{"id":193698,"date":"2025-01-23T23:59:22","date_gmt":"2025-01-23T23:59:22","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=193698\/"},"modified":"2026-04-08T14:08:39","modified_gmt":"2026-04-08T14:08:39","slug":"best-low-fee-rewards-cards","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/best-low-fee-rewards-cards\/","title":{"rendered":"Low-Fee, High-Reward: 8 Best Credit Cards With Annual Fees Under $100"},"content":{"rendered":"<p>Undoubtedly, credit cards can be invaluable tools for travelers. However, with some cards charging hundreds of dollars for annual fees, many people are looking for cheaper alternatives. While some of the best travel credit cards charge hundreds or even several hundred for annual fees, plenty of cards offer great benefits and rewards without breaking the bank.<\/p>\n<p>Here's a list of some of the best credit cards available now with annual fees under $100.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Overview_of_the_Best_Credit_Cards_With_Annual_Fees_Below_100\">Overview of the Best Credit Cards With Annual Fees Below $100<\/a><\/li><li><a href=\"#The_Top_8_Credit_Cards_With_Annual_Fees_Under_100\">The Top 8 Credit Cards With Annual Fees Under $100<\/a><ul><li><a href=\"#Ink_Business_Preferred_Credit_Card\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a><\/li><li><a href=\"#Citi_Strata_Premier_Card\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a><\/li><li><a href=\"#Capital_One_Venture_Rewards_Credit_Card\">Capital One Venture Rewards Credit Card<\/a><\/li><li><a href=\"#Chase_Sapphire_Preferred_Card\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a><\/li><li><a href=\"#Aeroplan_Credit_Card\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/a><\/li><li><a href=\"#IHG_One_Rewards_Premier_Credit_Card\">IHG One Rewards Premier Credit Card<\/a><\/li><li><a href=\"#The_World_of_Hyatt_Credit_Card\">The World of Hyatt Credit Card<\/a><\/li><li><a href=\"#The_Blue_Business_Plus_Credit_Card_from_American_Express\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/li><\/ul><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Overview_of_the_Best_Credit_Cards_With_Annual_Fees_Below_100\">Overview of the Best Credit Cards With Annual Fees Below $100<\/span><\/h2>\n<p>When it comes to looking at credit cards that are considered better than others, some of the most helpful features to consider include:<\/p>\n<ul>\n<li>Do the card benefits outweigh the annual fee?<\/li>\n<li>How valuable are the points I'll be earning with this card?<\/li>\n<li>What kind of welcome offer\/sign-up bonus comes with the card?<\/li>\n<li>Where can I use the points I earn with this card? (i.e., Are they transferrable? And to what airlines?)<\/li>\n<\/ul>\n<p>These are questions worth keeping in mind as we explore the cards below:<\/p>\n\n<table id=\"tablepress-1002\" class=\"tablepress tablepress-id-1002 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Card Name<\/th><th class=\"column-2\">Annual Fee<\/th><th class=\"column-3\">Welcome Offer<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=21dc500bb9bc0dfdd911e35615d1ddb2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$95<\/td><td class=\"column-3\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<br \/>\n<\/td><td class=\"column-2\">$95<\/td><td class=\"column-3\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a><\/td><td class=\"column-2\">$95<\/td><td class=\"column-3\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=073e43e7a251fd9404d69669b610fba5d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$95<\/td><td class=\"column-3\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"4048274\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005154&type=3&u1=1f9f59f0794c3d5f0ec34eedcc30e9ce&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$95<\/td><td class=\"column-3\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048106\" href=\"\/blog\/link\/IHGRewardsClubPremierCreditCard\" rel=\"noopener nofollow sponsored\">IHG One Rewards Premier Credit Card<\/a> (<a data-ccid=\"4048106\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005138&type=3&u1=53ea833033141c91fe5cb433f6a239f6&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$99<\/td><td class=\"column-3\"><strong>Welcome Bonus<\/strong>\r\nEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048116\" href=\"\/blog\/link\/TheWorldOfHyattCreditCard\" rel=\"noopener nofollow sponsored\">The World of Hyatt Credit Card<\/a> (<a data-ccid=\"4048116\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005136&type=3&u1=c864f30c1c8858c4de283f23a8dbb4e5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">$95<\/td><td class=\"column-3\"><strong>Welcome Bonus<\/strong> Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/td><td class=\"column-2\">$0  (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-3\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<h2><span id=\"The_Top_8_Credit_Cards_With_Annual_Fees_Under_100\">The Top 8 Credit Cards With Annual Fees Under $100<\/span><\/h2>\n<h3><span id=\"Ink_Business_Preferred_Credit_Card\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>] gets a spot at the top of the list because this is one of the <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-travel\/\" rel=\"noopener\">best travel rewards credit cards<\/a> you can apply for. This card carries a $95 annual fee and earns 3X points on travel and a handful of other small business-specific categories (on the first $150,000 spent in combined purchases, then 1X).