{"id":196883,"date":"2026-07-22T23:52:00","date_gmt":"2026-07-22T23:52:00","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=196883\/"},"modified":"2026-07-22T23:52:00","modified_gmt":"2026-07-22T23:52:00","slug":"spark-cash-bonus-comparison","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/cash-back\/spark-cash-bonus-comparison\/","title":{"rendered":"Three Capital One Spark Cash Cards, Three Valuable Bonuses: Which One Should You Choose?"},"content":{"rendered":"<p>Capital One recently brought back the best-ever offer on the <a data-ccid=\"3006153\" href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash Select<\/a>. In case you missed the news, new applicants can earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening \u2014 and pay no annual fee.<\/p>\n<p>That's a fantastic offer on its own. But if your business expects to spend more, the other Spark Cash cards feature even larger welcome bonuses that can easily provide much more value.<\/p>\n<p>Here's a look at all three Spark Cash welcome offers, how they differ, and which card might be the best fit for your business.<\/p>\n<h2><span id=\"Comparison_of_Capital_One_Spark_Cash_Card_Bonuses\">Comparison of Capital One Spark Cash Card Bonuses<\/span><\/h2>\n<p>Capital One currently offers three Spark Cash business cards, each with a valuable welcome bonus. Which one is right for you depends largely on how much your business expects to spend in the first few months after opening the account.<\/p>\n<ul>\n<li><strong><a data-ccid=\"3006153\" href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash Select<\/a>:<\/strong> Earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening.<\/li>\n<li><strong><a data-ccid=\"5048373\" href=\"\/blog\/link\/CRCapOneSparkCash\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash<\/a>:<\/strong> Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening.<\/li>\n<li><strong><a data-ccid=\"4048264\" href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash Plus<\/a>:<\/strong> Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months.<\/li>\n<\/ul>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash Select\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash Select<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006153\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Select' href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>1.5% cashback on every purchase<\/li>\r\n<li>5% cash back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash<\/div><div class=\"compare-offer\"><strong>Limited Time Offer:<\/strong> Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048373\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash' href=\"\/blog\/link\/CRCapOneSparkCash\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0 intro for first year;<br> $95 after that<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase<\/li>\r\n<li>5% Cash Back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul> <\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/cc308a03-f10d-4b35-8aec-c22591052b67.png\" width=\"150\" alt=\"Capital One Spark Cash Plus\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash Plus<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048264\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Plus' href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$150<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase. 5% Cash Back on hotels and rental cars booked through Capital One Business Travel.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<h2><span id=\"Key_Differences_Between_Spark_Cash_Cards_Annual_Fees_and_Earning_Rates\">Key Differences Between Spark Cash Cards: Annual Fees and Earning Rates<\/span><\/h2>\n<p>All three Spark Cash cards earn cash back on every purchase, but the higher-earning cards also come with annual fees.<\/p>\n<ul>\n<li>The <a data-ccid=\"3006153\" href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" rel=\"noopener nofollow sponsored\">Spark Cash Select<\/a> offers 1.5% cash back with no annual fee.<\/li>\n<li>The <a data-ccid=\"5048373\" href=\"\/blog\/link\/CRCapOneSparkCash\" rel=\"noopener nofollow sponsored\">Spark Cash<\/a> offers 2% cash back with an annual fee of $0 intro for first year; $95 after that.<\/li>\n<li>The <a data-ccid=\"4048264\" href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" rel=\"noopener nofollow sponsored\">Capital One Spark Cash Plus<\/a> offers 2% cash back with an annual fee of $150.<\/li>\n<\/ul>\n<p>From a long-term perspective, paying the $95 annual fee for the Spark Cash makes sense if your business spends more than about $19,000 per year, as the extra 0.5% cash back more than offsets the cost.<\/p>\n<p>Since the Spark Cash Plus earns the same 2% cash back, its higher annual fee generally only makes sense if you can take advantage of the larger welcome bonus or expect to have the fee waived by spending at least $150,000 annually.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/best-capital-one-credit-cards\/\" rel=\"noopener\">Best Capital One Credit Cards for Travel, Dining, Cash Back, and Business Spending<\/a><\/strong><\/p>\n<h2><span id=\"Which_Capital_One_Spark_Cash_Card_Bonus_Is_Right_for_You\">Which Capital One Spark Cash Card Bonus Is Right for You?<\/span><\/h2>\n<p>Which Spark Cash card bonus should you go for? The answer largely depends on how much you expect to spend in the first three months after opening your account.<\/p>\n<h3><span id=\"Capital_One_Spark_Cash_Select\">Capital One Spark Cash Select<\/span><\/h3>\n<p>If you expect to spend less than $10,000 in the first three months, the <a data-ccid=\"3006153\" href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" rel=\"noopener nofollow sponsored\">Spark Cash Select<\/a> is the best option. With no annual fee and a $750 welcome bonus once you spend $6,000 on purchases within the first 3 months from account opening, you'll maximize your return without paying an annual fee.<\/p>\n<p>It's an ideal fit for businesses with relatively modest spending.<\/p>\n<p><div class=\"qs-card\" data-id=\"3006153\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Spark Cash Select<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash Select\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006153\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Select' href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Spark Cash Select<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a class=\"active\" href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl active\">A no-nonsense business rewards card earning 1.5% cashback on all business expenses with no annual fee.