{"id":212414,"date":"2026-09-12T15:10:02","date_gmt":"2026-09-12T15:10:02","guid":{"rendered":"https:\/\/awardwallet.com\/blog\/?p=212414\/"},"modified":"2026-09-12T15:10:02","modified_gmt":"2026-09-12T15:10:02","slug":"chase-sapphire-preferred-vs-capital-one-venture","status":"publish","type":"post","link":"https:\/\/awardwallet.com\/credit-cards\/chase-sapphire-preferred-vs-capital-one-venture\/","title":{"rendered":"Chase Sapphire Preferred vs. Capital One Venture: Which $95 Annual Fee Card Is Better?"},"content":{"rendered":"

Chase and Capital One have several travel card offerings and multiple ways to earn valuable transferable points. And the Capital One Venture Rewards Credit Card<\/a> and Chase Sapphire Preferred\u00ae<\/sup> Card<\/a> (Rates & Fees<\/a>) are two of their strongest cards.<\/p>\n

Both have similar annual fees under $100, solid sign-up bonuses, and nice benefits. However, key differences between category bonuses, travel portals, and travel protections could push you toward one card.<\/p>\n

Which one is best for you? Let's review several aspects of each card — from bonuses to perks — to help you determine which is best for your situation.<\/p>\n

At a Glance<\/span><\/h2>\n

At surface level, these two cards are very similar. Here's a quick summary of the two side by side:<\/p>\n

\"Capital<\/div><\/div>
Capital One Venture Rewards Credit Card<\/div>
Limited-Time Offer<\/strong>\r\nEarn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening\u2014that's more than $1,000 in travel value. <\/div><\/div>
How to Apply<\/a><\/div>
Annual Fee<\/strong>

$95<\/p><\/div>

Credit Score<\/strong>

Excellent, Good<\/p><\/div><\/div>