<\/p>\n<p>Better yet, the Ink Preferred comes with a new applicant sign-up bonus of 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. You can transfer the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a> points you earn to <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-transfer-partners\/\" rel=\"noopener\">14 airline and hotel partners<\/a> at favorable ratios.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006145\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/61a11a52-f743-4f5b-b43d-c09fba53aecd.png\" width=\"150\" alt=\"Ink Business Preferred\u00ae Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Ink Business Preferred\u00ae Credit Card' data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"3006145\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005142&type=3&u1=21dc500bb9bc0dfdd911e35615d1ddb2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.<\/li><li>Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases<\/li><li>Earn 5x total points on Lyft rides through 9\/30\/27.<\/li><li>With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.<\/li><li>Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open<\/li><li>Go further when you book with Chase Travel&#x2120;. Enjoy competitive rates, seamless booking and premium benefits.<\/li><li>Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.<\/li><li>Receive complimentary access to DashPass by DoorDash.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year<\/li>\r\n<li>1X point per $1 on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/InkPreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/ink-preferred-offer\/\" rel=\"noopener\">Ink Preferred Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Citi_Strata_Premier_Card\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/span><\/h3>\n<p>The <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is one of the most underrated credit cards and could easily become your next favorite if you give it a chance. The earning categories with this $95 annual fee card are powerful \u2014 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com; 3X points per $1 spent on air travel and other hotel purchases; and 3X points at gas stations, EV charging stations, restaurants, and supermarkets.<\/p>\n<p>If you're looking for a &#8220;one size fits all&#8221; kind of card, this is the best one to go for. <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-transfer-partners\/\" rel=\"noopener\">Citi has 21 different transfer partners<\/a>, and frequently offers <a target=\"_blank\" href=\"\/news\/credit-card-transfer-bonuses\/\" rel=\"noopener\">transfer bonuses<\/a>, helping you stretch your points further.<\/p>\n<p><div class=\"qs-card\" data-id=\"520083\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Citi Strata Premier\u00ae Card' data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Premier<sup>\u00ae<\/sup> Card offers some of the best earning rates of any rewards card with an annual fee under $100. This card offers excellent rewards on an unusually generous list of earning categories, including air travel, hotels, car rentals, groceries, and dining\u2014and it tops our list of the best cards for <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-credit-cards-for-gas\/\">gas & fuel purchases<\/a>. <\/div><div class=\"qs-tab-hl\"><ul><li>Earn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/li><li>Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. <\/li><li>Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. <\/li><li>Earn 1 Point per $1 spent on all other purchases<\/li><li>$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.<\/li><li>No expiration and no limit to the amount of points you can earn with this card<\/li><li>No Foreign Transaction Fees on purchases<\/ul><\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\" rel=\"noopener\">Citi Strata Premier Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Capital_One_Venture_Rewards_Credit_Card\">Capital One Venture Rewards Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> is a great option for those who want a card similar to the <a data-ccid=\"4048272\" href=\"\/blog\/link\/CR-CapitalOneVentureXRewardsCreditCard\" rel=\"noopener nofollow sponsored\">Capital One Venture X Rewards Credit Card<\/a> but with a lower annual fee.