{"id":20965,"date":"2025-03-23T18:12:15","date_gmt":"2025-03-23T18:12:15","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=20965"},"modified":"2026-04-08T14:11:32","modified_gmt":"2026-04-08T14:11:32","slug":"best-credit-cards-for-gas","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/best-credit-cards-for-gas\/","title":{"rendered":"Stack Rewards When Paying at the Pump: The Best Credit Cards for Gas and Fuel in 2026"},"content":{"rendered":"<p>Most Americans purchase hundreds of gallons of fuel each year. Along with food and housing, fuel ranks as one of the most significant expenses for many families, making up a substantial share of credit card spending. By using the right card at the pump, you can earn up to 8X points or 10.5% cash back on your fuel purchases.<\/p>\n<p>About half of the best gas credit cards come with no annual fee and offer cash back, which is ideal if you want to keep your out-of-pocket costs to a minimum. The rest charge an annual fee but earn points in various rewards programs, often providing higher returns and additional benefits beyond fuel savings.<\/p>\n<p>Without further ado, here are the best credit cards for gas and fuel you can use in 2026.<\/p>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Best_Credit_Card_for_Gas_and_Fuel_for_Consumers\">Best Credit Card for Gas and Fuel for Consumers<\/a><\/li><li><a href=\"#Best_Credit_Card_for_Gas_and_Fuel_for_Small_Business_Owners\">Best Credit Card for Gas and Fuel for Small Business Owners<\/a><\/li><li><a href=\"#Best_No-Annual-Fee_Credit_Card_for_Gas_and_Fuel_Purchases\">Best No-Annual-Fee Credit Card for Gas and Fuel Purchases<\/a><\/li><li><a href=\"#Top_Rewards_Credit_Cards_for_Gas_and_Fuel\">Top Rewards Credit Cards for Gas and Fuel<\/a><\/li><li><a href=\"#What_Purchases_Are_Included_in_the_Gas_and_Fuel_Category\">What Purchases Are Included in the Gas and Fuel Category?<\/a><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Best_Credit_Card_for_Gas_and_Fuel_for_Consumers\">Best Credit Card for Gas and Fuel for Consumers<\/span><\/h2>\n<p>The <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) is one of the best credit cards you can use for fuel purchases. This card earns 3X points per $1 spent at gas and EV charging stations.<\/p>\n<p><div class=\"qs-card\" data-id=\"520083\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937075.png\" width=\"150\" alt=\"Citi Strata Premier\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Citi Strata Premier<sup>\u00ae<\/sup> Card offers some of the best earning rates of any rewards card with an annual fee under $100. This card offers excellent rewards on an unusually generous list of earning categories, including air travel, hotels, car rentals, groceries, and dining\u2014and it tops our list of the best cards for <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-credit-cards-for-gas\/\">gas & fuel purchases<\/a>. <\/div><div class=\"qs-tab-hl\"><ul><li>Earn 60,000 bonus ThankYou<sup>\u00ae<\/sup> Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.<\/li><li>Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. <\/li><li>Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. <\/li><li>Earn 1 Point per $1 spent on all other purchases.<\/li><li>$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking. <\/li><li>No expiration and no limit to the amount of points you can earn with this card.<\/li><li>No Foreign Transaction Fees on purchases.<\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Restaurants<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Supermarkets<\/li>\r\n<li>3X \u2013 Earn 3 Points per $1 spent on Gas and EV Charging Stations <\/li>\r\n<li>1X \u2013 Earn 1 Point per $1 spent on All Other Purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiPremier\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div><\/p>\n<p>While other cards may earn higher multipliers, the <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> takes the prize due to the value of <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/\" rel=\"noopener\">Citi ThankYou<sup>\u00ae<\/sup> Rewards<\/a> points. AwardWallet users <a target=\"_blank\" href=\"\/point-mile-values\/citi\" rel=\"noopener\">redeem ThankYou Rewards for an average of 2.3\u00a2 apiece<\/a>, netting over a 6.4% return on gas purchases.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\" rel=\"noopener\">Citi Strata Premier<sup>\u00ae<\/sup> Card Full Review<\/a><\/strong><\/p>\n<h2><span id=\"Best_Credit_Card_for_Gas_and_Fuel_for_Small_Business_Owners\">Best Credit Card for Gas and Fuel for Small Business Owners<\/span><\/h2>\n<p>Small business owners can do even better with the <a data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/a>. This product earns a whopping 8X points on gas purchases.