{"id":19888,"date":"2024-06-14T16:07:06","date_gmt":"2024-06-14T16:07:06","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=19888"},"modified":"2026-04-08T13:58:27","modified_gmt":"2026-04-08T13:58:27","slug":"rewards-earning-rates-by-card","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/rewards-earning-rates-by-card\/","title":{"rendered":"How Many Rewards Points or Miles Does My Credit Card Earn?"},"content":{"rendered":"<p>Knowing which credit card to swipe for a purchase is key to maximizing the points and miles earned for award travel. If you hold an array of rewards cards in your wallet, the decision is complicated. Each card has different earning rates and bonus categories. Moreover, the rewards these cards earn aren't the same and can have varying values between cash back, fixed-value rewards, transferable points, hotel points, and airline miles \u2014 it's a lot to remember.<\/p>\n<p>We've covered the <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">most valuable flexible points<\/a> and whether <a target=\"_blank\" href=\"\/travel\/types-of-rewards-points\/\" rel=\"noopener\">fixed-value or transferrable points offer the best value<\/a> in other posts. In this post, we'll provide a comprehensive guide to the earning rates for popular <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-for-travel\/\" rel=\"noopener\">travel rewards cards<\/a>. The list is separated by card issuer and displays the earning categories for each card, alongside the base rate for everyday spending.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Earning_Rates_for_Popular_Rewards_Credit_Cards\">Earning Rates for Popular Rewards Credit Cards<\/a><ul><li><a href=\"#American_Express_credit_card_earning_rates\">American Express credit card earning rates<\/a><\/li><li><a href=\"#Bank_of_America_credit_card_earning_rates\">Bank of America credit card earning rates<\/a><\/li><li><a href=\"#Barclays_credit_card_earning_rates\">Barclays credit card earning rates<\/a><\/li><li><a href=\"#Capital_One_credit_card_earning_rates\">Capital One credit card earning rates<\/a><\/li><li><a href=\"#Chase_credit_card_earning_rates\">Chase credit card earning rates<\/a><\/li><li><a href=\"#Citi_credit_card_earning_rates\">Citi credit card earning rates<\/a><\/li><li><a href=\"#Discover_credit_card_earning_rates\">Discover credit card earning rates<\/a><\/li><li><a href=\"#US_Bank_credit_card_earning_rates\">U.S. Bank credit card earning rates<\/a><\/li><li><a href=\"#Wells_Fargo_credit_card_earning_rates\">Wells Fargo credit card earning rates<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Earning_Rates_for_Popular_Rewards_Credit_Cards\">Earning Rates for Popular Rewards Credit Cards<\/span><\/h2>\n<h3><span id=\"American_Express_credit_card_earning_rates\"><a><\/a>American Express credit card earning rates<\/span><\/h3>\n<p>Amex offers a full suite of <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">Membership Rewards<\/a>-earning cards, alongside co-branded cards from award travel heavyweights Hilton Honors, Marriott Bonvoy, and Delta Air Lines. If you qualify for a business card, we rate <a data-ccid=\"4028098\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/blue-business-plus\/\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a> the best card for everyday expenses. Why? Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/p>\n<p>\n<table id=\"tablepress-134\" class=\"tablepress tablepress-id-134 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Bonus Earning Categories<\/th><th class=\"column-3\">Base Points\/Miles on Other Eligible Purchases<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028089\" href=\"\/blog\/link\/CR-ThePlatinumCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">American Express Platinum Card<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 5X points for flights booked directly with airlines or with American Express Travel<sup>\u00ae<\/sup> (capped at $500,000 per calendar year)<br \/>\n\u2022 5X points on prepaid hotels booked on amextravel.com<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028096\" href=\"\/blog\/link\/TheBusinessPlatinumCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">The Business Platinum Card<sup>\u00ae<\/sup> from American Express<\/a><\/td><td class=\"column-2\">2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. 5X points on flights and prepaid hotels on AmexTravel.com. 1X points on other eligible purchases<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028085\" href=\"\/blog\/link\/CR-AmericanExpressGoldCard\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Gold Card<\/a><\/td><td class=\"column-2\">Earn 4X points at restaurants worldwide (on up to $50,000 per year, then 1X), 4X at U.S. supermarkets (on up to $25,000 per year, then 1X), 3X points on flights booked directly with airlines or on AmexTravel.com, and 2X points on prepaid hotels and other eligible purchases booked on AmexTravel.com.<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a><\/td><td class=\"column-2\">4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 categories where your business spent the most each billing cycle including: <br \/>\n\u2022 U.S. purchases for advertising in select media (online, TV, radio)<br \/>\n\u2022 U.S. purchases made from electronic goods retailers and software & cloud system providers<br \/>\n\u2022 U.S. purchases at gas stations<br \/>\n\u2022 U.S. purchases at restaurants, including takeout and delivery<br \/>\n\u2022 Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<br \/>\n\u2022 Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<br \/>\nNote: 4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.<br \/>\nPlus, earn 3X points on prepaid flights and hotels at AmexTravel.com<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048174\" href=\"https:\/\/awardwallet.com\/credit-cards\/amex-membership-rewards\/amex-green-card\/\">American Express<sup>\u00ae<\/sup> Green Card<\/a><\/td><td class=\"column-2\">\u2022 3X Membership Rewards points on travel and transit, including trains, buses, ferries, subways, and more<br \/>\n\u2022 3X points at restaurants worldwide, including takeout and delivery in the U.S.<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028099\" href=\"\/blog\/link\/BusinessGreenRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">Business Green Rewards Card from American Express<\/a><\/td><td class=\"column-2\">2X Membership Rewards points on flights and prepaid hotels booked via AmexTravel.com<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Amex EveryDay<sup>\u00ae<\/sup> Credit Card<\/td><td class=\"column-2\">\u2022 20% more points when you make 20+ purchases in a billing period, less returns and credits<br \/>\n\u2022 2x points at US supermarkets on up to $6,000 per year in purchases<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Amex EveryDay<sup>\u00ae<\/sup> Preferred Credit Card<\/td><td class=\"column-2\">\u2022 50% extra points when you make 30+ purchases in a billing period, less returns and credits<br \/>\n\u2022 3X points at US supermarkets on up to $6,000 per year in purchases<br \/>\n\u2022 2X points at US gas stations<\/td><td class=\"column-3\">1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/td><td class=\"column-2\">Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/td><td class=\"column-3\">1 point per $1 after the $50,000 annual cap<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028092\" href=\"\/blog\/link\/CR-BlueDeltaSkyMilesCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Blue American Express Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles spent on purchases made directly with Delta<br \/>\n\u2022 2X miles at restaurants worldwide, plus takeout and delivery in the U.S.<br \/>\n<\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028088\" href=\"\/blog\/link\/CR-GoldDeltaSkyMilesCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Gold American Express Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles per dollar spent on purchases made directly with Delta<br \/>\n\u2022 2X miles per dollar spent at U.S. supermarkets<br \/>\n\u2022 2X miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.<\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028094\" href=\"\/blog\/link\/GoldDeltaSkyMilesBusinessCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Gold Business American Express Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles per dollar spent on eligible purchases made directly with Delta<br \/>\n\u2022 2X miles per dollar on eligible U.S. purchases for advertising in select media (annual cap of $50,000 in eligible purchases)<br \/>\n\u2022 2X miles per dollar on eligible U.S. shipping purchases (annual cap of $50,000 in eligible purchases)<br \/>\n\u2022 2X miles per dollar on eligible dining purchases<\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048101\" href=\"\/blog\/link\/CR-PlatinumDeltaSkyMilesCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Platinum American Express Card<\/a><\/td><td class=\"column-2\">\u2022 3X miles for purchases made directly with Delta and at hotels<br \/>\n\u2022 2X miles at restaurants worldwide and U.S. supermarkets<\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028101\" href=\"\/blog\/link\/PlatinumDeltaSkyMilesBusinessCreditCard\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Platinum Business American Express Card<\/a><\/td><td class=\"column-2\">\u2022 3X miles per dollar spent on eligible purchases made directly with Delta<br \/>\n\u2022 3X miles per dollar spent on eligible purchases with hotels<br \/>\n\u2022 1.5x miles on eligible purchases over $5,000 (up to 50,000 bonus miles annually)<br \/>\n\u2022 1.5X miles on eligible transit and U.S. shipping purchases*<br \/>\n<em>*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.