<\/p>\n<p>This card earns 2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Thus, it's a great card for those who don't want the hassle of having to think about <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">which card to use for everyday purchases<\/a>.<\/p>\n<p>And if you're a new applicant, you can collect a valuable sum of <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/\" rel=\"noopener\">Capital One miles<\/a> after you meet the minimum spending requirement. The Capital One Venture&#8216;s current sign-up bonus is 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006151\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn at least 2X miles on every purchase provides a decent return on spending. Plus the card offers some great perks.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening<\/li>\r\n<li>5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles on all other purchase<\/li>\r\n<li>Fee credit for Global Entry or TSA Pre\u2714<sup>\u00ae<\/sup> (up to $120)<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$95 annual fee<\/li><\/ul><\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/Venture\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/venture-card\/\" rel=\"noopener\">Capital One Venture Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Chase_Sapphire_Preferred_Card\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/span><\/h3>\n<p>The <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a> always wins the number one <a target=\"_blank\" href=\"\/credit-cards\/best-beginners-rewards-card\/\" rel=\"noopener\">best beginner's travel card<\/a> for a reason \u2014 it is a solid starter card with great earning categories, including bonus Ultimate Rewards points on travel, dining, streaming services, and more.<\/p>\n<p>It could be a good option for those who want to earn extra points on travel purchases but don't want to get a business credit card like the <a data-ccid=\"3006145\" href=\"\/blog\/link\/InkBusinessPreferredCard\" rel=\"noopener nofollow sponsored\">Ink Preferred<\/a>. It also offers a lucrative 75,000-point sign-up bonus after you spend $5,000 on purchases in the first 3 months from account opening, a <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred-hotel-credit\/\" rel=\"noopener\">$50 annual hotel credit<\/a>, and valuable travel protection.<\/p>\n<p><div class=\"qs-card\" data-id=\"2061159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=073e43e7a251fd9404d69669b610fba5d&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Our <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-beginners-rewards-card\/\">#1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li><li>Enjoy benefits such as 5x on travel purchased through Chase Travel&#x2120;, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li><li>Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel&#x2120;<\/li><li>10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li><li>Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphirePreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\" rel=\"noopener\">Sapphire Preferred Full Review<\/a><\/strong><\/p>\n<h3><span id=\"Aeroplan_Credit_Card\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/span><\/h3>\n<p>Getting a <a target=\"_blank\" href=\"\/credit-cards\/airlines\/top-airline-credit-cards\/\" rel=\"noopener\">co-branded airline credit card<\/a> can sometimes be quite limiting. Instead of earning transferrable points with a bank, you're earning airline miles with only one specific airline that can't be used anywhere else. However, when you have a frequent flyer program as lucrative as <a target=\"_blank\" href=\"\/airlines\/air-canada-aeroplan\/\" rel=\"noopener\">Aeroplan<\/a>, getting a co-branded card might be even more valuable than others (depending on how you use your points, of course).<\/p>\n<p>The <a data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" rel=\"noopener nofollow sponsored\">Aeroplan Card<\/a> (<a data-ccid=\"4048274\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005154&type=3&u1=1f9f59f0794c3d5f0ec34eedcc30e9ce&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is not only paired with a great airline loyalty program but also offers amazing benefits and rewards that many other airline cards don't. It comes with a solid earning rate of 3X points for each dollar spent on grocery stores, dining at restaurants including takeout and eligible delivery services, and Air Canada directly, and 1X elsewhere. You also get complimentary 25K status with Air Canada for the remaining calendar year after approval, as well as for the entire following calendar year.