<\/p>\n<p>For reference, AwardWallet users have redeemed Wyndham points for an <a target=\"_blank\" href=\"\/point-mile-values\/Wyndham\" rel=\"noopener\">average of 1.31\u00a2 per point<\/a> &#8212; meaning you can get an incredible nearly 10% return on your gas purchases by using this card.<\/p>\n<div class=\"qs-card\" data-id=\"136\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2020\/12\/CardArt-WyndhamRewardsEarnerBusinessCard.png\" width=\"150\" alt=\"Wyndham Rewards\u00ae Earner\u2120 Business Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er active\"><ul>\r\n<li>8X points on Hotels by Wyndham and gas purchases<\/li>\r\n<li>5X points on marketing, advertising, and utility purchases\r\n<\/li>\r\n<li>1X on all other purchases (excluding Wyndham timeshare down payments)<\/li><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/WyndhamEarnerBiz\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>Alternatively, if you prefer earning points in a more versatile rewards program, the <a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a> offers 4X <a target=\"_blank\" href=\"\/credit-cards\/amex-membership-rewards\/\" rel=\"noopener\">Membership Rewards<\/a> points on gas \u2014 if it\u2019s one of your top two spending categories each month. Just note that if you spend a lot on fuel, the 4X points apply to the first $150,000 in combined purchases from these two categories each calendar year.<\/p>\n<div class=\"qs-card\" data-id=\"4028093\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/97\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/07\/CardArt-AmericanExpressBusinessGoldCard.png\" width=150 alt=\"American Express\u00ae Business Gold Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='American Express\u00ae Business Gold Card' data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Find Out Your Offer<\/strong>\r\nYou may be eligible for as high as 200,000 Membership Rewards<sup>\u00ae<\/sup> Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$375<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The American Express<sup>\u00ae<\/sup> Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com or the Amex Travel App\u2122, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx, Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards&#xAE; Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/li><li>Earn 4X Membership Rewards&#xAE; points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*<\/li><li>Earn 3X Membership Rewards&#xAE; points on flights and prepaid hotels booked on amextravel.com or the Amex Travel App&#x2122; using your Business Gold Card.*<\/li><li>Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*<\/li><li>Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*<\/li><li>The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.<\/li><li>*Terms Apply<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\">Get 4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 eligible categories where your business spent the most each billing cycle from the list below:\r\n<ul>\r\n<li>U.S. purchases for advertising in select media  (online, TV, radio)<\/li>\r\n<li>U.S. purchases made from electronic goods retailers and software & cloud system providers<\/li>\r\n<li> U.S. purchases at gas stations<\/li>\r\n<li> U.S. purchases at restaurants, including takeout and delivery<\/li>\r\n<li>Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<\/li>\r\n<li>Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<\/li>\r\n<\/ul>\r\n\r\n*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BizGold\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/how-to-get-a-business-credit-card\/\" rel=\"noopener\">How To Get a Business Credit Card in 3 Steps<\/a><\/strong><\/p>\n<h2><span id=\"Best_No-Annual-Fee_Credit_Card_for_Gas_and_Fuel_Purchases\">Best No-Annual-Fee Credit Card for Gas and Fuel Purchases<\/span><\/h2>\n<p>For those looking to maximize rewards without paying an annual fee, several cards offer more than 2% back on gas purchases.<\/p>\n<p>For example, those with the <a data-ccid=\"3002004\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/bank-of-america-customized-cash-rewards\/\">Bank of America<sup>\u00ae<\/sup> Customized Cash Rewards credit card<\/a> can earn 6% cash back for the first year in the category of their choice. Select &#8220;gas and EV charging&#8221; to earn 6% cash back on gas purchases. Even better, <a target=\"_blank\" href=\"\/credit-cards\/bank-of-america\/preferred-rewards-guide\/\" rel=\"noopener\">Bank of America Preferred Rewards<\/a> members get up to a 75% bonus on their earnings, boosting their return to an incredible 10.5% cash back! After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.