{"id":187473,"date":"2024-11-22T12:00:25","date_gmt":"2024-11-22T12:00:25","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=187473\/"},"modified":"2026-04-08T14:04:15","modified_gmt":"2026-04-08T14:04:15","slug":"amex-gold-dunkin-credit","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-gold-dunkin-credit\/","title":{"rendered":"How To Use the $7 per Month American Express\u00ae Gold Card Dunkin&#8217; Credit"},"content":{"rendered":"<p>In recent history, we've seen card issuers add an influx of monthly, quarterly, and yearly credits to cards to drive top-of-wallet spending and engagement with certain brands. No issuer does this more than American Express. The <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a> is such a card with these credits, one of the newest being a monthly up-to-$7 credit (enrollment required) you can use at Dunkin', the popular donut and coffee shop.<\/p>\n<p>In the spirit of maximizing every credit across my slate of credit cards, here's my experience redeeming the credit at Dunkin' and more details on how it works in practice.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#How_To_Use_YourAmex_Gold_Dunkin_Donuts_Benefit\">How To Use Your\u00a0Amex Gold Dunkin\u2019 Donuts Benefit<\/a><ul><li><a href=\"#Amex_Gold_Overview\">Amex Gold Overview<\/a><\/li><li><a href=\"#Steps_to_use_the_Amex_Gold_Dunkin_credit\">Steps to use the Amex Gold Dunkin\u2019 credit<\/a><\/li><\/ul><\/li><li><a href=\"#My_Experience_Using_the_Amex_Gold_Dunkin_Credit\">My Experience Using the Amex Gold Dunkin\u2019 Credit<\/a><\/li><li><a href=\"#Overall\">Overall<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"How_To_Use_YourAmex_Gold_Dunkin_Donuts_Benefit\">How To Use Your\u00a0Amex Gold Dunkin\u2019 Donuts Benefit<\/span><\/h2>\n<p>The Dunkin' benefit is exclusive to the <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a>. You won't find it on any other Amex cards. (At least yet.)<\/p>\n<h3><span id=\"Amex_Gold_Overview\">Amex Gold Overview<\/span><\/h3>\n<p>The Amex Gold comes with a $325 annual fee   (<a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and a large slate of benefits. As a new applicant for the card, you can earn as high as 100,000 Membership Rewards points after you spend $8,000 on eligible purchases in the first 6 months (apply and find out your offer, welcome offers vary and you may not be eligible for an offer). And the card has several valuable spending categories that can help you amass a large balance of points quickly.<\/p>\n<p>Additionally, the card comes with many credits that can help offset its annual fee. This includes $10 per month in Uber Cash, <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-resy-credit\/\" rel=\"noopener\">$50 semi-annually to Resy restaurants<\/a>, a $10 per month dining credit (valid for use at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys), and the subject of this post: a $7 per month credit at Dunkin'. Enrollment is required for select Amex benefits.<\/p>\n<p>For more details on the card, check out <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-gold-card\/\" rel=\"noopener\">our full Amex Gold review<\/a>.<\/p>\n<div class=\"qs-card\" data-id=\"4028085\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4206696d-827e-44e5-bfc0-d0ce86822875.png\" width=\"150\" alt=\"American Express\u00ae Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Gold Card' data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028085\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/gold-card\/91101-10-0\/?print#terms-details\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nFind Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nFind Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$325<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel<sup>\u00ae<\/sup>. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express<sup>\u00ae<\/sup> Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>You may be eligible for as high as 100,000 Membership Rewards&#xAE; Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>Earn 4X Membership Rewards&#xAE; points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.<\/li><li>New! Earn 5X Membership Rewards&#xAE; points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.<\/li><li>Earn 3X Membership Rewards&#xAE; points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.<\/li><li>Earn 2X Membership Rewards&#xAE; points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.<\/li><li>Earn 1X Membership Rewards&#xAE; point per dollar spent on all other eligible purchases.<\/li><li>Pay It&#xAE; lets you tap in the American Express&#xAE; App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It&#xAE; gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.<\/li><li>Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.<\/li><li>$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express&#xAE; Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.<\/li><li>$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express&#xAE; Gold Card at U.S. Dunkin' locations. Enrollment required.<\/li><li>$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.<\/li><li>New! As an American Express&#xAE; Gold Card Member, you can enjoy complimentary Hertz Five Star&#xAE; Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.<\/li><li>Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.<\/li><li>Book your travel through the Amex Travel App with added peace of mind - backed by American Express&#xAE; service and support. Only for American Express&#xAE; Card Members.<\/li><li>Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li><li>No Foreign Transaction Fees.<\/li><li>Annual Fee is $325.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul><li>4X Membership Rewards<sup>\u00ae<\/sup> points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)<\/li>\r\n \t<li>4X Membership Rewards<sup>\u00ae<\/sup> points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)<\/li>\r\n        <li>5X Membership Rewards<sup>\u00ae<\/sup> points on prepaid hotels booked on amextravel.com<\/li>\r\n        <li>3X Membership Rewards<sup>\u00ae<\/sup> points on flights booked directly with airlines or on amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on prepaid car rentals booked through amextravel.com<\/li>\r\n        <li>2X Membership Rewards<sup>\u00ae<\/sup> points on cruises booked and paid through amextravel.com\r\n        <li>1X on other eligible purchases<\/li>\r\n        <\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/GoldAmex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-5-140f3652aa#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h3><span id=\"Steps_to_use_the_Amex_Gold_Dunkin_credit\">Steps to use the Amex Gold Dunkin\u2019 credit<\/span><\/h3>\n<p>There is one crucial step that every Card Member needs to take before using their Dunkin' credit. It's rather frustrating, but American Express requires the Basic Card Member (aka the primary cardholder) to enroll in each credit on the card before the first use. <a target=\"_blank\" href=\"https:\/\/global.americanexpress.com\/card-benefits\/detail\/dunkin-credit\/gold\" rel=\"noopener\">Click here to enroll<\/a> \u2014 if you haven't already.