<\/p>\n<p>New applicants can unlock 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048274\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/316f5698-9789-4850-8d51-9af122ad31a9.png\" width=\"150\" alt=\"Aeroplan\u00ae Credit Card\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Aeroplan\u00ae Credit Card' data-ccid=\"4048274\" href=\"\/blog\/link\/AeroplanCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048274\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005154&type=3&u1=1f9f59f0794c3d5f0ec34eedcc30e9ce&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Aeroplan<sup>\u00ae<\/sup> Credit Card earns 3x points on grocery, dining, and Air Canada direct purchases. Cardholders receive 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month), and earn a 10% bonus on Chase Ultimate Rewards point transfers to Aeroplan, enhancing point value. The card includes a free first checked bag for up to eight people on the same reservation, no foreign transaction fees, and a Global Entry\/TSA PreCheck<sup>\u00ae<\/sup>\/NEXUS fee credit. <\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points<\/li><li>Limited Time Offer: Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.<\/li><li>$95 Annual Fee<\/li><li>Redeem points for both international and domestic flights with the Aeroplan&#xAE; Credit Card.<\/li><li>Fly to another continent and travel the world with the Aeroplan&#xAE; Credit Card.<\/li><li>Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases.<\/li><li>500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>3x points directly with Air Canada<\/li>\r\n<li>3x points on dining, including takeout and eligible delivery services<\/li>\r\n<li>3x points at grocery stores<\/li>\r\n<li>1x point on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AeroplanCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related:<\/strong> <strong><a target=\"_blank\" href=\"\/credit-cards\/air-canada-aeroplan\/aeroplan-credit-card\/\" rel=\"noopener\">Aeroplan Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"IHG_One_Rewards_Premier_Credit_Card\">IHG One Rewards Premier Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"4048106\" href=\"\/blog\/link\/IHGRewardsClubPremierCreditCard\" rel=\"noopener nofollow sponsored\">IHG One Rewards Premier Card<\/a> (<a data-ccid=\"4048106\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005138&type=3&u1=53ea833033141c91fe5cb433f6a239f6&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is one of the <a target=\"_blank\" href=\"\/credit-cards\/hotels\/best-hotel-credit-card\/\" rel=\"noopener\">best co-branded hotel credit cards<\/a> with an annual fee under $100. It comes with tons of benefits, but the best value comes from the <a target=\"_blank\" href=\"\/credit-cards\/ihg-one-rewards\/ihg-free-night-certificate\/\" rel=\"noopener\">anniversary free night certificate<\/a> earned every year and the ability to get your fourth night free on <a target=\"_blank\" href=\"\/hotels\/ihg-one-rewards\/\" rel=\"noopener\">IHG One Rewards<\/a> award redemptions. You can even use both of these together to really stretch your points much further.<\/p>\n<p>You also get <a target=\"_blank\" href=\"\/hotels\/ihg-one-rewards\/ihg-platinum-elite\/\" rel=\"noopener\">IHG One Rewards Platinum Elite status<\/a>, which comes with perks such as room upgrades, bonus points, and more.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048106\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">IHG One Rewards Premier Credit Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" alt=\"IHG One Rewards Premier Credit Card\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/07\/cardart-ihgonerewardspremiercreditcard.png\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='IHG One Rewards Premier Credit Card' data-ccid=\"4048106\" href=\"\/blog\/link\/IHGRewardsClubPremierCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048106\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005138&type=3&u1=53ea833033141c91fe5cb433f6a239f6&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">IHG One Rewards Premier Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$99<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The IHG One Rewards Premier Credit Card is packed with benefits for IHG fans, and we rate it one of the best co-brand hotel cards you can have in your wallet. Cardholders earn up to 26X points per $1 at IHG properties (including points multipliers from your elite status), 5X points on travel, dining, and at gas stations, and 3X points on all other purchases. An attractive feature is the automatic upgrade to Platinum Elite status, enhancing your hotel stay experience. The card also offers a valuable Anniversary Free Night each year, and a fourth Reward Night free when redeeming points for a stay of four or more nights. Additional perks include a 20% discount on point purchases, no foreign transaction fees, comprehensive travel and purchase protections, and a Global Entry, TSA PreCheck, or NEXUS credit every four years.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 140,000 Bonus Points<\/li><li>Enjoy an Anniversary Free Night at IHG&#xAE; Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.