<\/p>\n<p><strong>Related:<\/strong> <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/maximize-bank-of-america-cash-back\/\" rel=\"noopener\">How to Earn Up to 10.5% Cash Back in the Category of Your Choice \u2014 With No Annual Fee<\/a><\/p>\n<div class=\"qs-card\" data-id=\"3002004\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Bank of America<sup>\u00ae<\/sup> Customized Cash Rewards credit card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937160.png\" width=\"150\" alt=\"Bank of America\u00ae Customized Cash Rewards credit card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Bank of America<sup>\u00ae<\/sup> Customized Cash Rewards credit card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Bank of America<sup>\u00ae<\/sup> Customized Cash Rewards credit card is a $0 annual fee card that offers a tiered cash back rewards system. Cardholders can earn 6% cash back for the first year in a category of their choice, including options like gas and EV charging stations, online shopping\/cable\/internet\/phone plan\/streaming, dining, travel, drug store\/pharmacy or home improvement\/furnishing purchases (then 3%). Additionally, the card offers 2% cash back at grocery stores and wholesale clubs. However, the 6% and 2% cash back rates apply only to the first $2,500 in combined purchases each quarter, after which the rate drops to 1% (after the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum).<\/div><div class=\"qs-tab-er active\"><ul>\r\n<li>6% cash back for the first year in the category of your choice: gas and EV charging stations, online shopping\/cable\/internet\/phone plan\/streaming, dining, travel, drug store\/pharmacy purchase, or home improvement\/furnishing purchases, then 3% after the first year of card membership*<\/li>\r\n<li>2% cash back at grocery stores and wholesale clubs*<\/li>\r\n<li>1% cash back on all other purchases<\/li>\r\n<li>* You'll earn 6% and 2% cash back on the first $2,500 in combined choice category\/grocery store\/wholesale club purchases each quarter, then earn 1%. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/BOACashRewards\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>The <a target=\"_blank\" href=\"\/credit-cards\/cash-back\/costco-credit-card\/\" rel=\"noopener\">Costco Citi card<\/a> is another no-annual-fee option (provided you have a Costco membership) with a great return on gas and fuel purchases. Cardholders earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.<\/p>\n<p>Even better, this top-notch earning rate applies at non-Costco locations, although warehouse clubs other than Costco are excluded.<\/p>\n<div class=\"qs-card\" data-id=\"3006104\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/11937136.jpg\" width=\"150\" alt=\"Costco Anywhere Visa\u00ae Card by Citi\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-how-apply\" data-ccid=\"3006104\" href=\"\/blog\/link\/CR-CostcoAnywhereVisaCardbyCiti\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\">Earn cash back rewards everywhere you shop<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi<\/strong>\n                    <div class=\"qs-offer\">Earn cash back rewards everywhere you shop<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><div class=\"qs-tab-wwl\">The Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi is a rewarding cashback card and no annual fee (with a paid Costco membership). It offers 4% cash back on eligible gas (including EV charging) for the first $7,000 per year and then 1% thereafter. Dining and eligible travel purchases earn unlimited 3% cash back, while purchases from Costco and Costco.com get unlimited 2% cash back. All other purchases earn 1% cash back. Additional benefits include no foreign transaction fees and worldwide car rental insurance.<\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/CitiCostco\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"Top_Rewards_Credit_Cards_for_Gas_and_Fuel\">Top Rewards Credit Cards for Gas and Fuel<\/span><\/h2>\n<p>Here\u2019s how some of the top gas credit cards compare:<\/p>\n\n<table id=\"tablepress-144\" class=\"tablepress tablepress-id-144 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Credit Card<\/th><th class=\"column-2\">Points Earned on Gas & Fuel<\/th><th class=\"column-3\">Other Bonus Categories<\/th><th class=\"column-4\">Annual Fee<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\"><a data-ccid=\"520083\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-premier\/\">Citi Strata Premier<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"520083\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=a3pDkecFgAg&offerid=1978593.4328&type=3&subid=0\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">3X points at gas stations and EV charging<\/td><td class=\"column-3\">10x on hotels, car rentals, and attractions booked