<\/em><\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048149\" href=\"\/blog\/link\/CR-DeltaReserveCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Reserve American Express Card<\/a><\/td><td class=\"column-2\">3X miles on purchases made directly with Delta<\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048102\" href=\"\/blog\/link\/DeltaReserveforBusinessCreditCard\" rel=\"noopener nofollow sponsored\">Delta SkyMiles<sup>\u00ae<\/sup> Reserve Business American Express Card<\/a><\/td><td class=\"column-2\">\u2022 3X miles spent on purchases made directly with Delta<br \/>\n\u2022 1.5X miles on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after spending $150K per calendar year<\/td><td class=\"column-3\">1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048112\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressCard\" rel=\"noopener nofollow sponsored\">Hilton Honors American Express Card<\/a><\/td><td class=\"column-2\">\u2022 7X on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands<br \/>\n\u2022 5X on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. \u2022 gas stations<\/td><td class=\"column-3\">3 points per $1<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048089\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressSurpassCard\" rel=\"noopener nofollow sponsored\">Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 12X on eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio<br \/>\n\u2022 6X on eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations<br \/>\n\u2022 4X on U.S online retail purchases<\/td><td class=\"column-3\">3 points per $1<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048211\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressAspire\" rel=\"noopener nofollow sponsored\">Hilton Honors American Express Aspire Card<\/a><\/td><td class=\"column-2\">\u2022 14X on eligible purchases at a hotel or resort within the Hilton portfolio<br \/>\n\u2022 7X on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants<\/td><td class=\"column-3\">3 points per $1<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028102\" href=\"\/blog\/link\/HiltonHonorsBusinessCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Hilton Honors American Express Business Card<\/a><\/td><td class=\"column-2\">\u2022 12X on purchases made directly with hotels and resorts in the Hilton portfolio<br \/>\n\u2022 5X on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter<\/td><td class=\"column-3\">3 points per $1 after the $100,000 spending cap<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\"><strong>Marriott Bonvoy\u2122 American Express<sup>\u00ae<\/sup> Card<strong\/><\/td><td class=\"column-2\">6X points at Marriott, and Ritz-Carlton properties<\/td><td class=\"column-3\">2 points per $1<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048293\" href=\"\/blog\/link\/CR-MarriottBonvoyBevyAmericanExpressCard\" rel=\"noopener nofollow sponsored\">Marriott Bonvoy Bevy<sup>\u00ae<\/sup> American Express<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 6X points on purchases at hotels participating in Marriott Bonvoy<br \/>\n\u2022 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets<\/td><td class=\"column-3\">2 points per $1<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048231\" href=\"\/blog\/link\/CR-MarriottBonvoyBrilliantAmericanExpressCard\" rel=\"noopener nofollow sponsored\">Marriott Bonvoy Brilliant<sup>\u00ae<\/sup> American Express<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 6X points on purchases at Marriott Properties<br \/>\n\u2022 3X points at restaurants worldwide, including takeout and delivery<br \/>\n\u2022 3X points on flights booked directly with airlines<\/td><td class=\"column-3\">2 points per $1<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048147\" href=\"\/blog\/link\/MarriottBonvoyBusinessAmericanExpressCard\" rel=\"noopener nofollow sponsored\">Marriott Bonvoy Business<sup>\u00ae<\/sup> American Express<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 6X Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy\u2122 program<br \/>\n\u2022 4X Marriott Bonvoy points on each dollar of eligible purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping<\/td><td class=\"column-3\">2 points per $1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related American Express content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/amex-rewards-cards\/\" rel=\"noopener\">All of the Cards That Earn American Express Membership Rewards Points<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/amex-credit-card-offer-history\/\" rel=\"noopener\">American Express Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/amex-welcome-offer-eligibility-tool\/\" rel=\"noopener\">Everything To Know About the Amex Welcome Offer Eligibility Tool<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/hilton-honors\/hilton-credit-card\/\" rel=\"noopener\">Which Hilton Honors Credit Card Is Right for You?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/delta-skymiles\/delta-credit-card\/\" rel=\"noopener\">Which Delta Credit Card Is Right for You?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/marriott-bonvoy\/marriott-credit-card\/\" rel=\"noopener\">Making Sense of the Marriott Bonvoy Co-Branded Cards<\/a><\/li>\n<\/ul>\n<h3><span id=\"Bank_of_America_credit_card_earning_rates\"><strong><a><\/a>Bank of America credit card earning rates<\/strong><\/span><\/h3>\n<p>Chase, Amex, and Citi may receive most of the hype, but for those in the know, Bank of America's co-branded credit cards from Alaska Airlines provide access to some of the best value award travel on the planet. Moreover, Bank of America has cards that let you choose your bonus categories and even offers up to 75% bonus earnings on every purchase if you qualify for <a target=\"_blank\" href=\"\/credit-cards\/bank-of-america\/preferred-rewards-guide\/\" rel=\"noopener\">Preferred Rewards<\/a>.<\/p>\n<p>If you're over <a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">5\/24<\/a> and looking for your next card(s), you can't go wrong with some of these.<\/p>\n<p>\n<table id=\"tablepress-137\" class=\"tablepress tablepress-id-137 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3002003\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/travel-rewards-card\/\">Bank of America<sup>\u00ae<\/sup> Travel Rewards credit card<\/a><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; 1.5 points per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048258\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/bank-of-america-unlimited-cash-rewards\/\">Bank of America<sup>\u00ae<\/sup> Unlimited Cash Rewards credit card<\/a><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048119\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/premium-rewards-credit-card\/\">Bank of America<sup>\u00ae<\/sup> Premium Rewards<sup>\u00ae<\/sup> credit card<\/a><\/td><td class=\"column-2\">&#8226; 2X points on travel and dining purchases<\/td><td class=\"column-3\">&#8226; 1.5 points per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"152\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/premium-rewards-elite\/\">Bank of America<sup>\u00ae<\/sup> Premium Rewards<sup>\u00ae<\/sup> Elite Credit Card<\/a><\/td><td class=\"column-2\">&#8226; 2X points on travel and dining purchases<\/td><td class=\"column-3\">&#8226; 1.5 points per $1<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048300\" href=\"https:\/\/awardwallet.com\/blog\/cards\/BOABizCustomCash\">Bank of America<sup>\u00ae<\/sup> Business Advantage Customized Cash Rewards Mastercard<sup>\u00ae<\/sup> credit card<\/a><\/td><td class=\"column-2\">&#8226; 3% cash back in the category of your choice<br \/>\n&#8226; 2% cash back on dining purchases<br \/>\nBonus cash back is limited to the first $50,000 in combined spending across these categories annually, then 1%.<\/td><td class=\"column-3\">&#8226; 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048299\" href=\"https:\/\/awardwallet.com\/blog\/cards\/BOABizUnlimited\">Bank of America<sup>\u00ae<\/sup> Business Advantage Unlimited Cash Rewards Mastercard<sup>\u00ae<\/sup> credit card<\/a><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><b>Bank of America<sup>\u00ae<\/sup> Business Advantage Travel Rewards World Mastercard<sup>\u00ae<\/sup> credit card<\/b><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; 1.5 points per $1<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048132\" href=\"https:\/\/awardwallet.com\/credit-cards\/alaska-atmos-rewards\/alaska-airlines-credit-card\/\">Atmos\u2122 Rewards Ascent Visa Signature<sup>\u00ae<\/sup> card<\/a><\/td><td class=\"column-2\">&#8226; 3X miles on eligible purchases with Alaska Airlines <br \/>\n&#8226; 2X miles on eligible gas, cable, streaming services and local transit including ride share purchases<\/td><td class=\"column-3\">&#8226; 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048131\" href=\"https:\/\/awardwallet.com\/credit-cards\/alaska-atmos-rewards\/alaska-business-credit-card\/\" target=_blank>Atmos\u2122 Rewards Visa Business Card<\/a><\/td><td class=\"column-2\">&#8226; 3X miles on eligible Alaska Airlines purchases<br \/>\n&#8226; 2X miles on eligible gas, EV charging station, shipping, and local transit (including rideshare)<\/td><td class=\"column-3\">&#8226; 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"17\" href=\"https:\/\/awardwallet.com\/credit-cards\/airlines\/air-france-credit-card\/\" target=_blank>Air France KLM Visa Signature<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">&#8226; 3X miles with Air France, KLM, and SkyTeam member airlines<\/td><td class=\"column-3\">&#8226; 1.5 miles per $1<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><b>Virgin Atlantic<sup>\u00ae<\/sup> World Elite MasterCard<sup>\u00ae<\/sup><\/b><\/td><td class=\"column-2\">&#8226; 3X miles spent directly on Virgin Atlantic purchases<\/td><td class=\"column-3\">&#8226; 1.5 miles per $1<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">Allegiant World Mastercard<sup>\u00ae<\/sup> Credit Card<\/td><td class=\"column-2\">&#8226; 3X points on Allegiant purchases (including air, hotel, car rental, and attractions)<br \/>\n&#8226; 2X points on qualifying dining purchases<\/td><td class=\"column-3\">&#8226; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3002002\" href=\"https:\/\/awardwallet.com\/credit-cards\/bank-of-america\/bankamericard\/\">BankAmericard<sup>\u00ae<\/sup> credit card<\/a><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; N\/A<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048120\" href=\"https:\/\/awardwallet.com\/blog\/cards\/BOAPlatinumPlusBiz\">Bank of America<sup>\u00ae<\/sup> Platinum Plus<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup> Business card<\/a><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; N\/A<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Bank of America content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/bank-america-234-policy\/\" rel=\"noopener\">What Is the Bank of America 2\/3\/4 Rule?