<\/li><li>Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts<\/li><li>Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases<\/li><li>Automatic Platinum Elite status as long as you remain a Premier cardmember<\/li><li>Global Entry, TSA PreCheck&#xAE; or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card<\/li><li>IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental&#xAE;, Crowne Plaza&#xAE;, Kimpton&#xAE;, EVEN&#xAE; Hotels, Hotel Indigo&#xAE; & Holiday Inn&#xAE;<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>Earn up to 26 points total per $1 spent when you stay at an IHG hotel<\/li>\r\n<li>5X points per $1 spent on purchases on travel, gas stations, and restaurants<\/li>\r\n<li>3X points per $1 spent on all other purchases<\/li>\r\n<\/ul>\r\n<br>\r\nThe earning for spending at IHG hotels breaks down as follows:\r\n<ul>\r\n<li>Earn 10X points for being a IHG One Rewards Premier Credit Card member<\/li>\r\n<li>Earn up to 6X points from IHG<sup>\u00ae<\/sup> with Platinum Elite Status, a benefit of having this card<\/li>\r\n<li>Earn up to 10X points from IHG<sup>\u00ae<\/sup> for being an IHG<sup>\u00ae<\/sup> One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG<sup>\u00ae<\/sup> loyalty program)<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/IHGPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/ihg-one-rewards\/ihg-premier-card\/\" rel=\"noopener\">IHG One Rewards Premier Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"The_World_of_Hyatt_Credit_Card\">The World of Hyatt Credit Card<\/span><\/h3>\n<p>The <a data-ccid=\"4048116\" href=\"\/blog\/link\/TheWorldOfHyattCreditCard\" rel=\"noopener nofollow sponsored\">World of Hyatt Card<\/a> (<a data-ccid=\"4048116\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005136&type=3&u1=c864f30c1c8858c4de283f23a8dbb4e5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is another co-branded hotel card that's a great choice for <a target=\"_blank\" href=\"\/hotels\/world-of-hyatt\/\" rel=\"noopener\">World of Hyatt<\/a> loyalists, as cardholders earn valuable points on Hyatt stays, dining, and travel purchases, which can be redeemed for free nights, room upgrades, or other experiences.<\/p>\n<p>The card includes an <a target=\"_blank\" href=\"\/hotels\/world-of-hyatt\/hyatt-category-4\/\" rel=\"noopener\">annual free night at a Category 1-4 property<\/a>, effectively offsetting the already-reasonable $95 annual fee. It also provides automatic <a target=\"_blank\" href=\"\/hotels\/world-of-hyatt\/hyatt-discoverist\/\" rel=\"noopener\">Discoverist status<\/a>, offering perks like late check-out, room upgrades, and bonus points on stays.<\/p>\n<p>Plus, as a new applicant, you can score a valuable one-time bonus of up to 60,000 Bonus Points \u2014 30,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening, plus up to 30,000 more Bonus Points with 2 points earned per dollar on up to $15,000 spent in the first 6 months after opening your account.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048116\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The World of Hyatt Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/4ba7741f-2b68-45ce-9bc4-e65b9f6c260f.png\" width=\"150\" alt=\"The World of Hyatt Credit Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='The World of Hyatt Credit Card' data-ccid=\"4048116\" href=\"\/blog\/link\/TheWorldOfHyattCreditCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048116\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005136&type=3&u1=c864f30c1c8858c4de283f23a8dbb4e5&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The World of Hyatt Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Cardholders receive one free night at any Category 1-4 Hyatt hotel or resort every year on account renewal, with an additional free night after $15,000 in annual spending\u200b\u200b. The card includes World of Hyatt Discoverist status, providing 5 qualifying night credits towards the next tier status each year, plus 2 additional credits for every $5,000 spent\u200b\u200b. There are no foreign transaction fees\u200b\u200b, and the card also offers comprehensive travel and purchase protections, including baggage delay insurance, lost luggage reimbursement, trip cancellation\/interruption insurance, purchase protection, and an auto rental collision damage waiver\u200b\u200b.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.<\/li><li>Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.