through CitiTravel.com<br \/>\n3X points on air travel, other hotels, supermarkets, and restaurants<\/td><td class=\"column-4\">$95<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">Wyndham Rewards<sup>\u00ae<\/sup> Earner\u2120 Business Card<\/a><\/td><td class=\"column-2\">8X points at gas stations<\/td><td class=\"column-3\">8X points at Wyndham hotels<br \/>\n5X points on marketing, advertising, and utility purchases<\/td><td class=\"column-4\">$95<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">American Express<sup>\u00ae<\/sup> Business Gold Card<\/a><\/td><td class=\"column-2\">4X points on up to $150,000 of purchases each year in 2 of 6 categories with the highest spend each month, including U.S. purchases at gas stations.<\/td><td class=\"column-3\">4X Membership Rewards<sup>\u00ae<\/sup> points on the 2 categories where your business spent the most each billing cycle including: <br \/>\n<br \/>\n\u2022 U.S. purchases for advertising in select media (online, TV, radio)<br \/>\n\u2022 U.S. purchases made from electronic goods retailers and software & cloud system providers<br \/>\n\u2022 U.S. purchases at gas stations<br \/>\n\u2022 U.S. purchases at restaurants, including takeout and delivery<br \/>\n\u2022 Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways<br \/>\n\u2022 Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.<br \/>\n<br \/>\n4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.<br \/>\n<br \/>\n3X points on prepaid airfare and hotels at AmexTravel.com<\/td><td class=\"column-4\">$375 - <a data-ccid=\"4028093\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/businessgold-card\/42732-9-0?key=tncBody&rwdFlag=rwd&oneXpVariant=elevatedOffer_variant#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3002004\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/bank-of-america-customized-cash-rewards\/\">Bank of America<sup>\u00ae<\/sup> Customized Cash Rewards credit card<\/a><\/td><td class=\"column-2\">6% cash back for the first year in the category of your choice, which can be gas and EV charging \u2014 up to $2,500 of quarterly purchases in the 6% and 2% categories. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.<\/td><td class=\"column-3\">2% back at grocery stores and wholesale clubs<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4028098\" href=\"\/blog\/link\/TheBlueBusinessPlusCreditCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">The Blue Business<sup>\u00ae<\/sup> Plus Credit Card from American Express<\/a><\/td><td class=\"column-2\">Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.<\/td><td class=\"column-3\">N\/A<\/td><td class=\"column-4\">No annual fee - <a data-ccid=\"4028098\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/bluebusinessplus-credit-card\/42732-9-0?rwdFlag=rwd\/?rwdFlag=rwd#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4028090\" href=\"\/blog\/link\/CR-BlueCashPreferredCardfromAmericanExpress\" rel=\"noopener nofollow sponsored\">Blue Cash Preferred<sup>\u00ae<\/sup> Card from American Express<\/a><\/td><td class=\"column-2\">3% back on eligible purchases at U.S. gas stations<\/td><td class=\"column-3\">Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)<br \/>\n6% back on eligible U.S. streaming services<br \/>\n3% back on eligible transit, including trains, taxi cabs, rideshare services, ferries, tolls, parking, buses, and subways<\/td><td class=\"column-4\">$0 intro annual fee for the first year, then $95 - <a data-ccid=\"4028090\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/blue-cash-preferred-credit-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\"><a data-ccid=\"49\" href=\"\/blog\/link\/CR-ChoicePrivilegesSelectMastercard\" rel=\"noopener nofollow sponsored\">Choice Privileges<sup>\u00ae<\/sup> Select Mastercard<sup>\u00ae<\/sup><\/a> (<a data-ccid=\"49\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice-select\/terms\/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">5X at gas stations<\/td><td class=\"column-3\">10X at Choice Hotels and Choice Privileges points purchases<br \/>\n5X at grocery stores, home improvement stores, and phone plans<\/td><td class=\"column-4\">$95<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"62\" href=\"\/blog\/link\/CR-ChoicePrivilegesMastercard\" rel=\"noopener nofollow sponsored\">Choice Privileges<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/a>  (<a data-ccid=\"62\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/choice\/terms\/?FPID=0124CEIXP10LTO&product_code=CC&subproduct_code=CP&sub_channel=AFF&vendor_code=LS\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">3X at gas stations<\/td><td class=\"column-3\">5X at Choice Hotels and Choice Privileges points purchases<br \/>\n3X at grocery stores, home improvement