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/bank-america-credit-card-application-rules\/\" rel=\"noopener\">Bank of America Credit Card Application Rules<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/bank-of-america-redeem-cash-rewards\/\" rel=\"noopener\">How To Redeem Cash Back From Bank of America Credit Cards<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/bank-of-america\/cash-rewards-categories\/\" rel=\"noopener\">How To Select Your Bank of America Customized Cash Bonus Category<\/a> <\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/bank-of-america\/maximize-unlimited-cash-card-preferred-rewards\/\" rel=\"noopener\">Earn Up to 3.5% Cash Back on All Purchases With No Annual Fee<\/a> <\/li>\n<\/ul>\n<h3><span id=\"Barclays_credit_card_earning_rates\"><strong>Barclays credit card earning rates<\/strong><\/span><\/h3>\n<p>Barclays is the dark horse of the award travel scene, home to undervalued rewards cards like the <a data-ccid=\"29\" href=\"https:\/\/awardwallet.com\/credit-cards\/jetblue-trueblue\/jetblue-credit-card\/\">JetBlue Plus Card<\/a> and <a data-ccid=\"60\" href=\"https:\/\/awardwallet.com\/credit-cards\/wyndham-rewards\/earner-plus-credit-card\/\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/a>.<\/p>\n<p>\n<table id=\"tablepress-136\" class=\"tablepress tablepress-id-136 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Barclaycard Arrival\u2122 World MasterCard<sup>\u00ae<\/sup><\/td><td class=\"column-2\">\u2022 2X miles on dining and travel<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006122\" href=\"https:\/\/awardwallet.com\/credit-cards\/barclays-bank\/barclay-arrival-plus\/\" target=_blank>Barclaycard Arrival Plus<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 N\/A<\/td><td class=\"column-3\">\u2022 2X miles<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/aviator-red-mastercard\/\" target=_blank>AAdvantage<sup>\u00ae<\/sup> Aviator<sup>\u00ae<\/sup> Red World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 2X miles on American Airlines purchases<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">AAdvantage<sup>\u00ae<\/sup> Aviator<sup>\u00ae<\/sup> Silver Mastercard<sup>\u00ae<\/sup><\/td><td class=\"column-2\">\u2022 3X miles on eligible American Airlines purchases<br \/>\n\u2022 2X miles on hotels and car rentals<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"52\" href=\"https:\/\/awardwallet.com\/blog\/cards\/AviatorBiz\">Aviator Business<\/a><\/td><td class=\"column-2\">\u2022 2X miles on eligible American Airlines purchases<br \/>\n\u2022 2X miles on eligible office supply, telecom, and car rental merchants<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"228\" href=\"https:\/\/awardwallet.com\/news\/airlines\/breeze-airways-program-changes\/\" target=_blank>Breeze Easy\u2122 Visa<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022\u00a0Up to 10X points on Nicer Bundles, Nicest Bundles, and trip add-ons (5X when you buy, 5X when you fly)<br \/>\n\u2022 Up to 4X points on Nice Bundles (2X when you buy, 2X when you fly)<br \/>\n\u2022 Up to 2X points on No Flex Fares (1X when you buy, 1X when you fly)<br \/>\n\u2022 2X points on eligible grocery stores and restaurants, including inflight food and beverage purchases<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"150\" href=\"https:\/\/awardwallet.com\/blog\/cards\/EmiratesMC\">Emirates Skywards Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 3X miles on emirates.com or the Emirates Sales office<br \/>\n\u2022 2X miles on eligible travel purchases<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Emirates Skywards Premium World Elite Mastercard<sup>\u00ae<\/sup><\/td><td class=\"column-2\">\u2022 3X miles on eligible Emirates purchases<br \/>\n\u2022 2X miles on eligible travel purchases<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"58\" href=\"https:\/\/awardwallet.com\/news\/barclays-bank\/hawaiian-airlines-credit-card-continuing\/\">Hawaiian Airlines<sup>\u00ae<\/sup> World Elite Business Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 3X miles on Hawaiian Airlines purchases<br \/>\n\u2022 2X miles on gas, dining, and office supply store purchases<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048166\" href=\"https:\/\/awardwallet.com\/credit-cards\/airlines\/hawaiian-airlines-credit-card\/\">Hawaiian Airlines<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 3X miles on Hawaiian Airlines purchases<br \/>\n\u2022 2X miles on gas, dining, and eligible grocery store purchases<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><a data-ccid=\"31\" href=\"https:\/\/awardwallet.com\/credit-cards\/jetblue-trueblue\/jetblue-credit-card\/\">JetBlue Card<\/a><\/td><td class=\"column-2\">\u2022 3X points on JetBlue purchases<br \/>\n\u2022 2X points at restaurants and grocery stores<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"29\" href=\"https:\/\/awardwallet.com\/credit-cards\/jetblue-trueblue\/jetblue-credit-card\/\">JetBlue Plus Card<\/a><\/td><td class=\"column-2\">\u2022 6X points on JetBlue purchases<br \/>\n\u2022 2X points at restaurants and grocery stores<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><a data-ccid=\"30\" href=\"https:\/\/awardwallet.com\/credit-cards\/jetblue-trueblue\/jetblue-credit-card\/\">JetBlue Business Card<\/a><\/td><td class=\"column-2\">\u2022 6X points on JetBlue purchases<br \/>\n\u2022 2X points at restaurants and office supply stores<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"59\" href=\"https:\/\/awardwallet.com\/credit-cards\/airlines\/lufthansa-credit-card\/\">Miles & More<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 2X miles on tickets purchases directly from Miles & More integrated airline partners<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><a data-ccid=\"69\" href=\"https:\/\/awardwallet.com\/credit-cards\/wyndham-rewards\/wyndham-earner-card\/\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 5X points on Hotels by Wyndham and gas purchases<br \/>\n\u2022\u00a02X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)<\/td><td class=\"column-3\">\u2022 1 point per $1 (excluding Wyndham timeshare down payments)<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"60\" href=\"https:\/\/awardwallet.com\/credit-cards\/wyndham-rewards\/earner-plus-credit-card\/\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/a><\/td><td class=\"column-2\">\u2022\u00a06X points on Hotels by Wyndham and gas purchases<br \/>\n\u2022 4X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)<\/td><td class=\"column-3\">\u2022 1 point per $1 (excluding Wyndham timeshare down payments)<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\"><a data-ccid=\"136\" href=\"https:\/\/awardwallet.com\/credit-cards\/wyndham-rewards\/wyndham-business-credit-card\/\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/a><\/td><td class=\"column-2\">\u2022\u00a08X points on Hotels by Wyndham and gas purchases<br \/>\n\u2022 5X points on eligible marketing, advertising, and utility purchases<\/td><td class=\"column-3\">\u2022 1 point per $1 (excluding Wyndham timeshare down payments)<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5\" href=\"https:\/\/awardwallet.com\/credit-cards\/airlines\/frontier-mastercard-free-checked-bag\/\">FRONTIER Airlines World Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 5X miles on eligible purchases at flyfrontier.com<br \/>\n\u2022 3X miles on eligible restaurant purchases<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Barclays content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/american-aadvantage\/aviator-red-mastercard\/\" rel=\"noopener\">Check Your Barclays Aviator Card for a Bonus Miles Offer<\/a> <\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/barclays-bank\/barclay-arrival-plus\/\" rel=\"noopener\">Transfer Partners on the Barclaycard Arrival Plus<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/li>\n<\/ul>\n<h3><span id=\"Capital_One_credit_card_earning_rates\"><strong>Capital One credit card earning rates<\/strong><\/span><\/h3>\n<p>Our favorite Capital One card is the <a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a>. With just a $95 annual fee, it earns 2 Miles per dollar on every purchase, every day. 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.