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/li>\r\n \t<li>1.5% cashback on every purchase<\/li>\r\n         <li>5% cash back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$0 annual fee<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>1.5% cashback on every purchase<\/li>\r\n<li>5% cash back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SparkCashSelect\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-8-208ec861b1#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"Capital_One_Spark_Cash\">Capital One Spark Cash<\/span><\/h3>\n<p>If you expect to spend between $10,000 and $30,000 in the first three months, the <a data-ccid=\"5048373\" href=\"\/blog\/link\/CRCapOneSparkCash\" rel=\"noopener nofollow sponsored\">Spark Cash<\/a> is likely your best option.<\/p>\n<p>Once you reach $10,000 in spending, you'll qualify for the card's larger $1,000 cash back (plus a $250 Capital One Business Travel credit) welcome bonus when you spend $10,000 within 3 months of account opening. You'll also earn an unlimited 2% cash back on purchases, which can easily offset the annual fee for businesses with moderate to high spending.<\/p>\n<p>The Spark Cash hits the sweet spot for many small businesses. The spending requirement is attainable, and you won't need to track bonus categories to maximize your rewards.<\/p>\n<p><div class=\"qs-card\" data-id=\"5048373\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Spark Cash<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"5048373\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash' href=\"\/blog\/link\/CRCapOneSparkCash\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer:<\/strong> Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Spark Cash<\/strong>\n                    <div class=\"qs-offer\"><strong>Limited Time Offer:<\/strong> Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0 intro for first year; $95 after that<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a class=\"active\" href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl active\">The Capital One Spark Cash provides a strong return on business expenses of 2% on every $1 spent. Unlike many other cash back business cards, there is no cap on the cash back you can earn.<\/div><div class=\"qs-tab-hl\"><ul>\r\n         <li>Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening<\/li>\r\n         <li>2% cash back for your business on every purchase, everywhere<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$0 intro for first year; $95 after that<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2% Cash Back on every purchase<\/li>\r\n<li>5% Cash Back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul> <\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SparkCash\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-8-208ec861b1#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h3><span id=\"Capital_One_Spark_Cash_Plus\">Capital One Spark Cash Plus<\/span><\/h3>\n<p>If you expect to spend more than $30,000 in the first three months, the <a data-ccid=\"4048264\" href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" rel=\"noopener nofollow sponsored\">Spark Cash Plus<\/a> offers the most rewarding welcome bonus of the three Spark Cash cards.<\/p>\n<p>Once you reach the $30,000 spending requirement, you'll earn a $2,000 cash back (plus a $500 Capital One Business Travel credit) welcome bonus (once you spend $30,000 in the first 3 months) while continuing to earn unlimited 2% cash back on purchases.<\/p>\n<p>The $150 annual fee is higher than the other Spark Cash cards, but Capital One waives it if you spend at least $150,000 in a calendar year. That makes it a much better fit for established businesses with significant annual expenses.<\/p>\n<p><div class=\"qs-card\" data-id=\"4048264\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Spark Cash Plus<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/cc308a03-f10d-4b35-8aec-c22591052b67.png\" width=\"150\" alt=\"Capital One Spark Cash Plus\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"4048264\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Plus' href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Spark Cash Plus<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a class=\"active\" href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl active\">The Capital One Spark Cash Plus offers unlimited 2% cash back on every purchase, making it ideal for businesses with diverse spending needs. This card has no preset spending limit and no foreign transaction fees, offering flexibility and simplicity for businesses on the go.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months<\/li><li>Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!<\/li><li>Earn unlimited 2% cash back on every purchase, everywhere-with no limits or category restrictions<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>2% Cash Back on every purchase. 5% Cash Back on hotels and rental cars booked through Capital One Business Travel.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SparkCashPlus\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-8-208ec861b1#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<h2><span id=\"Why_Earn_Cash_Back_with_Spark_Cards\">Why Earn Cash Back with Spark Cards?<\/span><\/h2>\n<p>Unlike cards with complex bonus categories and spending caps, the Spark Cash cards keep things simple by earning unlimited cash back on every purchase. There's no need to remember which card to use where. Just use your card and earn rewards on every eligible purchase.<\/p>\n<p>Plus, you can redeem your cash back with no minimum redemption requirement.<\/p>\n<p>Better yet, if you also have a Capital One Venture-branded card, you can <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/convert-cash-back-to-miles\/\" rel=\"noopener\">convert your cash back rewards to Venture Miles<\/a> at a 1:1 ratio. That gives you the flexibility to redeem your rewards as cash back or turn them into transferable travel rewards, depending on which offers the better value for your needs.<\/p>\n<figure id=\"attachment_215239\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-215239 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash.png\" alt=\"Businesswoman working on a laptop.