{"id":212414,"date":"2025-07-21T23:59:18","date_gmt":"2025-07-21T23:59:18","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=212414\/"},"modified":"2026-04-08T14:19:14","modified_gmt":"2026-04-08T14:19:14","slug":"chase-sapphire-preferred-vs-capital-one-venture","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-sapphire-preferred-vs-capital-one-venture\/","title":{"rendered":"Chase Sapphire Preferred vs. Capital One Venture: Which $95 Annual Fee Card Is Better?"},"content":{"rendered":"<p>Chase and Capital One have several travel card offerings and multiple ways to earn valuable transferable points. And the <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture Rewards Credit Card<\/a> and <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/a> (<a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09ced783ae2012245ed2686b7cc5fb432&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a>) are two of their strongest cards.<\/p>\n<p>Both have similar annual fees that won't set you back too much money, solid sign-up bonuses, and nice benefits. However, key differences between category bonuses, travel portals, and travel protections could push you towards one card.<\/p>\n<p>Which one is best for you? Let's review several aspects of each card &#8212; from bonuses to perks &#8212; to help you determine which is best for your situation.<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09ced783ae2012245ed2686b7cc5fb432&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n<div id=\"toc_container\" class=\"toc_light_blue no_bullets\"><p class=\"toc_title\">Page Contents<\/p><ul class=\"toc_list\"><li><a href=\"#Welcome_Offers\">Welcome Offers<\/a><\/li><li><a href=\"#Annual_Fees\">Annual Fees<\/a><\/li><li><a href=\"#Earning_Rates\">Earning Rates<\/a><\/li><li><a href=\"#Headline_Benefits\">Headline Benefits<\/a><\/li><li><a href=\"#Redeeming_Rewards\">Redeeming Rewards<\/a><ul><li><a href=\"#Transfer_partners\">Transfer partners<\/a><\/li><li><a href=\"#Travel_portals\">Travel portals<\/a><\/li><\/ul><\/li><li><a href=\"#Final_Thoughts\">Final Thoughts<\/a><\/li><\/ul><\/div>\n\n<h2><span id=\"Welcome_Offers\">Welcome Offers<\/span><\/h2>\n<p>One of the best things about signing up for a new credit card is the <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">welcome offer<\/a>. And both the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a> and <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> come with pretty valuable bonuses.<\/p>\n<p>Here's what's currently available for new applicants:<\/p>\n<div class=\"qs-card\" data-id=\"2061159\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div>\n                    <div class=\"qs-rates\"><span class=\"qs-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09ced783ae2012245ed2686b7cc5fb432&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Our <a href=\"https:\/\/awardwallet.com\/credit-cards\/best-beginners-rewards-card\/\">#1 recommended beginners rewards card<\/a> featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.<\/div><div class=\"qs-tab-hl\"><?xml version=\"1.0\" standalone=\"yes\"?>\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<?xml encoding=\"utf-8\" ??>\n<html><body><ul><li>Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/li><li>Enjoy benefits such as 5x on travel purchased through Chase Travel&#x2120;, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases<\/li><li>Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel&#x2120;<\/li><li>10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.<\/li><li>Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.<\/li><li>Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12\/31\/27. Plus, a $10 promo each month on non-restaurant orders.<\/li><li>Member FDIC<\/li><\/ul><\/body><\/html>\n<\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/SapphirePreferred\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>For reference, AwardWallet users redeem Chase points for\u00a02.01\u00a2 each.<\/strong><\/p>\n<div class=\"qs-card\" data-id=\"3006151\">\n            <div class=\"qs-data\">\n                <div class=\"qs-view\">\n                    <div class=\"qs-cardname\">Capital One Venture Rewards Credit Card<\/div>\n                    <div class=\"qs-image\"><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div>\n                    <div class=\"qs-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div>\n                    <div class=\"qs-rates\"><\/div>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div>\n                <\/div>\n                <div class=\"qs-info\">\n                    <strong class=\"qs-cardname\">Capital One Venture Rewards Credit Card<\/strong>\n                    <div class=\"qs-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div>\n                    <div class=\"qs-fee\"><strong>Annual Fee:<\/strong><b>$95<\/b><\/div>\n                    <div class=\"qs-tabs\"><a class=\"qs-more\" href=\"#more\">Show more<\/a><a href=\"\" data-tab=\"wwl\">Why We Like It<\/a><a href=\"\" data-tab=\"hl\">Highlights<\/a><a href=\"\" data-tab=\"er\">Earning Rates<\/a><div class=\"qs-tab-wwl\">Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn at least 2X miles on every purchase provides a decent return on spending. Plus the card offers some great perks.