stores, and phone plans<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048250\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-custom-cash\/\">Citi Custom Cash<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">5% back on the first $500 of purchases in your top spending category each billing cycle, which can include gas<\/td><td class=\"column-3\">1% back on everyday purchases<br \/>\n1% back in your top spending category after the $500 threshold<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"3006104\" href=\"https:\/\/awardwallet.com\/credit-cards\/cash-back\/costco-credit-card\/\">Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi<\/a><\/td><td class=\"column-2\">4% cash back on gas and EV charging for the first $7,000 per year, then 1%<\/td><td class=\"column-3\">3% cash back on travel & dining<br \/>\n2% cash back at Costco and Costco.com<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\"><strong>Discover it<sup>\u00ae<\/sup> Chrome Gas & Restaurants Credit Card<\/strong><\/td><td class=\"column-2\">2% cash back on gas up to $1,000 per quarter (Cashback Match for first year takes it to 4%)<\/td><td class=\"column-3\">2% back on gas and restaurants on up to $1,000 in combined purchases each quarter<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048089\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressSurpassCard\" rel=\"noopener nofollow sponsored\">Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">6X Points at U.S. gas stations<\/td><td class=\"column-3\">12X at Hilton properties<br \/>\n6X at U.S. restaurants and U.S. supermarkets<br \/>\n4X on U.S. online retail purchases<\/td><td class=\"column-4\">$150 - <a data-ccid=\"4048089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-surpass-credit-card\/26129-10-0#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">PenFed Platinum Rewards Visa Signature<sup>\u00ae<\/sup> Card<\/td><td class=\"column-2\">5X points on gas at the pump (points are worth 0.85\u00a2 apiece for a 4.25% return) <\/td><td class=\"column-3\">3X points at supermarkets, restaurants, and TV, radio, cable, and streaming services<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\"><b>Sam\u2019s Club<sup>\u00ae<\/sup> Mastercard<sup>\u00ae<\/sup><\/b><\/td><td class=\"column-2\">5% back in Sam's Cash on the first $6,000 of gas purchases annually, then 1%<\/td><td class=\"column-3\">3% back in Sam's Cash on Sam's Club purchases for Plus members<br \/>\n3% back in Sam's Cash on dining and takeout 1% back in Sam's Cash on other purchases<\/td><td class=\"column-4\">$0 (with a paid Sam's Club membership)<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048193\" href=\"\/blog\/link\/UnitedBusinessCard\" rel=\"noopener nofollow sponsored\">United\u2120 Business Card<\/a> (<a data-ccid=\"4048193\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005111&type=3&u1=db225fc02f3704aa5f07f1393e0cd41c&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">2X at gas stations<\/td><td class=\"column-3\">2X on United purchases (8x total miles on eligible United flights)<br \/>\n2X at restaurants, office supply stores, transit, and commuting<\/td><td class=\"column-4\">$150<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"4048226\" href=\"\/blog\/link\/UnitedGatewayCard\" rel=\"noopener nofollow sponsored\">United Gateway\u2120 Card<\/a> (<a data-ccid=\"4048226\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005123&type=3&u1=ddab53204a9bd8d363361079ac923c74&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">2X at gas stations<\/td><td class=\"column-3\">2X on United purchases<br \/>\n2X on transit and commuting<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\"><a data-ccid=\"4048248\" href=\"https:\/\/awardwallet.com\/credit-cards\/us-bank-altitude-connect\/\">U.S. Bank Altitude<sup>\u00ae<\/sup> Connect Visa Signature<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">4X points at gas stations and EV charging stations on the first $1,000 each quarter (then 1X)<\/td><td class=\"column-3\">5X points on prepaid hotels and car rentals in the travel portal<br \/>\n4X points on other travel<br \/>\n2X points at grocery stores, grocery delivery, dining, and streaming services<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\"><strong>U.S. Bank Business Triple Cash Rewards World Elite Mastercard<sup>\u00ae<\/sup><\/strong><\/td><td class=\"column-2\">Earn 3% cash back on eligible purchases at gas stations and EV charging stations<\/td><td class=\"column-3\">5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center<br \/>\n3% cash back at office supply stores, cell phone service providers, and restaurants<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\"><a data-ccid=\"5048294\" href=\"https:\/\/awardwallet.com\/credit-cards\/wells-fargo-rewards\/wells-fargo-autograph\/\">Wells