<\/p>\n<p>After that, you can begin to use your credit each calendar month. You can elect to use the credit at any U.S.-based Dunkin' or through Dunkin's mobile app. The credit works on one or multiple transactions \u2014 up to $7 per month.<\/p>\n<p>The location must accept American Express cards, which may not work in airports or at pop-up locations at events. Additionally, the credit isn't eligible for gift cards purchased online.<\/p>\n<p>Once a purchase is made at Dunkin', the cardholder should expect to receive credit on their statement within eight weeks. Hopefully, it doesn't take that long.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-dining\/\" rel=\"noopener\">Best Credit Cards for Dining & Restaurants<\/a><\/strong><\/p>\n<h2><span id=\"My_Experience_Using_the_Amex_Gold_Dunkin_Credit\">My Experience Using the Amex Gold Dunkin\u2019 Credit<\/span><\/h2>\n<p>One morning, I took my <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">Amex Gold<\/a> Card and headed towards the Dunkin' near my house. I'm not a big fan of Dunkin's coffee (please don't come at me loyal fans), so I opted for donuts.<\/p>\n<figure id=\"attachment_187488\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/450\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-187488 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3553.jpeg\" alt=\"dunkin scottsdale az\" width=\"600\" height=\"450\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3553.jpeg 750w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3553-300x225.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3553-276x207.jpeg 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3553-476x357.jpeg 476w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Mark Jackson\/AwardWallet<\/em><\/enter><\/figure>\n<p>I went through the drive-thru and ordered a half dozen glazed donuts for a total cost of $9.71. That means my out-of-pocket expense for this excursion should come to $2.71 (plus gas) courtesy of my Amex Gold. Shortly after payment, I received my precious donuts.<\/p>\n<figure id=\"attachment_187492\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/450\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-187492 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3558-e1731550896271.jpeg\" alt=\"dunkin donuts box\" width=\"600\" height=\"450\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3558-e1731550896271.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3558-e1731550896271-300x225.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3558-e1731550896271-276x207.jpeg 276w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3558-e1731550896271-476x357.jpeg 476w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/IMG_3558-e1731550896271-768x576.jpeg 768w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Mark Jackson\/AwardWallet<\/em><\/enter><\/figure>\n<p>I've experienced issues with other types of statement credits posting to my account in the past, but the customer service team at American Express has been great to work with on these types of issues. But, no issues here. The Dunkin' statement credit posted to my account later the same day!<\/p>\n<p><img data-aspectratio=\"600\/513\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"aligncenter wp-image-194566 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Amex-Dunkin-credit-posted-300x257.jpeg\" alt=\"Screenshot of American Express app showing Dunkin Donuts charge and the $7 statement credit posting on the same day\" width=\"600\" height=\"513\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Amex-Dunkin-credit-posted-300x257.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Amex-Dunkin-credit-posted-1024x876.jpeg 1024w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Amex-Dunkin-credit-posted-768x657.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/11\/Amex-Dunkin-credit-posted.jpeg 1179w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h2><span id=\"Overall\">Overall<\/span><\/h2>\n<p>The new <a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">Amex Gold<\/a> Dunkin' credit is a novel one. That said, it's part of an annoying trend, in my opinion, of card issuers creating new credits to \u201cdeliver more benefits\u201d on cards with newly heightened annual fees.<\/p>\n<p>I wasn't a regular at Dunkin' before, so I'll now be making a monthly pilgrimage to score some donuts. But, to me, this feels less of a benefit and more of a chore as a Card Member.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The American Express\u00ae Gold Card has an up-to-$7 monthly credit for Card Members to use at Dunkin&#8217;, the ubiquitous coffee and donut chain found all around the United States. See how this benefit works for Card Members, and if it truly moves the needle for future card applicants.<\/p>\n","protected":false},"author":97,"featured_media":187493,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12790,12520],"coauthors":[36469],"class_list":["post-187473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-american-express","tag-card-benefits"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/187473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/97"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=187473"}],"version-history":[{"count":13,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/187473\/revisions"}],"predecessor-version":[{"id":256648,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/187473\/revisions\/256648"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/187493"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=187473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=187473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=187473"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=187473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}