<\/div><div class=\"qs-tab-hl\"><ul><li>Earn 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening<\/li>\r\n<li>5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles on all other purchase<\/li>\r\n<li>Fee credit for Global Entry or TSA Pre\u2714<sup>\u00ae<\/sup> (up to $120)<\/li>\r\n \t<li>No foreign transaction fees<\/li>\r\n \t<li>$95 annual fee<\/li><\/ul><\/div><div class=\"qs-tab-er\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div>\n                <\/div>\n            <\/div>\n            <a class=\"qs-share\" href=\"\/find-a-card\/Venture\/\" title=\"copy\"><svg width=\"12\" height=\"16\" viewBox=\"0 0 12 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><use href=\"https:\/\/awardwallet.com\/blog\/wp-content\/themes\/awardwallet\/public\/builds\/icon\/icon-sprite.svg?v2026-4-2415d7705b#share-square\" fill=\"currentColor\"><\/use><\/svg><\/a>\n        <\/div>\n<p><strong>AwardWallet users redeem Capital One miles for\u00a02.04\u00a2 each.<\/strong><\/p>\n<p>As it stands right now, both cards are offering an identical amount of bonus points after you sign up and meet the minimum spending requirement. However, the Capital One Venture has a lower minimum spending requirement than the Sapphire Preferred \u2014 and AwardWallet users typically get more value out of Capital One miles than Chase Ultimate Rewards points.<\/p>\n<figure id=\"attachment_180813\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-180813 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen.jpeg\" alt=\"A young man holds a credit card in his left hand while smiling and looking at a laptop screen.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen.jpeg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen-300x240.jpeg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen-768x614.jpeg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/09\/Featured_Man-holding-a-credit-card-in-front-of-a-laptop-screen-325x260.jpeg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: dianagrystku\/Adobe Stock<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-credit-card-offers\/\" rel=\"noopener\">This Month's Best Credit Card Offers<\/a><\/strong><\/p>\n<h2><span id=\"Annual_Fees\">Annual Fees<\/span><\/h2>\n<p>Both the Sapphire Preferred and Capital One Venture come with reasonable $95 annual fees, so there\u2019s no difference between them on this front.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-low-fee-rewards-cards\/\" rel=\"noopener\">Low-Fee, High-Reward: 8 Best Credit Cards With Annual Fees Under $100<\/a><\/strong><\/p>\n<h2><span id=\"Earning_Rates\">Earning Rates<\/span><\/h2>\n<p>One of the major differences between the Sapphire Preferred and the Capital One Venture are their rewards earning structures. Let's compare what's on offer for both cards.<\/p>\n<p>The <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> has the following bonus categories:<\/p>\n<ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul>\n<p>Meanwhile, the the <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a> earns points as follows:<\/p>\n<ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul>\n<p>While the Sapphire Preferred offers extra rewards in categories like dining and streaming, the Capital One Venture earns 2x miles on all purchases, making it a better choice for non-bonused spending. Ultimately, the better fit here comes down to your day-to-day spending habits.<\/p>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-everyday-credit-card\/\" rel=\"noopener\">Best Credit Cards for Everyday Purchases<\/a><\/strong><\/p>\n<h2><span id=\"Headline_Benefits\">Headline Benefits<\/span><\/h2>\n<p>Both the Sapphire Preferred and Capital One Venture offer a solid lineup of perks that help justify their $95 annual fees. Here\u2019s how they compare:<\/p>\n<p><a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a> benefits:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-preferred-hotel-credit\/\" rel=\"noopener\">$50 annual hotel credit<\/a> on bookings made through the Chase Travel\u2120 portal<\/li>\n<li>10% anniversary points bonus based on total points earned each account year<\/li>\n<li><a target=\"_blank\" href=\"\/news\/credit-cards\/chase-doordash-dashpass\/\" rel=\"noopener\">Free year of DoorDash DashPass<\/a> (must activate