Fargo Autograph<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"5048294\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/autograph-visa\/terms\/?product_code=CC&subproduct_code=AU&FPID=012988I6P10000&sub_channel=AFF&vendor_code=IM\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">3X points at gas stations and EV charging stations<\/td><td class=\"column-3\">3X at restaurants, travel, transit, streaming services, and phone plans<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-21 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"69\" href=\"\/blog\/link\/WyndhamRewardsVisaCardNoAnnualFee\" rel=\"noopener nofollow sponsored\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Card<\/a><\/td><td class=\"column-2\">5X points at gas stations<\/td><td class=\"column-3\">5X points at Wyndham hotels<br \/>\n2X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-22 even\">\n\t<td class=\"column-1\"><a data-ccid=\"60\" href=\"\/blog\/link\/WyndhamRewardsVisaCard\" rel=\"noopener nofollow sponsored\">Wyndham Rewards Earner<sup>\u00ae<\/sup> Plus Card<\/a><\/td><td class=\"column-2\">6X points at gas stations<\/td><td class=\"column-3\">6X points at Wyndham hotels<br \/>\n4X points on eligible dining and grocery purchases (excluding Target<sup>\u00ae<\/sup> and Walmart<sup>\u00ae<\/sup>)<\/td><td class=\"column-4\">$75<\/td>\n<\/tr>\n<tr class=\"row-23 odd\">\n\t<td class=\"column-1\"><a data-ccid=\"340040\" href=\"\/blog\/link\/InkCashBusinessCard\" rel=\"noopener nofollow sponsored\">Ink Business Cash<sup>\u00ae<\/sup> Credit Card<\/a> (<a data-ccid=\"340040\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005141&type=3&u1=43483148d8c00df30db8827827c17d46&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>)<\/td><td class=\"column-2\">2% cash back on dining and gas on the first $25,000 spent in combined purchases each account anniversary year<\/td><td class=\"column-3\">5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services<br \/>\n2% cash back at gas stations and restaurants.<br \/>\n* Bonus cash back applies to the first $25,000 spent in combined bonus category purchases each account anniversary year.<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<tr class=\"row-24 even\">\n\t<td class=\"column-1\"><a data-ccid=\"241\" href=\"https:\/\/awardwallet.com\/credit-cards\/citi-thankyou-rewards\/citi-strata-card\/\">Citi Strata\u2120 Card<\/a><\/td><td class=\"column-2\">3X on gas and EV charging stations<\/td><td class=\"column-3\">5X on Citi Travel\u2120 bookings (including hotels, car rentals, and attractions); 3X on supermarkets, select transit, and one self-selected category (choose from fitness clubs, select streaming services, live entertainment, cosmetic stores\/barber shops\/hair salons, or pet supply stores); 2X at restaurants; 1X on everything else<\/td><td class=\"column-4\">$0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p>Perhaps the most underrated card on the list is the <a data-ccid=\"4048089\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressSurpassCard\" rel=\"noopener nofollow sponsored\">Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card<\/a>. If you redeem your Hilton points at <a target=\"_blank\" href=\"\/hotels\/hilton-honors\/top-luxury-hilton-redemptions\/\" rel=\"noopener\">high-value luxury hotels<\/a>, earn 6X points at U.S. gas stations could potentially return 6\u00a2 or more per dollar spent on fuel. That's a great return &#8212; but only if you can redeem Hilton points for top value.<\/p>\n<div class=\"qs-card\" data-id=\"4048089\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/0fb236dd-aecb-49ed-9f28-94aaf0efd9a2.png\" width=\"150\" alt=\"Hilton Honors American Express Surpass\u00ae Card\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-how-apply\" title='Hilton Honors American Express Surpass\u00ae Card' data-ccid=\"4048089\" href=\"\/blog\/link\/CR-HiltonHonorsAmericanExpressSurpassCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"4048089\" href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/hilton-honors-surpass-credit-card\/26129-10-0#FeeTable\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><br>(Terms Apply)<\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$150<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">The Hilton Honors American Express Surpass<sup>\u00ae<\/sup> Card is tailored for Hilton loyalists seeking valuable perks without a high annual fee. It delivers cardholders 12X Hilton Honors points on direct Hilton purchases, and 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, enhancing everyday spending. A valuable feature is the complimentary Hilton Honors\u2122 Gold status in the Hilton Honors program, which includes access to room upgrades and bonus points. Additionally, spending $15,000 on purchases in a calendar year earns a free night reward, adding significant value to the card. This card balances robust rewards with a moderate annual fee, making it a strong contender for regular Hilton guests (Enrollment required for select American Express benefits).