<\/p>\n<p>\n<table id=\"tablepress-140\" class=\"tablepress tablepress-id-140 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006150\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-one-card\/\">Capital One VentureOne Rewards Credit Card<\/a><\/td><td class=\"column-2\">\u2022 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/td><td class=\"column-3\">\u2022 1.25X miles per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006151\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-card\/\">Capital One Venture Rewards Credit Card<\/a><\/td><td class=\"column-2\">\u2022 5X miles on hotels and rental cars booked through Capital One Travel<\/td><td class=\"column-3\">\u2022 2X miles per $1<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048272\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x\/\">Capital One Venture X Rewards Credit Card<\/a><\/td><td class=\"column-2\">\u2022 10X miles on hotels and rental cars booked through Capital One Travel<br \/>\n\u2022 5X miles on flights booked through Capital One Travel<\/td><td class=\"column-3\">\u2022 2X miles per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006159\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/quicksilver-card\/\">Capital One Quicksilver Cash Rewards Credit Card<\/a><\/td><td class=\"column-2\">\u2022 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/td><td class=\"column-3\">\u2022 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006160\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/capital-one-quicksilver-one\/\" target=_blank>Capital One QuicksilverOne Cash Rewards Credit Card<\/a><\/td><td class=\"column-2\">\u2022 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<\/td><td class=\"column-3\">\u2022 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048264\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/capital-one-spark-cash-plus\/\">Capital One Spark Cash Plus<\/a><\/td><td class=\"column-2\">\u2022 5% cash back on hotels and rental cars booked through Capital One Business Travel<\/td><td class=\"column-3\">\u2022 2% cash back<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006153\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/spark-cash-select\/\">Capital One Spark Cash Select<\/a><\/td><td class=\"column-2\">\u2022 5% cash back on hotels and rental cars booked through Capital One Business Travel<\/td><td class=\"column-3\">\u2022 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"265\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/spark-miles\/\">Capital One Spark Miles for Business<\/a><\/td><td class=\"column-2\">\u2022 5X miles on hotels and rental cars booked through Capital One Business Travel<\/td><td class=\"column-3\">\u2022 2X miles per $1<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006148\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/spark-miles-select\/\">Capital One Spark Miles Select for Business<\/a><\/td><td class=\"column-2\">\u2022 5X miles on hotels and rental cars booked through Capital One Business Travel<\/td><td class=\"column-3\">\u2022 1.5X miles per $1<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048345\" href=\"https:\/\/awardwallet.com\/credit-cards\/capital-one-rewards\/venture-x-business\/\">Capital One Venture X Business<\/a><\/td><td class=\"column-2\">\u2022 10X miles on hotels and rental cars booked through Capital One Business Travel<br \/>\n\u2022 5X miles on flights booked through Capital One Business Travel<\/td><td class=\"column-3\">\u2022 2X miles per $1<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Capital One Platinum Credit Card<\/td><td class=\"column-2\">\u2022 N\/A<\/td><td class=\"column-3\">\u2022 N\/A<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048129\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/capital-one-savor-card\/\">Capital One Savor Cash Rewards Credit Card<\/a><\/td><td class=\"column-2\">\u2022 8% cash back on Capital One Entertainment bookings<br \/>\n\u2022 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel<br \/>\n\u2022 3% cash back on dining, entertainment, grocery stores, and popular streaming services<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Capital One content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-miles-credit-cards\/\" rel=\"noopener\">All of the Cards That Earn Capital One Miles<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-credit-card-offer-history\/\" rel=\"noopener\">Capital One Credit Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/\" rel=\"noopener\">Complete Guide to Capital One Rewards Miles: Earning and Redeeming Like a Pro<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/best-capital-one-transfer-partners\/\" rel=\"noopener\">Capital One's Best Transfer Partners: Our Top 4 Favorites<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-virtual-card\/\" rel=\"noopener\">How To See Your Capital One Credit Card Number Online<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/news\/credit-cards\/capital-one-discover-merger\/\" rel=\"noopener\">Capital One To Merge With Discover: Here\u2019s What We Know<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/capital-one-application-rules\/\" rel=\"noopener\">Capital One Adds 48-Month Credit Card Bonus Rule<\/a><\/li>\n<\/ul>\n<h3><span id=\"Chase_credit_card_earning_rates\">Chase credit card earning rates<\/span><\/h3>\n<p>In addition to the array of credit cards earning Ultimate Rewards, Chase offers multiple cash-back cards plus co-branded hotel and airline credit cards. If you combine the revolving category bonuses on the <a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a>, the minimum 1.5x points on everyday spending on the <a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"3006090\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1993744.10005134&type=3&subid=0ea7f8ecccf25efcb983b2d43305762f2&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>), and up to 2\u00a2 per point redemption rate of the <a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"4048084\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1975477.10005148&type=3&subid=011ef120f2617969bb4a2474793e815de&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) <span class=\"s1\">when redeeming through <a href=\"\/credit-cards\/chase-ultimate-rewards\/points-boost\/\"><span class=\"s2\">Chase's new Points Boost redemption option<\/span><\/a><\/span>, you have a powerful award travel card combo.<\/p>\n<p>\n<table id=\"tablepress-132\" class=\"tablepress tablepress-id-132 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048084\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/sapphire-reserve\/\">Chase Sapphire Reserve<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 8x points on all purchases through Chase Travel\u2120<br \/>\n\u2022 4x points on flights and hotels booked directly<br \/>\n\u2022 3x points on dining worldwide<br \/>\n\u2022 1x points on all other purchases<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"2061159\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred\/\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 5X points on Lyft rides through September 2027<br \/>\n\u2022 5X points on travel purchased through Chase Travel\u2120<br \/>\n\u2022 3X points on dining at restaurants worldwide<br \/>\n\u2022 3X points on eligible streaming services<br \/>\n\u2022 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<br \/>\n\u2022 2X points on all other travel<\/td><td class=\"column-3\">\u2022 1x on all other purchases<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006090\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-unlimited\/\">Chase Freedom Unlimited<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 5% on travel purchased through Chase Travel\u2120<br \/>\n\u2022 3% on dining at restaurants<br \/>\n\u2022 3% on drugstore purchases<\/td><td class=\"column-3\">\u2022 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048224\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-flex\/\">Chase Freedom Flex\u2120<\/a><\/td><td class=\"column-2\">\u2022 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate<br \/>\n\u2022 5% on travel purchased through Chase Ultimate Rewards<br \/>\n\u2022 3% on dining at restaurants, including takeout and eligible delivery services<br \/>\n\u2022 3% on drugstore purchases<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><strong>Chase Freedom<sup>\u00ae<\/sup><\/strong><\/td><td class=\"column-2\">\u2022 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter<\/td><td class=\"column-3\">\u2022 1% cash back <\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"2\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/ritz-carlton-card\/\" =_blank>The Ritz-Carlton\u2122 Credit Card<\/a><\/td><td class=\"column-2\">\u2022 6X points at participating Marriott Bonvoy properties<br \/>\n\u2022 3X points on dining, car rentals and airline purchases<\/td><td class=\"column-3\">\u2022 2x points per $1<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006145\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-preferred\/\">Ink Business Preferred<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022 3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year<\/td><td class=\"column-3\">\u2022 1 point per $1 on all other purchases<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048113\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-unlimited\/\">Ink Business Unlimited<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022 N\/A<\/td><td class=\"column-3\">\u2022 1.5%<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"340040\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/ink-business-cash\/\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a>\t<\/td><td class=\"column-2\">\u2022 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year<br \/>\n\u2022 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048164\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/chase-bonvoy-bold\/\">Marriott Bonvoy Bold<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022 3X points at Marriott Bonvoy hotels<br \/>\n\u2022 2X points on other travel purchases<\/td><td class=\"column-3\">\u2022 1 point per $1 on all other purchases.