<\/li><li>Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort<\/li><li>Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open<\/li><li>Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year<\/li><li>Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card<\/li><li>Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member<\/li><li>Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>Up to 9X points total per $1 spent at Hyatt - 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member<\/li>\r\n<li>2X points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships<\/li>\r\n<li>1X point per $1 everywhere else<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WOHCard\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/world-of-hyatt\/chase-hyatt-card\/\" rel=\"noopener\">World of Hyatt Card Full Review<\/a><\/strong><\/p>\n<h3><span id=\"The_Blue_Business_Plus_Credit_Card_from_American_Express\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/span><\/h3>\n<p>The <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> might not be a card you've considered before or even heard of, but it can be extremely valuable for the right business owner. This card earns 2X <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">Membership Rewards points<\/a> on every $1 spent up to $50,000 per year, then 1X.<\/p>\n<p>This card carries the lowest annual fee of any card on this list \u2014 $0  (<a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>). However, the main downside with the <a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Business Plus<\/a> is that it does impose <a target=\"_blank\" href=\"\/credit-cards\/no-foreign-transaction-fee\/\" rel=\"noopener\">foreign transaction fees<\/a> (2.7% of each transaction after conversion to U.S. Dollars.), making it a poor choice to use while traveling internationally.<\/p>\n<p><div class=\"qs-card\" data-id=\"4028098\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/95\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/06\/CardArt-TheBlueBusinessPlusCreditCardfromAmericanExpress-1.png\" width=\"150\" alt=\"The Blue Business\u00ae Plus Credit Card from American Express\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='The Blue Business\u00ae Plus Credit Card from American Express' data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer:<\/strong>\r\nEarn 15,000 Membership Rewards<sup>\u00ae<\/sup> points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>No annual fee<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The best credit card for non-bonus business expenses. Earn 2X Membership Rewards points on every $1 spent up to $50,000 per year, then 1X. Points can be transferred to travel partners without needing any other cards, making it a strong choice for businesses seeking flexibility and value on everyday purchases.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 15,000 Membership Rewards&#xAE; points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.<\/li><li>0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% - 26.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%<\/li><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><li>You've got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.<\/li><li>No Annual Fee<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul><li>Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/AmexBlueBizPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-29b66e1921#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\" rel=\"noopener\">Blue Business Plus Full Review<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>Some amazing credit cards come with great rewards and benefits while helping save your hard-earned money with low annual fees. Although just one of these cards will likely not fit every one of your needs, some definitely cover almost everything. And with annual fees this low, you might even want to apply for more than one to cover all your bases and maximize those rewards!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit cards can be powerful tools for travelers, but high annual fees aren&#8217;t for everyone. Fortunately, many cards offer excellent benefits and rewards for under $100. Here&#8217;s a list of the best budget-friendly travel credit cards available now.<\/p>\n","protected":false},"author":101,"featured_media":180813,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12710,12708,12520,12232,12709,12707],"coauthors":[36487],"class_list":["post-193698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-amex-membership-rewards","tag-capital-one-rewards","tag-card-benefits","tag-card-offers","tag-chase-ultimate-rewards","tag-citi-thankyou-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/193698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/101"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=193698"}],"version-history":[{"count":29,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/193698\/revisions"}],"predecessor-version":[{"id":251943,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/193698\/revisions\/251943"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/180813"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=193698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=193698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=193698"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=193698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}