<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass&#xAE; Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.<\/li><li>Enjoy complimentary Hilton Honors&#x2122; Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.<\/li><li>Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass&#xAE; Card. That's up to $200 in statement credits annually.<\/li><li>Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.<\/li><li>Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.<\/li><li>Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.<\/li><li>Earn 4X Points for each dollar on U.S. Online Retail Purchases.<\/li><li>Earn 3X Points for all other eligible purchases on your Card.<\/li><li>As a Hilton Honors American Express Surpass&#xAE; Card Member, you can enroll to receive complimentary National Car Rental&#xAE; Emerald Club Executive&#xAE; status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.<\/li><li>No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.<\/li><li>Whenever you travel more than 100 miles from home, Global Assist&#xAE; Hotline is available for 24\/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.<\/li><li>Points don't expire while your Hilton Honors American Express Surpass&#xAE; Card is active and in good standing.<\/li><li>$150 annual fee.<\/li><li>Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.<\/li><li>Terms Apply.<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er active\"><ul><li>12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio<\/li>\r\n \t<li>6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations<\/li>\r\n<li>4X bonus points on U.S online retail purchases<\/li>\r\n         <li>3X bonus points for all other eligible purchases on your card<\/li><\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/HiltonSurpass\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p>Depending on the quarter, the <a data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" rel=\"noopener nofollow sponsored\">Chase Freedom Flex\u2120<\/a> might be your best option, as it often features gas purchases among its <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" rel=\"noopener\">rotating quarterly bonus categories<\/a>. You\u2019ll get between 5% back on your gas spending when gas is selected as a bonus category &#8212; though it's capped at $1,500 of spending in the relevant quarter.<\/p>\n<p>When gas isn't a bonus category, you\u2019ll only receive 1% cash back on everyday fuel purchases, so you're better off picking another card.<\/p>\n<div class=\"qs-card\" data-id=\"4048224\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Freedom Flex\u2120<\/div>\n                    <div class=\"qs-image\"><img data-aspectratio=\"150\/94\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2021\/01\/CardArt-ChaseFreedomFlexCard.png\" width=\"150\" alt=\"Chase Freedom Flex\u2120\" \/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"qs-learn-more\" data-ccid=\"4048224\" href=\"\/blog\/link\/ChaseFreedomFlex\" target=_blank rel=\"noopener nofollow sponsored\">Learn More<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Freedom Flex\u2120<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong> Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$0<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a class=\"active\" href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-er active\"><ul>\r\n<li>Earn 5% on up to $1,500 on combined purchases in <a href=\"https:\/\/awardwallet.com\/credit-cards\/chase-ultimate-rewards\/chase-freedom-categories\/\" =_blank>bonus categories<\/a> each quarter you activate<\/li>\r\n<li>Earn 5% on travel purchased through Chase Ultimate Rewards<\/li>\r\n<li>Earn 3% on dining at restaurants, including takeout and eligible delivery services<\/li>\r\n<li>Earn 3% on drugstore purchases<\/li>\r\n<li>Earn 1% on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/FreedomFlex\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-17fe2c9156#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<h2><span id=\"What_Purchases_Are_Included_in_the_Gas_and_Fuel_Category\">What Purchases Are Included in the Gas and Fuel Category?<\/span><\/h2>\n<p>Most issuers define gas station purchases as transactions at merchants whose primary business is selling gasoline. However, there are some variations in what does and doesn't count \u2014 and how many rewards you can earn:<\/p>\n<ul>\n<li><strong>American Express:<\/strong> Excludes superstores, supermarkets, and warehouse clubs.