<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048146\" href=\"https:\/\/awardwallet.com\/credit-cards\/marriott-bonvoy\/marriott-bonvoy-boundless\/\">Marriott Bonvoy Boundless<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022 6X points at Marriott Bonvoy hotels<br \/>\n\u2022 3X points on the first $6,000 of annual spending (combined) at gas stations, grocery stores, and dining<\/td><td class=\"column-3\">\u2022 2X points on all other purchases<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><b>The Hyatt Credit Card<\/b><\/td><td class=\"column-2\">\u2022 3X at Hyatt hotels and resorts<br \/>\n\u2022 2X at restaurants, on airline tickets purchased directly from the airline and at car rental agencies<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048116\" href=\"https:\/\/awardwallet.com\/credit-cards\/world-of-hyatt\/chase-hyatt-card\/\">The World of Hyatt Credit Card<\/a><\/td><td class=\"column-2\">\u2022 4X at Hyatt hotels and resorts<br \/>\n\u2022 2X at restaurants, cafes and coffee shops; on airline tickets purchased directly from the airline; fitness club and gym memberships; and on local transit and commuting, including taxis, mass transit, tolls and ride-share services<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><strong>IHG<sup>\u00ae<\/sup> Rewards Select Credit Card<strong\/><\/td><td class=\"column-2\">\u2022 5X points at IHG<sup>\u00ae<\/sup> hotels<br \/>\n\u2022 2X points at gas stations, grocery stores, and restaurants<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048106\" href=\"https:\/\/awardwallet.com\/credit-cards\/ihg-one-rewards\/ihg-premier-card\/\">IHG One Rewards Premier Credit Card<\/a><\/td><td class=\"column-2\">up to 26 total points per $1 spent when you stay at an IHG hotel; 5X points on travel, at gas stations, and restaurants; and 3X points  on all other purchases*<br \/>\n<br \/>\n<strong>*Note:<\/strong> The earning for spending at IHG hotels breaks down as follows: <br \/>\n\u2022 Earn 10X points for being a IHG One Rewards Premier Credit Cardmember<\/li><br \/>\n\u2022 Earn 6X points from IHG<sup>\u00ae<\/sup> with Platinum Elite Status, a benefit of having this card<\/li><br \/>\n\u2022 Earn 10X points from IHG<sup>\u00ae<\/sup> for being an IHG<sup>\u00ae<\/sup> Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG<sup>\u00ae<\/sup> loyalty program)<\/li><br \/>\n<\/td><td class=\"column-3\">\u2022 3 points per $1<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048117\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-explorer-card\/\">United\u2120 Explorer Card<\/a><\/td><td class=\"column-2\">\u2022 3X miles on tickets purchased from United (9X total miles per $1 spent on eligible United<sup>\u00ae<\/sup> flights)<br \/>\n\u2022 2X miles at restaurants and on hotel accommodations when purchased directly with the hotel<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048196\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-club-infinite-card\/\">United Club\u2120 Card<\/a><\/td><td class=\"column-2\">\u2022 5X miles on purchases from United (11x total miles on eligible United flights)<br \/>\n\u2022\u00a02X miles on all other travel purchases<br \/>\n\u2022 2X miles on dining<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048176\" href=\"https:\/\/awardwallet.com\/credit-cards\/ihg-one-rewards\/ihg-traveler-card\/\">IHG One Rewards Traveler Credit Card<\/a><\/td><td class=\"column-2\">\u2022 5X points at IHG hotels<br \/>\n\u2022 3X points on dining, utilities, select streaming services, and gas stations<\/td><td class=\"column-3\">\u2022 2 points per $1<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\"><a data-ccid=\"740101\" href=\"https:\/\/awardwallet.com\/credit-cards\/british-airways-club\/british-airways-credit-card\/\">British Airways Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 3X Avios on purchases with British Airways, Aer Lingus, Iberia, and LEVEL<br \/>\n\u2022 2X Avios on hotel accommodations<\/td><td class=\"column-3\">\u2022 1 Avios per $1<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048281\" href=\"https:\/\/awardwallet.com\/credit-cards\/ihg-one-rewards\/ihg-business-credit-card\/\">IHG One Rewards Premier Business Credit Card<\/a><\/td><td class=\"column-2\">\u2022 10X points at IHG hotels<br \/>\n\u2022 5X points on travel, dining, social media search engine advertising, and at office supply stores and gas stations<\/td><td class=\"column-3\">\u2022 3 points per $1<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048214\" href=\"https:\/\/awardwallet.com\/credit-cards\/airlines\/aer-lingus-visa-review\/\">Aer Lingus Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 3X Avios on purchases with Aer Lingus, British Airways, Iberia, and LEVEL<br \/>\n\u2022 2X Avios on hotel accommodations<\/td><td class=\"column-3\">\u2022 1 Avios per $1<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048213\" href=\"https:\/\/awardwallet.com\/credit-cards\/club-iberia-plus\/iberia-credit-card\/\">Iberia Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 3X Avios on purchases with Iberia, Aer Lingus, British Airways, and LEVEL<br \/>\n\u2022 2X Avios on hotel accommodations<\/td><td class=\"column-3\">\u2022 1 Avios per $1<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048193\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-business-card\/\">United\u2120 Business Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles on United purchases (8x total miles on eligible United flights)<br \/>\n\u2022 2X miles on local transit and commuting<br \/>\n\u2022 2X miles at gas stations, restaurants, and office supply stores<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-25 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048245\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-quest-card\/\">United Quest\u2120 Card<\/a><\/td><td class=\"column-2\">\u2022 4X miles on United purchases (10x total miles on eligible United flights)<br \/>\n\u2022 2X miles on travel, restaurants, and select streaming services<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-26 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-club-business-card\/\">United Club\u2120 Business Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles on United purchases<\/td><td class=\"column-3\">\u2022 1.5 miles per $1<\/td>\n<\/tr>\n<tr class=\"row-27 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"520080\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-plus\/\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Plus Credit Card<\/a><\/td><td class=\"column-2\"><ul>\r\n<li>2X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul> <\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-28 even\">\n\t<td class=\"column-1\"><a data-ccid=\"2000147\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-premier\/\" =_blank>Southwest Rapid Rewards<sup>\u00ae<\/sup> Premier Credit Card<\/a><\/td><td class=\"column-2\">\u2022 3X points on Southwest purchases<br \/>\n\u2022 2X points on Rapid Rewards hotel and car rental partner purchases<br \/>\n\u2022 2X points on local transit and commuting<br \/>\n\u2022 2X points on internet, cable, phone services, and select streaming services<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-29 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048122\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/southwest-priority\/\">Southwest Rapid Rewards<sup>\u00ae<\/sup> Priority Credit Card<\/a><\/td><td class=\"column-2\"><ul>\r\n<li>4X points per $1 spent on all Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-30 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048165\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/performance-business\/\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Performance Business Credit Card<\/a><\/td><td class=\"column-2\"><ul>\r\n<li>4X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants<\/li>\r\n<li>2X points per $1 on hotel accommodations booked directly with the hotel<\/li>\r\n<li>2X points per $1 spent on rideshare<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-31 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048107\" href=\"https:\/\/awardwallet.com\/credit-cards\/southwest-rapid-rewards\/premier-business\/\">Southwest<sup>\u00ae<\/sup> Rapid Rewards<sup>\u00ae<\/sup> Premier Business Credit Card<\/a><\/td><td class=\"column-2\"><ul>\r\n<li>3X points per $1 spent on Southwest<sup>\u00ae<\/sup> purchases<\/li>\r\n<li>2X points per $1 spent at gas stations and restaurants on the first $8,000 in combined purchases per year<\/li>\r\n<li>1X point per $1 spent on all other purchases<\/li>\r\n<\/ul><\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-32 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048356\" href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/freedom-rise\/\">Chase Freedom Rise<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 N\/A<\/td><td class=\"column-3\">\u2022 1.5% cash back on all purchases<\/td>\n<\/tr>\n<tr class=\"row-33 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048341\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/amazon-prime-visa\/\">Prime Visa<\/a><\/td><td class=\"column-2\">\u2022 5% cash back at Amazon.com, Amazon Fresh, and Whole Food Market with an eligible Prime membership<br \/>\n\u2022 5% cash back on Chase Travel with an eligible Prime membership <br \/>\n\u2022 2% cash back on local transit and commuting<br \/>\n\u2022 2% cash back at restaurants and gas stations<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-34 even\">\n\t<td class=\"column-1\"><a data-ccid=\"63\" href=\"https:\/\/awardwallet.com\/blog\/cards\/AmazonVisaSig\">Amazon