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2025\/06\/Business-Working-Featured-Clique-Images-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Clique Images\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Spark_Card_Application_Rules_to_Know\">Spark Card Application Rules to Know<\/span><\/h2>\n<p>To apply for a Capital One business card, including any of the three above, you'll need to have a business. Fortunately, there are plenty of <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">things that qualify as a business<\/a> for the purpose of opening a business credit card.<\/p>\n<p>In addition, there's some language around welcome bonus eligibility that you should be aware of. On each of the cards above, the application terms and conditions include the following:<\/p>\n<blockquote><p><strong><em>&#8220;The bonus may not be available for existing or previous Capital One Business card holders.&#8221;<\/em><\/strong><\/p><\/blockquote>\n<p>That's understandably vague, but it's something to keep in mind if you currently have another Capital One business card or have had one in the past. If you're unsure whether you're eligible for the bonus, it's worth reviewing the full terms and conditions before applying.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"https:\/\/awardwallet.com\/credit-cards\/rewards-card-application-rules\/\" rel=\"noopener\">Understanding Rewards Credit Card Application Rules and Restrictions<\/a><\/strong><\/p>\n<h2><span id=\"Bottom_Line\">Bottom Line<\/span><\/h2>\n<p>It's always a good time to add a Spark Cash card to your wallet. But the right one largely depends on how much your business expects to spend, especially during the first three months after opening the account.<\/p>\n<p>No matter which card you choose, though, each offers a compelling mix of welcome bonus and ongoing rewards that can make it a valuable long-term addition to your wallet.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-3 compare-p-capital-one\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash Select\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash Select<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn $750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006153\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Select' href=\"\/blog\/link\/CR-SparkCashSelectforBusiness\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>1.5% cashback on every purchase<\/li>\r\n<li>5% cash back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0a1a73c8-b137-4393-9ef9-2437b08b5b2b.png\" width=\"150\" alt=\"Capital One Spark Cash\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash<\/div><div class=\"compare-offer\"><strong>Limited Time Offer:<\/strong> Earn a $1,000 cash bonus plus for a limited time, earn a $250 Capital One Business Travel credit when you spend $10,000 within 3 months of account opening.<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"5048373\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash' href=\"\/blog\/link\/CRCapOneSparkCash\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$0 intro for first year;<br> $95 after that<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase<\/li>\r\n<li>5% Cash Back on hotels and rental cars booked through Capital One Business Travel<\/li>\r\n<\/ul> <\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/cc308a03-f10d-4b35-8aec-c22591052b67.png\" width=\"150\" alt=\"Capital One Spark Cash Plus\" \/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Spark Cash Plus<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong> Earn a one-time cash bonus of $2,000 plus for a limited time, earn a $500 Capital One Business Travel credit once you spend $30,000 in the first 3 months<\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"4048264\" data-exit=\"ccw\" class=\"btn-use qs-how-apply\" title='Capital One Spark Cash Plus' href=\"\/blog\/link\/CR-CapitalOneSparkCashPlus\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$150<\/p><\/div><div class=\"compare-rating compare-rating--6\"><strong>Credit Score<\/strong><p>Excellent<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>2% Cash Back on every purchase. 5% Cash Back on hotels and rental cars booked through Capital One Business Travel.<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<div id=\"ftoc\"><div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Comparison_of_Capital_One_Spark_Cash_Card_Bonuses\">Comparison of Capital One Spark Cash Card Bonuses<\/a><\/li><li><a href=\"#Key_Differences_Between_Spark_Cash_Cards_Annual_Fees_and_Earning_Rates\">Key Differences Between Spark Cash Cards: Annual Fees and Earning Rates<\/a><\/li><li><a href=\"#Which_Capital_One_Spark_Cash_Card_Bonus_Is_Right_for_You\">Which Capital One Spark Cash Card Bonus Is Right for You?<\/a><ul><li><a href=\"#Capital_One_Spark_Cash_Select\">Capital One Spark Cash Select<\/a><\/li><li><a href=\"#Capital_One_Spark_Cash\">Capital One Spark Cash<\/a><\/li><li><a href=\"#Capital_One_Spark_Cash_Plus\">Capital One Spark Cash Plus<\/a><\/li><\/ul><\/li><li><a href=\"#Why_Earn_Cash_Back_with_Spark_Cards\">Why Earn Cash Back with Spark Cards?<\/a><\/li><li><a href=\"#Spark_Card_Application_Rules_to_Know\">Spark Card Application Rules to Know<\/a><\/li><li><a href=\"#Bottom_Line\">Bottom Line<\/a><\/li><\/ul><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Capital One currently offers three Spark Cash business cards, each with a valuable welcome bonus. Which one is right for you depends largely on how much your business expects to spend in the first few months after opening the account. Here&#8217;s how to decide.<\/p>\n","protected":false},"author":4,"featured_media":187337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"default","_google_business_share_type":"default","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12657,12232,14753],"coauthors":[36390],"class_list":["post-196883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-business","tag-card-offers","tag-cash-back"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/196883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=196883"}],"version-history":[{"count":32,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/196883\/revisions"}],"predecessor-version":[{"id":213247,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/196883\/revisions\/213247"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/187337"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=196883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=196883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=196883"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=196883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}