<\/li>\n<li><strong>Bank of America:<\/strong> Includes marinas and fuel dealers but may include wholesale clubs.<\/li>\n<li><strong>Chase:<\/strong> Excludes truck stops, marinas, and home heating companies.<\/li>\n<li><strong>Citi:<\/strong> No clear exclusions, but warehouse club gas is limited on some cards.<\/li>\n<li><strong>Discover:<\/strong> Excludes warehouse clubs, wholesale distributors, and discount stores.<\/li>\n<li><strong>PenFed:<\/strong> Excludes airplane and boat fuel.<\/li>\n<li><strong>U.S. Bank:<\/strong> Limits gas transactions over $200 to just 1% back.<\/li>\n<li><strong>Wells Fargo:<\/strong> Excludes warehouse clubs, grocery stores, car washes, and auto repair stores.<\/li>\n<\/ul>\n<p>For peace of mind, you can also refer to <a target=\"_blank\" href=\"\/merchants\" rel=\"noopener\">AwardWallet's Merchant Category Code Lookup Tool<\/a> to see how your purchase might reflect on your card statement before completing your transaction.<\/p>\n<figure id=\"attachment_109744\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-109744 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/erik-mclean-unsplash-gas-pump-featured.png\" alt=\"a hand holds a gas pump while putting fuel into a car\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/erik-mclean-unsplash-gas-pump-featured.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/erik-mclean-unsplash-gas-pump-featured-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/erik-mclean-unsplash-gas-pump-featured-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2023\/06\/erik-mclean-unsplash-gas-pump-featured-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Erik McLean\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-cards-for-bonus-spending-categories\/\" rel=\"noopener\">The Best Rewards Credit Cards for Each Spending Category<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>Choosing the best credit card for gas and fuel purchases depends on your spending habits, travel preferences, and whether you prefer cash back or points. While several strong options exist, a few stand out above the rest.<\/p>\n<p>For most consumers, the <a data-ccid=\"520083\" href=\"\/blog\/link\/CR-CitiPremierCard\" rel=\"noopener nofollow sponsored\">Citi Strata Premier<\/a> is a clear winner as the best credit card in the gas and fuel category, earning an unrestricted 3X <a target=\"_blank\" href=\"\/credit-cards\/citi-thankyou-rewards\/citi-transfer-partners\/\" rel=\"noopener\">ThankYou\u00a0Points<\/a> on purchases at gas stations and EV charging stations \u2014 and it's not limited to purchases in the U.S.<\/p>\n<p>If you're a Costco fan, it's hard to beat the cash back earned on the <a data-ccid=\"3006104\" href=\"\/blog\/link\/CR-CostcoAnywhereVisaCardbyCiti\" rel=\"noopener nofollow sponsored\">Costco Anywhere Visa<sup>\u00ae<\/sup> Card by Citi<\/a>. This card provides great value up to the $7,000 annual cap. Or, if you're a business owner, you shouldn't overlook the earning power of the <a data-ccid=\"136\" href=\"\/blog\/link\/WyndhamRewardsEarnerBusinessCard\" rel=\"noopener nofollow sponsored\">Wyndham Earner Business Card<\/a> or <a data-ccid=\"4028093\" href=\"\/blog\/link\/TheBusinessGoldRewardsCardfromAmericanExpressOPEN\" rel=\"noopener nofollow sponsored\">Amex Business Gold<\/a>.<\/p>\n<p>No matter which way you spin it, there are so many fantastic cards you can use on gas or fuel. And picking one of these cards ensures you're not missing out on rewards when you pay at the pump.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Using the best gas credit card at the pump can put hundreds of dollars worth of extra rewards in your pocket each year. If fuel is a significant part of your budget, check out our list of the top gas cards that will maximize your rewards every time you fill up.<\/p>\n","protected":false},"author":80,"featured_media":121472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12621],"coauthors":[36432],"class_list":["post-20965","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-earning-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/20965","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=20965"}],"version-history":[{"count":113,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/20965\/revisions"}],"predecessor-version":[{"id":256871,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/20965\/revisions\/256871"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/121472"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=20965"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=20965"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=20965"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=20965"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}