Visa<\/a><\/td><td class=\"column-2\">\u2022 5% cash back on Chase Travel<br \/>\n\u2022 3% cash back at Amazon and Whole Food Market<br \/>\n\u2022 2% cash back on local transit and commuting<br \/>\n\u2022 2% cash back at restaurants and gas stations<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-35 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048226\" href=\"https:\/\/awardwallet.com\/credit-cards\/united-mileageplus\/united-gateway-card\/\">United Gateway\u2120 Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles on United purchases (5X total miles on eligible United flights)<br \/>\n\u2022 2X miles at gas stations, local transit, and commuting<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-36 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048274\" href=\"https:\/\/awardwallet.com\/credit-cards\/air-canada-aeroplan\/aeroplan-credit-card\/\">Aeroplan<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022 3X points with Air Canada<br \/>\n\u2022 3X points on dining, including takeout and eligible delivery services<br \/>\n\u2022 3X points at grocery stores<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-37 odd\">\n\t<td class=\"column-1\"><b><a data-ccid=\"147\" href=\"https:\/\/awardwallet.com\/blog\/cards\/MarriottBountiful\" =_blank>Marriott Bonvoy Bountiful\u2122 Card<\/a><\/b><\/td><td class=\"column-2\">\u2022 6X points at hotels participating in Marriott Bonvoy<br \/>\n\u2022 4X points on up to $15,000 in combined purchases annually at restaurants worldwide and U.S. supermarkets<\/td><td class=\"column-3\">\u2022 2 points per $1<\/td>\n<\/tr>\n<tr class=\"row-38 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048336\" href=\"https:\/\/awardwallet.com\/credit-cards\/disney-visa-review\/\">Disney<sup>\u00ae<\/sup> Visa<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 10% off select purchases at DisneyStore.com when using your card<br \/>\n\u2022 10% off select merchandise at select locations at Disneyland Resort and World Disney World Resort when using your card<\/td><td class=\"column-3\">\u2022 1% back as Disney Rewards Dollars<\/td>\n<\/tr>\n<tr class=\"row-39 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"1960143\" href=\"https:\/\/awardwallet.com\/blog\/cards\/DisneyVisa\/\">Disney<sup>\u00ae<\/sup> Premier Visa<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 10% off select purchases at DisneyStore.com when using your card<br \/>\n\u2022 10% off select merchandise at select locations at Disneyland Resort and World Disney World Resort when using your card<br \/>\n\u2022 5% back as Disney Rewards Dollars at DisneyPlus.com, Hulu.com, or ESPNPlus.com<br \/>\n\u2022 2% back as Disney Rewards Dollars at gas stations, grocery stores, restaurants, and most U.S. Disney locations<\/td><td class=\"column-3\">\u2022 1% back as Disney Rewards Dollars<\/td>\n<\/tr>\n<tr class=\"row-40 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048308\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/doordash-credit-card\/\">DoorDash Rewards Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 4% cash back on DoorDash and Caviar orders<br \/>\n\u2022 3% cash back on dining when purchased directly from a restaurant<br \/>\n\u2022 2% cash back at grocery stores, online or in person<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-41 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048288\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/chase-instacart-credit-card\/\">Instacart Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 5% cash back on the Instacart app and Instart.com purchases<br \/>\n\u2022 5% cash back on Chase Travel<br \/>\n\u2022 2% cash back at restaurants, gas stations, and select streaming services<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-42 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048270\" href=\"https:\/\/awardwallet.com\/credit-cards\/world-of-hyatt\/hyatt-business-card\/\">World of Hyatt Business Credit Card<\/a><\/td><td class=\"column-2\">\u2022 4X points at Hyatt hotels<br \/>\n\u2022 2X points on fitness club and gym memberships<br \/>\n\u2022 2X points on your top 3 spending categories each quarter<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-43 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048295\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/chase-ink-business-premier\/\">Ink Business Premier<sup>\u00ae<\/sup> Credit Card<\/a><\/td><td class=\"column-2\">\u2022 5% cash back on Chase Travel<br \/>\n\u2022 2.5% cash back on purchases of $5,000 or more<\/td><td class=\"column-3\">\u2022 2% cash back<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Chase content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-5-24-rule\/\" rel=\"noopener\">How Does the Chase 5\/24 Policy Work?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-credit-card-strategy\/\" rel=\"noopener\">Why Starting With Chase Cards Matters if You\u2019re Under 5\/24<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-rewards-cards\/\" rel=\"noopener\">All of the Credit Cards that Earn Chase Ultimate Rewards Points<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/ihg-one-rewards\/ihg-credit-cards\/\" rel=\"noopener\">Which IHG One Rewards Credit Card Is Right for You?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/united-mileageplus\/united-credit-cards\/\" rel=\"noopener\">Which United Credit Card Is Right for You?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/southwest-rapid-rewards\/southwest-credit-card\/\" rel=\"noopener\">How To Choose the Right Southwest Airlines Credit Card<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/marriott-bonvoy\/marriott-credit-card\/\" rel=\"noopener\">Making Sense of the Marriott Bonvoy Co-Branded Cards<\/a><\/li>\n<\/ul>\n<h3><span id=\"Citi_credit_card_earning_rates\">Citi credit card earning rates<\/span><\/h3>\n<p>While Citi doesn't offer the variety of rewards cards available from rivals Chase and Amex, cards like the <a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) and <a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) compete comfortably at the top of their respective categories and help you earn ThankYou<sup>\u00ae<\/sup> Points quickly.<\/p>\n<p>\n<table id=\"tablepress-135\" class=\"tablepress tablepress-id-135 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">\u2022\u00a010X points on hotels, car rentals, and attractions booked through CitiTravel.com<br \/>\n\u2022\u00a03X points on air travel and other hotels<br \/>\n\u2022 3X points on restaurants, supermarkets, and gas and EV charging stations <\/td><td class=\"column-3\">\u2022\u00a01 point per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3002009\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-double-cash-card\/\">Citi Double Cash<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"3002009\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=951783.4206&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">\u2022\u00a0N\/A<\/td><td class=\"column-3\">\u2022\u00a02% cash back (1% when you buy plus 1% as you pay)<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"10\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-prestige\/\" =_blank>Citi Prestige<sup>\u00ae<\/sup> Card<\/a> (no longer open to new applicants)<\/td><td class=\"column-2\">\u2022\u00a05X points on airfare & restaurants<br \/>\n\u2022\u00a03X points on hotels & cruise lines<\/td><td class=\"column-3\">\u2022\u00a01 point per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Citi ThankYou<sup>\u00ae<\/sup> Preferred Card (no longer open to new applicants)<\/td><td class=\"column-2\">\u2022\u00a02X points on dining and entertainment<\/td><td class=\"column-3\">\u2022\u00a01 point per $1<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3004018\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/citi-aadvantage-platinum-select\/\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Platinum Select<sup>\u00ae<\/sup> World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022\u00a02X miles on American Airlines purchases<br \/>\n\u2022\u00a02X miles at restaurants and gas stations<\/td><td class=\"column-3\">\u2022\u00a01 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048250\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-custom-cash\/\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022\u00a05% cash back in your top eligible spend category each billing cycle, up to the first $500 spent (1% cash back thereafter), and 1% cash back on all other purchases, plus an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel<sup>\u2120<\/sup> portal<\/td><td class=\"column-3\">\u2022\u00a01% cash back<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"241\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-card\/\">Citi Strata\u2120 Card<\/a><\/td><td class=\"column-2\">5X on Citi Travel\u2120 bookings (including hotels, car rentals, and attractions); 3X on supermarkets, gas and EV charging stations, select transit, and one self-selected category (choose from fitness clubs, select streaming services, live entertainment, cosmetic stores\/barber shops\/hair salons, or pet supply stores); 2X at restaurants; 1X on everything else<\/td><td class=\"column-3\">\u2022\u00a01 point per $1<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"740106\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-simplicity-review\/\" =_blank>Citi Simplicity<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 N\/A<\/td><td class=\"column-3\">\u2022 N\/A<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"340046\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-diamond-preferred\/\">Citi<sup>\u00ae<\/sup> Diamond Preferred<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 N\/A<\/td><td class=\"column-3\">\u2022 N\/A<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3004054\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/citi-aadvantage-executive\/\">Citi<sup>\u00ae<\/sup> \/ AAdvantage<sup>\u00ae<\/sup> Executive World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 10X miles on eligible hotels booked at aa.com\/hotels and eligible car rentals booked at aa.com\/cars<br \/>\n\u2022 4X miles on eligible American Airlines bookings (increased to 5X miles through the end of the calendar year after $150,000 in annual purchases on the card)<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><a data-ccid=\"3006104\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/costco-credit-card\/\">Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi<\/a><\/td><td class=\"column-2\">\u2022 4% cash back on the first $7,000 of annual gas and EV charging purchases (then 1% back)<br \/>\n\u2022 3% cash back on restaurants and eligible travel purchases<br \/>\n\u2022 2% cash back at Costco and Costco.com<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><b>Costco Anywhere Visa<sup>\u00ae<\/sup> Business Card by Citi<\/b><\/td><td class=\"column-2\">\u2022 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter.<br \/>\n\u2022 3% cash back on restaurants and eligible travel purchases.<br \/>\n\u2022 2% cash back on all other purchases from Costco and Costco.com.<\/td><td class=\"column-3\">\u2022 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048125\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/mileup-card\/\">American Airlines AAdvantage<sup>\u00ae<\/sup> MileUp<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">\u2022 2X miles on eligible American Airlines purchases<br \/>\n\u2022 2X miles at grocery stores, including grocery delivery services<br \/>\n<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3004019\" href=\"https:\/\/awardwallet.com\/credit-cards\/american-aadvantage\/american-airlines-business-credit-card\/\">Citi<sup>\u00ae<\/sup> \/ AAdvantage Business\u2122 World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">\u2022 2X miles on eligible American Airlines purchases<br \/>\n\u2022 2X miles on cable and satellite providers<br \/>\n\u2022 2X miles at gas stations<br \/>\n\u2022 2X miles on select telecommunications merchants<br \/>\n\u2022 2X miles on car rentals<\/td><td class=\"column-3\">\u2022 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><b>AT&T Points Plus<sup>\u00ae<\/sup> Card<\/b><\/td><td class=\"column-2\">\u2022 3X points at gas stations<br \/>\n\u2022 2X points at grocery stores, including grocery delivery services<\/td><td class=\"column-3\">\u2022 1 point per $1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Citi content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/\" rel=\"noopener\">Citi ThankYou Points: Best Ways To Earn and Use Them<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-quadfecta\/\" rel=\"noopener\">Build a Citi Quadfecta To Earn Between 2.22 and 5.55 Points per Dollar on Purchases<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-credit-card-offer-history\/\" rel=\"noopener\">Citi Credit Card Offer History: Best-Ever Offers and When You Should Apply<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/how-to-earn-citi-points\/\" rel=\"noopener\">Cards That Earn Citi ThankYou Points<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-product-change-rules\/\" rel=\"noopener\">Citi Product Change Rules: How and Why To Switch Credit Cards<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-application-rules\/\" rel=\"noopener\">Citi Increasing Signup Bonus Restriction to 48 Months<\/a><\/li>\n<\/ul>\n<h3><span id=\"Discover_credit_card_earning_rates\"><strong><a><\/a>Discover credit card earning rates<\/strong><\/span><\/h3>\n<p>Offering simple cash-back style cards, the value of Discover's cards comes from earning double rewards in your first year. Discover will match all the cash back or miles you earn in the first year, automatically. You can net between a 2% and 3% return on spending all day every day for the first year of card membership.<\/p>\n<p>\n<table id=\"tablepress-139\" class=\"tablepress tablepress-id-139 tablepress-responsive\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><a data-ccid=\"2000151\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/discover-it-cash-back-review\/\">Discover it<sup>\u00ae<\/sup> Cash Back<\/a><\/td><td class=\"column-2\">&#8226; Matches all the cash back you've earned at the end of your first year<br \/>\n&#8226; 5% cash back at different places each quarter like gas stations, wholesale clubs, grocery stores, restaurants or Amazon.com, up to the quarterly maximum each time you activate<\/td><td class=\"column-3\">&#8226; 1% cash back <\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><a data-ccid=\"3004042\" href=\"https:\/\/awardwallet.com\/credit-cards\/discover-it-miles-review\/\">Discover it<sup>\u00ae<\/sup> Miles<\/a><\/td><td class=\"column-2\">&#8226; Match all the miles you've earned at the end of your first year<\/td><td class=\"column-3\">&#8226; 1.5 miles per $1<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Discover it<sup>\u00ae<\/sup> Chrome Gas & Restaurants Credit Card<\/td><td class=\"column-2\">&#8226; 2% cash back at gas stations and restaurants, up to $1,000 in combined purchases each quarter (then 1%)<br \/>\n&#8226; Match all the cash back you've earned at the end of your first year<\/td><td class=\"column-3\">&#8226; 1% cash back<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Discover content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/news\/cash-back\/discover-cashback-calendar\/\" rel=\"noopener\">Discover's 5% Cash Back Bonus Categories<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/cash-back\/does-discover-cashback-expire\/\" rel=\"noopener\">Does Your Discover Cash Back Bonus Expire?<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/news\/credit-cards\/discover-cash-advance-online-gambling\/\" rel=\"noopener\">Discover To Classify Online Gambling as a Cash Advance<\/a><\/li>\n<\/ul>\n<h3><span id=\"US_Bank_credit_card_earning_rates\"><strong>U.S. Bank credit card earning rates<\/strong><\/span><\/h3>\n<p>Much like Bank of America's card offerings, U.S. Bank provides rewards cards that don't often appear in the &#8220;best of travel&#8221; lists, but that doesn't mean the cards don't provide top value \u2014 as well as another option for those over 5\/24 and looking for a new card to add to the portfolio.<\/p>\n<p>\n<table id=\"tablepress-138\" class=\"tablepress tablepress-id-138 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"6\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-reserve-card\/\" =_blank> U.S. Bank Altitude\u2122 Reserve Visa Infinite<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&#8226; 5X points on hotels and car rentals booked in the Altitude Rewards Center<br \/>\n&#8226; 3X points on eligible net travel purchases and mobile wallet spending<\/td><td class=\"column-3\">&#8226; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048248\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-connect\/\">U.S. Bank Altitude<sup>\u00ae<\/sup> Connect Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&#8226; 5X points on prepaid hotels and rental cars booked in the Altitude Rewards Center<br \/>\n&#8226; 4X points on travel<br \/>\n&#8226; 4X points at gas stations and EV charging stations up to $1,000 spent per quarter (then 1X)<br \/>\n&#8226; 2X points on dining, streaming services, and grocery stores<\/td><td class=\"column-3\">&#8226; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048222\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-go\/\">U.S. Bank Altitude<sup>\u00ae<\/sup> Go Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&#8226; 4X points on takeout, food delivery and dining (on up to $2,000 spent each quarter)<br \/>\n&#8226; 2X points at grocery stores, grocery delivery, gas stations, EV charging stations, and on streaming services<\/td><td class=\"column-3\">&#8226; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048133\" href=\"https:\/\/awardwallet.com\/news\/cash-back\/us-bank-cash-plus-categories\/\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&#8226; 5% cash back on your first $2,000 in eligible net purchases each quarter on the two categories you choose<br \/>\n&#8226; 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center<br \/>\n&#8226; 2% cash back on one everyday category (like gas or groceries)<\/td><td class=\"column-3\">&#8226; 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"32\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/us-bank-shopper-cash-rewards\/\">U.S. Bank Shopper Cash Rewards\u2122 Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&#8226; 6% cash back on your first $1,500 in combined spending each quarter with the 2 retailers you choose<br \/>\n&#8226; 3% cash back on $1,500 in eligible purchases with a chosen everyday category each quarter<\/td><td class=\"column-3\">&#8226; 1.5% cash back<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048145\" href=\"https:\/\/awardwallet.com\/blog\/cards\/USVisaPlat\/\">U.S. Bank Platinum Visa<\/a><\/td><td class=\"column-2\">&#8226; N\/A<\/td><td class=\"column-3\">&#8226; N\/A<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><B>U.S. Bank Business Altitude\u2122 Power World Elite Mastercard<sup>\u00ae<\/sup><\/B><\/td><td class=\"column-2\">&#8226; 6X points on prepaid hotels and car rentals booked through the Rewards Center<br \/>\n&#8226; 2.5X points on the first $5,000 of mobile wallet purchases each quarter<\/td><td class=\"column-3\">&#8226; 2X points per $1<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><b>U.S. Bank Business Altitude Connect Card<\/b><\/td><td class=\"column-2\">&#8226; 5X points on prepaid hotels and car rentals booked through the Rewards