by the end of 2026), plus $10 monthly credits on non-restaurant purchases<\/li>\n<li>Extensive travel and purchase protections, including auto rental collision damage waiver, <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-sapphire-travel-insurance\/\" rel=\"noopener\">trip cancellation and interruption insurance<\/a>, and more<\/li>\n<li><a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-pay-yourself-back\/\" rel=\"noopener\">Pay Yourself Back<\/a> lets you redeem points at up to 1.25 cents each for select categories<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/best-beginners-rewards-card\/\" rel=\"noopener\">7 Reasons the Chase Sapphire Preferred<sup>\u00ae<\/sup> Card Is the Best Beginner Travel Rewards Card<\/a><\/strong><\/p>\n<p><a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> benefits:<\/p>\n<ul>\n<li>$120 Global Entry or TSA PreCheck credit every 4.5 years<\/li>\n<li>Capital One Entertainment access, including <a target=\"_blank\" href=\"\/news\/credit-cards\/capital-one-mlb\/\" rel=\"noopener\">MLB tickets on offer for just 5,000 miles<\/a><\/li>\n<li><a target=\"_blank\" href=\"\/car-rental\/hertz-five-star-status\/\" rel=\"noopener\">Hertz Five Star status<\/a> with perks like upgrades, skip-the-line access, and better car selection<\/li>\n<li>Travel accident insurance, auto rental collision damage waiver, lost luggage reimbursement, and extended warranty protections<\/li>\n<li>No foreign transaction fees<\/li>\n<\/ul>\n<p>Both cards offer strong benefits, so the better of the two comes down to which perks align better with your travel and lifestyle preferences.<\/p>\n<figure id=\"attachment_184438\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-184438 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Hotel-Resort-Featured-Tholaal-Mohamed-Unsplash.png\" alt=\"Aerial view of a blue-water resort.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Hotel-Resort-Featured-Tholaal-Mohamed-Unsplash.png 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Hotel-Resort-Featured-Tholaal-Mohamed-Unsplash-300x240.png 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Hotel-Resort-Featured-Tholaal-Mohamed-Unsplash-768x614.png 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/10\/Hotel-Resort-Featured-Tholaal-Mohamed-Unsplash-325x260.png 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Tholaal Mohamed\/Unsplash<\/em><\/enter><\/figure>\n<h2><span id=\"Redeeming_Rewards\">Redeeming Rewards<\/span><\/h2>\n<p>When it comes time to redeem the rewards you\u2019ve earned, both cards offer plenty of options and a strong lineup of valuable transfer partners.<\/p>\n<h3><span id=\"Transfer_partners\">Transfer partners<\/span><\/h3>\n<p>Both <a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/\" rel=\"noopener\">Capital One miles<\/a> and <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/\" rel=\"noopener\">Chase Ultimate Rewards<\/a> offer a strong lineup of airline and hotel transfer partners. And there are even shared partners like Air Canada, British Airways, and Virgin Atlantic.<\/p>\n\n<table id=\"tablepress-440\" class=\"tablepress tablepress-id-440 tablepress-responsive\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Chase Transfer Partners and Ratios<\/th><th class=\"column-2\">Capital One Transfer Partners and Ratios<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Aer Lingus (1:1)<\/td><td class=\"column-2\">Aeromexico Rewards (1:1)<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Air Canada Aeroplan (1:1)<\/td><td class=\"column-2\">Air Canada Aeroplan (1:1)<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Air France\u2013KLM Flying Blue (1:1)<\/td><td class=\"column-2\">Air France\u2013KLM Flying Blue (1:1)<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">British Airways Executive Club (1:1)<\/td><td class=\"column-2\">Avianca LifeMiles (1:1)<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Emirates Skywards (1:1)<\/td><td class=\"column-2\">British Airways Club (1:1)<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Iberia Plus (1:1)<\/td><td class=\"column-2\">Cathay Pacific Asia Miles (1:1)<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">JetBlue TrueBlue (1:1)<\/td><td class=\"column-2\">Emirates Skywards (1:1)<\/td>\n<\/tr>\n<tr class=\"row-9 odd\">\n\t<td class=\"column-1\">Singapore Airlines KrisFlyer (1:1)<\/td><td class=\"column-2\">Etihad Guest (1:1)<\/td>\n<\/tr>\n<tr class=\"row-10 even\">\n\t<td class=\"column-1\">Southwest Airlines Rapid Rewards (1:1)<\/td><td class=\"column-2\">EVA Air Infinity MileageLands (2:1.5)<\/td>\n<\/tr>\n<tr class=\"row-11 odd\">\n\t<td class=\"column-1\">United Airlines MileagePlus (1:1)<\/td><td class=\"column-2\">Finnair Plus (1:1)<\/td>\n<\/tr>\n<tr class=\"row-12 even\">\n\t<td class=\"column-1\">Virgin Atlantic