime Credit Builder Visa\u00ae Credit Card\" \/ class=\"lazyload\">\r\n<\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"4048273\" href=\"\/blog\/link\/CR-SecuredChimeCreditBuilderVisaCreditCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Special Offer<\/strong>\r\nIn order to be eligible for this secured credit card, you must first open a Chime<sup>\u00ae<\/sup> Checking Account and receive a qualifying direct deposit of $200 or more.*\r\n<p style=\"font-size: 12px; line-height: 1.3em; margin-top: 0.8em;\">*See card highlights for full bonus terms<\/p><\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Special Offer<\/strong>\r\nIn order to be eligible for this secured credit card, you must first open a Chime<sup>\u00ae<\/sup> Checking Account and receive a qualifying direct deposit of $200 or more.*\r\n<p style=\"font-size: 12px; line-height: 1.3em; margin-top: 0.8em;\">*See card highlights for full bonus terms<\/p><\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><div class=\"qs-tab-wwl\">The Secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card is designed to help build credit with no credit check to apply, no annual fees, and no minimum security deposit. Unique among secured cards, it requires no credit check and doesn\u2019t report credit utilization, making it easier to improve credit scores. Cardholders can benefit from automatic payments to help maintain a positive payment history effortlessly.<\/div><div class=\"qs-tab-hl\"><ul><li>No credit check to apply, no annual fees, and no minimum security deposit<sup>1<\/sup><\/li><li>The secured Chime Credit Builder Visa<sup>\u00ae<\/sup> Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.<\/li><li><sup>1<\/sup>Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.<\/li><li>Introducing Credit Builder (effective 10\/28\/24, members can apply for Credit Builder without $200+ direct deposit requirement), To apply for Credit Builder, you must have an active Chime<sup>\u00ae<\/sup> Checking Account.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/ChimeSecured\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-69271f2c6#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Secured Chime Credit Builder Visa\u00ae Credit Card is an interest and annual-fee-free secured card for those looking to build or repair credit. Is it the right card to help you accomplish your credit goals? This full review should help you decide.<\/p>\n","protected":false},"author":76,"featured_media":109372,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12620,15021],"coauthors":[36406],"class_list":["post-180639","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-reviews","tag-credit-score"],"acf":[],"yoast_head":"<title>Chime Credit Builder Secured Visa\u00ae Credit Card Review<\/title>\n<meta name=\"description\" content=\"The Chime Credit Builder Credit Card is a secured credit card with no annual fee, no interest, and a credit limit that you set yourself.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/awardwallet.com\/credit-cards\/chime-credit-card\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Secured Chime Credit Builder Visa\u00ae Credit Card Review: Valuable Tool for Helping You Build or Repair Credit\" \/>\n<meta property=\"og:description\" content=\"The Chime Credit Builder Credit Card is a secured credit card with no annual fee, no interest, and a credit limit that you set yourself.\" \/>\n<meta property=\"og:url\" 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