Center<br \/>\n&#8226; 4X points on travel, gas and EV charging stations \u2014 up to $150,000 in annual purchases in these categories<br \/>\n&#8226; 2X points on dining, takeout, restaurant delivery, and cell phone services<\/td><td class=\"column-3\">&#8226; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><b>U.S. Bank Business Leverage<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card<\/b><\/td><td class=\"column-2\">&#8226; 2% cash back in your top 2 spending categories<\/td><td class=\"column-3\">&#8226; 1% cash back<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><b>SKYPASS SkyBlue Visa<sup>\u00ae<\/sup> Card<\/b><\/td><td class=\"column-2\">&#8226; 2X miles on streaming services<br \/>\n&#8226; 2X miles on rideshare services<\/td><td class=\"column-3\">&#8226; 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><a data-ccid=\"126\" href=\"\/blog\/link\/SKYPASSVisaSignatureCard\" rel=\"noopener nofollow sponsored\">SKYPASS Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&#8226; 2X miles on Korean Air<br \/>\n&#8226; 2X miles on hotels and dining, including takeout and delivery<\/td><td class=\"column-3\">&#8226; 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><b>SKYPASS Select Visa Signature<sup>\u00ae<\/sup> Card<\/b><\/td><td class=\"column-2\">&#8226; 3X miles on Korean Air<br \/>\n&#8226; 2X miles on other airlines<br \/>\n&#8226; 2X miles on hotels and car rentals<br \/>\n&#8226; 2X miles on dining, including takeout and delivery<\/td><td class=\"column-3\">&#8226; 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\"><b>SKYPASS Visa Signature<sup>\u00ae<\/sup> Business Card<\/b><\/td><td class=\"column-2\">&#8226; 2X miles on Korean Air<br \/>\n&#8226; 2X miles at gas and EV charging stations<br \/>\n&#8226; 2X miles on cell phone and office supplies<br \/>\n&#8226; 2X miles on dining, including takeout and delivery<br \/>\n&#8226; Save 5% on Korean Air each year<\/td><td class=\"column-3\">&#8226; 1 mile per $1<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048260\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/us-bank-business-triple-cash\/\">U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">&#8226; 3% cash back at gas and EV charging stations<br \/>\n&#8226; 3% cash back at office supply stores, cell phone service providers, and restaurants<\/td><td class=\"column-3\">&#8226; 1% cash back<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related U.S. Bank content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/news\/cash-back\/us-bank-cash-plus-categories\/\" rel=\"noopener\">U.S. Bank Cash+<sup>\u00ae<\/sup> Visa Signature<sup>\u00ae<\/sup> Card 5% Category Choices<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/news\/credit-cards\/benefit-changes-altitude-connect\/\" rel=\"noopener\">Changes Are Coming to the U.S. Bank Altitude<sup>\u00ae<\/sup> Connect Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/news\/credit-cards\/altitude-reserve-priority-pass\/\" rel=\"noopener\">An Improved Priority Pass Policy on the  U.S. Bank Altitude\u2122 Reserve Visa Infinite<sup>\u00ae<\/sup> Card<\/a><\/li>\n<\/ul>\n<h3><span id=\"Wells_Fargo_credit_card_earning_rates\"><strong>Wells Fargo credit card earning rates<\/strong><\/span><\/h3>\n<p>As with other issuers, Wells Fargo doesn't limit how many of its cards you can hold at once, but it will limit how much credit you can have across the cards it issues to you. However, you will find explicit rules in two other situations. First, you can't open a Wells Fargo card if you opened another one in the past six months. Additionally, you'll run into one of two welcome bonus rules, depending on the card you're considering: You can't earn a welcome bonus on this particular card if you got a bonus on it in the past 48 months or you can't earn a welcome bonus on this card if you received a bonus on any Wells Fargo card in the past 15 months. That latter restriction is pretty rough.<\/p>\n<p>\n<table id=\"tablepress-877\" class=\"tablepress tablepress-id-877 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Category Bonus Points Per $ Spent<\/th><th class=\"column-3\">Base Points\/Miles Per $ Spent<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048251\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/wells-fargo-active-cash\/\">Wells Fargo Active Cash<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&bull; N\/A<\/td><td class=\"column-3\">&bull; Earn unlimited 2% cash rewards on purchases<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"5048357\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/autograph-journey\/\">Wells Fargo Autograph Journey\u2120 Card<\/a><\/td><td class=\"column-2\">&bull; 5X points with hotels<br \/>\n&bull; 4X points with airlines<br \/>\n&bull; 3X points on other travel and restaurants<\/td><td class=\"column-3\">&bull; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048294\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/wells-fargo-autograph\/\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&bull; 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans<\/td><td class=\"column-3\">&bull; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048269\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-reflect-card\/\">Wells Fargo Reflect<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">&bull; N\/A<\/td><td class=\"column-3\">&bull; N\/A<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><b>Wells Fargo Attune<sup>SM<\/sup> Card<\/b><\/td><td class=\"column-2\">&bull; Unlimited 4% cash rewards self-care, select sports, recreation, and entertainment, and impactful purchases<\/td><td class=\"column-3\">&bull; 1% cash rewards<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"62\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-credit-card\/\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">&bull; 5X points on stays at participating Choice Hotels properties<br \/>\n&bull; 5X points on Choice Privileges points purchases<br \/>\n&bull; 3X points at gas stations, grocery stores, home improvement stores, and phone plan services<\/td><td class=\"column-3\">&bull; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"49\" href=\"https:\/\/awardwallet.com\/credit-cards\/choice-privileges\/choice-privileges-select-credit-card\/\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/a><\/td><td class=\"column-2\">&bull; 10X points on stays at participating Choice Hotels properties<br \/>\n&bull; 10X points on Choice Privileges points purchases<br \/>\n&bull; 5X points at gas stations, grocery stores, home improvement stores, and phone plan services<\/td><td class=\"column-3\">&bull; 1 point per $1<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><b>Signify Business Cash<sup>SM<\/sup> Card by Wells Fargo<\/b><\/td><td class=\"column-2\">&bull; N\/A<\/td><td class=\"column-3\">&bull; Unlimited 2% cash back<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\n<p>Related Wells Fargo content:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/wells-fargo-rewards\/transfer-partners\/\" rel=\"noopener\">Our Complete Guide to Wells Fargo Transfer Partners<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/wells-fargo-rewards\/do-wells-fargo-rewards-expire\/\" rel=\"noopener\">Do Wells Fargo Rewards Expire?<\/a><\/li>\n<\/ul>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>A critical point to cover before wrapping up: Just because a card earns more base points on everyday spending doesn't mean it's the best card to use. Earning rates don't take into account the redeemable value of the points or miles the card earns, which can change the math on which card to swipe at the checkout. Cards that earn 1 transferable point per dollar are often a better choice for avid travelers than those earning 2% cash back on all purchases, due to the flexibility of the points and the higher redeemable value you can achieve through transferring to travel partners.<\/p>\n<p>To learn more, check out <a target=\"_blank\" href=\"\/point-mile-values\" rel=\"noopener\">the average value AwardWallet users get from their points<\/a>.<\/p>\n<p>We recommend building a balance of <a target=\"_blank\" href=\"\/credit-cards\/best-flexible-rewards-points-travel\/\" rel=\"noopener\">flexible rewards points<\/a> that transfer to multiple travel partners and focusing on cards subject to Chase's tighter application restrictions before branching out to other providers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Knowing which credit card to swipe when making a purchase is key to maximising the points and miles earned for award travel. If you hold an array of rewards cards in your wallet, the decision is complicated by each card\u2019s earn rate and bonus categories, and whether the rewards earned are fixed-value points, some form of cash back, airline-specific miles, or flexible points that transfer to travel partners.<\/p>\n","protected":false},"author":4,"featured_media":159129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12520,12621],"coauthors":[36390],"class_list":["post-19888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-card-benefits","tag-earning-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/19888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=19888"}],"version-history":[{"count":85,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/19888\/revisions"}],"predecessor-version":[{"id":256401,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/19888\/revisions\/256401"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/159129"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=19888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=19888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=19888"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=19888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}