Flying Club (1:1)<\/td><td class=\"column-2\">JetBlue TrueBlue (5:3)<\/td>\n<\/tr>\n<tr class=\"row-13 odd\">\n\t<td class=\"column-1\">IHG One Rewards (1:1)<\/td><td class=\"column-2\">Qantas Frequent Flyer (1:1)<\/td>\n<\/tr>\n<tr class=\"row-14 even\">\n\t<td class=\"column-1\">Marriott Bonvoy (1:1)<\/td><td class=\"column-2\">Singapore Airlines KrisFlyer (1:1)<\/td>\n<\/tr>\n<tr class=\"row-15 odd\">\n\t<td class=\"column-1\">World of Hyatt (1:1)<\/td><td class=\"column-2\">TAP Portugal Miles & Go (1:1)<\/td>\n<\/tr>\n<tr class=\"row-16 even\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Turkish Airlines Miles & Smiles (1:1)<\/td>\n<\/tr>\n<tr class=\"row-17 odd\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Virgin Red \/ Virgin Atlantic Flying Club (1:1)<\/td>\n<\/tr>\n<tr class=\"row-18 even\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Accor Live Limitless (2:1)<\/td>\n<\/tr>\n<tr class=\"row-19 odd\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Choice Privileges (1:1)<\/td>\n<\/tr>\n<tr class=\"row-20 even\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Wyndham Rewards (1:1)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p>For hotel transfers, Chase has the clear edge thanks to its partnership with World of Hyatt, which is widely regarded in the award travel community for offering consistently strong value for its points. You can also transfer Chase points to IHG and Marriott, though these are usually less valuable and best used in specific situations.<\/p>\n<p>Capital One\u2019s hotel partners aren\u2019t quite as strong overall, but there\u2019s still solid value to be found with Choice Hotels and Accor Live Limitless.<\/p>\n<h3><span id=\"Travel_portals\">Travel portals<\/span><\/h3>\n<p>Another way to redeem points is through each issuer\u2019s travel portal \u2014 and the value you get can vary based on the card and type of booking.<\/p>\n<p>With the <a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/chase-travel-portal\/\" rel=\"noopener\">Chase Travel portal<\/a>, you can use Ultimate Rewards points to book flights, hotels, rental cars, cruises, and more. You can pay with points, cash, or a combination of both. The value of your points depends on the redemption courtesy of a new featured called &#8220;<a target=\"_blank\" href=\"\/credit-cards\/chase-ultimate-rewards\/points-boost\/\" rel=\"noopener\">Points Boost<\/a>.&#8221; With the Sapphire Preferred, you\u2019ll get:<\/p>\n<ul>\n<li>Up to 1.5\u00a2 per point on top-booked hotels and economy flights (excluding Basic Economy) with select airlines<\/li>\n<li>Up to 1.5\u00a2 per point on premium cabin flights with select airlines<\/li>\n<li>1\u00a2 per point on all other bookings<\/li>\n<\/ul>\n<p><a target=\"_blank\" href=\"\/credit-cards\/capital-one-rewards\/capital-one-travel-portal\/\" rel=\"noopener\">Capital One\u2019s travel portal<\/a> is more straightforward. You can redeem miles for flights, hotels, vacation rentals, and rental cars, though it doesn\u2019t currently support activities or cruises. Miles are worth a flat 1 cent each when used through the portal, offering consistent value for travel purchases.<\/p>\n<figure id=\"attachment_167718\" class=\"wp-caption aligncenter\"><img data-aspectratio=\"600\/480\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" class=\"wp-image-167718 lazyload\" data-src=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Resort-Pool-Featured-Chelsea-Gates-Unsplash.jpg\" alt=\"Person in a resort pool overlooking a beach.\" width=\"600\" height=\"480\" data-srcset=\"https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Resort-Pool-Featured-Chelsea-Gates-Unsplash.jpg 1000w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Resort-Pool-Featured-Chelsea-Gates-Unsplash-300x240.jpg 300w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Resort-Pool-Featured-Chelsea-Gates-Unsplash-768x614.jpg 768w, https:\/\/awardwallet.com\/blog\/wp-content\/uploads\/2024\/05\/Resort-Pool-Featured-Chelsea-Gates-Unsplash-325x260.jpg 325w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><center><em>Credit: Chelsea Gates\/Unsplash<\/em><\/enter><\/figure>\n<p><strong>Related: <a target=\"_blank\" href=\"\/credit-cards\/book-low-cost-carriers-with-points\/\" rel=\"noopener\">Guide to Booking Budget Airlines With Amex, Bilt, Capital One, Chase, or Citi Points<\/a><\/strong><\/p>\n<h2><span id=\"Final_Thoughts\">Final Thoughts<\/span><\/h2>\n<p>The <a data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" rel=\"noopener nofollow sponsored\">Sapphire Preferred<\/a> and <a data-ccid=\"3006151\" href=\"\/blog\/link\/CR-COV\" rel=\"noopener nofollow sponsored\">Capital One Venture<\/a> are both solid additions to your wallet. Each comes with a reasonable annual fee, strong welcome bonus, and valuable travel perks.<\/p>\n<p>While both earn rewards at solid rates, they do so differently. In most cases, the Sapphire Preferred edges out with better redemption value through the Chase Travel portal and stronger travel and purchase protections.<\/p>\n<p>Ultimately the better of the two comes down to which card fits your spending habits and travel goals the most. Which card is the best fit for your situation?<\/p>\n<div class=\"compare-cards-wrap compare-count-cards-2 compare-p-chase\"><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/dfed8cb4-d376-4c8b-aed4-1997afa3d66a.png\" width=\"150\" alt=\"Capital One Venture Rewards Credit Card\" class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Capital One Venture Rewards Credit Card<\/div><div class=\"compare-offer\"><strong>Welcome Offer<\/strong>\r\nEarn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. <\/div><\/div><div class=\"compare-apply\"><a data-ccid=\"3006151\" class=\"btn-use qs-how-apply\" title='Capital One Venture Rewards Credit Card' href=\"\/blog\/link\/CR-COV\" target=\"_blank\" rel=\"noopener nofollow sponsored\">How to Apply<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X miles per dollar on purchases through Capital One Entertainment <\/li>\r\n<li>5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\r\n<li>2X miles per dollar on all other purchases<\/li>\r\n<\/ul><\/div><\/div><div class=\"compare-card\"><div class=\"compare-pre\"><div class=\"compare-image\"><div><img src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-src=\"https:\/\/cdn.nextinsure.com\/imaging\/opt\/7e0262fd-5b61-413b-8b01-c8feec5b1d04.png\" alt=\"Chase Sapphire Preferred\u00ae Card\" width=\"150\"\/ class=\"lazyload\"><\/div><\/div><div class=\"compare-name\">Chase Sapphire Preferred<sup>\u00ae<\/sup> Card<\/div><div class=\"compare-offer\"><strong>Welcome Bonus<\/strong>\r\nEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.<\/div><\/div><div class=\"compare-apply\"><a class=\"btn-use qs-apply-now\" title='Chase Sapphire Preferred\u00ae Card' data-ccid=\"2061159\" href=\"\/blog\/link\/ChaseSapphirePreferredCard\" target=\"_blank\" rel=\"noopener nofollow sponsored\">Apply Now<\/a><\/div><div class=\"compare-fee-score\"><div class=\"compare-fee\"><strong>Annual Fee<\/strong><p>$95<span class=\"compare-terms\"><a data-ccid=\"2061159\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=g3lR0xvjyAU&offerid=1753725.10005147&type=3&subid=09ced783ae2012245ed2686b7cc5fb432&subid=639396\" target=\"_blank\" rel=\"noopener\">Rates & Fees<\/a><\/span><\/p><\/div><div class=\"compare-rating compare-rating--5\"><strong>Credit Score<\/strong><p>Excellent, Good<\/p><\/div><\/div><div class=\"compare-earning\"><ul>\r\n<li>5X points on Lyft rides through September 2027<\/li>\r\n<li>5X points on travel purchased through Chase Travel\u2120<\/li>\r\n<li>3X points on dining at restaurants worldwide<\/li>\r\n<li>3X points on eligible streaming services<\/li>\r\n<li>3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)<\/li>\r\n<li>2X points on all other travel<\/li>\r\n<li>1X point per dollar spent on all other purchases<\/li>\r\n<\/ul><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Both Capital One and Chase offer excellent mid-range cards: the Capital One Venture Rewards Credit Card and the Chase Sapphire Preferred\u00ae Card. Each comes with a reasonable annual fee, solid bonus categories, and access to valuable transfer partners. So, which one is right for you? Let\u2019s take a closer look.<\/p>\n","protected":false},"author":99,"featured_media":165989,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":[],"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[12055],"tags":[12708,12520,12709],"coauthors":[36477],"class_list":["post-212414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-capital-one-rewards","tag-card-benefits","tag-chase-ultimate-rewards"],"acf":[],"_links":{"self":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/212414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/users\/99"}],"replies":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/comments?post=212414"}],"version-history":[{"count":44,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/212414\/revisions"}],"predecessor-version":[{"id":257158,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/posts\/212414\/revisions\/257158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media\/165989"}],"wp:attachment":[{"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/media?parent=212414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/categories?post=212414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/tags?post=212414"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/awardwallet.com\/blog\/wp-json\/wp\/v2\/coauthors?post=212414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}